Apps to Try When You’re Bored at Home

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

When you want to take a break from binge-watching shows or mindlessly scrolling on social media, we’ve got some ideas.

All you need is reliable internet, and your smartphone that’s already glued to your hands to check out the mix of productive and fun apps below that can ease some of that boredom!

1. Get $10 to Invest in the Legal Cannabis Industry. No Experience Necessary.

6 million customers already use Stash, an investment app that lets you start investing with as little as $5, and you can choose where to put your money, and they’ll provide guidance and tools to help. You can invest in some of the major companies you regularly use to make a custom Personal Portfolio.

You can even invest in the legal cannabis industry, which is big business, as retail sales are projected to hit $70 BILLION by the end of 2028.* Plus, with Stash Growth and Stash+, you can also choose the Smart Portfolio option, which offers hands-off stress-free investing based on your risk tolerance.

It takes less than 2 minutes to start, and they’ll even give you $10 to start investing when you sign up and deposit $5 or more into your Personal Portfolio.

Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.

2. Get $35,000 Worth of Debt Paid Regardless of Your Credit

Owe $35,000 or less on credit cards? Find a personal loan using LoansUnder36 to pay off all your balances and consolidate them into one balance to make it easier on yourself.

It takes 2 minutes to find loans regardless of your credit status, with APRs from 5.99% up to 36% max. Their network has over 100 vetted lenders, and you’ll be able to compare side-by-side with no obligation quickly.

There’s no credit score impact by checking and the repayment periods are flexible, ranging from 61 days to 72 months (6 years). Plus, you can get the funds as fast as 24 hours!

3. The #1 Most-Loved Banking App Has No Monthly Fees

On average, people pay $250/year just on overdraft fees! Skip the fees since Chime,®️ has your back. It’s an award-winning mobile financial app and debit card that’ll help you save with no monthly fees, including:

  • No minimum balance
  • Fee-free overdraft with SpotMe*
  • No foreign transaction fees
  • No transfer fees

Additional perks:

  • Get paid up to 2 days early1 with direct deposit
  • Get 2.00% APY2 (which is 11x3 the national average!)
  • Access to apply for Credit Builder4 for a better way to build credit history

“Getting a Chime card and account was my best idea in years. No overdraft fees, no surprises, and the app is amazing!! Big banks scam, but Chime isn’t one of them. I can’t say enough about it, and I’ve had it for over a year now!!!” – Anita from TN.

Give Chime a shot and see how online banking can be made easy.

4. Getting Gas = Free Cash Back

With the high gas prices lately, it’s smart to get cash back any chance you can get.

Turn on Upside, a free cash back app that partners with over 20,000 gas stations and local businesses which includes Shell, 76, along with Popeye’s, Papa John’s, and much more. You can earn an extra $148 a year (on average)!

Wherever you are, just use the app to see where you can get cash back! You can get up to 25¢ per gallon, up to 30% back on groceries, and up to 45% back at restaurants.

Easily cash out via bank transfer, Paypal, or gift card and there’s no limit to how much you can earn. Download Upside for free to start earning free cash back and new members can use a welcome code: TSW25 to get an additional 25¢ a gallon on their first gas purchase!

Gas offers are not currently available in NJ, WI, or UT.

5. 500,000+ People Received Loans for Emergencies Regardless of Their Credit

Gas prices are already high, so don’t let unexpected emergencies, like car repairs, house repairs, and more, stress you. Qualified borrowers can borrow between $500 and $4,000 through OppLoans, depending on the state of residence.*

Even better, applying won’t impact your FICO credit score^! Opploans reports customer payment history to the three major credit bureaus so that consistent on-time payments may improve credit score.+

OppLoans is also committed to helping customers build a better financial path forward. If OppLoans can’t give you the best rate, they’ll automatically check other lenders to see if you qualify for better terms!

You can see a state-by-state breakdown of loan rates and terms here.

6. The Best Financial App That’ll Save You $720/Year + Track Your Net Worth

Knowing your net worth isn’t just for rich people. It’s a financial report card that can tell you if you’re on the right track or if you need a wake-up call. To calculate it, you need the value of all your assets (things you own) minus your liabilities (things you owe). But wouldn’t it be nice if there were a tool that tracked your net worth over time for you?

Enter Rocket Money, the free money management app that’s like your personal finance assistant. It groups all your banking accounts together so you can see your earnings and spending in one spot. Plus, it helps you budget even if you don’t know how to.

  • The app will find all your recurring bills and subscriptions (even those you forgot about)
  • Rocket Money can help lower your bills by 20% (they negotiate for you)
  • The app also helps you start budgeting and set up auto-savings too
  • Their newest feature easily tracks your net worth

See what your savings could be with Rocket Money and start tracking your net worth too!

7. Earn Up to $600 a Month Renting Out Extra Space to Neighbors

Inflation and bills keep piling up, so here’s how to help pay them off. Turn any unused space (a closet, a portion of the garage, a shed, etc.) into passive income by becoming a Neighbor Host. Listing your space is free, and you’ll earn extra money for bills or whatever you need!

Becca P., a middle school teacher, makes an extra $10,000 a year being a host!

  1. List your space for free (describe the space you have available, upload photos, and how much you’d like to earn)
  2. Review renter requests (what they want to store/when) and approve
  3. Schedule a move-in time with your new renter for their belongings

There’s no extra paperwork, and Neighbor automatically deposits money into your account each month, even if the renter doesn’t pay. Plus, you have $1,000,000 in property coverage and protection plans for your renters.

8. Affordable Car Insurance Exists - Save Up To $610

You’re probably overpaying on your current auto insurance without even realizing it.

  1. Just check on EverQuote to start comparing
  2. They’ll check from plenty of agencies to find you the best deal
  3. Pick your savings!

It literally takes less than 4 minutes to fill out the form to start saving big. EverQuote can save drivers up to $610 a year on average* compared to their current insurance premiums.

It’s super simple so try it out to see how much you could be saving on the road!

9. The Money App That’s Backed by Paypal, Dwayne Johnson, Ashton Kutcher, and More

Celebrities and leading investors can be particular about where they put their money, but Acorns has caught the attention (and their investments) of Blackrock, Paypal, and major names like Dwayne Johnson and more. Not to mention, they already have 4.7 million+ customers!

That’s because Acorns Banking does more than other types of accounts as it automatically saves and invests for you. Every time you purchase on your new metal debit card, your spare change gets invested into an expert-designed, diversified portfolio of stocks and bonds. When you make your first investment, you’ll get a $20 bonus!

You can get started in under 3 minutes with no financial experience or expertise needed. You’ll also get access to retirement, investing for families, rewards, and more, all in one app.

With no hidden fees, Acorns makes it easy to invest in your future with your spare change.

10. This Company Helps You Start Your First Investment

@MayoFi | Unsplash

Investing may seem expensive and most people put it off until they have “enough” money for it.

But time is the most important factor and Robinhood lets new investors get started with just $1.

This free trading app lets you trade stocks, ETFs, and options, along with cryptocurrency, commission-free! When your application is approved, they’ll give bonus stock for new members, with chances to get a high-value stock in Facebook, Microsoft, etc.

With a near-perfect 4.8 score from 2.3 million people, it’s a popular app that you should check out if you’re interested in investing.

11. Here’s How to Still Afford Vacay Plans This Year

You’re ready for revenge travel but yikes inflation is going up. How are you still going to make the most of your year?

Use Going (formerly Scott’s Cheap Flights), where you can get up to 90% off flight prices since their team searches for the best deals for you all day long. And since they don’t get kickbacks from airlines, you know they’re not biased.

Here are some examples of some real deals going on:

  • $186 nonstop to Costa Rica
  • $177 nonstop to Hawaii
  • $286 nonstop to Barcelona
  • And more!

Just sign up to be a free member and remember to verify your email. To start getting the really good deals though, try out the 14-day free trial of their Premium or Elite memberships.

12. Scan the Stuff You Buy & Get Free Rewards

The exclusive National Consumer Panel (NCP) program is opening up again for more participants! Make your voice heard and get paid for it!

Panelists use the app to scan barcodes of items purchased & provide details. You’ll then earn points for gift cards, tech like tablets and flat-screen TVs, and much more from their gift catalog!

The more you share your shopping habits (scan barcodes), the more rewards you can get. It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.

Register now to see if you’re eligible to be a National Consumer Panelist. If you don’t get accepted based on your location, don’t worry!  They’re always expanding locations, so check back again.

13. Pop Bubbles to Win Legit Cash

Seriously the best arcade game to win real money. Check out Bubble Cash, where each game only takes 3 minutes to pop as many bubbles as possible against real players for actual cash.

Currently, it’s #7 in the App Store with a 4.6/5 star rating with over 72K+ reviews!

“Finally, a game that isn’t a scam! I won $71 yesterday on Sunday, and today on Monday, it was already in my Paypal” – Mzmari

Play for free, and then switch to cash games to increase your winnings whenever you want. Just note that cash tournaments aren’t available in AZ, AR, IA, LA, MD, SC, and WA, but you can still play for free!

14. A Legit Way to Earn $750 This Week

You can get $750 direct deposited into your bank account and all you have to do is try out some deals. The catch? You can only do this once a year!

Seriously, anyone 18+ can participate in Flash Rewards, a rewards program that’s been around since 2016 and has rewarded $11 million to members over time.

So how do you get the money? Answer: You just have to follow the instructions carefully!

Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.

  1. Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
  2. Take a quick Survey (it helps figure out the optional offers & required deals to recommend)
  3. Complete deals by shopping Flash Rewards’ great brand name partners.
  4. Important: Follow the instructions on completing the specific number of deals for each level and get to Level 5 to get the maximum reward! (there are plenty of deals to try – some are free trials or app downloads, others require a purchase!)
  5. Claim the reward and get it in about a week!

You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!

15. Earn Up to $750 Trying Out Offers

Try out offers and get rewarded. That’s the gist of Earn Big Rewards, a fun program where you can earn up to $750 (or even $1,000 if you’re ambitious) just by checking out sponsored offers from their partners.

Over 1 million members have gone through and got their rewards, and you can too! It’s simple.

Offers and deals vary, but the most important thing to know is that different levels have different rewards. Lower levels yield smaller rewards, while Level 5 will get you $500, $750, or $1,000.

You’ll be able to choose from mobile games, free trials, subscriptions, streaming services, and more after answering some quick questions.

Once you complete the levels you want, you can cash out and get the reward in a week!

16. School Competitors in Solitaire and Ca$h In

When you’re looking for something to do at home, check out Solitaire Cube, which is like regular Solitaire, except you get to play for real cash.

The game matches you with players of the same skill level, so all is fair. You could win some serious cash, like Katie N. who took home $380,984 as one of the Top 10 Solitaire Cube players! Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and more prizes.

You can deposit as little as $2 to start playing for real money, and there are always bonus cash opportunities to get even more value. Currently, there is a $350,000 prize pool tournament you can get in on!

So if you think you can handle playing some Solitaire Cube to win legit cash, definitely download this game for free.  Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN but you can still play for prizes!

BONUS: When you deposit for the first time, get a $5 bonus cash when you use code: TSW5

17. This Free Bingo Game Pays Up to $100 Per Win

There’s no need for boring bingo when there’s Blackout Bingo, a fast-paced and competitive bingo game where you can win real money.

2 minutes. That’s all you need per game when you play against real people that match your skill level. Tap the numbers fast and correctly to get bonus points!

“You wanna cash out 1,000 bucks a month it’s very doable, but it’s not just gonna happen magically. Practice for free, get your game tight & then you will see the results you want. This app pays and makes plenty to go around ” – rainking76

Play for free for prizes and when you’re ready, switch over to cash games to win real money. Download Blackout Bingo for free to start playing!

BONUS: When you deposit for the first time, get a $5 bonus cash when you use code: TSW5

Cash games aren’t available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN, but you can still play for prizes!

18. This Free Bingo Game Pays Up to $100 Per Win

There’s no need for boring bingo when there’s Blackout Bingo, a fast-paced and competitive bingo game where you can win real money.

2 minutes. That’s all you need per game when you play against real people that match your skill level. Tap the numbers fast and correctly to get bonus points!

“You wanna cash out 1,000 bucks a month it’s very doable, but it’s not just gonna happen magically. Practice for free, get your game tight & then you will see the results you want. This app pays and makes plenty to go around ” – rainking76

Play for free for prizes and when you’re ready, switch over to cash games to win real money. Download Blackout Bingo for free to start playing!

BONUS: When you deposit for the first time, get a $5 bonus cash when you use code: TSW5

Cash games aren’t available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN, but you can still play for prizes!

19. Get Paid Up to $225/Month While Watching Viral Videos and Taking Fun Surveys

Founded in 2000, Inbox Dollars has been paying customers for their opinions for over 22 years and counting! They are one of the most trusted survey sites with fun, multiple ways to earn extra cash that set them apart.

Fast and easy. Love that I can cash out to my PayPal and easily transfer money to my bank account.” – Tefanie P

Take surveys, watch videos, play games, and even read emails for extra cash. Who wouldn’t want to watch viral videos for money and get paid up to $225/month?

Inbox Dollars is a great platform to make a little side money. It’s free to sign up, so give it a try today!

20. Get Paid for Playing Match 3 Games

Puzzle game lovers will love Match to Win, a free to play game where you can win cash rewards through 300+ exciting levels spanning across Hawaii, Paris, San Francisco, and more.

It’s simple. When you clear a level, you earn coins, which are redeemable for instant win scratchers, prize wheels, and sweepstakes up to $2,500! And yes, it’s legit – there are already over 135K reviews with a 4.5 average rating!

Also, join the daily Cash Dash event where players enter a sweepstakes race by collecting in-game trophies. Be among the first Top 25 players for bonus prizes of $5 to $10! Cash out via PayPal when you reach $7.

So download and play for free to start winning cash!

21. Play Fun Word Puzzles & Get Paid

Stimulate your brain in a different way by playing word puzzles on Words to Win, a free-to-play game where you can win cash rewards through beautiful levels modeled after vacation spots like Australia, Mexico, Hawaii, and more.

It’s simple. Create words out of the letters given and complete the crossword puzzle board. You’ll then earn coins to redeem for instant win scratchers, prize wheels, and sweepstakes up to $500!

There’s no stressful countdown timer per game and you can cash out via PayPal when you reach $7. Tracy T. said: “Best game ever! This is my daily relaxing game and it really pays and cashes out.”

Download now and play for free to start winning cash!

22. This Company Will Help Pay Off Your Credit Card Debt (Up to $50,000)

@nardly | Unsplash

Debt sucks but make sure it doesn’t get to Squid Game level debt, you know?

So if you have credit card debt of $50,000 or less, then AmONE can help by matching you with a low-interest loan to pay off all your balances.

This will leave you with just ONE bill each month, making it easier to manage as well as benefiting from a lower interest rate. AmOne starts at just 3.99% APR compared to credit cards that can go as high as 36%!

The lower the APR, the less interest over time you have to pay back which means getting out of debt even faster. Plus using AmONE has no credit score impact and repayment periods are flexible.

It only takes 2 minutes to check, and you can get the funds as quickly as 1 business day.

23. How to Get Paid In the Next 48 Hours Playing Games

You’ll get paid in gift cards, but it’s still money. Choose from favorites like Amazon, Kohl’s, Chipotle, CVS, etc., and you can earn your first $5 gift card within 48 hours just by playing some games.

Just download Rewarded Play, the free app that lets you play games and earn hundreds of dollars from having fun. The more games you play, the more you can earn with no limit!

Of course, you won’t get rich from it, but earning money from playing these games is better than nothing at all.

24. Easily Save $720/Year if You Take 30 Seconds to Check This

Major expenses like housing, food, and transportation take up a huge chunk of our budgets. In this case, you could be losing more money than you should on car insurance since most people forget to do this quick check.

You’ll know in 30 seconds if you’re overpaying since, on average, people spend $720/year more than they should. It’s easy:

  1. Head over to The Smart Wallet’s auto insurance portal and connect your current insurance (no long form to fill out!)
  2. We’ll instantly check for a better deal
  3. See your savings!

Once we find you a better deal and you choose to switch, we’ll help you cancel your old policy, enroll you in the better one, and get a full refund on the unused portion of your prior payments. It’s the simplest and easiest way to get a refund on your overpriced car insurance policy!

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