30+ Lazy Ways for Grandmas to Make Some Extra Money

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It’s time to supplement that Social Security check. 

Here are some fun and unknown ways to make some side cash that you may not have heard of. Since The Smart Wallet loves trying new apps and services, we’ve picked some of our favorites below!

It’s a good mix of practical, fun, and legitimate ways, but by no means would make anyone rich. These are just some additional ways to make money that you can also share with your younger family members! 

1. Make $100 Your First Visit to This Site

One of the newest and easiest ways to make money on your phone is 100% free with KashKick. You just need to sign up with your name, email address, and password!

Get fun cash rewards just by playing games (which you’re already doing), answering surveys based on your user profile, trying out financial tools, and many more ways.

Check out KashKick and start making money in your PJs, in line, or wherever!

2. Earn Up to $750 Trying Out Offers

Try out offers and get rewarded. That’s the gist of Earn Big Rewards, a fun program where you can earn up to $750 (or even $1,000 if you’re ambitious) just by checking out sponsored offers from their partners.

Over 1 million members have gone through and got their rewards, and you can too! It’s simple.

Offers and deals vary, but the most important thing to know is that different levels have different rewards. Lower levels yield smaller rewards, while Level 5 will get you $500, $750, or $1,000.

You’ll be able to choose from mobile games, free trials, subscriptions, streaming services, and more after answering some quick questions.

Once you complete the levels you want, you can cash out and get the reward in a week!

3. The Money App That’s Backed by Paypal, Dwayne Johnson, Ashton Kutcher, and More

Celebrities and leading investors can be particular about where they put their money, but Acorns has caught the attention (and their investments) of Blackrock, Paypal, and major names like Dwayne Johnson and more. Not to mention, they already have 4.7 million+ customers!

That’s because Acorns Banking does more than other types of accounts as it automatically saves and invests for you. Every time you purchase on your new metal debit card, your spare change gets invested into an expert-designed, diversified portfolio of stocks and bonds. When you make your first investment, you’ll get a $20 bonus!

You can get started in under 3 minutes with no financial experience or expertise needed. You’ll also get access to retirement, investing for families, rewards, and more, all in one app.

With no hidden fees, Acorns makes it easy to invest in your future with your spare change.

4. Get $10 to Invest in the Legal Cannabis Industry. No Experience Necessary.

6 million customers already use Stash, an investment app that lets you start investing with as little as $5, and you can choose where to put your money, and they’ll provide guidance and tools to help. You can invest in some of the major companies you regularly use to make a custom Personal Portfolio.

You can even invest in the legal cannabis industry, which is big business, as retail sales are projected to hit $70 BILLION by the end of 2028.* Plus, with Stash Growth and Stash+, you can also choose the Smart Portfolio option, which offers hands-off stress-free investing based on your risk tolerance.

It takes less than 2 minutes to start, and they’ll even give you $10 to start investing when you sign up and deposit $5 or more into your Personal Portfolio.

Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.

5. Get $35,000 Worth of Debt Paid Regardless of Your Credit

Owe $35,000 or less on credit cards? Find a personal loan using LoansUnder36 to pay off all your balances and consolidate them into one balance to make it easier on yourself.

It takes 2 minutes to find loans regardless of your credit status, with APRs from 5.99% up to 36% max. Their network has over 100 vetted lenders, and you’ll be able to compare side-by-side with no obligation quickly.

There’s no credit score impact by checking and the repayment periods are flexible, ranging from 61 days to 72 months (6 years). Plus, you can get the funds as fast as 24 hours!

6. Say Goodbye to Overdraft Fees with the #1 Most-Loved Banking AppTM

When you want financial peace of mind, use Chime,® the award-winning mobile financial app and debit card that’ll help you save with no monthly fees, including:

  • No minimum balance
  • Fee-free overdraft with SpotMe®️* (Chime will spot you up to $200, so you don’t get overdrafts)
  • No foreign transaction or transfer fees

Additional perks:

  • Get paid up to 2 days early with direct deposit1
  • Earn 2.00% Annual Percentage Yield (APY)2 with the high-yield Chime Savings Account3
  • Access to apply for the Secured Chime Credit Builder Visa® Credit Card4 for a better way to build credit history

Sign up for Chime and get started on saving money and working on improving your credit score!

7. Affordable Car Insurance Exists - Save Up To $610

You’re probably overpaying on your current auto insurance without even realizing it.

  1. Just check on EverQuote to start comparing
  2. They’ll check from plenty of agencies to find you the best deal
  3. Pick your savings!

Filling out the form takes less than 4 minutes to start saving big. EverQuote can save drivers up to $610 a year on average* compared to their current insurance premiums.

It’s super simple, so try it out to see how much you could be saving on the road!

8. Get up to $1,000 in Stock when You Open & Fund an Active Invest Account with just $10

You don’t have to be wealthy to own stocks and make money! In fact, you can own a piece of your favorite company for just $5. (*restrictions apply)

SoFi Active Invest is an incredible, easy-to-use, all-in-one financial app. Buy and sell stocks without ever paying a commission (*other fees apply). You can earn extra reward points right from home or on the go using the SoFi mobile app!

Simply sign up with SoFi and start buying stocks of companies you know and love. The best part is you don’t have to spend thousands of dollars to do so.

Buying shares of some of the world’s largest and most well-known companies, like Apple, Amazon, Google, Disney, and Netflix, has never been easier. SoFi allows you to own a piece of these companies for as little as just $5! (*restrictions apply) So, if you only want to buy $5 of an expensive stock like Apple or Tesla, you can!

SoFi makes buying stocks fun, and in no time, you’ll be able to have your very own portfolio filled with your favorite stocks.

BONUS: Open & fund an Active Invest account with just $10, and SoFi will give you up to $1,000 in stock for free!

9. Join the Millions of People Earning Up to $45 Per Survey


Companies are always looking for feedback to improve their products so get paid for just giving your honest opinion!

Just sign up for Survey Junkie (it’s free!), and join over 20 million members already earning cash. Completing a survey earns you 20 to 100 points. Each point is worth one cent, and when you hit 500 points (or $5) you can cash out, which is one of the earliest cash out points we’ve seen!

Redeem for popular online gift cards, Paypal cash, or bank transfer.

It only takes a few minutes to join Survey Junkie and you’ll earn your first 100 ($1 value!) points just by creating an account and verifying your email address. Earn even more when you take more surveys.

10. Get Paid Up to $225/Month While Watching Viral Videos and Taking Fun Surveys

Founded in 2000, Inbox Dollars has been paying customers for their opinions for over 22 years and counting! They are one of the most trusted survey sites with fun, multiple ways to earn extra cash that set them apart.

Fast and easy. Love that I can cash out to my PayPal and easily transfer money to my bank account.” – Tefanie P

Take surveys, watch videos, play games, and even read emails for extra cash. Who wouldn’t want to watch viral videos for money and get paid up to $225/month?

Inbox Dollars is a great platform to make a little side money. It’s free to sign up, so give it a try today!

11. Free Rewards Program Gives Out 7,000 Gift Cards Daily

There are a lot of survey programs out there, but none are as popular as Swagbucks, a free rewards program where you can earn free cash for your time and opinion. They’ve paid out over $885 million to their members already and they’ve been in business for 15 years.

Earn points for doing surveys, online shopping, uploading receipts, and playing fun games then redeem the points for free gift cards to Amazon and Walmart or choose PayPal cash. 

New members can get a free $10 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!

12. Get Up to $1,000 Back in Bonus Bets Even if Your First Bet Doesn’t Win

Score on your first NFL bet on the King of Sportsbooks with BetMGMthe premier online sports betting destination brought to you by the world’s leading resorts and casinos.

Prep with real-time betting odds, player props, boosted bets, 24/7 access to wagers, and more!

Here’s how to start:

  1. Register an account at BetMGM
  2. Make a minimum deposit of $10
  3. Place your first bet on your NFL team or any other sport
  4. Get up to $1,000 back in Bonus Bets if your first bet loses!

Since you’ll get your first bet back in bonus bets if you lose, you can confidently bet on what you want!

Must be 21+ and live in Arizona, Colorado, Illinois, Indiana, Iowa, Louisiana, Michigan, New Jersey, New York, Pennsylvania, Tennessee, Virginia, Washington D.C., West Virginia, Wyoming, and Ontario. A Bonus Bet is a credit allowing players to place a bet without using cash funds. Such credits cannot be withdrawn or cashed out by participants. Bonus Bet credit can only be used once and must be used within 7 days of being credited to your account. If you or someone you know has a gambling problem, call 1-800-GAMBLER.

13. Get Paid Up to $140/Month For Your Honest Opinions

Sounds too good to be true? Actually, big brand companies pay to hear our opinions because they help guide critical business decisions.

You can join 3+ million people who are earning up to $140 a month on a free site called Branded Surveys. You’re paid up to $5 per survey for sharing your honest thoughts with their big brand partners.

Just complete a quick profile so they can match you with eligible surveys. Big companies are always looking for honest opinions! For every completed survey, you’ll earn points to redeem for Paypal Cash, pre-paid VISA gift cards, and popular gift cards from hundreds of retailers. Taking just 3 quick surveys a day can potentially earn $140/month!

Branded Surveys have already paid out $38M so far, and there’s no limit to how many surveys you can take. Plus, they’ve got over 75,000 positive reviews on Trustpilot.

Sign up now to get a 100-point bonus and start earning cash!

14. First-Time Investors Get $10 to Invest in Google, Amazon, Apple, Netflix, and More

You don’t have to be rich to start investing. Stash, an investing app dedicated to empowering people to invest and build better lives, lets you start investing with just $5. Stash’s plans—starting at just $3 a month—unlock access to simple, automated solutions designed to help people find security and peace of mind through investing.

Gain access to Stash’s suite of wealth-building tools.

  • Personal Portfolio – An investment account that lets you pick your own stocks/ETFs/crypto
  • Smart Portfolio – An automated investment account managed by experts
  • Tax-advantaged Retirement Portfolio

As a bonus, Stash is giving new members $10 for any first investment as a bonus, so create an account to start investing in your favorite companies today!

Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.

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