25 Lazy Ways “Bad Dads” Can Make an Extra $2,000 for Christmas

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

There are so many ways to classify parent types. Curling parents, helicopter parents, crunchy parents, lawnmower parents, jellyfish parents, and more.

But maybe you don’t conform to a type. You’re just tired and underappreciated. You deserve to have fun too, not just your kids.

So if you relate, you’re considered a “bad dad,” someone that that likes to keep it real and not be obsessed over everything. You’re not there to make your kids happy, you’re there to make sure they grow up to be good people.

That’s why it’s important to make some side money for yourself, to keep your sanity. 5 minutes here and there can really add up. What’s even better is that some are from activities you already do, like grocery shopping, etc! Maximize your spare time from the below lazy and simple ways and you could have a nice sum for Christmas shopping (for things YOU want)! 

1. A Legit Way to Earn $750 This Week

You can get $750 direct deposited into your Cash App account and all you have to do is try out some deals. The catch? You can only do this once every 6 months!

Seriously, anyone 18+ can join Flash Rewards is a rewards program that’s been around since 2016 and has rewarded $11 million dollars to members over time.

So how do you get the money? Answer: You just have to follow the instructions carefully!

Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.

  1. Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
  2. Take a quick Survey (it helps them figure out what offers & deals to recommend you)
  3. See if any Offers interest you (optional)
  4. Important: Get to Level 5 and follow the instructions on completing the specific number of deals for each level

You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!

2. Earn Up to $200 Every Time You Win This Viral Bingo Game

Bingo Clash is the free modern version of bingo where you can play on your iPhone, and win big with cash and real-life prizes. Daily cash prizes and weeklong tournaments have prize pools that go up to $25,000! You can also win items like iPads, kitchen appliances, LEGO sets, other electronics, even cars.

Pro-tip: Don’t hit the Bingo button until almost the end of the game to rack up BONUS points!

Play cash games for the bigger prizes but note that they aren’t available in these states AZ, AK, CT, DE, LA, MT, SC, SD, TN, and VT. However, Bingo Clash iOS is free to play, is fun, and you could win prizes, so check it out!

3. Borrowing Money, in General, Isn't Fun but When You Need $500 to $4,000,* Try This

No one likes to borrow money but when you need it for repairs, medical reasons, large purchases, etc., then you do what you have to do.

OppLoans can help as they work to assist middle-income credit-challenged members to build credit history+ for a brighter financial future. “The rates were good, I have terrible credit and they were the only ones to approve me for a loan and they were very quick as well,” said James U.

Even better, applying won’t impact your FICO credit score^ so it doesn’t hurt to check!

Qualified borrowers can borrow from $500 to $4,000 depending on creditworthiness and state of residence.* And when monthly payments are made back on the loan, OppLoans will notify the 3 credit bureaus to build up your payment history!+

Available to residents of FL, AL, AR, AZ, CA, DC, DE, GA, HI, ID, IL, IN, KY, KS, LA, ME, MI, MN, MS, MO, MT, ND, NE, NV, NM, OH, OK, OR, RI, SD, TN, TX, UT, SC, WA, WI, WY, and VA

4. Turn Your iOS Screen Time Data Into Cash

Share information on how you use your iPhone and get rewarded with the MSR app.

MSR uses simple “video tasks” instead of boring surveys. A 2-minute video task pays out as much as an average 20-minute survey on other platforms. Easy!

You’ll earn points and redeem free gift cards from 40+ brands including Amazon, VISA, and more. Or you can earn straight cash via PayPal. Plus, it’s free to join! And for December, you’ll get DOUBLE the points!

Within the first 4 weeks, members have earned more than $20 in rewards with minimal effort. There are also surveys and other earning opportunities available.

For extra rewards, refer friends to earn 40% of everything they get for passive earning!

5. Play 3 Minute Games & Win Cash Over $1,000 Every Day

Productive games? It’s a thing. Check out Pocket7Games which despite the name, actually has 9 different classic games to choose from like Bingo Clash, Bubble Shot, 2048 Blitz, and more. 

Every day over $1,000 free cash is awarded to players who join the free entry events.  Win Amazon gift cards, and tech prizes like Xbox, AirPods, and iPads, too. Never be bored with plenty of surprise events and activities that give free cash plus earn up to $40 per friend referral!

More than $70M in prizes have already been rewarded so get in on your share of the fun. Note that cash games are not available in AZ, AR, CT, DE, LA, MT, SC, SD, TN, VT.

6. Satisfyingly Pop Bubbles to Make Cash

Who loved popping bubble wrap growing up? I still do. Check out Bubble Cash to go on a popping frenzy against real players online to win actual cash. Drop a bunch of bubbles at once and get those high-scoring combos.

Play for free, and then switch over to cash games whenever you want. Seriously though, cash game winners can win thousands of dollars…by popping bubbles. There are raffles to win BONUS cash on top of your regular winnings too!

Just note that cash tournaments aren’t available in AZ, AR, IA, LA, MD & SC but everywhere else is fair game to win actual money!

7. Over $7 Million Paid Out to Steady Members to Date - Sign Up for Your Share!

Over 3 million people are already using Steady to find extra income, and on average members make $5,500 a year more, perfect for the holidays. So open more presents to yourself, the Steady way! 😉

Once you link your bank account (it’s secure!), the app’s Income Tools feature will give you personal insights into the extra money you’re making.

Plus, earn extra cash rewards through their Income Boosters perk too. Basically, get paid to try out useful brands to help manage your money even more.

It only takes a few minutes to sign up for free and answer some work history questions and what type of job you’re looking to see opportunities immediately!

8. The World’s First App That Pays You to Pay Rent

Paying rent each month is non-negotiable but with Piñata, you’ll get paid to pay rent on time as you’ll earn rewards and discounts for doing so. Plus get optional boosts to your credit score too (average increase of 42 points!)

Piñata is completely free to use and any renter can join. Members save over $4,500 a year!

Members get $20 Piñata Cash when rent gets paid, which can be redeemed for free gift cards to Amazon, Starbucks, The Container Store, Class Pass, and more.

New members get a welcome bonus of $20 Piñata Cash as well as a $30 gift card so sign up for free now to start getting rewarded for rent day!

9. Get Paid for Playing Match 3 Games

Puzzle game lovers will love Match to Win, a free to play game where you can win cash rewards through 300+ exciting levels spanning across Hawaii, Paris, San Francisco, and more.

It’s simple. When you clear a level, you earn coins, which are redeemable for instant win scratchers, prize wheels, and sweepstakes up to $2,500! And yes, it’s legit – there are already over 135K reviews with a 4.5 average rating!

Also, join the daily Cash Dash event where players enter a sweepstakes race by collecting in-game trophies. Be among the first Top 25 players for bonus prizes of $5 to $10! Cash out via PayPal when you reach $7.

So download and play for free to start winning cash!

10. Get $5 to Invest in Google, Amazon, Tesla, Netflix, and More

Office Manager Sarah investing with $5 / Danny Guinta /*Photo for illustrative purposes only

Stash, an investment app, lets you start investing with just $1! You can choose where to put your money, and they’ll provide guidance and tools to help. Invest in some of the major companies that you regularly use to make a custom Personal Portfolio.

With Stash Growth and Stash+, you can also choose the Smart Portfolio option which offers hands-off stress-free investing based on your risk tolerance. Plus claim bonus stock when you attend Stash’s virtual Stock Parties!

BONUS: Stash is giving new members $5 for any first investment so create an account to get started.

11. Not Your Grandma’s Bingo - Play Anywhere for Cash

Ditch the paper sheets and giant stamps in favor of Blackout Bingo, a fast-paced and competitive bingo game that you can play anywhere on your phone. And even against your friends virtually.

2 minutes. That’s all you need per game where you play against another person around the world. Tap the numbers fast and correctly to get bonus boosts for more points!

Play for free against real people for prizes or switch over to cash games to win…cash! Cash game winners can win up to $1,000 or more in mini-tournaments but aren’t available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN.

12. Turn Errands into Earnings with Free Cash Back

About to get some gas, groceries, and/or hit up a restaurant?

Turn to GetUpside, a free cash back app that partners with over 30,000 local businesses, which include Shell, 76, Popeye’s, Papa John’s, Gelson’s, Safeway, and many more. You can earn an extra $148 a year (on average)!

Wherever you are, just use the app to see where you can get cash back! You can get up to 25¢ per gallon, up to 30% back on groceries, and up to 45% back at restaurants. For errands you were already going to do anyway!

Easily cash out via bank transfer, Paypal, or gift card and there’s no limit to how much you can earn. Download GetUpside for free to start earning cash back and new members can use a welcome code: AFF20 to get an additional 20¢ a gallon on their first gas purchase!

Gas offers are not currently available in NJ, WI, or UT.

13. Never Pay an Overdraft Fee Again - Here’s How

Skip the bank fees and apply to Chime, an online bank account with absolutely no monthly fees (yes, seriously) and savings at 0.50% APY1 — which is 8x2 the national average!

Their SpotMe feature lets you continue with a needed transaction even if you overdraft. That extra $20 you needed for groceries? No worries, Chime will spot you up to $200.3

No monthly fees, no minimum balance requirement, no foreign transaction fees, and FDIC-insured up to $250,000. Get paid up to 2 days earlier** too since Chime processes your employer’s deposit immediately, giving you access quicker than traditional banks.

Chime is free to use, so why not give it a shot?

14. Fetch All Your Receipts (Even Virtual) & Get Free Money Back

Alice Ly / The Smart Wallet

Grab all the recent receipts you have and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!

Basically, upload any receipt, snap a pic with the app, and boom, you’ve got points for money.

Be sure to grab 2,000 welcome points on us when you use promo code REWARD before scanning your first receipt!

15. Side Hustlers: Save $1,700 a Year with This Bank

Finances can already be confusing but add in self-employment taxes, varying income, 1099-NEC, business deductions, etc? It can be a lot.

That’s why Lili, (awarded best bank account for side hustlers!), helps you focus on what you do best by offering mobile banking designed specifically for freelancers.

Enjoy no account fees, no overdraft fees, no minimum balance, no foreign transaction fees, and you can get paid up to 2 days earlier via direct deposit.

Lili also provides tools that traditional checking doesn’t have like:

  • Expense reports – They’re automatically generated!
  • Expense management – It’s easy (and fun) to categorize by swiping left/right plus no need for separate bank accounts
  • Tax Bucket – Helps you plan & prepare taxes all year long (instead of at the last minute).

It takes 3 minutes to sign up and you’ll get a sleek, fee-free black VISA business debit card that can be used at 38,000+ free ATMs.

They’ve even done the math and by using Lili, you’d save 60 hours and $1,700 per year. And yes, it’s free to sign up!

16. Scan the Stuff You Buy & Get Free Rewards

The exclusive National Consumer Panel (NCP) program is opening up again for more participants! This is your opportunity to make your consumer voice heard! (And get paid for it)

When you become a panelist, just use the app to scan the barcodes of items you purchase, provide a few additional transaction details, and you’ll earn points for gift cards, electronics (TVs, tablets, etc), and more!

Plus, all panelists are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even a quarterly sweepstakes to win $5,000!

The more you share your shopping habits (scan barcodes), the more rewards you can get. You can also answer surveys and share information about your overall shopping trip.

It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.

Register now to see if you’re eligible to be a National Consumer Panelist. Eligibility will be based on your location. If you don’t get accepted this time, don’t worry! They’re always expanding locations, so check back again.

17. Play Solitaire to Win Cash. No Longer a Single Player Game.

Less than a few minutes. That’s all you need to win real cash when you play  Solitaire Cash, a fun Solitaire game with a modern twist.

It’s like regular Solitaire but you compete against other players at the same skill-level as yours to see who can solve the deck the fastest, and for cash! Play in groups of 5 or more and the top 3 for each game wins.

Players have already won thousands of dollars! Solitaire Cash is free to download and play but cash tournaments are specifically not available in AZ, AR, IN, IA, LA, ME, MD, SC, MT & SD.

If you like playing quick games for chances to win cash, check it out.

18. 21 + Solitaire = Real 💰 and Serious Fun

Check out 21 Blitz, an extremely fun and fast-paced mobile card game. Play against real people at your skill level to compete for cash and prizes like tech, kitchen appliances, even a car!

It only takes 3 minutes to play. Make as many 21s as you can before the clock runs out or until you run out of moves. And for a limited time, you can get 2x points multiplier to get even more points!

Play for free against real people for prizes or switch over to cash games to win…well, cash! Currently, players are invited to play in a guaranteed $23,000 prize pool tournament. Plus, get up to $30 for each friend you refer. Cash tournaments not available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN but you can still win some amazing prizes!

19. School Competitors in Solitaire and Ca$h In

Solitaire Cube is like regular Solitaire, except you get to play for real cash.

The free game matches you with players of the same skill level, so all is fair. Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and more prizes.

Deposit as little as $2 to start playing for real money tournaments, and there are always bonus cash opportunities to get even more value.

Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN but you can still play Solitaire Cube for free for prizes!

20. Switch to Car Insurance as Low as $29/Month to Save Big

When was the last time you thought about car insurance? Most people only think about their insurance if they’re involved in an accident but rates change constantly.

Meaning you could be saving a lot of money and you wouldn’t have even known. On average, you’re probably spending $800+/year more than you need to.

You can easily check how much you can save with QuoteWizard, an auto insurance matching service provided by LendingTree. It’s just one form, and they’ll search through providers that include known companies like State Farm, Allstate, Farmers Insurance, and more.

Your monthly rate could be as low as $29/month! All you need is to fill out one form that asks the usual questions related to driver, car, and location and you’ll be matched with the best-for-you options. It’s easy and free to check, so see how you can save!

21. Instantly Raise Your Credit Scores (For Free!) Using Phone & Utility Bills

Adobe

The 3 most important digits of your life are your credit scores. Get an instant increase for free with Experian Boost™ which adds your positive payment history from phone, utility, & streaming services payments to your Experian® credit file. (Yes, your Netflix® payment counts!*)

On average, members see a 13 point increase. All you need is a free Experian membership and a few minutes to connect read-only permission to the online bank accounts you use to pay bills so Experian can credit your history properly.

This process doesn’t hurt your credit at all and you can choose to remove the boost if you want. Try out the fastest and no-cost way to instantly improve your credit scores!

Results may vary, see website for details.

22. Forget Reddit Bros, Follow Real Investors Instead for Stocks and Crypto

@rodnae-prod | Pexels

When you’re looking for more stability than Reddit stock hype, use Public, a social-investing app where you can buy any stock you want for as little as $1, all commission-free.

Seriously, you don’t have to have thousands of dollars either to get a share of your favorite companies like Apple, Peloton, Target, Uber, Tesla, and more.

Plus, you can follow real investors on the app (financial experts, entrepreneurs, celebrities, athletes, etc.) and get a first-hand look at what they’re investing in. You’ll be able to buy the same stock or ETF with however much money you’re comfortable with!

Interested in Crypto? You’ll be able to explore 21 cryptos in the app as well.

Public makes it easy for everyone to invest in the companies they believe in with no minimums, $0 commissions, and a robust community to gain knowledge from. Plus, get a free slice of stock worth $3 – 300 when you deposit funds!

23. The Easiest Way to Save $826 This Year

What’s something that could save you $826 a year and you can check in literally 30 seconds?

Your car insurance. It’s easy:

  1. Head over to The Smart Wallet’s auto insurance portal and connect your current insurance (no long form to fill out!)
  2. We’ll instantly check for a better deal
  3. See your savings!

Once we find you a better deal and you choose to switch, we’ll help you cancel your old policy, enroll you in the better one, and get a full refund on the unused portion of your prior payments. It’s the simplest and easiest way to get a refund on your overpriced car insurance policy.

A satisfied customer said “I left Geico. I was paying $150, now thanks to you guys, I’m only paying $50!” See how much you can save now!

24. Easily Invest in Your Child’s Financial Future (With Help from Family/Friends)

It takes a village to raise a child, and you can make it even easier for your family and friends to contribute alongside you with EarlyBird.

EarlyBird provides a meaningful way for parents and anyone to collectively invest in a child’s financial future. It’s an investment account for your child combined with social gifting, and when the child turns 18, it’s all theirs to pay for college, start a business, take a vacation, anything! (At 18, it transitions into an adult brokerage account)

Cash slipped into holiday cards or birthday checks can now be turned into gifts of investments, making it more valuable when contributors can see their EarlyBird gift for your child grow over the number of years! Even better is with each contribution, a short personal video can be recorded and your child will be able to watch, keep the memories, and be financially empowered.

So give the gift of financial freedom for your child (with the help of loved ones). The earlier, the better! For parents, EarlyBird is FREE for the first $200 invested, and then just $1/mo per child subscription fee after that to maintain the portfolio.

25. Get Free Stock Worth Up to $225

Investing may seem expensive and most people put it off until they have “enough” money for it.

But time is the most important factor and Robinhood lets new investors get started with just $1.

This free trading app lets you trade stocks, ETFs and options, along with cryptocurrency, commission-free! When your application is approved, they’ll give free stock worth $2.50 up to $225 for new members, with chances to get a high-value stock in Facebook, Microsoft, etc.

With a near-perfect 4.8 score from 2.3 million people, it’s a popular app that you should check out if you’re interested in investing.

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