The 12 Habits of Savvy, Financially Stable People
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We all have habits deeply ingrained into our brains. Some of those habits, like holding the door for others or tipping the pizza guy, are great habits. Others, like ordering mindless stuff on Amazon when you know there’s only $30 left in your bank account? Yea, maybe not so great.
If you want to embrace a financially stable lifestyle, it’s time to change some things.
These habits of savvy, financially stable people demonstrate how to improve your financial wellness and it’s not boring at all. Use these tips to stop wondering how you’re going to afford the electricity bill and instead start wondering where to invest your growing savings.
1. Consistent Investing Even When They're Not Rich
Investing is your money making babies and there’s no rule that says you have to only use one investing app. Try different portfolios on each!
Stash lets you start investing with just $1! You can choose where to put your money (even in Google, Amazon, Tesla, Netflix, etc), and they’ll provide guidance and tools to help.
With Stash Growth and Stash+, you can also choose the Smart Portfolio option which offers hands-off stress-free investing based on your risk tolerance. Plus claim bonus stock when you attend Stash’s virtual Stock Parties!
BONUS: Stash is giving new members $10 for any first investment so create an account to get started.
Get free stock worth up to $200 with Robinhood, the free-trading app that lets you trade stocks, ETFs, and options all for free. No commission fees! It makes it really easy for new investors to get started with just $1.
You’ll also earn interest on any uninvested cash too. With a near-perfect 4.8 score from 2.3 million people, it’s a popular app that you should check out if you’re interested in investing.
Public is a social-investing app where you can buy any stock you want for as little as $1, all commission-free. It SHOWS you how other investors are investing in and provides resources such as Public Town Hall and Public Live to learn more about investing and market trends. So forget perusing Reddit and engage with the community of investors on Public to get started on your portfolio.
Plus, get a free slice of stock worth $3 – 300 when you deposit funds!
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3. Knows How to Get Paid Up to $600+ Listening to Free Music and Playing Games
Get paid for something you already enjoy doing.
Current is a free Google Play app that literally pays you to listen to music and play games! The more music played, the more you can earn points to redeem for cash, gift cards, and rewards. Choose from 100,000+ radio stations worldwide to discover new music or revisit your favorite artists.
Reward options include Amazon, Target, Starbucks, Google Play gift cards, PayPal Cash, and tech prizes like smartwatches, mini drones, Bluetooth speakers, and more.
You can earn up to $600/year or more just by listening to free music and playing games! When you want to take a break from listening, then go into Tasks & Offers to play games, where the longer you play, the more you earn. You’ll also earn just by charging your phone too.
Even better, refer friends to get up to $250 and 5% of their music earnings for life too. Turn on the app whenever you want to listen to music and earn extra money while doing errands, jogging, working, or when you need a mood booster!
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5. Never Getting Hit With Overdraft Fees
On average, people pay $250/year just on overdraft fees!
Instead of charging you for silly fees, Chime, has your back. It’s an award-winning (and free to use) mobile banking app that lets you overdraft up to $200 with no fees1 via their SpotMe benefit. This means that $8 you were short on at the grocery store gets spotted and your account won’t overdraft, saving you money. Plus, you get a sleek-looking debit card!
Combined with no monthly fees, the ability to get paid up to 2 days earlier,2 and auto-savings starting at 1.00% APY3 (which is 12x4 the national average!) makes Chime a stellar online banking option that doesn’t focus on profiting off of you like traditional banks.
Since Chime is free to use, give it a shot and see how you like it.
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