Cash back credit cards can be pretty awesome.
You can fill up your tank, eat out, get your groceries, and buy almost anything to get cash back. This is essentially free money as long as you’re responsible and pay the full balance off each month.
However, not everyone can qualify for a sweet cash back credit card if their credit history isn’t stellar so we found another option instead.
It’s called the Aspiration Spend & Save Account, an online account that includes a debit card that gets you 0.5% cash back on everything.
Basically, it turns your debit card into a cash back card!
The account also lets you pay bills, save, and earn interest too. Here’s the rundown:
- Get 0.5% cash back on all purchases and 1% on socially-conscious businesses
- Pays up to 2.00% APY on your savings
- Your debit card gives free access to every ATM in the world!
- Zero fees (yes fee-free!)
You can get all that with just a $10 minimum deposit when you switch over to an Aspiration Spend & Save Account.
Since there are no monthly fees, all of their accounts are on a “pay what is fair” model so you can “tip” them up to $20 or as little as $0 a month. All extra services are provided at cost. Aspiration also commits to donating 10% of earnings to charity!
It’s extremely simple to set up, and the mobile app lets you access your account anywhere, along with depositing checks from your phone. Take less than 5 minutes to sign up and start getting your cash back debit card!