10 Apps To Try When You’ve Got Nothing to Do

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

So you’ve finished your binge-watch list, your queued up books and games, and are tired of looking at the news. Maybe you achieved a puzzle or two while sipping on some homemade cocktails.

Or maybe you just don’t feel like doing anything at all. That’s fine too!

So when you’re ready to add some more things to do on your currently blank list, check out our suggestions below. It’s a well-rounded mix of apps that are fun, productive, relaxing, and even some will help earn you some money.

1. Have Fun Trying and Playing New Games for Cash

Take a break from scrolling through your infinite feed for updates and relax with some games that actually let you play both for free and for earning cash.

Appstation: Try out new games, earn gift cards. It’s that simple with this game platform where you can redeem for PayPal Cash, Amazon, Game Stop gift cards, and more when you play their featured games!

Mistplay: The more time you spend playing their wide variety of games, the more money you can earn. You’ll automatically get 200 welcome points upon sign up but use promo code Bonus_100 to get an additional 100 points for a total of 300 total points!

Rewarded Play: Popular games include Yahtzee, Wheel of Fortune, Words with Friends, mystery games, fantasy games, puzzle games, and a lot more. The more you play, the more you can get gift cards from 20+ retailers including favorites like Target, Amazon, Walmart, Best Buy, etc.

Pro-tip: Install all 3 above and maximize getting paid to play mobile games!

2. Budgeting Made Easy With This App - Even if You Don’t Know How

First things first, if you have trouble budgeting, you’re not alone as most people actually don’t know how to. When you understand how much money comes in and how much goes out, it’ll all start making sense.

Truebill easily helps you budget, even if you’re clueless. Their simple to follow budgeting pulls your historical spending, organizes it, and allows you to clearly see your spending so you can set a target budget with context. (Aka you can see where you’re wasting money on).

Truebill’s five-star reviews come from people formerly bad at budgeting. Nicole M. said Truebill “tracks spending and makes you accountable for every place your dollar is going. Shows you how a ‘few bucks’ here and there can really add up over time. Also gives you clues on how to save based on your spending. It’s like having a personal accountant tracking my money.”

Truebill will also alert you if you’re getting a little too spend-happy in your budgeted categories so you know when to curb it. Another user, Krystyna D. said, “This app is a lifesaver for budgeting. It lists your transactions in a minimalist and customizable way, has a spending graph that compares your current spending based on last month, and has a really great budgeting feature. I’ve been using the app for just about 7 months and they’ve done nothing but make a really great improvement to the service. I’ve tried some of the other services and they’re all cluttered and give you too much info without making what you want to see accessible.”

It’s simple but actionable budgeting that anyone can follow and it’s free to use! Join the many users today and control your spending with Truebill!

3. Scan the Stuff You Buy & Get Free Rewards

The exclusive National Consumer Panel (NCP) program is opening up again for more participants! This is your opportunity to make your consumer voice heard! (And get paid for it!)

When you become a panelist, just use the app to scan the barcodes of items you purchase, provide a few additional transaction details, and you’ll earn points for:

  • Gift Cards
  • Tablets
  • Electronic Equipment
  • Flat Screen TVs
  • and much more from their gift catalog!

Plus, all panelists are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even a quarterly sweepstakes to win $5,000!

The more you share your shopping habits (scan barcodes), the more rewards you can get. You can also answer surveys and share information about your overall shopping trip.

“Scanning my purchases is fun! I also enjoy taking the surveys. Earning points is fast and easy and they have a great selection of rewards.” – Jennifer B.

It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.

Register now to see if you’re eligible to be a National Consumer Panelist. Eligibility will be based on your location. If you don’t get accepted this time, don’t worry! They’re always expanding locations, so check back again.

4. Cashing Out on The Everyday Things You Do Online

Now that our screentime is up even more nowadays, capitalize on all that online time by earning points you can redeem towards gift cards, and even better, cash.

You can do it with Swagbucks, a free rewards program for the everyday things you do online.

Earn points by:

  • Watching entertaining videos
  • Shopping at your favorite retailers
  • Searching the web
  • Participating in surveys
  • Playing fun trivia games

Then you can redeem for a large variety of gift cards (Amazon, Target, Walmart, Starbucks are popular) or my favorite, Paypal Cash and Visa Gift Cards. Cash out in as little as $3!

You’ll even get a $5 bonus when you earn 2,500 SB points within your first 60 days.

The best way to earn SB? Surveys. You can get up to 300 SB for each qualified one you participate in. While you obviously won’t get rich doing this, you can nab an extra $10-$20 a month on them.

Keeping your profile updated and doing the Daily To-Do List will also earn you extra SB. There are a lot of opportunities so you can cash out early and often!

5. Keep the Mind Active with Fun Strategy Games

Alice Ly | The Smart Wallet

When you just want to have some fun with entertainment that you can pop in and play for as long or as short as you like, try this mix of strategy games!

Coin Master: This free casual game amassed over 80 million downloads and has earned the rep of being one of the most interactive games on the market. Spin to earn coins, chances to raid other villages, and build up your own village to move to the next level. There are over 200 uniquely themed villages to build including Steampunk Land, LA Dreams, Magical Forest, Hell’s Village, and more.

Crystalborne: Heroes of Fate: This free to download 3D role-playing mobile game has an awesome sci-fi and fantasy aesthetic. Your objective is to free the world’s heroes from imprisonment and lead the revolution of the skies while exploring a world full of mysterious ancient secrets, including butt-kicking the nefarious faction of the Marauders.

Final Fantasy XV: A New Empire: This free to download massively multiplayer mobile war game lets you rule over your own Empire, gather resources, create armies, level up heroes, and basically, gives opportunities to crush other Empires. You’ll be joined by familiar faces, like Prince Noctis and Luna, and don’t be surprised to run into a chocobo or two!

6. Keep Calm and Invest - Starting with Just $1

Cait Brice - The Smart Wallet | *photo for illustrative purposes only

Yes, the COVID-19 news that’s bombarding your feed can be scary. In addition to the Fed cutting interest rates and events getting banned, you might not even think about investing.

But it’s actually the time to start if you haven’t already. It doesn’t have to be complicated and you can easily start with Stash, an investment app that only takes $1* to start and you’ll also get a $5 bonus* after funding your first investment.

Investing is for the long-term and in the app, you can choose where to put your money in.

Consider certain industries whenever there’s political, economic, or financial unrest. Stash offers investments in precious metals, pharmaceutical companies, major retailers, utility companies, as well as media, entertainment, and communication companies since more people will be staying home now. So keep calm, and invest!

7. Everyday Saving & Spending is Actually Fun Now

Look, we know managing your money is boring, but it’s just one of those non-negotiables in life. Especially these days, we need all the good vibes we can get with our money.

That’s why Long Game is actually making banking fun by just playing free games on their app. Games are light and easy-to-play (think lotteries, scratchers, slots, and more) and you can win daily cash prizes up to $1M (yes, million) and crypto!

When you set up an account, you access the games. You get a full banking experience with all the bells and whistles; an FDIC-insured savings account earning interest, a Visa debit card for instant access to your cash, custom savings goals, and more.

The more money you save, the more you can play and the debit card lets you earn more rewards just by spending normally. It has a RoundUp feature that lets your purchases be rounded up to the nearest dollar with the change going towards your savings. So every time you’re buying a meal, getting stuff at Target, etc, you’re contributing to your savings and earning interest!

Long Game costs $3/month, or get it for free if you set up auto-deposit or direct deposit and use your card. They offer a 30-day free trial so you can check it out and see if it’s right for you. There’s no way to lose money, but plenty of ways to earn and win! Plus you can withdraw your money at any time.

8. Get Paid in Gift Cards if You’re Chill with Lock Screen Ads

The average person unlocks their phone 110 times per day – that’s a lot of time spent looking at a screen for free.

With S’more you get paid every day you unlock your phone. It’s even easier than it sounds, and since you can cash out with as little as $1 there’s no waiting around for your rewards!

They partner up with brands looking for more impressions (aka your eyeballs) and you don’t need to click on anything to get paid either.

S’mores pays in gift cards so you can redeem for:

  • Amazon.com
  • AMC Theaters
  • Best Buy
  • CVS
  • Target
  • Domino’s Pizza
  • Starbucks and more!

Just use your phone normally, and your earnings will apply daily. Pretty much the easiest thing to do and you’ll be earning gift cards to use online while social distancing and for IRL fun when quarantining is over!

9. Yes, Yet Another Streaming Service You Need in Your Life

Disney fans are already on the new Disney+ streaming service and binging the good stuff.

But if you’re a Marvel, National Geographic, Star Wars, The Simpsons, and Disney Channel fan too, the new streaming platform is worth checking out as well. Heck, even just to see Baby Yoda, it’s worth it.

Especially since it’s only $6.99 a month with a free 7-day trial that includes 4K streaming for Ultra HD goodness.

An entire free week to scope out the new originals, TV series (7,500 episodes!), and movies (100 freshly released from the theaters and 400+ from the library). This includes stuff from “The Vault” too, movies that have been locked away and only see the light temporarily years later.

You’ve got room for both Netflix and Disney+ in your life. Even better, you can simultaneously stream on 4 screens and download unlimited content on Disney+ too.

10. Customized Workout Classes Whenever You Want

Relieve some of that stir craziness at home with fitness classes you can access anytime, anywhere, along with customizing it to your own schedule and mood.

Do 10 minutes today, and 30 minutes tomorrow. Choose between Beginner, Intermediate, or Expert. There are thousands of live and on-demand workouts ranging from bootcamp, high-intensity interval training (HIIT), dance, barre, strength, yoga, stretching, and more.

NEOU Fitness (pronounced “NEO YOU”) is great for those that miss their group fitness classes, for people who like a variety of classes every day, and want more control over their routine.

Stream on any device screen and filter classes by type, duration, body focus, and more.

For a limited time, new members get 50% off the annual membership for just $49.99 (basically less than $5/month). You can try it out for free for 7-days to see how you like it!

BONUS: Get Access to Doctors and Wellness Coaches 24/7 Even When Homebound

We know we shouldn’t leave the house but what happens when it’s 10 PM and you’re feeling ill? What if you don’t have insurance either?

With 4 Your Health, you can get access to doctors and nurses 24/7 with options to call, email, or video chat. There’s no limit on usage and the physician(s) are licensed in the state you’re calling from. You don’t need insurance (if you don’t have any) and your prescriptions will get sent to your local pharmacy. It’s quick and reliable diagnoses of over 70% of common ailments.

Not only will you have doctors on demand, but it’s also a major health resource for meal plans and streaming workouts, in addition to Wellness coaches where you can email board-certified psychologists, dentists, pharmacists, dieticians, fitness trainers, and alternative medicine specialists.

Get a free 14-day trial to see if it works for you. If you love the convenience and 24/7 access, then it’s just $14.95 a month for you and your entire family. Since 4 Your Health isn’t medical insurance, there are no copays, deductibles or insurance claims to worry about either.


*For Securities priced over $1,000, purchase of fractional shares starts at $0.05.

The Smart Wallet is a paid solicitor of Stash. Investment advisory services offered by Stash Investments LLC, an SEC-registered investment adviser. This material has been distributed for informational and educational purposes only and is not intended as investment, legal, accounting, or tax advice. Investing involves risk.

Investment advisory services offered by Stash Investments LLC, an SEC-registered investment adviser. This material has been distributed for informational and educational purposes only and is not intended as investment, legal, accounting, or tax advice. Investing involves risk.

You’ll also bear the standard fees and expenses reflected in the pricing of the ETFs in your account, plus fees for various ancillary services charged by Stash and the custodian. For current fee schedule, please see the Stash Wrap Fee Brochure. Other fees apply to the debit account. Please see Deposit Account Agreement for details.

*Promotions are subject to Terms and Conditions.

*$1.5 trillion statistic source: Time.com

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