13 Ways for Boss Babes to Earn Extra Cash on The Side

“But the thing is…your opinions don’t pay my bills.” – #bossbabe™ financial health into high gear.

In the continuous era of “boys will be boys” let’s change the definition of “it’s a girl thing” to one that we can be proud of and more substantial.

We don’t need to wait for someone to save us. Even financially.

So we rounded up all the ways that you boss babes can start earning extra cash on the side. Start investing in yourself now.

1. The Card That Only Gives You Cash Back and No Credit Card Debt

Cash back credit cards can be pretty awesome.

You can fill up your tank, eat out, get your groceries, and buy almost anything to get cash back. This is essentially free money as long as you’re responsible and pay the full balance off each month.

However, not everyone can qualify for a sweet cash back credit card if their credit history isn’t stellar so we found another option instead.

It’s called the Aspiration Spend & Save Account, a cash management account offered through Aspiration Financial LLC that includes a debit card that gets you 0.5% cash back on everything.

Basically, it turns your debit card into a cash back card!

The account also lets you pay bills, save, and earn interest too. Here’s the rundown:

• Get 0.5% cash back on all purchases and 1% on socially-conscious businesses
• Pays up to 2.00% APY on your savings
• Your debit card gives free access to every ATM in the world!
• Zero fees (yes fee-free!)

You can get all that with just a $10 minimum deposit when you switch over to an Aspiration Spend & Save Account.

Since there are no monthly fees, all of their accounts are on a “pay what is fair” model so you can “tip” them up to $20 or as little as $0 a month. All extra services are provided at cost. Aspiration also commits to donating 10% of earnings to charity!

The account is also perfect for those looking to earn more high-yielding interest on their deposits since you’ll get 2.00% APY on the entire balance. To give context, most big banks offer a range of 0.01%-0.06% so you’d be getting up to 200x more!

It’s extremely simple to set up, and the mobile app lets you access your account anywhere, along with depositing checks from your phone. Take less than 5 minutes to sign up and start getting your cash back debit card!

2. Boss Babes Don’t Miss a Beat. Get Paid Almost Forever When You Leave this App On.

Boss babes are connected all. The. Time. You don’t miss a beat at all.

Email, messages, tasks, you name it.

Since you already have your phone on 24/7, let’s make it work even harder for you.

Panel App (iOS or Android) is a loyalty incentive app that will give you points just by leaving the app running in the background.

Because it gives you points on location, go ahead and enable location services. Then just turn the app on before you go about your day and head to work, gym, kick some ass, wherever.

After using it extensively, we think it’s a great passive app that rewards you for doing almost nothing. Basically:

• You don’t have to complete offers
• You don’t have to watch ads
• You don’t have to buy anything
• You don’t have to do anything but leave the app running

We snagged a $5 Amazon gift card via email after a few weeks of just leaving the app on and forgetting about it. You can also choose VISA gift cards, MasterCard gift cards or sweepstakes entries.

Overall, a solid choice for earning a bit of spending money for literally just leaving the Panel App (iOS or Android) running on your phone! And boss babes know, small actions can add up to a big impact.

3. Snap a Pic of Your Grocery Receipt. Get Cash Back.

This year is the year that you’re going to cook at home more. You’re pumped to eat healthier and save more money on food. You can do it!

And with more trips to the grocery store, make sure you’re not missing out on free money.

It’s simple. All you have to do is take a picture of your grocery receipt and Ibotta (iOS or Android) will pay you cash.

So before you go to the store, search for your items in the Ibotta app. After your visit, take a photo of your receipt to get cash back.

Ibotta is free to download on iOS or Android and you’ll also get up to $20 in Welcome Bonuses when you sign up!

On average, active Ibotta users get back up $240 a year. What would you do with that extra money?

Welcome Bonus: Up to $20
Average savings a month: $20
What it could add up to in a year: $240
Additional Referral Earnings: $5 per referral

4. Squeeze in Some Gaming Time for Money

3 minutes.

Make as many 21s as you can within that time or until you run out of moves.

That’s the basic gist of 21 Blitz (iOS only) a modern take on Blackjack where you’re no longer just playing against the dealer but with actual people around the world.

It’s fast-paced and it basically does all of the math for you. This game is great for killing time and earning cash all at once.

iPhone users can play for free against real people for prizes or switch over to cash games to win…well, cash! Cash game winners can win up to $7,000 or more in the mini-tournament.

Madison from The Smart Wallet deposited $25 into 21 Blitz and won $120 for her matches!

Unfortunately, not available in AZ, AR, CT, DE, FL, LA, ME, MD, MT, SC, SD, TN, IN

Android user? 

You can install Mistplay (Android only), a game platform where you can try new games to earn points redeemable for gift cards like Amazon, VISA, Starbucks, and more.

In the Android app, all available free games are listed so just take your pick to try! The more time spent on each game, the more money you can earn.

You’ll only get paid for playing games if Mistplay is running so be sure to always install games from the Mistplay app!

BONUS: You’ll automatically get 200 welcome points upon sign up but use promo code Bonus_100 to get an additional 100 points for a total of 300 total points!

5. Boss Babes Know How to Self Care – Binge on TV for Extra Money

I can barely cook but I love watching food videos in my spare time. The new season of Chef’s Table? I’m there.

If you become a video junkie to relax in your downtime, become an Inbox Dollars member where you can watch their TV and Videos section that ranges from Trending News, Entertainment, Food, Health, Tech, and even the latest World News to earn some cash. You’ll also get $5 as a sign-up bonus too!

They set it up in playlists though and they’ll tell you how long it takes as it can range from a few minutes to half an hour. Tip: You can set it to Play, open up another browser tab and let the videos run while you continue doing something else if you’re multi-tasking!

Playlists and earning potential can change, but it’s possible to earn up to $200 a month, watching videos!

6. Free Gift Cards Just for Going Shopping? Yes, please.

Go on your normal grocery shopping trips. Scan your receipt after. Get points towards gift cards.No extra fuss. No digital coupons to pre-select or specific stores to go to.

It’s perfect for the lazy but smart saver.

And it’s called Fetch Rewards (iOS or Android), an app where you can scan ANY grocery receipt to get rewards, aka cash.

Scan receipts from supermarkets, neighborhood corner shops, wholesale clubs, drugstores, convenience stores, and even liquor stores. Unlike other apps, you’re not restricted to specific stores. As long as your receipt has any of the thousands of participating products, you’ll earn points to redeem for gift cards.

You can start redeeming points for rewards with as little as 3,000 points ($3). Grab a 2,000 points bonus ($2!) when you enter this referral code: REWARD before you scan your first receipt on Fetch (iOS or Android).

Welcome bonus: $2
Average savings a month (depends on purchases): $25
What it could add up to in a year: $302
Additional referral earnings: $2 per referral

7. Most People Forget They Have a Recurring Subscription. Are You Losing Money Too? (Pocket Back $720 in Savings)

They say that 84% of people forget they have a recurring subscription still charging them. In this case, auto-pay isn’t so great.

When you download Truebill (iOS or Android), the money management app will display all your current subscriptions (in 2 minutes or less) so you can see it all in one place.

Then you can decide which to cancel, and the app will do it for you! Even that pesky gym membership that’s typically so hard to get out of.

With the app, I realized I still had a very niche streaming service that I haven’t touched in about 7 months. (Thanks, free trial subscription…) I immediately canceled it through Truebill and saved $70 from that sub.

Other things that Truebill (iOS or Android) can help out on? Their team of experts can help lower your monthly bills by negotiating down rates and even getting you back refunds on internet or cable outages.

8. Medical Emergencies Happen – Here’s How To Afford the Unexpected

True story: My cousin was on a cruise to Canada, and while coming down the stairs, she missed a step and tumbled down. She later found out that she broke several bones in her left foot, and was unable to go to work for 3 weeks because of a massive cast.

Unfortunately, accidents like this can happen and it could be disastrous to your wallet and potentially your career.

Sure, you can always prepare by having a savings account devoted to “what if” moments, but if you find yourself in a tight spot, there are options that can help, like Opploans.

Even if you have a poor credit score you could still get a personal loan for short-term financial needs such as 6 to 24 months. Definitely useful for unexpected situations.

Submitting an application doesn’t affect your FICO credit score, so check if there’s a short-term personal loan that you may need for a medical emergency, major purchases, life events and more.

Here’s who can qualify:

• Residents of AL, AR, AZ, CA, DC, DE, FL, GA, HI, ID, IL, IN, KY, KS, LA, ME, MI, MN, MS, MO, MT, ND, NE, NV, NM, OH, OK, OR, RI, SD, TN, TX, UT, SC, WA, WI, WY, VA
• Have a minimum monthly income of $1,500 for the states listed above except AL is $3,500, and GA & ID is $3,000
• Employed at your current job for at least 3 months
• 18+ years old (19 if from AL or NE) and cannot be an active duty service member
• A traditional bank account in your name that’s been open for at least 90 days
• You get your paychecks via direct deposit

Qualified borrowers will be able to borrow up to $4,000 depending on their state and eligibility. And when monthly payments are made back on the loan, Opploans will notify the 3 credit bureaus to build up your payment history and in turn, build your credit history!

9. The App That Helps (Broke) Millennials Invest Easily

Investing sounds complicated but it doesn’t have to be.

And you don’t have to be rich either to play the investment game.

That’s why Acorns is a popular choice amongst millennials and anyone new to investing since they make it so easy.

For every purchase you make, Acorns automatically rounds it up to the nearest dollar and then saves & invests the difference into your Acorns account.

So, for instance, if you bought lunch for $10.50, Acorns will round it up and deposit $0.50 to the app’s savings account. Pretty simple, right? It can do this for every purchase.

Just connect Acorns to your credit/debit card and it’ll save automatically or you can manually choose which transactions to round up if you prefer.

Since roundups are less than $1 and basically spare change, you’ll barely notice the impact initially but over time it’ll grow to make a big difference. Acorns will continue to round up and save for you, while at the same time, investing those savings so that your portfolio can grow.

The very minor catch? It only costs $1 a month for accounts that have under $5,000. It’s way cheaper than an investment advisor.

10. Buy Stuff Normally = Get Gift Cards You Actually Want

If you have room for 1 more app on your phone, then it needs to be this.

Actually, delete another app to make room for this one. It’s that good.

It’s called Drop (iOS or Android), a free app that gives you gift cards on stuff you already buy from your favorite stores and brands.

Your everyday purchases from Amazon, Trader Joe’s, and Walmart? You’ll get points for that. Points translate to gift cards so the more you collect, the more you can redeem!

You’ll get access to many offers that you can activate ranging from Entertainment, Personal Care, Grocery, Apparel and more.

The only thing you need to do is link any credit or debit card you usually use for buying stuff and that’s it!

Drop (iOS or Android) will automatically recognize when you buy from your activated offers to reward.

There’s literally no downside to using this free app to get more gift cards. Use it on top of your loyalty points and credit card points for even more rewards!

LIMITED TIME OFFER: Use promo code SMARTWALLET to unlock 5,000 points ($5) automatically when you link your first card on Drop!

11. Up To 40% Cash Back Automatically? Sign Us Up!

Saving money and getting cash back on purchases always sounds like a great idea – until you completely forget to take the steps to get the savings. There are SO many ways to save money while shopping, who can remember if it’s not automatic?

Ebates (iOS or Android) can help you get cash back on everyday shopping as well as apparel, beauty, and more, automatically. With Ebates, you don’t even have to upload your receipts after your purchases. They’ll send you simple push notifications when your favorite stores increase their cash back deals or have a good sale.

Offering simple one-tap savings with no points or fees helps ensure that you get the most out of your purchases. So, before buying anything, hop into the app (iOS or Android)  to see if you can get up to 40% cash back at over 2,500 stores.

They also have an amazing referral program where you can earn $25 for each eligible friend. New members get a $10 bonus too!

12. Make Money Driving Your Car – Here’s What it Takes

If at any point in your life, you used Uber and thought, “hey, maybe I can do this driving gig too” but didn’t research, you should read this because we’ll break it down for you.

Since Uber is privately owned and therefore doesn’t need to disclose numbers, our best-educated guess on the number of Uber driver-partners that signed up in the United States alone is about 1 million. That’s a lot of gig workers who believe in it!

You’ll also need to complete certain qualifications to start driving but they’re fairly simple and common-sense.

Minimum Driver-Partner qualifications:

• Be 21 years or older
• Have at least 1 year of licensed driving experience in the U.S. (3 years if under 23 years old)
• Have a valid U.S. driver’s license (of course)
• Can show proof of vehicle registration and insurance
• Complete a background check after sign-up

Car qualifications:

• Be registered with the state
• Be insured
• Have 4 doors
• Can seat at least 4 passengers (driver not included)

Pretty logical, right? You’ll also be able to set your own schedule and work when you want.

However, the most important question you might be thinking is: “How much money can I really make though?”

The answer really depends on the city you live in, the demand, and how much you want to work as well as managing your time. Sign up to drive with Uber, and see how much you could make.

Uber Driver-Partners can register for Instant Pay with a debit card and get paid anytime up to 5x a day!

13. Get Paid To Share Your Opinion Anytime

Your opinion is valuable. So valuable you deserve to earn extra cash for sharing it.

You can do it with Survey Junkie. They pay cash to members who participate in surveys about their shopping habits, cell phone usage, and more. Basic stuff.

Completing a survey earns you 20 to 100 points. Each point is worth one cent, and when you hit 1,000 points (or $10) you can cash out.

Redeem via:

• Online gift cards
• Paypal cash
• Bank transfer

Signing up for Survey Junkie only takes a few minutes and you’ll earn your first 100 ($1 value!) points just by creating an account, filling out an intro questionnaire, and verifying your email address. Easy.

After that, you’re free to dive into surveys. They have surveys with various durations (5 to 20 minutes) to complete and new ones pop up constantly so you’ll never be bored! Fill one out when you’re waiting for someone or have time to kill.

Survey Junkie won’t get you rich quick (no survey sites ever do), but it’s an easy way to make some extra cash by doing nothing other than giving your opinions.

[2% APY] The Annual Percentage Rate (“APY”) associated with the Aspiration Summit Account is fixed and accurate as of 2/20/19. Rates may be changed from time to time without notice.

[Zero ATM fees] All ATM withdrawal fees will be waived for your Aspiration Summit Account. In addition, your account will automatically be reimbursed for all ATM fees charged by other institutions while using an Aspiration Debit Card linked to your account at any ATM displaying the Mastercard®, Interlink®, Cirrus®, or Maestro® logos. The reimbursement will be credited to the account the same day the ATM fee is debited from the account. Please note, there is a foreign transaction fee of one percent that is not waived, which will be included in the amount charged to your account.

[Zero fees] Aspiration is committing to “All Extra Services Provided at Cost,” meaning that we’ll only charge you what it costs us to provide the extra service (such as a wire transfer), and not a penny more. Besides these at-cost service charges, the only account fee you pay is the fee you choose, even if it’s $0, which is why we call it Pay What Is Fair.

[Earn up to 200x] *Based on a comparison of Aspiration’s 2.00% APY interest rate to the following checking account interest rates reported by Bankrate for [date]: Wells Fargo (0.01% APY), Chase Bank (0.01% APY) and Bank of America (0.01% APY).

[Save $300/Year] *”Most Americans Don’t Realize How Much They Pay in Banking Fees”, Gregory Bresiger, 7/18/2016, MarketWatch.

*OppLoans APR ranges from 59%-199% depending on your state of residence (Rates and Terms here). Credit reporting not available for Texas residents.