X Ways to Rack Up $1,500+ This Holiday Season

Woman in cozy white sweater holding 100 dollar bills with Christmas lights and tree
Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

I know, I know. Christmas stuff already? But when retailers are already putting out the decor, then it’s on.

On average, people spend more than $1,000 on gifts, food, travel during the holidays. That’s a lot! But you can start prepping for that now to make it easier on yourself.

Below are some of our favorite ways to earn and save some money! Small consistent moves will pay off by the time December rolls around.

Borrow $500 to$4,000* This Holiday Season Even if Your Credit Isn’t Great

No one likes to borrow money but when you need it for repairs, medical reasons, large purchases, etc., then personal loans are a valid option.

OppLoans can help this holiday season. “The rates were good, I have terrible credit and they were the only ones to approve me for a loan and they were very quick as well,” said James U.

Even better, applying won’t impact your FICO credit score^ and if they can’t give you the best rate, they’ll send you elsewhere that can!

How to qualify:

  1. Reside in FL, AL, AR, AZ, CA, DC, DE, GA, HI, ID, IL, IN, KY, KS, LA, ME, MI, MN, MS, MO, MT, ND, NE, NV, NM, OH, OK, OR, RI, SD, TN, TX, UT, SC, WA, WI, WY, and VA
  2. Have a minimum monthly income of $1,500 for the states listed above except AL is $3,500, and GA & ID is $3,000
  3. 18+ years old (19 if from AL or NE) and cannot be an active duty service member
  4. At least 90 days at current employer
  5. Have direct deposit

OppLoans will even notify the 3 credit bureaus to build up your payment history!+

Fetch All Your Receipts (Even Virtual) & Get Free Money Back

Alice Ly / The Smart Wallet

Check your pockets; check your purse. And keep email receipts.

Grab all the recent receipts you have and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!

Basically, shop at any store (grocery, drugstore, warehouse, everywhere and online), snap a pic with the app, and boom, you’ve got points for money. Upload your restaurant and drive-thru receipts too.

There’s no minimum spend, no need to manually select items, just scan in any receipt from any store and it’ll automatically reward you.

Be sure to grab 2,000 welcome points on us when you use promo code REWARD before scanning your first receipt!