19 Apps For When You’re Bored and Lazy (Plus Make Some Dough)

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

Feeling meh about everything? Take a break from binge-watching shows or Snapchat and try these apps whenever you’re bored and feel too lazy to do anything else.

All you need is reliable internet and your smartphone that’s already glued to your hands.  Check out the mix of fun and productive apps below that will ease some of that boredom and add some cash to your bank account!

1. A Legit Way to Earn $750 This Week

You can get $750 direct deposited into your Cash App account and all you have to do is try out some deals. The catch? You can only do this once every 2 years!

Seriously, anyone 18+ can join Flash Rewards is a rewards program that’s been around since 2016 and has rewarded $11 million dollars to members over time.

So how do you get the money? Answer: You just have to follow the instructions carefully!

Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.

  1. Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
  2. Take a quick Survey (it helps them figure out what offers & deals to recommend you)
  3. See if any Offers interest you (optional)
  4. Important: Complete 1 Silver, 1 Gold, and 8 Platinum deals to qualify/claim the reward!

You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!

2. This Paid Survey Panel Gives Out 7,000 Gift Cards Daily

Members can earn an average of $50 a month in popular Swagbucks, a free rewards program where you can earn cash for your time and opinions.

Get rewarded for doing surveys, searching the web, reading articles, watching videos, and playing fun games but the one activity that earns you the most points is completing surveys. Redeem for free gift cards just by completing fun activities and giving opinions!

New members can get a free $5 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!

3. Get Free Stock Worth Up to $200

@MayoFi | Unsplash

Investing may seem expensive and most people put it off until they have “enough” money for it.

But time is the most important factor and Robinhood makes it really easy for new investors to get started with just $1.

This free trading app lets you trade stocks, ETFs, and options, along with cryptocurrency all for free. No commission fees! When your application is approved, they’ll give free stock worth $2.50 up to $200 for new members, with chances to get a high-value stock in Facebook, Microsoft, etc.

You’ll also earn interest on any uninvested cash too. With a near-perfect 4.8 score from 2.3 million people, it’s a popular app that you should check out if you’re interested in investing.

Extra bonus: If you’re a student with a “.edu” email, click here to get an additional $15 to your account. Plus, Robinhood will be giving away $20,000 to five students who sign up! This Back to School campaign lasts only until October 24th.

4. The World’s First App That Pays You to Pay Rent

Paying rent each month is non-negotiable but with Piñata, you’ll get paid to pay rent on time as you’ll earn rewards and discounts for doing so. Plus get optional boosts to your credit score too (average increase of 42 points!)

Piñata is completely free to use and any renter can join. Members save over $4,500 a year!

Members get $20 Piñata Cash when rent gets paid, which can be redeemed for free gift cards to Amazon, Starbucks, The Container Store, Class Pass, and more.

New members get a welcome bonus of $20 Piñata Cash as well as a $30 gift card so sign up for free now to start getting rewarded for rent day!

5. School Competitors in Solitaire and Ca$h In

When you’re looking for something to do at home, check out Solitaire Cube, which is like regular Solitaire, except you get to play for real cash.

The game matches you with players of the same skill level, so all is fair. You could win some serious cash, like Katie N. who took home $380,984 as one of the Top 10 Solitaire Cube players! Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and more prizes.

You can deposit as little as $2 to start playing for real money, and there are always bonus cash opportunities to get even more value. Currently, there is a $350,000 prize pool tournament you can get in on!

So if you think you can handle playing some Solitaire Cube to win legit cash, definitely download this game for free. 

Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN.

6. Fetch All Your Receipts (Even Virtual) & Get Free Money Back

Alice Ly / The Smart Wallet

Grab all the recent receipts you have and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!

Basically, upload any receipt, snap a pic with the app, and boom, you’ve got points for money.

Be sure to grab 2,000 welcome points on us when you use promo code REWARD before scanning your first receipt!

7. Over $7 Million Paid Out to Steady Members to Date - Sign Up for Your Share!

One of the easiest ways to find side gigs and WFH opportunities is via the free Steady app. Their community of over 3 million people agrees that it’s one of the best free ways to find flexible jobs to earn money!

Earn extra cash rewards through their Income Boosters perk too. Basically, get paid to try out useful brands to help manage your money even more.

Another great feature: Once you link your bank account (it’s secure!), the Steady’s Income Tools will give you personal insights into the money you’re making.

On average, Steady Members earn over $5,500 in extra income per year. It only takes a few minutes to sign up for free and answer some work history questions and what type of job you’re looking to see opportunities immediately!

8. Play Solitaire to Win Cash. No Longer a Single Player Game.

Less than a few minutes. That’s all you need to win real cash when you play Solitaire Cash, a fun Solitaire game with a modern twist.

It’s like regular Solitaire but you compete against other players at the same skill-level as yours to see who can solve the deck the fastest, and for cash! Play in groups of 5 or more and the top 3 for each game wins.

Players have already won thousands of dollars! Solitaire Cash is free to download and play but cash tournaments are specifically not available in AZ, AR, IN, IA, LA, ME, MD, SC, MT & SD.

If you like playing quick games for chances to win cash with no ads, check it out.

9. Scan the Stuff You Buy & Get Free Rewards

The exclusive National Consumer Panel (NCP) program is opening up again for more participants! Make your voice heard and get paid for it!

Panelists use the app to scan barcodes of items purchased & provide details. You’ll then earn points for gift cards, tech like tablets and flat-screen TVs, and much more from their gift catalog!

The more you share your shopping habits (scan barcodes), the more rewards you can get. It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.

Register now to see if you’re eligible to be a National Consumer Panelist. If you don’t get accepted based on your location, don’t worry!  They’re always expanding locations, so check back again.

10. Play B-I-N-G-O for Up to $25,000 C-A-S-H!

Bingo Clash is the free modern version of bingo where you can play on your iPhone, and win big with cash and real-life prizes. Daily cash prizes and weeklong tournaments have prize pools that go up to $25,000! You can also win items like iPads, kitchen appliances, LEGO sets, other electronics, even cars.

Pro-tip: Don’t hit the Bingo button until almost the end of the game to rack up BONUS points!

Play cash games for the bigger prizes but note that they aren’t available in these states AZ, AK, CT, DE, LA, MT, SC, SD, TN, and VT. However, Bingo Clash iOS is free to play, is fun, and you could win prizes, so check it out!

11. 21 + Solitaire = Real 💰 and Serious Fun

Check out 21 Blitz, an extremely fun and fast-paced mobile card game. Play against real people at your skill level to compete for cash and prizes like tech, kitchen appliances, even a car!

It only takes 3 minutes to play. Make as many 21s as you can before the clock runs out or until you run out of moves.

Play for free against real people for prizes or switch over to cash games to win…well, cash! Currently, players are invited to play in a guaranteed $23,000 prize pool tournament. Plus, get up to $30 for each friend you refer. Cash tournaments not available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN but you can still win some amazing prizes!

12. Get $5 to Invest in Google, Amazon, Tesla, Netflix, and More

Office Manager Sarah investing with $5 / Danny Guinta /*Photo for illustrative purposes only

You might think that investing is complicated. Or that you’ll never get a share of these well-known brands like Google, Amazon, Tesla, etc., but you can. And you don’t have to be rich either.

That’s because Stash, an investment app, lets you start investing with just $1. You can choose where to put your money in and they provide guidance and tools to help you along the way. You can invest in some of the major companies that you use or buy from regularly to make a custom Personal Portfolio.

With Stash Growth and Stash+, you can also choose the Smart Portfolio option which offers hands-off stress-free investing since Stash will invest for you based on your risk tolerance. Plus claim bonus stock when you attend Stash’s virtual Stock Parties!

As a bonus, Stash is giving new members $5 for any first investment so create an account to get started.

13. $29/Month for Auto Insurance is Possible - Here’s How

Whether your driving levels are back to normal or you’re driving less because of WFH status, you can still save on your auto insurance. People typically spend $800 a year MORE than what they need and that’s a lot of money.

See how much you can save with QuoteWizard, an auto insurance matching service provided by LendingTree. Fill out just one form, and they’ll search through the network which includes State Farm, Allstate, Farmers Insurance, and more.

Your monthly rate could be as low as $29/month! It’s easy and free to check to see how you can save!

14. Check Your Credit Score For Free

Drobot Dean

It’s smart to keep an eye on your credit score to make sure it doesn’t fall too much due to unpaid bills. Did you know that a low credit score could affect your ability to actually rent an apartment or even get a car? Yea, let’s try to prevent that from happening.

Credit Sesame is a free credit monitoring service that helps you improve and maintain your score. No credit card is needed!

You’ll get an easy-to-read view of your total debt plus everything that’s contributing to your current score like credit usage, credit age, inquiries, and payment history. It also comes with personal recommendations to help increase your score.

Credit Sesame alerted me immediately when my score decreased because of a credit card and I was able to fix it right away. It’s free to use so this is definitely a must-have in everyone’s life.

15. Never Pay an Overdraft Fee Again - Here’s How

Skip the bank fees and apply to Chime, an online bank account with absolutely no hidden fees (yes, seriously) and savings at 0.50% APY.

Their SpotMe feature lets you continue with a needed transaction even if you overdraft. That extra $20 you needed for groceries? No worries, Chime will spot you up to $200.*

No monthly fees, no minimum balance requirement, no foreign transaction fees, and FDIC-insured up to $250,000. Get paid up to 2 days earlier** too since Chime processes your employer’s deposit immediately, giving you access quicker than traditional banks.

Chime is free to use, so why not give it a shot?

16. Affordable Car Insurance Exists - Here’s How You Could Save Up To $610

You’re sharing the same roads with a lot of different people. Distracted people, oblivious people, road-rage people, etc. It’s best to cover yourself with insurance when everyone is operating a giant motor vehicle.

That’s why car insurance exists and is mandatory. You might be overpaying on your current insurance premium since it can be a hassle finding another provider.

However, you can search for quotes easily on EverQuote. They help match you among dozens of regional agencies and insurance carriers to filter the best matches to save on your car insurance.

It takes less than 4 minutes to fill out the form and you’ll see a list of matches that show online quotes, email, and potential phone quotes.

EverQuote can save drivers up to $610 a year on average* compared to their current insurance premiums. Once you see your list of potential matches, choose the online ones you want or wait for more information via email or phone.

It’s a pretty simple process, so try it out to see how much you could be saving on the road!

17. Get Paid for Playing Match 3 Games

Puzzle game lovers will love Match to Win, a free to play game where you can win cash rewards through 300+ exciting levels spanning across Hawaii, Paris, San Francisco, and more.

It’s simple. When you clear a level, you earn coins, which are redeemable for instant win scratchers, prize wheels, and sweepstakes up to $2,500! And yes, it’s legit – there are already over 135K reviews with a 4.5 average rating!

Also, join the daily Cash Dash event where players enter a sweepstakes race by collecting in-game trophies. Be among the first Top 25 players for bonus prizes of $5 to $10! Cash out via PayPal when you reach $7.

So download and play for free to start winning cash!

18. Turn Your iOS Screen Time Data Into Cash

Share information on how you use your smartphone and get rewarded with the MSR app.

MSR uses simple “video tasks” instead of boring surveys. A 2-minute video task pays out as much as an average 20-minute survey on other platforms. Easy! And for the rest of Sept., get up to 60% more points!

You’ll earn points and redeem free gift cards from 40+ brands including Amazon, VISA, and more. Or you can earn straight cash via PayPal. Plus, it’s free to join!

Within the first 4 weeks, members have earned more than $20 in rewards with minimal effort. There are also surveys and other earning opportunities available.

For extra rewards, refer friends to earn 40% of everything they get for passive earning!

19. Fast Personal Loans For Any Type of Credit

Personal loans get a bad rep but if you use them for the right reasons like debt consolidation, house repairs, and unplanned major expenses like medical bills, it’s a valid option.

Save time and searching effort using LoansUnder36, a loan matching service for those looking to borrow $500 up to $35K. They’ll find loans regardless of your credit status, with APRs from 5.99% up to 36% max. Their network has over 100 vetted lenders and you’ll be able to easily compare side-by-side with no obligation.

There’s no credit score impact by applying for quotes and the repayment periods are flexible ranging from 61 days to 72 months (6 years)!

BONUS: This Survey Site Paid Out $17,000,000 - Join for Free

Extra fun money is always welcome, right? That’s what 2 million other people thought too when they joined Branded Surveys, a free site that pays you for your time.

Just complete a quick profile so they can match you with eligible surveys. Big companies are always looking for honest opinions! You’ll earn points to redeem for Paypal cash and gift cards like Amazon, Apple, Chipotle, AMC, and more. Very active members can potentially earn $300/month!

Branded Surveys have already paid out $17,000,000 so far and there’s no limit to how many surveys you can take. Sign up now and get a $1 welcome bonus and start earning quick cash.

BONUS 2: Get Paid to Take Popular Surveys, Watch Videos, and Even Read Emails With This Site

If you’re looking for an easy way to snag a little extra cash by being online, look no further. Inbox Dollars has a wide array of ways to make some money on the side.

Founded in 2000, Inbox Dollars has been around and paying customers for their opinions for over 19 years and counting! They are one of the most trusted survey sites with fun, multiple ways to earn extra cash that sets them apart from the others.

You can stick to sharing your opinion and take surveys, but you can also watch videos, play games, and even read email for some extra cash. Who wouldn’t want to watch movie trailers for money?

They also offer cash back for online shopping and coupon cash rewards to use at the grocery store too!

So if you’re looking for some extra cash and enjoy a wide array of options to earn, Inbox Dollars is a great platform to make a little side money. It’s free to sign up, so give it a try today!

BONUS 3: Turn Errands into Earnings with Free Cash Back

About to get some gas, groceries, and/or hit up a restaurant?

Turn to GetUpside, a free cash back app that partners with over 30,000 local businesses, which include Shell, 76, Popeye’s, Papa John’s, Gelson’s, Safeway, and many more. You can earn an extra $148 a year (on average)!

Wherever you are, just use the app to see where you can get cash back! You can get up to 25¢ per gallon, up to 30% back on groceries, and up to 45% back at restaurants. For errands you were already going to do anyway!

Easily cash out via bank transfer, Paypal, or gift card and there’s no limit to how much you can earn. Download GetUpside for free to start earning cash back and new members can use a welcome code: AFF20 to get an additional 20¢ a gallon on their first gas purchase!

Gas offers are not currently available in NJ, WI, or UT.

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