Terms of Use (UK)

Updated: 15 July, 2022

Sea of Savings, LLC of 300 Vesey Street, 9^th Floor, New York, NY 10282 (“we,” “us,” or “our”) operates TheSmartWallet.uk website and any other affiliated websites displaying related content that we create (collectively, the “Sites”) where you can access content related to ways to save money and earn money.  By accessing and using a Site, you agree to and accept these Terms & Conditions, as well as our Privacy Policy and any additional terms, conditions and policies published on the Site (collectively, the “Agreement”). If you do not agree to and accept the terms of the Agreement in their entirety, you do not have permission to visit and/or use any of the Sites.

1. How the Sites Work

We have created the Sites to provide content related to ways to save money and earn money and may include samples, surveys, coupons, and other general interest topics (“Content”). Our advertising partners may compensate us for displaying their ads and/or connecting them with interested consumers.

We may provide other services and content in the future and will update these terms accordingly.

2. No Representations or Warranties

The Content and any offers for goods and services offered on a Site and any other content, information, documents, graphics and images displayed on a Site (collectively, “Site Content”) are provided by us, our affiliates and marketing partners, and other third parties (“collectively, “Content Providers”) and could include inaccuracies, typographical errors or other errors. We make no commitment to update or correct any errors on a Site.

You also understand and agree that a Site may, at times, be inaccessible or inoperable for any reason, including: (a) equipment or communications malfunctions; (b) periodic maintenance, repairs or administrative reviews which we may undertake from time-to-time; or (c) causes beyond our control or which are not foreseeable by us. We will not be responsible or liable in any way to you or anyone else due to or as a result of any such inaccessibility or inoperability.

OTHER THAN AS EXPRESSLY SET OUT IN THESE TERMS & CONDITIONS, NEITHER WE NOR ANY CONTENT PROVIDER MAKE ANY SPECIFIC PROMISES ABOUT THE SITES OR THE SITE CONTENT PROVIDED THEREIN. WE PROVIDE THE SITES, SITE CONTENT AND OTHER SERVICES ON AN “AS IS, AS AVAILABLE BASIS.”

TO THE EXTENT PERMITTED BY LAW, WE EXCLUDE ALL WARRANTIES AND GUARANTEES.  IF SUCH WARRANTIES AND GUARANTEES MAY NOT BE EXCLUDED THEN, TO THE EXTENT PERMITTED BY LAW, WE LIMIT OUR LIABILITY TO (AT OUR OPTION): (1) RESUPPLYING THE RELEVANT SERVICE; OR (2) PAYMENT OF THE COST OF HAVING THE SERVICES SUPPLIED AGAIN.

3. Privacy Policy

Our Privacy Policy contains additional terms and conditions that govern our collection and use of the information you provide us or that we obtain through your use of a Site and our respective rights relative to that information. Please review our Privacy Policy carefully before you use a Site. We are not responsible for the privacy practices, content or the security of any third-party websites.

4. Eligibility

The Sites, including TheSmartWallet.uk, are directed to and intended for use by residents of the United Kingdom. We do not represent that all Site Content and other content, materials and services on our Sites are appropriate or available for use in geographic locations outside of the United Kingdom, and accessing a Site from certain locations may be illegal and prohibited. You agree not to access a Site or any Site Content or other content, materials and services on the Sites where prohibited by law. We are not responsible for your compliance with local laws or other applicable laws.

5. Equipment

You are solely responsible for providing and maintaining all hardware, software, electrical and other physical requirements for your use of a Site, including telecommunications and internet access connections and links, web browsers or other equipment, compatibility, and all other programs or services required to access and use a Site.

6. Proprietary Rights

The Sites including the Site Content are made available for your personal, non-commercial use only and you agree not to copy, duplicate, display, transmit, distribute, modify, reverse engineer or prepare derivative works of all or any portion of a Site for any purpose. Portions of the Sites are proprietary to us and are protected by intellectual property laws and treaties, including copyright, trademark, service mark, trade secret and/or patent laws and we reserve all of our rights. Some of the services and content on the Sites are provided by third parties and is proprietary to these third parties.

The names of companies and products that we do not own and that are mentioned on the Sites may be the trademarks of their respective owners. The trademark owners in most instances, do not endorse the Sites, the Site Content or other goods or services contained on the Sites. Any use of the protected services and/or content belonging to us or third parties without the express written permission of the owner thereof is strictly prohibited.

You may not use a Site to sell a product or service, or to increase traffic to your website for commercial reasons, such as advertising sales.

7. Site Links and Third-Party Sites

The Sites contain Site Content and other links to third-party websites which are independent of the Sites. We make no representation or warranty as to the accuracy, value, integrity, completeness or authenticity of the information or opinions contained in the Site Content or any other linked website. We do not endorse any sweepstakes, goods or services or website contained within the Site Content or any other linked website, or the products or services described therein and are not responsible for and disclaim all liability for these third-party websites. You should review the terms and conditions and privacy policies applicable to these third-party websites.

Furthermore, these links may lead to websites or links that contain offensive and objectionable content or which may contain dangerous computer viruses. You assume, and we hereby disclaim, all responsibility for any of the content on these websites or for any damage sustained by users of these websites.

8. Fraudulent Activity Policy

We strictly prohibit user fraud and abuse relating to access to and use of the Sites. In accessing a Site, or any other activities, products or services offered by or through a Site, you represent and warrant that: (a) all information you supply is complete and accurate, (b) you are not acting in violation of any applicable laws, rule or regulations or of these Terms & Conditions, and (c) you will not circumvent or attempt to circumvent any provision these Terms & Conditions or any security feature of a Site or engage in any activity that interrupts or attempts to interrupt a Site’s operation. We may take action, including disabling a user’s account, if we deem that a user is exhibiting unusual patterns of behavior and/or randomly and/or excessively clicking on a link or links after performing a search.

9. Choice of Law

These Terms of Use and any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with them or their subject matter or formation shall be governed by and construed in accordance with the law of England and Wales and each party irrevocably agrees that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with these Terms of Use or their subject matter or formation.

10. Limitation of Liability

We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation.

To the maximum extent allowed by applicable law, we and our marketing partners and service providers, will not be responsible for lost profits, revenues, or data, financial losses or indirect, special, consequential, exemplary, or punitive damages.

To the extent permitted by law, the total liability of us, and our marketing partners and service providers, for any claims under these terms & conditions, including for any implied warranties, is limited to the amount you paid us to use the site.

In all cases, we and our marketing partners and service providers will not be liable for any loss or damage that is not reasonably foreseeable.

11. Indemnification

You agree to indemnify, hold harmless and defend us, our shareholders, directors, employees and agents from and against any action, cause, claim, damage, debt, demand or liability, including reasonable costs and attorney’s fees, asserted by any person or entity, arising out of or relating to: (a) these Terms of Use and/or any breach or alleged or threatened breach by you; (b) your use of the Site, Site Content, or any search results or other content or materials or services transmitted or received by you; (c) any unacceptable or objectionable use of the Site or Site Content by you; (d) any negligent or willful misconduct by you; (e) your violation of any rights including, but not limited to, intellectual property, or (f) any claims attributable to any comments or other content you supply to us.

12. General

The Agreement constitutes the complete and exclusive agreement between you and us with respect to use of the Site and supersedes any and all prior or contemporaneous communications, representations, statements, agreements and understandings, whether in oral, written or electronic form, between you and us concerning the use of the Site. The Agreement shall be construed as consistent with each other whenever possible, but if such construction is unreasonable due to conflicting terms, the terms of the Privacy Policy shall control over the Terms of Use.

We each agree that we shall have no remedies in respect of any statement, representation, assurance or warranty (whether made innocently or negligently) that is not set out in the Agreement. We each agree that we shall have no claim for innocent or negligent misrepresentation based on any statement in the Agreement.

Any provision of these Terms of Use which is determined by a court of competent jurisdiction to be unenforceable in any jurisdiction shall be severable from these Terms of Use in that jurisdiction without in any way invalidating the remaining provisions of these Terms of Use. The unenforceability of any provision in a given jurisdiction shall not make that provision unenforceable in any other jurisdiction.

These Terms of Use do not give rise to any rights under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of this Agreement.