29 Lazy Ways Moms Can Make an Extra $2,000

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by Tess Simmons Updated on June 25, 2021
Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

Hey moms, we know your time is precious. Even 5 minutes away from a preoccupied little one can make a major difference in your sanity and yes, your bathroom time is sacred.

So potentially making some side money even in the shortest amount of time, could be really helpful. Five minutes here and there can add up to savings as well as extra cash.

What’s even better is that some are from activities you already do, like grocery shopping, etc! Maximize on your spare time from the below lazy and simple ways and you could have a nice sum when you’ll need it eventually. 

1. A Legit Way to Earn $750 This Week

You can get $750 direct deposited into your bank account and all you have to do is try out some deals. The catch? You can only do this once a year!

Seriously, anyone 18+ can participate in Flash Rewards, a rewards program that’s been around since 2016 and has rewarded $12 million to members over time.

So how do you get the money? Answer: You just have to follow the instructions carefully!

Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.

  1. Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
  2. Take a quick Survey (it helps figure out the optional offers & required deals to recommend)
  3. Complete deals by shopping Flash Rewards’ great brand name partners.
  4. Important: Follow the instructions on completing the specific number of deals for each level and get to Level 5 to get the maximum reward! (there are plenty of deals to try – some are free trials or app downloads, others require a purchase!)
  5. Claim the reward and get it in about a week!

You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!

2. Not Your Grandma’s Bingo - Play Anywhere for Cash

We’re not talking about the bingo game that cute grandparents play. Blackout Bingo counts on speed and accuracy. You play against real people and everyone gets the same card and balls so winning comes down to your skills, and not chance. Winners can get both cash and prizes!

Play for free without pop-up ads and when you’re ready, participate in cash tournaments where you can join in on the guaranteed $128,000 prize pool tournament!

Hot Tip: Wait until almost the end of the game to hit Bingo for the most points!

It’s free to download and play and while cash tournaments aren’t available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN, you can still play for prizes. BONUS: When you deposit for the first time, get a $5 bonus cash when you use code: TSW5

3. Answer Questions Honestly & Get Paid Up to $5 Each Time!

“I cash out $10 almost daily! If you need a couple of extra bucks, this one is worth the time and effort.”

You can be like Sue C. and cash out regularly by sharing your opinions and earning up to $5 per survey. It’s super easy, quick and free with QuickThoughts.

Just answer questions honestly, and you’ll get paid with your choice of free iTunes or Amazon gift cards! There are several ways to participate:

  • Short surveys that start at $2 per completion
  • Longer surveys that take a bit more time but pay up to $5
  • Local photo activities where you can choose to partake in location-based opportunities by taking photos to provide feedback (also earn up to $5)

Since it’s free and quick, why not give it a shot to earn gift cards?

4. This Company Will Help Pay Off Your Credit Card Debt (Up to $50,000)

@nardly | Unsplash

Debt sucks but make sure it doesn’t get to Squid Game level debt, you know?

So if you have credit card debt of $50,000 or less, then AmONE can help by matching you with a low-interest loan to pay off all your balances.

This will leave you with just ONE bill each month, making it easier to manage as well as benefiting from a lower interest rate. AmOne starts at just 2.49% APR compared to credit cards that can go as high as 36%!

The lower the APR, the less interest over time you have to pay back which means getting out of debt even faster. Plus using AmONE has no credit score impact and repayment periods are flexible.

It only takes 2 minutes to check and you can get the funds as quick as 1 business day.

5. Play Fun Word Puzzles & Get Paid

Stimulate your brain in a different way by playing word puzzles on Words to Win, a free-to-play game where you can win cash rewards through beautiful levels modeled after vacation spots like Australia, Mexico, Hawaii, and more.

It’s simple. Create words out of the letters given and complete the crossword puzzle board. You’ll then earn coins to redeem for instant win scratchers, prize wheels, and sweepstakes up to $500!

There’s no stressful countdown timer per game and you can cash out via PayPal when you reach $7. Tracy T. said: “Best game ever! This is my daily relaxing game and it really pays and cashes out.”

Download now and play for free to start winning cash!

6. Fetch All Your Receipts (Even Virtual) & Get Free Money Back

Alice Ly / The Smart Wallet

Check your pockets; check your purse. And keep receipts.

Grab all the recent receipts you have, even gas receipts, and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!

Basically, shop at any store (grocery, drugstore, warehouse, everywhere and online), snap a pic with the app, and boom, you’ve got points for money. Upload your gas station, restaurants, and drive-thru receipts too.

There’s no minimum spend, no need to manually select items, just scan in any receipt from any store or gas station, and it’ll automatically reward you. Use the free money to pay for your next tank of gas!

Be sure to grab 2,000 welcome points on us when you use promo code REWARD before scanning your first receipt!

7. Real Cash Back on Groceries & More

Use this free app to get cash back on the stuff you already buy! Millions of people use Ibotta to earn cash back on their everyday purchases, like groceries, household essentials, food delivery, online shopping, and more.

It’s super simple:

  1. Just browse Ibotta first before shopping and add offers from thousands of products from your fav retailers to Your List
  2. Go shopping in-store or online, and submit your receipt (or link grocery accounts) to earn free cash
  3. When you’re ready to cash out, withdraw directly to your bank, PayPal, or gift cards!

Ibotta is free to download and you’ll also get $10 in Welcome Bonuses when you sign up! It’s like you’re getting paid to shop. Save big, just in time for summer!

8. Instantly Get Paid $1 for Each Survey (No Limit!)

By now, you’re probably familiar with surveys. If not, it’s a great way to earn side cash for just giving anonymous opinions and you can join several survey programs to increase earnings.

Add SurveyTime to your list, because what makes them different from others, is that you’ll instantly get paid $1 after each survey completion. No waiting around to accrue at least $15 to cash out, you can get paid right after!

And there’s no limit either, so you can take as many surveys as you want available. You can choose between Target, Amazon, or Walmart gift cards, PayPal, or Bitcoin via Coinbase.

It’s free & easy to start. Just head here to sign up, check your confirmation email, and answer a few introductory questions.

It takes a few days until the system learns your profile to match you with the best surveys so you might be disqualified for some surveys at the beginning. Then you can take as many surveys as you want and it’ll be clear on the site how long each survey would take. On average, each could take 10 minutes with some being as quick as 3 minutes!

9. Join the Millions of People Earning Up to $20 Per Survey

Karolina Grabowski

Companies are always looking for feedback to improve their products so get paid for just giving your honest opinion!

Just sign up for Survey Junkie (it’s free!), and join over 20 million members already earning cash. Completing a survey earns you 20 to 100 points. Each point is worth one cent, and when you hit 500 points (or $5) you can cash out, which is one of the earliest cash out points we’ve seen!

Redeem for popular online gift cards, Paypal cash, or bank transfer.

It only takes a few minutes to join Survey Junkie and you’ll earn your first 100 ($1 value!) points just by creating an account and verifying your email address. Earn even more when you take more surveys.

10. This App Can Help You Earn an Extra $5,500 Per Year (+$5K for August!)

Side gigs and WFH opportunities are here to stay, and one of the easiest ways to find these opportunities is via the free Steady app. Their community of 5 million members agrees- it’s one of the best free ways to find flexible jobs, cash grants, along with quick Income Boosters to earn extra money!

It’s simple:

  1. Download Steady and create a free account
  2. Securely link your bank account to track financial progress and receive income boosters
  3. Try your first Income Booster; earn up to $75 each and they’re easy to do!
  4. Bonus for August, there’s a Back-to-School Cash Giveaway of $5,000, so every Income Booster completion counts as an entry. Use that money for student loans, supplies, and gear!

On average, Steady Members can lift their income by an extra $5,500/year after joining Steady. So set those financial goals, pay off the bills, and take that summer vacation! Get a chance to win an extra $5,000 with the August giveaway too.

It only takes a few minutes to sign up for free. Just answer a few work history questions, and start seeing opportunities immediately!

11. Invest in Real Estate Without Buying an Expensive House with a High Mortgage - Start with Only $10 (+Get $10 Bonus!)

Building wealth through real estate is smart but not everyone can drop down major cash to own entire properties especially when house prices have risen by 20% and 30-year fixed mortgage rates have jumped to over 6%, the highest it’s been since 2008!

This is where HappyNest comes in, offering you the opportunity to invest in real estate with no platform or broker fees.

It only takes $10 to start and you’ll be earning guaranteed passive income from the rent that’s collected from Fortune 100 tenants, like CVS Health, FedEx, and more!

  1. Start by signing up with HappyNest (industry-standard bank-level security)
  2. Set up your first deposit of $10 and you’ll get a $10 BONUS on top!
  3. Earn guaranteed quarterly income

Signing up takes 2 minutes and you’ll be on your way to a low-risk, long-term investment as well as a fun way to diversify your portfolio without dealing with rising mortgage rates. Plus, our readers get a special $10 bonus!

12. Get Paid for Playing Free Games and Trying Cool Offers

Here’s another way to make money from your phone. The free Flash Rewards app for Android rewards you for playing fun games as well as checking out brands!

Earn and redeem virtual coins for:

  • Amazon gift cards
  • VISA® gift cards
  • CashApp or PayPal cash
  • Payouts start at just $5! Or collect up to $25

PRO-TIP to get the most gift cards: Just earn coins by completing tasks and you can collect as much as you want.

New users will also get a 2,150 coins bonus! Just be sure to grant Flash Rewards permission so they can keep track of game times, because the more you play, the more you’ll earn.

Download the app for free and start earning easy money for stuff you already do.

13. Getting Gas = Free Cash Back

With the high gas prices lately, it’s smart to get cash back any chance you can get.

Turn on Upside, a free cash back app that partners with over 20,000 gas stations and local businesses which includes Shell, 76, along with Popeye’s, Papa John’s, and much more. You can earn an extra $148 a year (on average)!

Wherever you are, just use the app to see where you can get cash back! You can get up to 25¢ per gallon, up to 30% back on groceries, and up to 45% back at restaurants.

Easily cash out via bank transfer, Paypal, or gift card and there’s no limit to how much you can earn. Download Upside for free to start earning free cash back and new members can use a welcome code: TSW25 to get an additional 25¢ a gallon on their first gas purchase!

Gas offers are not currently available in NJ, WI, or UT.

14. Most People Cash Out $10 in a Day With This Survey App

Looking to make a little extra cash on the side but don’t want to spend too much time? CashKarma is your answer. “A legit payment app. I just got my first $10 Paypal within less than 48 hrs. The easiest way to make money!”

Already used by millions of people, this free app rewards you in cash and gift cards for taking surveys and trying out offers.

  1. Download the CashKarma app and receive an upgraded 500 bonus points.
  2. Start earning by completing surveys and a wide variety of offers available in CashKarma.
  3. Accumulate bonus scratchers as you earn points.
  4. Cash out via PayPal or select a gift card from Amazon, Target, Starbucks, etc. (gift cards codes are delivered inside the app)

CashKarma will reward you with points even when disqualified, so no time is wasted!

Out of all the apps we’ve tested, CashKarma seems to have higher than average payouts on offers/surveys, and on average, users can cash out $10 within 24 hours.

15. Scan the Stuff You Buy & Get Free Rewards

The exclusive National Consumer Panel (NCP) program is opening up again for more participants! This is your opportunity to make your consumer voice heard! (And get paid for it)

When you become a panelist, just use the app to scan the barcodes of items you purchase, provide a few additional transaction details, and you’ll earn points for:

  • Gift Cards
  • Tablets
  • Electronic Equipment
  • Flat Screen TVs
  • and much more from their gift catalog!

Plus, all panelists are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even a quarterly sweepstakes to win $5,000!

The more you share your shopping habits (scan barcodes), the more rewards you can get. You can also answer surveys and share information about your overall shopping trip.

“Scanning my purchases is fun! I also enjoy taking the surveys. Earning points is fast and easy and they have a great selection of rewards.” – Jennifer B.

It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.

Register now to see if you’re eligible to be a National Consumer Panelist. Eligibility will be based on your location. If you don’t get accepted this time, don’t worry! They’re always expanding locations, so check back again.

16. Build an Epic Kingdom and Attack Friends in This Fun, Free Game

Note: You can’t make any money off this game, but we’re adding it in just because it’s fun!

“This game is kind of like a silly version of Mario Party”

Get competitive and strive to be the best in Dice Dreams, a fun, free game where you roll dice to attack other kingdoms, collect/steal coins, and level up your own epic kingdoms.

Each kingdom is uniquely themed, so once you achieve leveling up one, you move on to the next. We made it to the 9th kingdom this week and have fun raiding each other’s lands!

There are optional in-app purchases to get more dice rolls/coins, but the game can be played completely for free. Connect your Facebook login if you want even more perks and to play with friends! There are no annoying ads to interrupt your game, but you can watch video ads to get free rolls.

Download this fun timekiller and have a blast attacking your friends/family.

17. Get Paid to Lose Weight this Year

If you want some extra motivation to not pack on any more pounds this season, then you need to know that there’s a health and wellness company that pays you to lose weight. Seriously!

HealthyWage has been doing these weight loss challenge incentives since 2009 and they have a ton of testimonials/pictures on their site with reviews from CNN, The New York Times, Wall Street Journal, and more!

So get a jumpstart on your fitness and weight goals (plus earn money):

1. Start with the HealthyWage calculator (Read More)
2. Decide on a weight goal & amount of time to achieve it
3. Bet on yourself ranging from $20-$150 a month
4. Achieve your goal and you could win up to $10,000 depending on your HealthyWager!
5. If you don’t achieve your goal, the money goes to support HealthyWage, including prizes for others who achieve their goals

BONUS for our readers: Get an extra $100 added to your prize!

18. Get $10 to Invest in the Legal Cannabis Industry and Crypto. No Experience Necessary.

6 million customers already use Stash, an investment app, lets you start investing with as little as $5 and you can choose where to put your money, and they’ll provide guidance and tools to help. You can invest in some of the major companies that you regularly use to make a custom Personal Portfolio.

You can even invest in the legal cannabis industry which is big business as retail sales are projected to hit $70 BILLION by the end of 2028.* 

Plus, with Stash Growth and Stash+, you can also choose the Smart Portfolio option which offers hands-off stress-free investing based on your risk tolerance. You also get exposure to cryptocurrency through handpicked trusts managed by Grayscale. Stash’s customers can invest in the world’s largest Bitcoin fund, Grayscale Bitcoin Trust, and Grayscale Ethereum Trust, giving access and exposure to emerging asset classes via trusted investment vehicles. They make it easy to invest in crypto when you don’t know where to start!

It takes less than 2 minutes to start and they’ll even give you $10 to start investing when you sign up and deposit $5 or more into your Personal Portfolio.

Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.

19. Earn a $10 Amazon Gift Card by Trying New Games

When you’re ready to add even more games to your lineup, then download Cash ‘Em All, an Android app that pays you to try out new games for yes, you guessed it, for cash. All are free to download!

Just earn coins from trying new games, and then you can redeem for:

  • PayPal Cash
  • Amazon gift card
  • GameStop gift card
  • PlayStation Store gift card
  • Xbox Live gift card
  • And more good stuff

A 4,444 coin welcome bonus is yours immediately too when you sign in.  (Worth 50 cents!) If you’re impatient, you can cash out as low as $1 as well.

Enjoy playing new-to-you games for some side fun money on your Android!

20. Never Pay Overdraft Fees Again - Banking That Has Your Back

On average, people pay $250/year just on overdraft fees!

Instead of charging you for silly fees, Chime, has your back. It’s an award-winning mobile financial app and debit card that lets you overdraft up to $200 with no fees1 via their SpotMe benefit. This means that $8 you were short on at the grocery store gets spotted and your account won’t overdraft, saving you money. Plus, you get a sleek-looking debit card!

Combined with no monthly fees, the ability to get paid up to 2 days earlier,2 and auto-savings starting at 1.00% APY3 (which is 12x4 the national average!) makes Chime a stellar online financial option that doesn’t focus on profiting off of you like traditional banks.

Since Chime is free to use, give it a shot and see how you like it.

21. Play Dominoes With Anyone to Win Cash

Bored of swapping candies or jewels around? Check out  Dominoes Gold, where you can play the classic board game for cash prizes.

The game follows the popular “Fives” rulebook where you match the ends of the domino tiles and make the ends of the board a multiple of 5. Any leftover tiles after a Domino will be counted as points for the winner of that round.

There are daily domino tournaments up to $6,000! Play for free on Samsung and when you’re ready, switch over to cash tournaments to get serious prizes.

Cash tournaments not available in AL, AR, AK, CT, DE, FL, LA, KY, MA, MT, NJ, NY, OK, PA, SC, SD, or TN but you can still play for great prizes if you’re in these areas.

22. Here’s How to Still Afford Summer Vacay Plans This Year

You’re ready for revenge travel but yikes inflation is going up. How are you still going to make the most of your summer?

Use Scott’s Cheap Flights, where you can get up to 90% off flight prices since their team searches for the best deals for you all day long. And since they don’t get kickbacks from airlines, you know they’re not biased.

Here are some examples of some real deals going on:

  • $186 nonstop to Costa Rica
  • $177 nonstop to Hawaii
  • $286 nonstop to Barcelona
  • $353 nonstop to London
  • And more!

Just sign up to be a free member and remember to verify your email. To start getting the really good deals though, try out the 14-day free trial of their Premium or Elite memberships. Our readers can get 20% off Premium with promo code: SMART20

Try out the free membership and see how you like it!

23. This Company Can Slash Your Bills By An Average of $620/Year

“I loved that I had to do nothing and saved money” – Scott

“They’re awesome. No need to call and wait for hours to get a refund. They do all the hard work.”- Madhu

Companies are sneaky and make it hard for you to cancel subscriptions but Trim can help; they’ll find recurring subscriptions and if you don’t need it, just ask Trim to cancel it for you.

It only takes linking your bank account (100% secure) and a few taps to save a lot of money.

They’ll also negotiate down your cable, internet, phone, and medical bills up to 30%. It’s free to sign up, and Trim only charges 15% of your annual savings. If they don’t find any savings, they don’t charge you. Trim users save an average of $620 per year!

24. Android Users Can Make Easy Money Just Trying and Playing Games

There are so many new games coming out on the daily that it’s hard to choose which to play, even if we’re experiencing extra time at home.

My strategy? Only focus on the games that pay for my time.

You can do it with AppStation, an Android app that pays you to try out new games.

When you earn coins from trying new games, you can redeem for:

  • PayPal Cash
  • Amazon gift card
  • GameStop gift card
  • PlayStation Store gift card
  • Xbox Live gift card
  • And too much more to list

Nab a 4,444 coin welcome bonus too, which is basically around 50 cents in value. And if you don’t like to wait, you can choose to payout as low as $1.

If your friends want to get it on the money action from afar, introduce them to AppStation on Google Play, where you’ll get bonus coins and 25% of all their earnings. To make it a supportive group, your friends will also earn 25% of your earnings too!

25. Fun Times in 3 Minute Increments – A Classic Game for $

3 minutes.

Make as many 21s as you can within that time or until you run out of moves.

That’s the basic gist of 21 Blitz, a modern take on a classic game where you’re no longer just playing against the dealer but with actual people around the world.

It’s fast-paced and it basically does all of the math for you. This game is great for killing time and earning cash all at once which is perfect for home!

You can play for free on Samsung against real people for prizes or switch over to cash games to win…well, cash! Cash game winners can win up to $7,000 or more in the mini-tournament.

Cash tournaments not available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN.

26. Curious About Crypto? Don't Miss Out

We get it, crypto seems daunting. You’ve probably heard about Ethereum, Bitcoin, Binance Coin, etc. but did you know there are actually thousands of different cryptos? It can be hard to make sense of it all.

Luckily, there’s Public.com, an investing platform that helps people be better investors. With Public, you can invest in fractional assets like stocks, ETFs, and crypto- all in one place.

Member portfolios are supported by a suite of investing tools, curated content, and crypto insights from millions of investors, creators, and analysts. In addition, programs with Public Live and Public Town Hall help you understand what’s happening in the market so you can invest with context. Forget the days of needing to browse the web on How to Invest…

Engage with a community of investors on Public and start building your crypto portfolio today. Plus, get up to $300 in stock when you open an account and deposit funds!

27. Get Paid to Try New Games. Every Gamer’s Dream.

Play games = make some money. All you need is Mistplay, an Android game platform where you can try new games to earn points redeemable for gift cards like Amazon, VISA, PlayStation Network, XBOX Live, and more.

In this Google Play app, all available free games are listed so just take your pick to try, especially high unit multiplier games! For example, the 4x unit multiplier games will earn you 8 times more units (and dollars) per level than the 0.5x unit multiplier games. Plus there are weekly contests and bonuses to earn even more.

You’ll only get paid for playing games if Mistplay is running so be sure to always install games from the Mistplay app! New members get a BONUS 250 units just for signing up.

28. 500,000+ People Received Loans for Emergencies Regardless of Their Credit

Gas prices are already high, so don’t let unexpected emergencies, like car repairs, house repairs, and more, stress you. Qualified borrowers can borrow between $500 and $4,000 through OppLoans, depending on the state of residence.*

Even better, applying won’t impact your FICO credit score^! Opploans reports customer payment history to the three major credit bureaus so that consistent on-time payments may improve credit score.+

OppLoans is also committed to helping customers build a better financial path forward. If OppLoans can’t give you the best rate, they’ll automatically check other lenders to see if you qualify for better terms!

“I was able to be approved for a loan within minutes and received my direct deposit the very next business day. I’ve never requested a loan before and was very leery of the process with it being online, but was pleasantly surprised at the customer service and prompt follow-up.” – Amaris A.++

You can see a state-by-state breakdown of loan rates and terms here.

29. 2022 Goal: How to Budget Like a Pro

Without a well-planned budget, you don’t know where your money is going. You’re flying blind.

Goalry combines all the tools you need to see your financial future more clearly into a free virtual financial mall with “stores” to help reach your money goals, like building wealth, managing debt, and more.

You’ll get a Financial Health Score and expert guidance on how to reach your goals, whatever they may be. The useful budget tools are also fun and easy-to-use so you’ll be on top of your finances every month!

Members even get access to a knowledge base from top financial experts, as well as a community of fellow Goal-setters to help you exceed your own expectations.

BONUS: Affordable Car Insurance Exists - Save Up To $610

You’re probably overpaying on your current auto insurance without even realizing it.

  1. Just check on EverQuote to start comparing
  2. They’ll check from plenty of agencies to find you the best deal
  3. Pick your savings!

It literally takes less than 4 minutes to fill out the form to start saving big. EverQuote can save drivers up to $610 a year on average* compared to their current insurance premiums.

It’s super simple so try it out to see how much you could be saving on the road!

BONUS 2: Earn Up to $83 When Winning in Solitaire

Less than a few minutes. That’s all you need to win up to $83 when you play Solitaire Cash, a fun Solitaire game with a modern twist.

It’s like regular Solitaire but you compete against other players at the same skill-level as yours to see who can solve the deck the fastest. Win cash for free or deposit cash to multiply winnings from cash tournaments with players already winning thousands of dollars!

Solitaire Cash is free to download and play so if you like playing quick games for chances to win cash, check it out.

BONUS 3: Get Free Stock Worth Up to $225

Investing may seem expensive and most people put it off until they have “enough” money for it.

But time is the most important factor and Robinhood lets new investors get started with just $1.

This free trading app lets you trade stocks, ETFs and options, along with cryptocurrency, commission-free! When your application is approved, they’ll give free stock worth $2.50 up to $225 for new members, with chances to get a high-value stock in Facebook, Microsoft, etc.

With a near-perfect 4.8 score from 2.3 million people, it’s a popular app that you should check out if you’re interested in investing.

Some of the sponsored links that appear on this page are from companies that offer investment advisory services. They compensate us; for details on our compensation arrangements, please click here.