How to Make Extra Cash for Doing (Almost) Nothing
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I don’t know about you, but my hibernation mode is already kicking in.
With less sunlight and colder weather, just laying on the couch under a blanket with my phone sounds like my kind of all-day activity.
It’s not that I don’t want to do productive things. I just want to do so in the least-amount-of-work kind of way.
Makes sense?
*drumroll, please
If you want to be a couch potato too, we’ve rounded up some easy ways to make extra cash doing almost nothing. Enjoy!
1. When It’s 2024, and You Still Have Credit Card Debt Under $100,000
Stop the anxiety attacks by getting rid of your debt. If you owe $100,000 or less, AmONE can help by matching you with a low-interest loan to pay off all your balances. Problem solved.
Their interest rates start at just 6.40% compared to credit cards, which can go as high as 36%! Plus, it’s only one monthly bill, making it way easier to manage.
There’s also no credit score impact to check, and repayment periods are flexible. Take 2 minutes to check, and you can get funds as quickly as 48 hours to wipe that credit card debt!
2. This Paid Survey Panel Gives Out 7,000 Gift Cards Daily
Members can earn an average of $50 a month in popular Swagbucks, a free rewards program where you can earn cash for your time and opinions.
Get rewarded for doing surveys, online shopping, uploading receipts, and playing fun games, but the one activity that earns you the most points is completing surveys. Redeem points for free gift cards, cash, and crypto vouchers. There are hundreds of different offers to explore and complete!
New members can get a free $5 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!
3. Please Spot Me Up to $2001, So I Don’t Get an Overdraft Fee!
We got you. Or, more specifically, Chime ® has your back; the award-winning mobile financial app and debit card will have you saying goodbye to overdraft fees!
That’s because their SpotMe®️ tool can literally spot you up to $2001 without charging a fee as long as you receive qualifying direct deposits.
You need qualifying direct deposits of at least $200 a month into your Chime Checking Account to qualify, and one of the easiest methods is to route your paycheck there so you don’t have to think about it.
Other perks:
- Get paid up to 2 days early3 with direct deposit
- Get 2.00% Annual Percentage Yield (APY)4 with the high-yield Chime Savings Account5
- Access to a new way to build credit history with the Secured Chime® Credit Builder Visa® Credit Card6
- FDIC-insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.7 (it’s safe!)
- No minimum balance, no monthly fees, and no foreign transaction/transfer fees
Sign up for Chime and say goodbye to overdraft fees and other benefits!
4. Fetch All Your Receipts (Even Virtual) & Get Free Money Back
Grab all the recent receipts you have and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!
Basically, upload any receipt, snap a pic with the app, and boom, you’ve got points for money.
Be sure to grab 2,000 welcome points on us when you use promo code REWARD before scanning your first receipt!
5. Get Free Cash Back Every Time You Get Groceries, Gas, or Meals
Why not get free money back any chance you can get? That’s why we like Upside, a free cash back app that partners with 100,000+ businesses to bring you great offers you can’t get anywhere else.
On average, frequent users earn an extra $340 a year for just getting things they already buy!
“Easy money back without a catch. I’m getting cash back on stuff I would’ve had to buy anyway. Upside gives you easy savings that you actually see!” – alicejpark90
Wherever you are, just use the app to see where you can get cash back! You can get up to 25¢ per gallon, up to 30% back on groceries, and up to 45% back at restaurants.
Easily cash out via bank transfer, Paypal, or gift card; there’s no limit to how much you can earn. Download Upside for free to earn cash back, and new members can use a welcome code: TSW25 to get an additional 25¢ a gallon on their first gas purchase!
Gas offers are not currently available in NJ, WI, or UT.
