3 Ways for Inquisitive Womxn to Start Investing (And Earn Money to Do So)

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

You’ve thought about how to further build your wealth but you’re not quite sure where to start. You also know investing is important, but it seems so intimidating.

Kudos to you, because just thinking about it is already a great step in the right direction.

Even though people might think men are better investors, it’s actually the opposite. A Fidelity report* states that women outperform men in generating positive returns on their investments due to long-term planning, research, taking on less risk, and patience.

So we’ve compiled 3 of the most beginner-friendly investing apps that you can start with (you can sign up for all if you’d like as each has its own benefits) as well as some additional ideas to help you earn a little bit of side money to consistently invest with!

1. Get $10 to Invest in Google, Amazon, Tesla, Netflix, and More

Office Manager Sarah investing with $5 / Danny Guinta /*Photo for illustrative purposes only

You might think that investing is complicated. Or that you’ll never get a share of these well-known brands like Google, Amazon, Tesla, etc., but you can. And you don’t have to be rich either.

That’s because Stash, an investment app, lets you start investing with just $1. You can choose where to put your money in and they provide guidance and tools to help you along the way. You can invest in some of the major companies that you use or buy from regularly to make a custom Personal Portfolio.

With Stash Growth and Stash+, you can also choose the Smart Portfolio option which offers hands-off stress-free investing since Stash will invest for you based on your risk tolerance. Plus claim bonus stock when you attend Stash’s virtual Stock Parties!

As a bonus, Stash is giving new members $10 for any first investment so create an account to get started.

Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.

2. Get Free Stock Worth Up to $225

Investing may seem expensive and most people put it off until they have “enough” money for it.

But time is the most important factor and Robinhood lets new investors get started with just $1.

This free trading app lets you trade stocks, ETFs and options, along with cryptocurrency, commission-free! When your application is approved, they’ll give free stock worth $2.50 up to $225 for new members, with chances to get a high-value stock in Facebook, Microsoft, etc.

With a near-perfect 4.8 score from 2.3 million people, it’s a popular app that you should check out if you’re interested in investing.

3. Own Stocks Starting at Just $1 and Learn from Real Investors

Public is a social-investing app where you can own stocks for as little as $1, all commission-free. Follow other investors on the app (financial experts, entrepreneurs, celebrities, athletes, etc.) and get a first-hand look at what they’re investing in and why.

Learn tips from the transparent community to build your financial literacy, invite friends and earn free stock.

Public makes it easy for everyone to invest in the companies they believe in with no minimums, $0 commissions, and a robust community to gain knowledge from! Get a free slice of stock worth $3 – 300 when you deposit funds.

4. Get a $75 Bonus with an Acorns Checking Account That Invests For You

Get a checking account that can do more than just house your money. With Acorns Checking, you’ll get a checking account that automatically saves and invests for you!

Invest spare change into an expert-designed, diversified portfolio of stocks and bonds every time you make a purchase! Choose from traditional or new Sustainable (ESG) Portfolios where you can easily invest in socially responsible companies.

Acorn’s new Smart Deposit feature takes a portion of each paycheck and automatically sets it aside into your checking, investing, and retirement accounts.

For a limited time, get a $75 bonus when you set up a direct deposit and receive the first 2 deposits successfully. 9.75 million people already trust Acorns. Try it out and see for yourself!

5. Over $7 Million Paid Out to Steady Members to Date - Sign Up for Your Share!

Side gigs and work-from-home opportunities are here to stay, and one of the easiest ways to find these jobs is via the free Steady app. Their community of over 2.7 million people agrees that it’s one of the best free ways to find flexible jobs to earn extra money!

Once you link your bank account, the app’s Income Tracker feature will give you personal insights into the extra income you’re making. Emergency Cash Grants up to $1,000 are also available but only after you link accounts. The process is entirely secure and uses Plaid, the same technology used by other popular applications like Venmo, PayPal, and Cash App.

And not only can you find thousands of new part-time opportunities every day, but you can also earn cash rewards through their Income Boosters perk. Basically, they pay you to try out useful brands to help manage your money even more.

“I’ve made more money from my part-time gigs through Steady last month than my actual salary and I enjoy these jobs much more than my regular work!” – one of many positive reviews.

On average, Steady Members earn over $5,500 in extra income per year. It only takes a few minutes to sign up for free and answer some work history questions and what type of job you’re looking to see opportunities immediately!

6. Fetch All Your Receipts (Even Virtual) & Get Free Money Back

Alice Ly / The Smart Wallet

Grab all the recent receipts you have and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!

Basically, upload any receipt, snap a pic with the app, and boom, you’ve got points for money.

Be sure to grab 2,000 welcome points on us when you use promo code REWARD before scanning your first receipt!

7. Scan the Stuff You Buy & Get Free Rewards

The exclusive National Consumer Panel (NCP) program is opening up again for more participants! Make your voice heard and get paid for it!

Panelists use the app to scan barcodes of items purchased & provide details. You’ll then earn points for gift cards, tech like tablets and flat-screen TVs, and much more from their gift catalog!

The more you share your shopping habits (scan barcodes), the more rewards you can get. It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.

Register now to see if you’re eligible to be a National Consumer Panelist. If you don’t get accepted based on your location, don’t worry!  They’re always expanding locations, so check back again.

8. This Paid Survey Panel Gives Out 7,000 Gift Cards Daily

Members can earn an average of $50 a month in popular Swagbucks, a free rewards program where you can earn cash for your time and opinions.

Get rewarded for doing surveys, searching the web, reading articles, watching videos, and playing fun games but the one activity that earns you the most points is completing surveys. Redeem for free gift cards just by completing fun activities and giving opinions!

New members can get a free $5 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!

9. Instantly Raise Your Credit Scores (For Free!) Using Phone & Utility Bills

Adobe

The 3 most important digits of your life are your credit scores. Get an instant increase for free with Experian Boost™ which adds your positive payment history from phone, utility, & streaming services payments to your Experian® credit file. (Yes, your Netflix® payment counts!*)

On average, members see a 13 point increase. All you need is a free Experian membership and a few minutes to connect read-only permission to the online bank accounts you use to pay bills so Experian can credit your history properly.

This process doesn’t hurt your credit at all and you can choose to remove the boost if you want. Try out the fastest and no-cost way to instantly improve your credit scores!

Results may vary, see website for details.

10. Instantly Get Paid $1 for Each Survey (No Limit!)

SurveyTime will instantly pay $1 after each survey completion. No waiting around to accrue at least $15 to cash out like other sites, just get paid right after!

Take as many available surveys as you want since there’s no limit. Then choose between popular gift cards, PayPal, or Bitcoin via Coinbase.

It’s free & easy to start. Be sure to check your confirmation email to answer a few intro questions.

It takes a few days for the system to learn your profile to match you with the best surveys so expect to be disqualified in the beginning. Then you can take as many surveys as you want. On average, each survey could take 10 minutes with some being as quick as 3 minutes!

11. Turn Errands into Earnings with Free Cash Back

About to get some gas, groceries, and/or hit up a restaurant?

Turn to GetUpside, a free cash back app that partners with over 30,000 local businesses, which include Shell, 76, Popeye’s, Papa John’s, Gelson’s, Safeway, and many more. You can earn an extra $148 a year (on average)!

Wherever you are, just use the app to see where you can get cash back! You can get up to 25¢ per gallon, up to 30% back on groceries, and up to 45% back at restaurants. For errands you were already going to do anyway!

Easily cash out via bank transfer, Paypal, or gift card and there’s no limit to how much you can earn. Download GetUpside for free to start earning cash back and new members can use a welcome code: TSW20 to get an additional 20¢ a gallon on their first gas purchase!

Gas offers are not currently available in NJ, WI, or UT.

BONUS: Get Paid Up to $600+ Listening to Free Music and Playing Games

Music and games. If this is something you reach for daily, then congrats, you’re one step closer to getting paid to do something you enjoy.

Current is a free Google Play app that literally pays you to listen to music and play games! The more music played, the more you can earn points to redeem for cash, gift cards, and rewards. Choose from 100,000+ radio stations worldwide to discover new music or revisit your favorite artists.

Reward options include Amazon, Target, Starbucks, Google Play gift cards, PayPal Cash, and tech prizes like smartwatches, mini drones, Bluetooth speakers, and more.

You can earn up to $600/year or more just by listening to free music and playing games! When you want to take a break from listening, then go into Tasks & Offers to play games, where the longer you play, the more you earn. You’ll also earn just by charging your phone too.

Even better, refer friends to get up to $250 and 5% of their music earnings for life too. Turn on the app whenever you want to listen to music and earn extra money while doing errands, jogging, working, or when you need a mood booster!

BONUS 2: A Legit Way to Earn $750 This Week

You can get $750 direct deposited into your Cash App account and all you have to do is try out some deals. The catch? You can only do this once a year!

Seriously, anyone 18+ can join Flash Rewards is a rewards program that’s been around since 2016 and has rewarded $11 million dollars to members over time.

So how do you get the money? Answer: You just have to follow the instructions carefully!

Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.

  1. Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
  2. Take a quick Survey (it helps them figure out what offers & deals to recommend you)
  3. See if any Offers interest you (optional)
  4. Important: Get to Level 5 and follow the instructions on completing the specific number of deals for each level

You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!

BONUS 3: Get Paid for Playing Match 3 Games

Puzzle game lovers will love Lucky Match, a free to play game where you can win cash rewards through 300+ exciting levels spanning across Hawaii, Paris, San Francisco, and more.

It’s simple. When you clear a level, you earn coins, which are redeemable for instant win scratchers, prize wheels, and sweepstakes up to $2,500! And yes, it’s legit – there are already over 135K reviews with a 4.5 average rating!

Also, join the daily Cash Dash event where players enter a sweepstakes race by collecting in-game trophies. Be among the first Top 25 players for bonus prizes of $5 to $10! Cash out via PayPal when you reach $7.

So download and play for free to start winning cash!

Some of the sponsored links that appear on this page are from companies that offer investment advisory services. They compensate us; for details on our compensation arrangements, please click here.