Get Paid to Save with these Money Management Apps
Saving isn’t sexy at all. In fact, it’s downright boring but you know you gotta do it. It comes with the whole adulting thing, and that’s probably why you’re reading this too. So we’ll keep things interesting for you and cut straight to the point. You can get paid to save. You’ll also get way more interest than what traditional banks can give you. Below are our favorite money management apps for getting paid to save. We’ll also throw in some bonus apps at the end to help you spend wiser as well. You’re welcome. 🙂
Long Game Savings
Long Game Savings is an app that combines playing games and saving money to encourage regular people to keep on saving.
When you turn on Automatic Savings on your linked bank account, every deposit will give Coins.
These Coins are used to play fun games like Spin-to-Win, Flip Cards, Slot Machines and more to win real cash, even up to $1,000,000 real dollars! How’s that for encouragement?
Not only will your savings account grow within Long Game, you’ll also earn daily and weekly chances to win more cash. Take advantage of the First Week Bonus where you’ll get EXTRA coins for every $1 auto-saved.
Fun savings Missions will also help you focus on your goals.
“I check the app everyday since I get so motivated. I already won $5 my first week!” – Stanley S.
Long Game is FDIC-insured so your money is completely safe. It’s also free to use, you’ll earn 0.1% interest on the money you save, and you can withdraw all your money at any time (takes 3-5 business days to completely transfer).
It’s no wonder that Wall Street Journal, Forbes, and TechCrunch love it too.
With that said, because Long Game is insured, they take steps to protect everyone. During initial setup you’ll be asked to provide:
- A bank account (they do not store any login information)
- A mobile number so they can text you a code for verification
- Your social security number to prove you’re you
- Your email address for a verification email
After that, you’re free to save as much or as little as you want, but also earn chances to win more money. You’ll never lose any money as it’s not the lottery but a valid prize-linked savings account.Â
So skip that fancy coffee this week and put the money into Long Game instead. It’s also way better than throwing that money away on losing lotto tickets. The chance to win up to a million dollars just for saving is just too good to pass up.
Get Paid For Your Summer Purchases
Drop is an easy-to-use app that lets you earn gift cards on stuff you already buy from your favorite brands. It’s the ultimate & modern loyalty card without the card.
All you need to do is link your most-used credit card(s) and whenever you purchase at your favorite activated brands, you’ll automatically get points for gift cards!
Self-proclaimed Target-addict? Get points for your purchases there.
Do you eat Cookie Butter by the spoonful from Trader Joe’s? You get points for all your purchases there too.
You need that Mocha Frappuccino from Starbucks? Yep, you guessed it. You get points for that too! Whaaaat?
Katelyn from The Bill Wizard team already redeemed her $20 Starbucks card after only 3 weeks! We’re really loving Drop since you can earn gift cards on popular brands you already buy from. Easily set it up and watch the points drop in.
Chime – Get Your Paycheck Up to 2 Days Faster
How useful would it be to you to get your paycheck up to 2 days earlier than your co-workers?
Besides the bragging rights, it’d be pretty damn useful.
Chime, a mobile banking app and one of the fastest-growing ones out there with over 900,000 accounts, makes it possible.
Unlike most banks, Chime doesn’t hold the funds until your pay date. As soon as it receives notification from your employer, Chime will immediately post the funds to your account.
I get my paycheck 2 days earlier than my coworkers but my friend gets his 1 day earlier. It depends on your employer but getting the funds faster makes it so much easier to budget!
If getting your paycheck earlier isn’t enough for you, it’s also super simple to set up and you’ll get a debit card in 4-5 days.
Then you’ll have unlimited access to no-fee MoneyPass ATMs around the nation. Since there are over 30,000 of them nationwide, you’re bound to be living near one. I access mine inside a Walmart only 5 mins away from my apartment.
If you ever need to mail a paper check (like I do for rent), just enter in the payment info and Chime will actually cut a check and mail it for you! Extremely convenient.
The app also wants to help you save easier too. If you turn on “Automatic Savings,” the app will round up your purchases to the nearest dollar and deposit your digital change into your savings account. Or choose to save 10% of your paycheck each time.
You won’t even notice it but your savings account will.
See also: The Smart Wallet’s Chime review.
Get Paid For Unlocking Your Phone Daily
While not a money management app, you can still get paid with little effort. We like that.
S’more partners up with brands that want to pay people to look at their ads.
These ads show up on your phone’s lock screen so whenever you need to unlock your phone, you’ll see an ad. No biggie, since you unlock your phone all day! Now you get paid for it.
You’re basically renting out your lock screen space for S’More in exchange for money, so save that photo of your dog for your home wallpaper instead.
S’more pays in gift cards so you can redeem for:
- Amazon.com
- AMC Theaters
- Best Buy
- CVS
- Target
- Domino’s Pizza
- Starbucks and more!
There’s no pressure to learn about each ad either. Just use your phone normally, and your earnings will apply daily. Pretty much the easiest thing to do.
Disclosure: Some links in this post are from our sponsors and by clicking them you’re helping to keep The Bill Wizard running smoothly with more tips and updates!
