How to Get Paid to Do (Almost) Nothing

Blonde woman holding money spread out like a fan in front of face
Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

It’s not even officially winter yet but in some parts of the nation, it’s already giving that vibe.

And with new stay-at-home orders, hibernation mode is kicking in even sooner.

With less sunlight and colder weather, just laying on the couch under a blanket with my phone sounds like my kind of all-day activity. It’s not that I don’t want to do productive things. I just want to do so in the least-amount-of-work kind of way.

If you want to be a couch potato too, we’ve rounded up some easy ways to get paid doing (almost) nothing. Enjoy!

1. Talk to a Financial Coach & Earn Cash Rewards

Hiring a financial advisor can cost $1,000 or more, so we’re suggesting the next best thing.

Status Money, a free-to-use personal finance app, lets you anonymously crowdsource financial advice from a community of more than 350,000 people for free.

You can also anonymously compare your finances with people like you and earn cash rewards for acting on money-saving recommendations.

The app’s newest feature lets you video chat with a certified financial coach for just $3/month! Since coaches receive public reviews after each call, they have a big incentive to give you great advice.

As an added bonus, new Status Money members get $5 to sign up!

2. Android Users Get Paid to Try New Games. Every Gamer’s Dream.


Who would’ve thought you can play games to make some money? Especially now when that’s easy to do from home.

All you need is Mistplay for Android, a game platform where you can try new games to earn points redeemable for gift cards like Amazon, VISA, PlayStation Network, XBOX Live, and more.

In the app, all available free games on Android are listed so just take your pick to try, especially high unit multiplier games! For example, the 4x unit multiplier games will earn you 8 times more units (and dollars) per level than the 0.5x unit multiplier games.

You’ll only get paid for playing games if Mistplay is running so be sure to always install games from the Mistplay app!

3. Get Free Stock Worth Up to $200

@MayoFi | Unsplash

Investing may seem expensive and most people put it off until they have “enough” money for it.

But time is the most important factor and Robinhood makes it really easy for new investors to get started with just $1.

This free trading app lets you trade stocks, ETFs and options, along with cryptocurrency all for free. No commission fees! When your application is approved, they’ll give free stock worth $2.50 up to $200 for new members, with chances to get a high-value stock in Facebook, Microsoft, etc.

You’ll also earn interest on any uninvested cash too. With a near-perfect 4.8 score from 2.3 million people, it’s a popular app that you should check out if you’re interested in investing.

4. Pump Up Your Savings at The Pump

Save each time you get gas by using the free BPMe Rewards app to find BP or Amoco gas stations nearby since you’ll instantly get 5 cents back on every gallon.* It adds up! On average, people spend over $2K on gas alone a year.*

Don’t even deal with touching a germy pin pad or fumbling with a wallet. You can use the app to pay using either a credit card or PayPal to stay contact-free. (You’ll still have to hold the gas pump though, no short cut there).

All transactions are saved automatically in the app so you can see how much you’ve saved. It’s a no-brainer if you get gas regularly and it’s free to use!

NEW MEMBER BONUS: Use promo code SAVINGS and get a one-time 15₵/gallon additional discount on your next fuel up after you complete your first in-app transaction of $15 or more only until March 31st!

*BPMe Rewards not available in AK, AZ, CA, CO, HI, ID, LA, ME, MT, ND, NM, NV, OK, OR, SC, TX, UT, VT, WA, WY

5. Spin to Win - Earn Coins to Build Adventurous Villages (And Raid Others)

Note: You can’t make any money off this game but we’re adding it in just because it’s fun and a good way to distract yourself when you want to.

Coin Master is a free casual game that’s amassed over 81 million downloads and has earned the rep of being one of the most interactive games on the market.

Spin to earn coins, chances to raid other villages, and build up your own village to move to the next level. There are over 200 uniquely themed villages to build including Steampunk Land, LA Dreams, Magical Forest, Hell’s Village, and more. Pets can also be raised to help you get more coins.

When you need a little break from the real world, head into Coin Master to play for free!

6. Switch to Car Insurance as Low as $29/Month to Save Big

When was the last time you thought about car insurance? Most people only think about their insurance if they’re involved in an accident but rates change constantly.

Meaning you could be saving a lot of money and you wouldn’t have even known. On average, you’re probably spending $800+/year more than you need to.

You can easily check how much you can save with QuoteWizard, an auto insurance matching service provided by LendingTree. It’s just one form, and they’ll search through providers that include known companies like State Farm, Allstate, Farmers Insurance, and more.

Your monthly rate could be as low as $29/month! All you need is to fill out one form that asks the usual questions related to driver, car, and location and you’ll be matched with the best-for-you options. It’s easy and free to check, so see how you can save!

7. Easily Compare Competitors or Name Your Own Price for Auto Insurance

You may or not be driving as much. But it’s all the more worthwhile to see if your car insurance rates could change for the better. After all, you’re supposed to check every 6 months to a year.

Touted as the #1 insurance website, you can easily compare auto quotes with Progressive against their competitors. The form simply asks for a zipcode, vehicle, some personal information, and driving history.

You’ll immediately get 3 quote options at different price points or you can utilize their Name Your Price® tool to enter exactly what you want to pay. They’ll then show you coverage options based on your budget.

“I talked to many insurance companies who made me feel like a number, not a person. Progressive was able to help me find the right policy that met my auto insurance needs!” said Samara H.

It’s free to check and they already insure 22+ million drivers nationwide, so see if you can get a lower premium immediately. Average savings are over $750!

8. Freelancer or Independent Contractor? This is the Bank for You

1099-MISC. 1099-NEC. Business expenses. Deductions. Tax time is never fun for freelancers and independent contractors. Plus it’s confusing on separating personal and business spend.

That’s why Lili, (awarded best bank account for freelancers from Fundera!), helps you focus on your business or side gig by offering mobile banking designed for freelancers.

There are no account fees, no overdraft fees, no minimum balance, no foreign transaction fees, and you can get paid up to 2 days earlier via direct deposit. Lili also provides tools like:

  • Expense reports – They’re automatically generated!
  • Expense management – It’s easy (and fun) to categorize by swiping left/right plus no need for separate bank accounts
  • Tax Bucket – Helps you plan & prepare taxes all year long (instead of at the last minute).

All you need is 3 minutes to sign up, along with your SSN, (this is a bank account after all), and you’ll be on your way to a sleek, fee-free black VISA business debit card. Plus, there are over 38,000 free ATMs to withdraw money from.

They’ve even done the math and by using Lili, you’d save 60 hours and $1,700 per year. And yes, it’s free to sign up!

BONUS: Starting in February, any member that sets up direct deposit will automatically be entered to win $1,000 every week until the end of March! (8 chances to win!)

9. The Only Business & Tech News You Need Today in Under 5 Minutes

Start your day feeling smarter and more informed with The Hustle newsletter sent every Monday – Friday at 8 AM EST, sharp.

This free newsletter covers all the business and tech news you need to know for the day presented in entertaining, relevant, and unique stories. Over 1.5M+ subscribers agree!

Popular stories last year have included The Hustle doing a deep dive on the economics of all-you-can-eat buffets, how much vending machines make, collectors who spend thousands on rare Hot Wheels cars, companies who sell lost airplane luggage, and more!

We’ve been fans for a long time, and read it on a daily basis. Check it out and we think you’ll agree that it’s worth your valuable inbox space!

BONUS: School Competitors in Solitaire and Ca$h In

When you’re looking for something to do at home, check out Solitaire Cube on iOS, which is like regular Solitaire, except you get to play for real cash.

The game matches you with players of the same skill level, so all is fair. You could win some serious cash, like Katie N. who took home $380,984 as one of the Top 10 Solitaire Cube players! Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and more prizes.

You can deposit as little as $2 to start playing for real money, and there are always bonus cash opportunities to get even more value. Currently, there is a $350,000 prize pool tournament you can get in on!

So if you think you can handle playing some Solitaire Cube to win legit cash, definitely download this game for free for your iPhone. 

Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN.

BONUS 2: New Year, New Financially Responsible You Can Save Up to $720

How much did you spend over the holidays? On average, Americans spend about $1,000!

You can get up to 70% of that back in the new year by using Truebill, a free money management app that’s like your own financial control center and personal finance assistant in one. The app groups all your banking accounts together so you can see your earnings and spending in one spot. Plus, it helps you budget even if you don’t know how to.

Truebill will also alert you when services quietly raise fees, and will even cancel your hidden and unwanted subscriptions for you. Most importantly, Truebill can help lower your monthly bills by 20%! Yup, they negotiate for you so you don’t have to deal with talking to reps.

It’s also time to look forward to new life events since 2020 ruined most of our plans. But that usually comes with a cost. So prepare ahead of time by using Truebill which can save you over $720/year!

BONUS 3: Save Up to $610 or More This Year On Car Insurance

Time’s important. Even if you use it to learn TikTok tips. And obviously, money’s important too, since why else would you be reading this?

So one of the easiest and fastest ways to save is actually through your car insurance. People generally forget to check for quotes but ideally, it should be done every year. And you can save up to $610!

Just head to US Insurance Online to get quotes from multiple providers in your area so it’s less work for you.

  1. Head to US Insurance Online and fill out car & driver history
  2. Who your current provider and coverage is
  3. Fill out contact info and select “Get Quotes”
  4. Speak with a licensed agent to go over the chosen quote(s)!

It could be the most productive 5 minutes you do today.

BONUS 4: School Competitors in Solitaire and Ca$h In

When you’re looking for something to do at home, check out Solitaire Cube, which is like regular Solitaire, except you get to play for real cash.

The game matches you with players of the same skill level, so all is fair. You could win some serious cash and prizes, like Katie N. who took home $380,984 as one of the Top 10 Solitaire Cube players! Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and was able to recarpet her home.

It’s easy to start:

  1. Tap now to download from the Samsung Galaxy Store
  2. Follow the instructions on screen to install
  3. Open the app and play!
  4. Practice playing for free and when ready, play for cash!

So if you think you can handle playing some Solitaire Cube to win legit cash, definitely download this game for free to play on your Samsung.

Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN.

BONUS 5: Satisfyingly Pop Bubbles to Make Cash

Who loved popping bubble wrap growing up? I still do.

So when the classic bubble game is shortened to 3-minute games to pop as many as you can, it’s exhilarating. Bonus points for clearing the whole board!

Check out Bubble Cash for iOS where you can go on a popping frenzy against real players online to win actual cash. Drop a bunch of bubbles at once and get those high-scoring combos.

Play for free on iPhone, and then switch over to cash games whenever you want. Seriously though, cash game winners can win thousands of dollars…by popping bubbles. Take part in thrilling raffles to win BONUS cash on top of your regular winnings. Plus, enjoy extra rewards every day.

Just note that cash tournaments aren’t available in AZ, AR, IA, LA, MD & SC but everywhere else is fair game to win actual money!

BONUS 6: Get Up to 15x Cash Back Rewards with This Sleek, Black Premium Debit Card

A credit card isn’t for everyone, particularly if you know your own spending habits. So when a debit card comes around that has credit-card like perks, take notice.

Current is the first mobile bank to offer up to 15x points whenever you swipe this sleek black premium (or white) debit card, at over 14,000 participating merchants. These points are redeemable for unlimited cash back!

For example, swiping the card at gas stations could net you back $165/year!

Along with the unique rewards program, a Current account has no hidden fees, no minimum balances, over 55,000 fee-free ATMs, and includes money management tools such as savings pods and round ups. Premium members ($4.99/mo) can also enjoy getting paid up to 2 days faster with direct deposit, as well as never worrying about a negative balance since they can use Overdrive™, a benefit that covers them up to $100 when they need it.

Current is free to use (with optional premium upgrade) so don’t miss out on earning points for stuff you were already buying! It takes less than 2 minutes to sign up!

BONUS 7: Save Time (And Money) By Unsubbing From Marketing Emails

Alice Ly | The Smart Wallet

When the “unread” number in your email inbox is growing by the day, it’s time to wrangle it in.

There’s no doubt that our inboxes get slammed with a lot of marketing emails. And now, every corporation that we’ve ever given our emails to is expressing how they’re handling COVID-19.

Instead of wasting time unsubscribing one by one, just use, a free service designed to help clean your inbox on iOS or Android by displaying all the email subscriptions you have in less than a minute.

You then have the following options to: Keep in Inbox, Unsubscribe, or Add to Rollup.

“Add to Rollup” is like a summary of the emails you might want to look at but don’t immediately have time for. Think of it as a daily, weekly, or monthly digest (you choose) of all the subscriptions you picked to be contained in one convenient, scrollable email (like a newsfeed).

It ignores all your personal emails and only looks at the commercial emails so save time and money (don’t be tempted by sales!) by getting rid of marketing emails on iOS or Android.

BONUS 8: Travel Plans = Something to Look Forward to (+ Up to 90% Off!)

It’s time to make those vacation plans. You deserve it. And you definitely need something to look forward to!

But let someone else do the hard work of finding the deals. Scott’s Cheap Flights has a whole team whose job is to search Google Flights and other public search engines to find the really amazing deals. Like, save up to 90% good. And they do this for 12-16 hours a day.

All you have to do is choose where you want to go. How about to the Bahamas for just $235 (normally $550+), or Thailand for $448 (normally $950+) or Central America, which has 17 destinations within, for just $245 (normally $600+)? And dates extend to 4 months and beyond!

To start getting the deals, sign up to be a free member and remember to verify your email. To start getting the really good deals, try out the 14-day free trial (no credit card required), and then, for a limited time, our readers get 20% off the premium membership with promo code:  SMARTWALLET20

Give yourself something to look forward to and start making travel plans with major savings.

BONUS 9: iPhone Only: This Isn't Your Grandma’s Bingo - Play Anywhere for Cash

Classic bingo is a game based on both luck and skill since it takes strategy to beat the odds of the house and the players around you.

However, you can ditch the paper sheets and giant stamps in favor of Blackout Bingo on iPhones, a fast-paced and competitive bingo game that you can play anywhere on your phone. And even against your friends virtually.

2 minutes. That’s all you need per game where you play against another person around the world. Everyone sees the same card and balls so by daubing (tapping the number) fast and correctly, you’ll get bonus boosts for more points! Tap the incorrect number and points will get docked so don’t get sloppy!

This easy-to-learn game is awesome for killing time and earning cash all at once, anywhere which is perfect for home.

You can play for free on your iPhone against real people for prizes or switch over to cash games to win…cash! Cash game winners can win up to $1,000 or more in mini-tournaments.

Cash tournaments not available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN.

BONUS 10: Start on New Year, New You - Get Paid to Lose Weight

Who’s fed up with 2020? *raises hand

So why not get a jumpstart on a brighter 2021? Particularly when it comes to your fitness and weight goals. Time to get rid of that quarantine 15…or more!

And you might be extra motivated because there’s a health and wellness company that will pay you to lose weight. Seriously!

It’s called HealthyWage.

They have a ton of testimonial/pictures on their site along with legit places reviewing them from CNN, The New York Times, Wall Street Journal, etc.

So if you need some money motivation to lose weight, here’s how it works:
1. Start with the HealthyWage calculator (Read More)
2. Decide on a weight goal & amount of time to achieve it
3. Bet on yourself ranging from $20-$150 a month
4. Achieve your goal and you could win up to $10,000 depending on your HealthyWager!
5. If you don’t achieve your goal, the money goes to support HealthyWage, including prizes for others who achieve their goals

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