Millennials get a bad rep. We’re supposedly the lazy, avocado-toast-loving, can’t buy a house generation. But really, we just work smarter, not harder.
And we’re actually more inclined to be financially stable since the Great Recession forced us to focus on stability instead of striking it rich.
So let’s hone in on that. Work smarter, not harder to earn some side money. And we found some ways below that can help. Going to get some groceries? Get some cash back out of it. Already using your phone a lot? Earn some money out of that too. Here are some lazy ways to make and save money that Millennials can incorporate into their everyday routine.
1. A Legit Way to Earn $750 This Week
You can get $750 direct deposited into your Cash App account and all you have to do is try out some deals. The catch? You can only do this once every 2 years!
Seriously, anyone 18+ can join Flash Rewards is a rewards program that’s been around since 2016 and has rewarded $11 million dollars to members over time. Also, 4.3 TrustPilot rating!
So how do you get the money? Answer: You just have to follow the instructions carefully!
Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.
- Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
- Take a quick Survey (it helps them figure out what offers & deals to recommend you)
- See if any Offers interest you (optional)
- Important: Complete 1 Silver, 1 Gold, and 8 Platinum deals to qualify/claim the reward!
You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!
2. Get Paid for Playing Free Lotto Tickets
When you’re stuck at home, you have to keep yourself occupied. Make killing time fun and productive when you play free digital scratchers on Lucktastic to win money from the comfort of your home. It’s just like getting the ones from the gas station, but…free.
There are a ton of different scratchers to play where you can earn both cash prizes and tokens. Tokens turn into gift cards or contest entries so collect as much as you can!
PRO-TIP to get the most gift cards for free: The more you play, the more big bonuses you can unlock! Play all your scratch cards, look out for Today’s Bonus, and head to the Reward Wall to discover more fun games and cool products. That’ll build up your tokens much faster to redeem for more rewards!
Redeem tokens for:
- Amazon gift cards
- Walmart gift cards
- Dunkin’ Donuts gift cards
- Check mailed to you
- Payouts start at just $5!
- Contest entries into big cash winnings
Lucktastic keeps things free by showing a few ads here and there plus it’s easy to play and multi-task at the same time.
Also until April 2021, their Crack the $1 Million Safe event will reward a lucky winner with up to $1 million dollars! Not bad for playing free scratchers, right? So download now to start earning free gift cards!
3. Get a Personal Loan Fast Even if You Have Bad Credit
Your credit score is important but sometimes, unfortunate circumstances happen to good people. It’s not always a fair representation of your financial history to be judged by 3 digits.
Even if you have a poor credit score and have been turned down by credit card companies, you could still qualify for a personal loan* for your short-term financial needs.
OppLoans can help. They work to rescue and rebuild middle-income credit-challenged members for a brighter financial future.
Submitting an application won’t impact your FICO credit score^ and you’ll be able to get the best personal loan that you may need for car repairs, medical, family, rent, major purchase, etc.
Here’s who can qualify:
- Residents of FL, AL, AR, AZ, DC, DE, GA, HI, ID, IN, KY, KS, LA, ME, MI, MN, MS, MO, MT, ND, NE, NV, NM, OH, OK, OR, RI, SD, TN, TX, UT, SC, WA, WI, WY, or VA
- Have a minimum monthly income of $1,500 for the states listed above except AL is $3,500, and GA & ID is $3,000
- 18+ years old (19 if from AL or NE) and cannot be an active duty service member
- At least 90 days at current employer
- Have direct deposit
Qualified borrowers can borrow up to $4,000 depending on creditworthiness and state of residence.* “Payback is on a set term so no surprises and they are cheaper than those payday loans. I was able to get approved in just a few short hours. They really came through and helped me out!” Mike from Clover, SC.
And when monthly payments are made back on the loan, OppLoans will notify the 3 credit bureaus to build up your payment history!+
4. Not Your Grandma’s Bingo - Play Anywhere for Cash
We’re not talking about the bingo game that cute grandparents play.
Blackout Bingo counts on speed and accuracy. You play against real people and everyone gets the same card and balls so winning comes down to your skills, and not chance. Winners can get both cash and prizes!
Play for free without pop-up ads and when you’re ready, participate in cash tournaments where you can join in on the guaranteed $128,000 prize pool tournament! Get satisfaction winning against others as well as satiating some wanderlust as you travel from New York to Paris, to Hawaii, and more in-game.
Hot Tip: Wait until almost the end of the game to hit Bingo for the most points!
It’s free to download and play and while cash tournaments aren’t available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN, you can still play for prizes.
5. Get Paid Up to $600+ Listening to Free Music and Playing Games
Music and games. If this is something you reach for daily, then congrats, you’re one step closer to getting paid to do something you enjoy.
that literally pays you to listen to music and play games! The more music played, the more you can earn points to redeem for cash, gift cards, and rewards. Choose from 100,000+ radio stations worldwide to discover new music or revisit your favorite artists.
Reward options include Amazon, Target, Starbucks, Google Play gift cards, PayPal Cash, and tech prizes like smartwatches, mini drones, Bluetooth speakers, and more.
or more just by listening to free music and playing games! When you want to take a break from listening, then go into Tasks & Offers to play games, where the longer you play, the more you earn. You’ll also earn just by charging your phone too.
Even better, refer friends to get up to $250 and 5% of their music earnings for life too. Turn on the app whenever you want to listen to music and earn extra money while doing errands, jogging, working, or when you need a mood booster!
6. Scan the Stuff You Buy & Get Free Rewards
The exclusive National Consumer Panel (NCP) program is opening up again for more participants! This is your opportunity to make your consumer voice heard! (And get paid for it)
When you become a panelist, just use the app to scan the barcodes of items you purchase, provide a few additional transaction details, and you’ll earn points for:
- Gift Cards
- Electronic Equipment
- Flat Screen TVs
- and much more from their gift catalog!
Plus, all panelists are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even a quarterly sweepstakes to win $5,000!
The more you share your shopping habits (scan barcodes), the more rewards you can get. You can also answer surveys and share information about your overall shopping trip.
“Scanning my purchases is fun! I also enjoy taking the surveys. Earning points is fast and easy and they have a great selection of rewards.” – Jennifer B.
It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.
Register now to see if you’re eligible to be a National Consumer Panelist. Eligibility will be based on your location. If you don’t get accepted this time, don’t worry! They’re always expanding locations, so check back again.
7. School Competitors in Solitaire and Ca$h In
Check out Solitaire Cube, which is like regular Solitaire, except you get to play for real cash.
The game matches you with players of the same skill level, so all is fair. You could win some serious cash and prizes, like Katie N. who took home $380,984 as one of the Top 10 Solitaire Cube players! Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and was able to recarpet her home.
It’s easy to start:
- Tap now to download from the Samsung Galaxy Store
- Follow the instructions on screen to install
- Open the app and play!
- Practice playing for free and when ready, play for cash!
So if you think you can handle playing some Solitaire Cube to win legit cash, definitely download this game for free to play on your Samsung.
Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN.
8. Get $5* to Invest in Google, Amazon, Tesla, Netflix, and More
You might think that investing is complicated. Or that you’ll never get a share of these well-known brands like Google, Amazon, Tesla, etc., but you can. And you don’t have to be rich either.
That’s because, an investment app, lets you start investing1 with just $1. You can choose where to put your money in and they provide guidance and tools to help you along the way. You can invest in major companies that you use or buy from regularly to make the investing process custom to you. Plus, it’s affordable.
As a bonus, Stash is giving new membersso create an account to get started.*
9. More New Games, More Cash to Earn
When you’re ready to add even more games to your lineup, then download Cash ‘Em All, an Android app that pays you to try out new games for yes, you guessed it, for cash. All are free to download!
Just earn coins from trying new games, and then you can redeem for:
- PayPal Cash
- Amazon gift card
- GameStop gift card
- PlayStation Store gift card
- Xbox Live gift card
- And more good stuff
A 4,444 coin welcome bonus is yours immediately too when you sign in. (Worth 50 cents!) If you’re impatient, you can cash out as low as $1 as well.
Enjoy playing new-to-you games for some side fun money on your Android!
10. Instantly Get Paid $1 for Each Survey (No Limit!)
By now, you’re probably familiar with surveys. If not, it’s a great way to earn side cash for just giving anonymous opinions and you can join several survey programs to increase earnings.
Add SurveyTime to your list, because what makes them different from others, is that you’ll instantly get paid $1 after each survey completion. No waiting around to accrue at least $15 to cash out, you can get paid right after!
And there’s no limit either, so you can take as many surveys as you want available. You can choose between Target, Amazon, or Walmart gift cards, PayPal, or Bitcoin via Coinbase.
It’s free & easy to start. Just head here to sign up, check your confirmation email, and answer a few introductory questions.
It takes a few days until the system learns your profile to match you with the best surveys so you might be disqualified for some surveys at the beginning. Then you can take as many surveys as you want and it’ll be clear on the site how long each survey would take. On average, each could take 10 minutes with some being as quick as 3 minutes!
11. Make Easy Money Just Trying and Playing Games
One of the best ways to kill time is to check out new games that you can play to have fun and still feel productive. How?
, an Android app that pays you to try out new games. Yes, you’ll get paid just to play games.
When you earn coins from trying new games, you can redeem for:
- PayPal Cash
- Amazon gift card
- GameStop gift card
- PlayStation Store gift card
- Xbox Live gift card
- And too much more to list
Nab a 4,444 coin welcome bonus too, which is basically around 50 cents in value. And if you don’t like to wait, you can choose to payout as low as $1.
If your friends want to get it on the money action from afar, introduce them to, where you’ll get bonus coins and 25% of all their earnings. To make it a supportive group, your friends will also earn 25% of your earnings too!
12. Switch to Car Insurance as Low as $29/Month to Save Big
When was the last time you thought about car insurance? Most people only think about their insurance if they’re involved in an accident but rates change constantly.
Meaning you could be saving a lot of money and you wouldn’t have even known. On average, you’re probably spending $800+/year more than you need to.
You can easily check how much you can save with, an auto insurance matching service provided by LendingTree. It’s just one form, and they’ll search through providers that include known companies like State Farm, Allstate, Farmers Insurance, and more.
Your monthly rate could be as low as $29/month! All you need is tothat asks the usual questions related to driver, car, and location and you’ll be matched with the best-for-you options. It’s easy and free to check, so see how you can save!
13. Get Paid in Gift Cards if You’re Chill with Lock Screen Ads
The average person unlocks their phone 110 times per day – that’s a lot of time spent looking at a screen for free.
Withyou get paid every day you unlock your Android. It’s even easier than it sounds, and since you can cash out with as little as $1 there’s no waiting around for your rewards.
New features make it even easier to earn for stuff you’re already doing too. Earn rewards by using your lock screen, watching videos, shopping, and even trying out apps.
- Domino’s Pizza
- Starbucks and more!
Just use your Android normally, and your earnings will apply daily. Pretty much the easiest thing to do and you’ll be earning gift cards to use online while social distancing and for IRL fun when the pandemic is over!
14. Get Paid to Try New Games. Every Gamer’s Dream.
Who would’ve thought you can play games to make some money? Especially now when that’s easy to do from home.
All you need is, an Android game platform where you can try new games to earn points redeemable for gift cards like Amazon, VISA, PlayStation Network, XBOX Live, and more.
In this Google Play app, allare listed so just take your pick to try, especially high unit multiplier games! For example, the 4x unit multiplier games will earn you 8 times more units (and dollars) per level than the 0.5x unit multiplier games.
You’ll only get paid for playing games if Mistplay is running so be sure to always install games from the Mistplay app!
15. Check Your Credit Score For Free
It’s smart to keep an eye on your credit score to make sure it doesn’t fall too much due to unpaid bills. Did you know that a low credit score could affect your ability to actually rent an apartment or even get a car? Yea, let’s try to prevent that from happening.
is a free credit monitoring service that helps you improve and maintain your score. No credit card is needed!
You’ll get an easy-to-read view of your total debt plus everything that’s contributing to your current score like credit usage, credit age, inquiries, and payment history. It also comes with personal recommendations to help increase your score.
Credit Sesame alerted me immediately when my score decreased because of a credit card and I was able to fix it right away.so this is definitely a must-have in everyone’s life.
16. Don’t Miss Out on That $202 RT Deal to Japan Again (+ Similar Trips Up to 90% Off)
Yes, the flight was that cheap. It’s over now but don’t make that same mistake again. Want to go to Iceland instead? Greece? Central America? Anywhere but here. Start planning for this year and next.
Let someone else do the hard work of finding the deals. Scott’s Cheap Flights has a whole team whose job is to search Google Flights and other public search engines to find the really amazing deals. Like, save up to 90% good. And they do this for 12-16 hours a day.
All you have to do is choose where you want to go. How about to the Bahamas for just $235 (normally $550+), or Thailand for $448 (normally $950+) or Central America, which has 17 destinations within, for just $245 (normally $600+)? And dates extend to 4 months and beyond!
To start getting the deals, sign up to be a free member and remember to verify your email. To start getting the really good deals, try out the 14-day free trial (no credit card required), and then, for a limited time, our readers get 25% off the premium membership with promo code: UPGRADE25.
Give yourself something to look forward to and start making travel plans with major savings.
17. Fetch All Your Receipts (Even Virtual) & Get Free Money Back
Check your pockets; check your purse. And keep email receipts.
Grab all the recent receipts you have and scan them intoto earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!
Basically, shop at any store (grocery, drugstore, warehouse, everywhere and online), snap a pic with the app, and boom, you’ve got points for money. Upload your restaurant and drive-thru receipts too.
There’s no minimum spend, no need to manually select items, just scan in any receipt from any store and it’ll automatically reward you.
Be sure toon us when you use promo code REWARD before scanning your first receipt!
18. This Paid Survey Panel Gives Out 7,000 Gift Cards Daily
There are a lot of survey programs out there, but none as popular as Swagbucks, a free rewards program where you can earn cash for your time and opinion. Members can earn an average of $50 a month!
You get rewarded for doing surveys, searching the web, reading articles, watching videos, and playing fun games but the one activity that earns you the most points is completing surveys. (Don’t skip out on those!)
Points can then be redeemed for free gift cards, cash, and sweepstakes entries. All just by completing fun activities and giving your opinions.
New members can get a free $5 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!
19. Play Games, Get Gift Cards. Play More to Earn More
You love playing mobile games so why not get rewarded for it? Earn your first $5 gift card within 48 hours for something you were already going to do!
Just play through Rewarded Play, a free-to-download Android app with hundreds of games to choose from; including Yahtzee, Scrabble Go, and Design Home.
You can also play board games, dice games, card games, casino games, and a lot more.
Then redeem points for gift cards from 20+ retailers including favorites like Target, Amazon, Walmart, Best Buy, etc. The games are fun and an easy way to earn some cash. As a bonus, there is an active customer support team!
20. Get Paid to Take Popular Surveys, Watch Videos, and Even Read Emails With This Site
If you’re looking for an easy way to snag a little extra cash by being online, look no further. Inbox Dollars has a wide array of ways to make some money on the side.
Founded in 2000, Inbox Dollars has been around and paying customers for their opinions for over 19 years and counting! They are one of the most trusted survey sites with fun, multiple ways to earn extra cash that sets them apart from the others.
You can stick to sharing your opinion and take surveys, but you can also watch videos, play games, and even read email for some extra cash. Who wouldn’t want to watch movie trailers for money?
They also offer cash back for online shopping and coupon cash rewards to use at the grocery store too!
So if you’re looking for some extra cash and enjoy a wide array of options to earn, Inbox Dollars is a great platform to make a little side money. It’s free to sign up, so give it a try today!
21. The Secret to Getting Free Cash Back
$200 a year. That’s how much free money on average a member gets just by using Ibotta, a free app that pays you real money on your everyday purchases.
That includes your groceries (online/in-store), essentials, food delivery, online shopping, basically anything. All you need to do is scan the receipt.
It’s super simple:
- Just check Ibotta first before shopping at your fav stores or delivery services
- Choose what offers or digital rebates you want (even mall rebates and restaurants!)
- Scan your receipt(s) into the app and get cash back!
Ibotta is free to download and you’ll also get up to $20 in Welcome Bonuses when you sign up! It’s like you’re getting paid to shop.
22. Get Free Stock Worth Up to $200
Investing may seem expensive and most people put it off until they have “enough” money for it.
But time is the most important factor and Robinhood makes it really easy for new investors to get started with just $1.
This free trading app lets you trade stocks, ETFs and options, along with cryptocurrency all for free. No commission fees! When your application is approved, they’ll give free stock worth $2.50 up to $200 for new members, with chances to get a high-value stock in Facebook, Microsoft, etc.
You’ll also earn interest on any uninvested cash too. With a near-perfect 4.8 score from 2.3 million people, it’s a popular app that you should check out if you’re interested in investing.
23. New Year, New Financially Responsible You Can Save Up to $720
Start using, a free money management app that’s like your own financial control center and personal finance assistant in one. The app groups all your banking accounts together so you can see your earnings and spending in one spot. Plus, it helps you budget even if you don’t know how to.
will also alert you when services quietly raise fees, and will even cancel your hidden and unwanted subscriptions for you. Most importantly, Truebill can help lower your monthly bills by 20%! Yup, they negotiate for you so you don’t have to deal with talking to reps.
It’s also time to look forward to new life events since 2020 ruined most of our plans. But that usually comes with a cost. So prepare ahead of time by using Truebill which can save you over $720/year!
24. Get Up to 15x Cash Back Rewards with This Sleek, Black Premium Debit Card
A credit card isn’t for everyone, particularly if you know your own spending habits. So when a debit card comes around that has credit-card like perks, take notice.
Current is the first mobile bank to offer up to 15x points whenever you swipe this sleek black premium (or white) debit card, at over 14,000 participating merchants. These points are redeemable for unlimited cash back!
For example, swiping the card at gas stations could net you back $165/year!
Along with the unique rewards program, a Current account has no hidden fees, no minimum balances, over 55,000 fee-free ATMs, and includes money management tools such as savings pods and round ups. Premium members ($4.99/mo) can also enjoy getting paid up to 2 days faster with direct deposit, as well as never worrying about a negative balance since they can use Overdrive™, a benefit that covers them up to $100 when they need it.
Current is free to use (with optional premium upgrade) so don’t miss out on earning points for stuff you were already buying! It takes less than 2 minutes to sign up!
25. The Card That Only Gives Cash Back and No Debt
Not everyone can qualify for a cash back credit card if their credit history isn’t stellar so we found another option instead. It’s called the Aspiration Spend & Save Account, the world’s first cash back account that lets you track the environmental impact from your spending. It includes a debit card that gets you up to 10% cash back.
Basically, it turns your debit card into a cash back card!
The account also lets you pay bills, save, and earn interest too. Here’s the rundown:
- Get up to 10% cash back on socially-conscious businesses
- Pays up to 1.00% APY on your savings
- Your debit card gives free access to every ATM in the world!
- Zero fees (yes fee-free!)
- Option to plant a tree with every round-up
You only need a $10 minimum deposit to open an Aspiration Spend & Save Account.
Since there are no monthly fees, their accounts are on a “pay what is fair” model so you can “tip” them up to $20 or as little as $0 a month. Aspiration also commits to donating 10% of earnings to charity! For those that want extra perks and the APY, a Plus plan may be worth considering.
It takes less than 5 minutes to sign up and it’s free, so try it out!
BONUS: Take that Road Trip & Work from Anywhere (Or Rent Your RV Out for $)
If you’ve felt cooped up at home, then it’s time to hit the road. Grab your loved ones (even your fur child!) and take that epic road trip, get off the grid, or work from anywhere with WiFi without using up PTO days. 1-month road trip/workcation anyone?
The easiest and most comfortable way to do this is by renting an RV, through one of the largest RV rental marketplace, RVshare. It’s basically an Airbnb for RVs and similar to renting a regular car. If you have an RV yourself, then you can list it up and earn up to $40,000/year!
RV rentals are priced per night, but owners may give discounts if you’re renting for an extended period of time. Just ask! You’ll also get 24/7 roadside assistance for your entire trip so don’t worry about getting stranded or if you need RV service!
“We had an awesome trip. This is the first time renting an RV and it won’t be the last. We plan to do it again. It was so easy and a hassle-free process. Basically a hotel on wheels, I didn’t miss packing/unpacking, loading/unloading luggage!” – Miguel Arispe
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