Is Endurance Warranty Worth Your Investment?

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You walk outside, coffee in hand, ready to head to work. You get in your car, turn the key…and it doesn’t start.

It may only be a minor issue that costs a few bucks, but what if your car has a major problem, like a transmission failure?

Costly repairs like these can leave you stranded or forking over thousands to pay for repairs.

Thankfully, extended warranty providers like Endurance Warranty can provide coverage beyond the manufacturer’s warranty that comes standard with every new car.

Let’s examine this popular extended warranty provider more closely to determine whether it’s the right choice for you.

What Is Endurance Warranty?

Endurance Warranty has become a big deal in extended car warranties. Running strong for over 10 years, it’s based in Schaumburg, IL, and offers six plans. Their goal is to give you peace of mind that your ride is covered if anything expensive conks out.

But are they really as great as they claim for easy repairs, good service, and covering tons of car parts? Let’s see what actual customers have to say:

Endurance Warranty Reviews

Checking what other customers say about a company is always smart before making a big purchase. Overall, Endurance earns some solid feedback, with a near-perfect 4.6 rating on ConsumerAffairs.

Many people love their fast repairs, claim service, and included perks like roadside assistance. Many also say it saved them money on pricey failures.

However, complaints about denied claims, hidden fees, and unclear policies exist. Always read the fine print closely so you know what’s covered.

Although the good reviews seem to outweigh the bad, doing your homework is still key to finding a warranty that works for you!

How Much Will An Endurance Warranty Cost?

Like most extended warranty companies, what you’ll pay depends on your car’s age, mileage, make, and model. Most customer reports show prices ranging from:

  • $350 – $500 yearly for newer vehicles under 75,000 miles
  • $450 – $700 yearly for older vehicles over 100,000 miles

Your own quote will vary based on your exact vehicle. To find out, you’ll need to chat with Endurance for pricing details specific to the coverage and terms you want.

It’s free to find out and no obligation to accept. Just have your vehicle’s make, model, and mileage handy.

To give you an idea, here are some sample prices:

  • A 4-year Supreme plan for a 2018 Toyota Camry with 40,000 miles: Around $2,300 total
  • A 5-year Superior plan for a 2015 Ford F150 with 90,000 miles: Approximately $3,700 total

You can pay upfront or finance monthly for 12-18 months. Monthly payments cost more overall but spread out the impact.

What Types Of Coverage Endurance Warranty Offer?

A big plus with Endurance is you can pick from six levels of coverage based on your needs:

  1. Supreme: Bumper-to-bumper except for some small parts like glass. Up to 200,000 miles are covered.
  2. Superior: Hundreds of components, including electrical, A/C, engine, and transmission. Like the Superior plan, you’ll be covered up to 200,000 miles.
  3. Secure: Engine, transmission, electrical, steering, suspension, and brake coverage for up to 140,000 miles.
  4. Select: Enhanced powertrain warranty, plus the starter and alternator for up to 125,000 miles.
  5. Powertrain: Engine, transmission, drive axle, turbo/supercharger warranty for up to 125,000 miles.
  6. Highline: Bumper-to-bumper except for some parts for cars with under 60,000 miles.
    You can pick terms, mileage limits, and deductible amounts too. Lots of flexibility.

Additional Perks and Benefits

In addition to repair coverage, Endurance includes excellent perks, such as:

  • 24/7 roadside assistance
  • Rental reimbursement
  • Trip interruption reimbursement
  • Key fob replacement
  • Tire repair/replacement
  • Total loss protection
  • Emergency expense money
  • Collision discount

You also get one year of Endurance Elite with extras like tire and identity theft help. This makes life easier if your car has issues while you’re on the road!

How Does The Claims Process Work?

The real test of an extended warranty is claim service. Endurance aims to make it fast and seamless.

The process should be much smoother since they handle plans/claims in-house instead of outsourcing.

Here’s the process if you need a repair:

  1. Take your car to any licensed shop in the U.S. or Canada. No need for the dealership!
  2. Have the shop call Endurance to confirm coverage and get an approval code.
  3. Endurance coordinates the next steps and pays the shop after repairs are done.
  4. You pay the deductible amount to the repair facility.

Many people mention quick help from Endurance’s claims team and fast reimbursements. That said, there are also complaints of denied claims, so reading the fine print and checking what’s excluded is crucial before buying.

Endurance: Pros and Cons


  • Strong reputation and reviews
  • Customize coverage terms, mileage, deductible
  • Direct claims handling should be smooth
  • Lots of extra perks and benefits
  • Elite membership extends some perks


  • Mixed reviews on claims and denials
  • Higher cost averages compared to other companies
  • It complements but doesn’t replace car insurance

The Bottom Line

With mostly happy customers and a good variety of plans, Endurance offers solid value for those who want more protection.

People really like their customer service and how claims are handled. However, like car insurance, picking an extended warranty will ultimately depend on your personal needs.

If Endurance ticks all the boxes, pick a coverage plan and get your free, no-obligation custom quote today!

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