30 Lazy Ways Moms Can Make an Extra $2,000

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

Hey moms, we know your time is precious. Even 5 minutes away from a preoccupied little one can make a major difference in your sanity and yes, your bathroom time is sacred.

So potentially making some side money even in the shortest amount of time, could be really helpful. Five minutes here and there can add up to savings as well as extra cash.

What’s even better is that some are from activities you already do, like grocery shopping, etc! Maximize on your spare time from the below lazy and simple ways and you could have a nice sum when you’ll need it eventually. 

1. Play B-I-N-G-O for Daily C-A-S-H Prizes!

Bingo Clash is the free modern version of bingo where you can win cash straight from your phone. There are daily cash prizes, weekly tournaments, and free cash tournaments to play in!

Play against other people of similar skill in 1v1, tournaments, or multiplayer. Everyone gets the same card and the same numbers so it’s based on how fast and accurate you are to win.

This developer has legitimately paid out over $300 million across their game titles since 2017. Don’t expect to get rich, but you will have fun and people win money every day!

Pro-tip: Don’t hit the Bingo button until almost the end of the game to rack up bonus points!

Play cash games for the bigger prizes but note that they aren’t available in these states AZ, AK, CT, DE, LA, MT, SC, SD, TN, and VT. However, Bingo Clash is free to play, is fun, and you could win cash, so check it out!

2. A Legit Way to Earn a $750 SHEIN Gift Card This Week

You can get a $750 SHEIN gift card this week and all you have to do is try out some deals. The catch? You can only get this reward once a year!

Seriously, anyone 18+ can join Flash Rewards is a rewards program that’s been around since 2016 and has rewarded $11 million dollars to members over time.

So how do you get the money? Answer: You just have to follow the instructions carefully!

Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.

  1. Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
  2. Take a quick Survey (it helps them figure out what offers & deals to recommend you)
  3. See if any Offers interest you (optional)
  4. Important: Get to Level 5 and follow the instructions on completing the specific number of deals for each level

You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!

3. Play 3 Minute Games & Win Cash Over $1,000 Every Day

When you’re looking for more games to play that could actually be productive to your wallet, check out Pocket7Games on iOS which despite the name, actually has 9 different classic games to choose from.

Bingo Clash is the most popular, followed by Solitaire!, Bubble Shot, 21 Gold, Block Blitz, 2048 Blitz, Dunk Shot, Bubble Gold, and Cube Blast. Easily switch between games to play for fun or for cash against real players 1v1 or in a group.

Every day over $1,000 free cash is awarded to players who join the free entry events. Never be bored with plenty of surprise events and activities that give free cash plus earn up to $40 per friend you invite to play Pocket7Games!

More than $70M in prizes have already been rewarded so get in on your share of the fun. Note that cash games are not available in AZ, AR, CT, DE, LA, MT, SC, SD, TN, VT.

4. Fast Personal Loans For Any Type of Credit

Personal loans get a bad rep but if you use them for the right reasons like debt consolidation, house repairs, and unplanned major expenses like medical bills, it’s a valid option.

Save time and searching effort using LoansUnder36, a loan matching service for those looking to borrow $500 up to $35K. They’ll find loans regardless of your credit status, with APRs from 5.99% up to 36% max. Their network has over 100 vetted lenders and you’ll be able to easily compare side-by-side with no obligation.

There’s no credit score impact by applying for quotes and the repayment periods are flexible ranging from 61 days to 72 months (6 years)!

5. Get $10 to Invest in Google, Amazon, Tesla, Netflix, and More

Office Manager Sarah investing with $5 / Danny Guinta /*Photo for illustrative purposes only

You might think that investing is complicated. Or that you’ll never get a share of these well-known brands like Google, Amazon, Tesla, etc., but you can. And you don’t have to be rich either.

That’s because Stash, an investment app, lets you start investing with just $1. You can choose where to put your money in and they provide guidance and tools to help you along the way. You can invest in some of the major companies that you use or buy from regularly to make a custom Personal Portfolio.

With Stash Growth and Stash+, you can also choose the Smart Portfolio option which offers hands-off stress-free investing since Stash will invest for you based on your risk tolerance. Plus claim bonus stock when you attend Stash’s virtual Stock Parties!

As a bonus, Stash is giving new members $10 for any first investment so create an account to get started.

Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.

6. Get Paid for Playing Match 3 Games

Puzzle game lovers will love Match to Win, a free to play game where you can win cash rewards through 300+ exciting levels spanning across Hawaii, Paris, San Francisco, and more.

It’s simple. When you clear a level, you earn coins, which are redeemable for instant win scratchers, prize wheels, and sweepstakes up to $2,500! And yes, it’s legit – there are already over 135K reviews with a 4.5 average rating!

Also, join the daily Cash Dash event where players enter a sweepstakes race by collecting in-game trophies. Be among the first Top 25 players for bonus prizes of $5 to $10! Cash out via PayPal when you reach $7.

So download and play for free to start winning cash!

7. Turn Your iOS Screen Time Data Into Cash

Share information on how you use your iPhone and get rewarded with the MSR app.

MSR uses simple “video tasks” instead of boring surveys. A 2-minute video task pays out as much as an average 20-minute survey on other platforms. Easy!

You’ll earn points and redeem free gift cards from 40+ brands including Amazon, VISA, and more. Or you can earn straight cash via PayPal. Plus, it’s free to join! 

Within the first 4 weeks, members have earned more than $20 in rewards with minimal effort. There are also surveys and other earning opportunities available.

For extra rewards, refer friends to earn 40% of everything they get for passive earning!

8. Satisfyingly Pop Bubbles to Make Cash

Who loved popping bubble wrap growing up? I still do.

So when the classic bubble game is shortened to 3-minute games to pop as many as you can, it’s exhilarating. Bonus points for clearing the whole board!

Check out Bubble Cash where you can go on a popping frenzy against real players online to win actual cash. Drop a bunch of bubbles at once and get those high-scoring combos.

Play for free, and then switch over to cash games whenever you want. Seriously though, cash game winners can win thousands of dollars…by popping bubbles. Take part in thrilling raffles to win BONUS cash on top of your regular winnings. Plus, enjoy extra rewards every day.

Just note that cash tournaments aren’t available in AZ, AR, IA, LA, MD & SC but everywhere else is fair game to win actual money!

9. Not Your Grandma’s Bingo - Play Anywhere for Cash

Ditch the paper sheets and giant stamps in favor of Blackout Bingo, a fast-paced and competitive bingo game that you can play anywhere on your phone. And even against your friends virtually.

2 minutes. That’s all you need per game where you play against another person around the world. Tap the numbers fast and correctly to get bonus boosts for more points!

Play for free against real people for prizes or switch over to cash games to win…cash! Cash game winners can win up to $1,000 or more in mini-tournaments but aren’t available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN.

10. The World’s First App That Pays You to Pay Rent

Paying rent each month is non-negotiable but with Piñata, you’ll get paid to pay rent on time as you’ll earn rewards and discounts for doing so. Plus get optional boosts to your credit score too (average increase of 42 points!)

Piñata is completely free to use and any renter can join. Members save over $4,500 a year!

Members get $20 Piñata Cash when rent gets paid, which can be redeemed for free gift cards to Amazon, Starbucks, The Container Store, Class Pass, and more.

New members get a welcome bonus of $20 Piñata Cash as well as a $30 gift card so sign up for free now to start getting rewarded for rent day!

11. School Competitors in Solitaire and Ca$h In

Check out Solitaire Cube, which is like regular Solitaire, except you get to play for real cash.

The game matches you with players of the same skill level, so all is fair. You could win some serious cash, like Katie N. who took home $380,984 as one of the Top 10 Solitaire Cube players! Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and more prizes.

For a limited time, get a head-start in games with Aces already on the Foundation piles!

So if you think you can handle playing some Solitaire Cube to win legit cash, definitely download this game for free. 

Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN.

12. Scan the Stuff You Buy & Get Free Rewards

The exclusive National Consumer Panel (NCP) program is opening up again for more participants! This is your opportunity to make your consumer voice heard! (And get paid for it)

When you become a panelist, just use the app to scan the barcodes of items you purchase, provide a few additional transaction details, and you’ll earn points for:

  • Gift Cards
  • Tablets
  • Electronic Equipment
  • Flat Screen TVs
  • and much more from their gift catalog!

Plus, all panelists are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even a quarterly sweepstakes to win $5,000!

The more you share your shopping habits (scan barcodes), the more rewards you can get. You can also answer surveys and share information about your overall shopping trip.

“Scanning my purchases is fun! I also enjoy taking the surveys. Earning points is fast and easy and they have a great selection of rewards.” – Jennifer B.

It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.

Register now to see if you’re eligible to be a National Consumer Panelist. Eligibility will be based on your location. If you don’t get accepted this time, don’t worry! They’re always expanding locations, so check back again.

13. Fetch All Your Receipts (Even Virtual) & Get Free Money Back

Alice Ly / The Smart Wallet

Check your pockets; check your purse. And keep email receipts.

Grab all the recent receipts you have and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!

Basically, shop at any store (grocery, drugstore, warehouse, everywhere and online), snap a pic with the app, and boom, you’ve got points for money. Upload your restaurant and drive-thru receipts too.

There’s no minimum spend, no need to manually select items, just scan in any receipt from any store and it’ll automatically reward you.

Be sure to grab 2,000 welcome points on us when you use promo code REWARD before scanning your first receipt!

14. This Paid Survey Panel Gives Out 7,000 Gift Cards Daily

There are a lot of survey programs out there, but none as popular as Swagbucks, a free rewards program where you can earn cash for your time and opinion. Members can earn an average of $50 a month!

You get rewarded for doing surveys, searching the web, reading articles, watching videos, and playing fun games but the one activity that earns you the most points is completing surveys. (Don’t skip out on those!)

Points can then be redeemed for free gift cards, cash, and sweepstakes entries. All just by completing fun activities and giving your opinions.

New members can get a free $5 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!

15. Borrowing Money, in General, Isn't Fun but When You Need $500 to $4,000,* Try This

No one likes to borrow money but when you need it for repairs, medical reasons, large purchases, etc., then you do what you have to do.

OppLoans can help as they work to assist middle-income credit-challenged members to build credit history+ for a brighter financial future. “The rates were good, I have terrible credit and they were the only ones to approve me for a loan and they were very quick as well,” said James U.

Even better, applying won’t impact your FICO credit score^ so it doesn’t hurt to check!

Qualified borrowers can borrow from $500 to $4,000 depending on creditworthiness and state of residence.* And when monthly payments are made back on the loan, OppLoans will notify the 3 credit bureaus to build up your payment history!+

Available to residents of AL, AK, AZ, AR, CA, DE, FL, GA, HI, ID, IN, KS, KY, LA, MI, MN, MS, MO, MT, NM, ND, NV, OH, OK, OR, RI, SC, TN, TX, UT, VA, WA, WI, WY

16. Instantly Get Paid $1 for Each Survey (No Limit!)

By now, you’re probably familiar with surveys. If not, it’s a great way to earn side cash for just giving anonymous opinions and you can join several survey programs to increase earnings.

Add SurveyTime to your list, because what makes them different from others, is that you’ll instantly get paid $1 after each survey completion. No waiting around to accrue at least $15 to cash out, you can get paid right after!

And there’s no limit either, so you can take as many surveys as you want available. You can choose between Target, Amazon, or Walmart gift cards, PayPal, or Bitcoin via Coinbase.

It’s free & easy to start. Just head here to sign up, check your confirmation email, and answer a few introductory questions.

It takes a few days until the system learns your profile to match you with the best surveys so you might be disqualified for some surveys at the beginning. Then you can take as many surveys as you want and it’ll be clear on the site how long each survey would take. On average, each could take 10 minutes with some being as quick as 3 minutes!

17. Over $7 Million Paid Out to Steady Members to Date - Sign Up for Your Share!

Over 3 million people are already using Steady to find extra income, and on average members make $5,500 a year more!

Find thousands of new part-time opportunities daily. Once you link your bank account (it’s secure!), the app’s Income Tools feature will give you personal insights into the extra money you’re making.

Plus, earn cash rewards through Income Boosters. Basically, they pay you to try out useful brands to help manage your money even more.

It only takes a few minutes to sign up for free so answer some work history questions & what type of job you’re looking for to see opportunities immediately!

18. Play Solitaire to Win Cash. No Longer a Single Player Game.

Less than a few minutes. That’s all you need to win real cash when you play  Solitaire Cash, a fun Solitaire game with a modern twist.

It’s like regular Solitaire but you compete against other players at the same skill-level as yours to see who can solve the deck the fastest, and for cash! Play in groups of 5 or more and the top 3 for each game wins.

Players have already won thousands of dollars! Solitaire Cash is free to download and play but cash tournaments are specifically not available in AZ, AR, IN, IA, LA, ME, MD, SC, MT & SD.

If you like playing quick games for chances to win cash, check it out.

19. 21 + Solitaire = Real 💰 and Serious Fun

Check out 21 Blitz, an extremely fun and fast-paced mobile card game. Play against real people at your skill level to compete for cash and prizes like tech, kitchen appliances, even a car!

It only takes 3 minutes to play. Make as many 21s as you can before the clock runs out or until you run out of moves. And for a limited time, you can get 2x points multiplier to get even more points!

Play for free against real people for prizes or switch over to cash games to win…well, cash! Currently, players are invited to play in a guaranteed $23,000 prize pool tournament. Plus, get up to $30 for each friend you refer. Cash tournaments not available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN but you can still win some amazing prizes!

20. Affordable Car Insurance Exists - Here’s How You Could Save Up To $610

You’re sharing the same roads with a lot of different people. Distracted people, oblivious people, road-rage people, etc. It’s best to cover yourself with insurance when everyone is operating a giant motor vehicle.

That’s why car insurance exists and is mandatory. You might be overpaying on your current insurance premium since it can be a hassle finding another provider.

However, you can search for quotes easily on EverQuote. They help match you among dozens of regional agencies and insurance carriers to filter the best matches to save on your car insurance.

It takes less than 4 minutes to fill out the form and you’ll see a list of matches that show online quotes, email, and potential phone quotes.

EverQuote can save drivers up to $610 a year on average* compared to their current insurance premiums. Once you see your list of potential matches, choose the online ones you want or wait for more information via email or phone.

It’s a pretty simple process, so try it out to see how much you could be saving on the road!

21. Turn Errands into Earnings with Free Cash Back

About to get some gas, groceries, and/or hit up a restaurant?

Turn to GetUpside, a free cash back app that partners with over 30,000 local businesses, which include Shell, 76, Popeye’s, Papa John’s, Gelson’s, Safeway, and many more. You can earn an extra $148 a year (on average)!

Wherever you are, just use the app to see where you can get cash back! You can get up to 25¢ per gallon, up to 30% back on groceries, and up to 45% back at restaurants. For errands you were already going to do anyway!

Easily cash out via bank transfer, Paypal, or gift card and there’s no limit to how much you can earn. Download GetUpside for free to start earning cash back and new members can use a welcome code: TSW20 to get an additional 20¢ a gallon on their first gas purchase!

Gas offers are not currently available in NJ, WI, or UT.

22. Instantly Get Up to $5K Access to Capital

Calling all self-employed individuals and small business owners in this growing gig economy.

If you need instant access to capital, apply for Giggle Finance, which has no fees to apply nor does it affect your credit score! You can get instant funding up to $5,000.

To qualify, your business must be established for at least 3 months and make more than $3,000 a month. Business examples are:

  • App-based freelancers (Rideshare apps, TaskRabbit, Fiverr, Upwork, Airbnb)
  • Small business (Truck drivers, Beauty, Lawn & Pool Care, Bodega & Food Trucks)
  • Independent Contractors (Event Planners, Consultants, Tutors, etc.)
  • Sellers & Franchises (Amazon, Etsy, Avon, Herbalife, Mary Kay, etc.)

After securely linking accounts, Giggle Finance will analyze your bank statements to determine what your business can afford. It’s one of the easiest ways to get instant funding without fees or credit checks, so check how much you can qualify for.

23. Embrace Revenge Travel or Life Event (Fast Personal Loans Can Help)

Did COVID step all over your wedding or vacation plans for the past 1.5 years? Well, dust yourself off, get married (if you’re so inclined) and turn on vacay mode. You owe it to yourself!

Not sure how you’re going to pay for it all? Well, definitely not by maxing out credit cards. You could use your savings, but why? Travel is the second largest use case of personal loans, and it can help you go big while keeping your monthly payments small.

Save time by using AmONE, a loan matching service for those looking to borrow up to $50K. Regardless of your credit status, they’ll find loans with APRs from just 2.49%

There’s no credit score impact by applying for quotes and the repayment periods are flexible. They’ve helped over 13 million people and their loan consultants will help you understand your options! Once approved, you can get the funds as quickly as 1 day.

24. Check Your Credit Score For Free

Drobot Dean

It’s smart to keep an eye on your credit score to make sure it doesn’t fall too much due to unpaid bills. Did you know that a low credit score could affect your ability to actually rent an apartment or even get a car? Yea, let’s try to prevent that from happening.

Credit Sesame is a free credit monitoring service that helps you improve and maintain your score. No credit card is needed!

You’ll get an easy-to-read view of your total debt plus everything that’s contributing to your current score like credit usage, credit age, inquiries, and payment history. It also comes with personal recommendations to help increase your score.

Credit Sesame alerted me immediately when my score decreased because of a credit card and I was able to fix it right away. It’s free to use so this is definitely a must-have in everyone’s life.

25. Instantly Raise Your Credit Scores (For Free!) Using Phone & Utility Bills

Adobe

The 3 most important digits of your life are your credit scores. Get an instant increase for free with Experian Boost™ which adds your positive payment history from phone, utility, & streaming services payments to your Experian® credit file. (Yes, your Netflix® payment counts!*)

On average, members see a 13 point increase. All you need is a free Experian membership and a few minutes to connect read-only permission to the online bank accounts you use to pay bills so Experian can credit your history properly.

This process doesn’t hurt your credit at all and you can choose to remove the boost if you want. Try out the fastest and no-cost way to instantly improve your credit scores!

Results may vary, see website for details.

26. Never Pay an Overdraft Fee Again - Here’s How

Overdraft fees. Sometimes your bank account is low and you forget about your upcoming Netflix auto-payment. Next thing you know, you’re in the negatives and the bank is emailing you that you’ve been charged a hefty fee.

Skip the fees and apply to Chime, an award-winning financial app with absolutely no monthly fees (yes, seriously) and savings at 0.50% APY1 — which is 8x2 the national average!

Their latest feature, SpotMe, lets you continue with a needed transaction even if you overdraft. That extra $20 you needed for groceries? No worries, Chime will spot you up to $200.* When your next deposit arrives, Chime will just apply it to your negative balance.*

No monthly fees, no minimum balance requirement, no foreign transaction fees, and the account is also FDIC-insured up to $250,000. Members can get paid up to 2 days earlier** too since Chime processes your employer’s deposit immediately, giving you access quicker than traditional banks.

Chime is free to use, so why not give it a shot for a while and see how you like it?

27. The Easiest Way to Save $826 This Year

What’s something that could save you $826 a year and you can check in literally 30 seconds?

Your car insurance. It’s easy:

  1. Head over to The Smart Wallet’s auto insurance portal and connect your current insurance (no long form to fill out!)
  2. We’ll instantly check for a better deal
  3. See your savings!

Once we find you a better deal and you choose to switch, we’ll help you cancel your old policy, enroll you in the better one, and get a full refund on the unused portion of your prior payments. It’s the simplest and easiest way to get a refund on your overpriced car insurance policy.

A satisfied customer said “I left Geico. I was paying $150, now thanks to you guys, I’m only paying $50!” See how much you can save now!

28. Get a $75 Bonus with an Acorns Checking Account That Invests For You

Get a checking account that can do more than just house your money. With Acorns Checking, you’ll get a checking account that automatically saves and invests for you!

Invest spare change into an expert-designed, diversified portfolio of stocks and bonds every time you make a purchase! Choose from traditional or new Sustainable (ESG) Portfolios where you can easily invest in socially responsible companies.

Acorn’s new Smart Deposit feature takes a portion of each paycheck and automatically sets it aside into your checking, investing, and retirement accounts.

For a limited time, get a $75 bonus when you set up a direct deposit and receive the first 2 deposits successfully. 9.75 million people already trust Acorns. Try it out and see for yourself!

29. New Year, New Crypto You: Invest in Stocks, Funds, and Crypto

@rodnae-prod | Pexels

We get it, crypto seems daunting. You’ve probably heard about Ethereum, Bitcoin, Binance Coin, etc. but there are actually thousands of different cryptocurrencies.

Do you want in on the action too but don’t know where to start? With Public.com, a social-investing app makes it dead simple to start where you can buy from thousands of available stocks, funds, and crypto with any amount of money. (Even as little as $1!).

It also SHOWS you how other investors are investing in crypto and provides resources such as Public Town Hall and Public Live to learn more about investing and market trends. So forget perusing Reddit and engage with the community of investors on Public to get started on your crypto portfolio.

Plus, get a free slice of stock worth $3 – 300 when you deposit funds!

30. Get Free Stock Worth Up to $225

Investing may seem expensive and most people put it off until they have “enough” money for it.

But time is the most important factor and Robinhood lets new investors get started with just $1.

This free trading app lets you trade stocks, ETFs and options, along with cryptocurrency, commission-free! When your application is approved, they’ll give free stock worth $2.50 up to $225 for new members, with chances to get a high-value stock in Facebook, Microsoft, etc.

With a near-perfect 4.8 score from 2.3 million people, it’s a popular app that you should check out if you’re interested in investing.

BONUS: Get Paid to Lose Weight Before Holiday Season

Time to get rid of that quarantine 15…or more!

Get extra motivated because there’s a health and wellness company that will pay you to lose weight. Seriously!

It’s called HealthyWage.

They have a ton of testimonial/pictures on their site along with legit places reviewing them from CNN, The New York Times, Wall Street Journal, etc.

So if you need some money motivation to lose weight, here’s how it works:

1. Start with the HealthyWage calculator (Read More)
2. Decide on a weight goal & amount of time to achieve it
3. Bet on yourself ranging from $20-$150 a month
4. Achieve your goal and you could win up to $10,000 depending on your HealthyWager!
5. If you don’t achieve your goal, the money goes to support HealthyWage, including prizes for others who achieve their goals

Some of the sponsored links that appear on this page are from companies that offer investment advisory services. They compensate us; for details on our compensation arrangements, please click here.