Can’t Sleep? 20 Productive (And Fun) Money Moves To Make at 2 AM
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It’s late and your mind just won’t turn off. Instead of scrolling through another social media feed, let’s keep you occupied with some extra ways to earn some money. Yep, even when it’s 2 AM and you’re laying in bed.
Most you can do through your phone, and they’re fun and productive options too, like playing games, setting up for your errands the next day, and more.
Bookmark this and keep it handy the next time you’re having trouble falling asleep but want to make use of your time!
1. Fetch All Your Receipts (Even Virtual) & Get Free Money Back
Grab all the recent receipts you have and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!
Basically, upload any receipt, snap a pic with the app, and boom, you’ve got points for money.
Be sure to grab 2,000 welcome points on us when you use promo code REWARD before scanning your first receipt!
2. This Paid Survey Panel Gives Out 7,000 Gift Cards Daily
Members can earn an average of $50 a month in popular Swagbucks, a free rewards program where you can earn cash for your time and opinions.
Get rewarded for doing surveys, online shopping, uploading receipts, and playing fun games, but the one activity that earns you the most points is completing surveys. Redeem points for free gift cards, cash, and crypto vouchers. There are hundreds of different offers to explore and complete!
New members can get a free $5 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!
3. Get $35,000 Worth of Debt Paid Regardless of Your Credit
Owe $35,000 or less on credit cards? Find a personal loan using MyLendingWallet to pay off all your balances and consolidate them into one balance to make it easier on yourself.
It takes 2 minutes to find loans regardless of your credit status, with APRs from 5.99% up to 36% max. Their network has over 100 vetted lenders, and you’ll be able to compare side-by-side with no obligation quickly.
There’s no credit score impact by checking and the repayment periods are flexible, ranging from 61 days to 72 months (6 years). Plus, you can get the funds as fast as 24 hours!
4. When It’s 2024, and You Still Have Credit Card Debt Under $100,000
Stop the anxiety attacks by getting rid of your debt. If you owe $100,000 or less, AmONE can help by matching you with a low-interest loan to pay off all your balances. Problem solved.
Their interest rates start at just 6.40% compared to credit cards, which can go as high as 36%! Plus, it’s only one monthly bill, making it way easier to manage.
There’s also no credit score impact to check, and repayment periods are flexible. Take 2 minutes to check, and you can get funds as quickly as 48 hours to wipe that credit card debt!
5. Get Free Cash Back Every Time You Get Groceries, Gas, or Meals
Why not get free money back any chance you can get? That’s why we like Upside, a free cash back app that partners with 100,000+ businesses to bring you great offers you can’t get anywhere else.
On average, frequent users earn an extra $340 a year for just getting things they already buy!
“Easy money back without a catch. I’m getting cash back on stuff I would’ve had to buy anyway. Upside gives you easy savings that you actually see!” – alicejpark90
Wherever you are, just use the app to see where you can get cash back! You can get up to 25¢ per gallon, up to 30% back on groceries, and up to 45% back at restaurants.
Easily cash out via bank transfer, Paypal, or gift card; there’s no limit to how much you can earn. Download Upside for free to earn cash back, and new members can use a welcome code: TSW25 to get an additional 25¢ a gallon on their first gas purchase!
Gas offers are not currently available in NJ, WI, or UT.
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