Privacy Policy | The Smart Wallet

Updated: October 30, 2020

Sea of Savings, LLC (“the Smart Wallet,” “we,” “our” or “us”) provides the following Privacy Policy (“Policy”) which sets forth our practices related to collecting, using, disclosing, and selling personal information (“PI”), as well as information that is not personal information (“non-PI”). For purposes of this Policy, PI and non-PI will be referred to collectively as “Information.”

By accessing and using one of the websites that we own and operate including the smartwallet.au (collectively, the “Websites” and individually, a “Website”), you understand and agree to our collection, use, and disclosure of your Information that you may provide to us. If you do not understand and agree to how we collect and handle Information, please do not use or visit the Websites.

NOTICE OF COLLECTION OF PERSONAL INFORMATION

This Policy provides notice to users that we collect personal information.

TYPES/CATEGORIES OF INFORMATION WE MAY COLLECT REGARDING USERS

Here are the types and categories of Information that we may collect regarding users:

Information collected from our web server log files, including device type(s), user agent data, referring URL(s), and IP address(es);
Information collected from our customer support department, including customer support inquiries and Content-related emails; and
Information collected from Cookies (as defined below), including whether a user has previously visited one of our Websites or has opened an email sent by us.

HOW WE COLLECT INFORMATION – SOURCES

Here are ways we collect Information from and about users:

Emails and other contacts received from users as part of customer service;
From the use of “cookies” (small text files placed on a user’s computer that track online behavior), single-pixel GIF image files (also called “web beacons”) and other technological means (collectively, “Cookies”).

We also collect Information from our servers that host the Websites and combine that Information with Information on users that we have already collected via other means. Here are some sources of Information and the methods we use:

Our hosting servers collect Information from users through various technological means when users access and interact with our Websites;
From third parties including service providers who assist us in hosting the Websites and providing customer support; and
From third parties who drive users to our Websites and whose goods and services are advertised on our Websites.

HOW WE MAY USE INFORMATION

We may use Information in many ways and for many purposes including the following:

For Website operations, content improvements, testing, research, analysis, and product development;
To provide users with customer service, information, products or services that users request from us;
As necessary or appropriate to protect the rights, property or safety of us, parties controlled by or under common control with us (“Related Parties”), our clients, advertisers, service providers and others;
As described to users when collecting Information or as otherwise set forth in any applicable consumer protection, applicable privacy, or data security laws;
If we are sold, merge with a third party, are acquired or are the subject of bankruptcy proceedings, your Information may be shared with the applicable third party(ies); if we are involved in one of these transactions, users will be notified via email or a Policy update on our Website of any change in ownership or uses of your Information, as well as any choices that you may have regarding your Information; and
To respond to subpoenas, court orders or legal process, or to establish or exercise our legal rights or defend against legal claims or when we determine it is necessary to comply with applicable laws or regulations.

HOW WE MAY SHARE INFORMATION

We may share Information that we have about users in many ways and for many purposes, including with our interest-based advertising partners, as described further below. Some of these third parties are located in the United States.

When we share Information, we enter into agreements that describe the purpose that the Information is shared, restrict its use to the agreement’s specified purpose and require that all Information remain confidential, and be protected from unauthorized disclosure.

COOKIES, INTEREST-BASED ADVERTISING, AND THIRD-PARTY ANALYTICS

Although we currently don’t use Cookies, some of our third-party marketing partners may place Cookies on our Websites to track users’ online behavior while on our Website and after they leave our Website. These third-party Cookies may enable the delivery of interest-based advertisements (to find out more about Cookies, please visit www.cookiecentral.com) based on a user’s visit to our Website and/or other websites. In addition, our marketing partners use Information gathered in this manner to recognize you across different channels and platforms, including computers, mobile devices, and Smart TVs and may use this Information over time for advertising, analytics, attribution and reporting purposes.

We may use Google Analytics and similar tools provided by our third-party partners to help analyze how users interact with the Website and to display customized ads and other content to our users during a current browsing session or in the future when the user is online. These analytics are performed by using the technological means described above to monitor a user’s interactions with the Website and do not involve the collection of any additional PI.

Most computers are initially set up to accept Cookies, but users can reset their Internet browsers to refuse all Cookies or to indicate when a Cookie is being sent. To disable and reject certain Cookies, follow the instructions associated with your Internet browser. Even where you reject a Cookie, you may still use the Website but your ability to use certain features or offerings may be impaired. For example, if you return to our Website, you may have to re-enter Information you previously supplied to us. We may retain Cookie data indefinitely.

OTHER WEBSITES

We and our Related Parties and marketing partners may advertise and promote the Websites and we may permit our marketing partners to place ads and other content, including links to other websites, on the Website. While we try to post links only to third-party websites that share our respect for privacy, this Policy, our privacy practices do not extend to and may differ from those of third-party websites that can be accessed through links on this Website. You should review the applicable privacy policies of the third-party websites before registering with, providing Information to or navigating those websites.

SECURITY OF YOUR INFORMATION

We use commercially reasonable efforts to prevent unauthorized access or disclosure, or accidental loss or destruction of your Information. Access to your Information is strictly limited and we take reasonable measures to ensure that your Information is not accessible to the public. We restrict access to our users’ Information to only those persons who need access to perform or provide their job or service, both internally and with our third-party service providers.

Given the nature of the Internet, your Information passes through entities that we are unable to control. Therefore, we cannot guarantee that our security measures or those of third parties who access or transmit your Information will prevent your Information from being improperly accessed, stolen or altered. In compliance with applicable laws, we shall notify you and any applicable regulatory agencies if we learn of an information security breach of your Information. You will be notified via e-mail in the event of such a breach. Please be advised that notice may be delayed to address the needs of law enforcement, determine the scope of network damage, and to engage in remedial measures.

CHANGES TO THIS POLICY

We reserve the right to revise and update this Policy at any time. If we make material changes to this Policy, we will post the updated Policy on our Website. Any such revisions will be effective thirty (30) days after posting to the Website and will apply to all Information collected by us both before and following the effective date. If we expand the way we use Information, we will notify users by: (a) sending the modified Policy to our users via email or (b) by any other reasonable means acceptable under applicable law. You will have a choice as to whether we use your Information in this different manner and we will only use your Information in this way where you opt-in to such use. Users should periodically access this Policy to review our current policies regarding the collection and use of Information.

QUESTIONS, SUGGESTIONS, OR TO CONTACT US

If you have any questions, comments, complaints, or suggestions regarding this Policy or our Website(s), please contact us at [email protected] and include AU in the subject line