30 Lazy Ways Moms Can Make an Extra $2,000

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

Hey moms, we know your time is precious. Even 5 minutes away from a preoccupied little one can make a major difference in your sanity and yes, your bathroom time is sacred.

So potentially making some side money even in the shortest amount of time, could be really helpful. Five minutes here and there can add up to savings as well as extra cash.

What’s even better is that some are from activities you already do, like grocery shopping, etc! Maximize on your spare time from the below lazy and simple ways and you could have a nice sum when you’ll need it eventually. 

1. Play Solitaire & Get Real Money for Winning (Seriously)

Who hasn’t played a little Solitaire to kill some time? Spice it up, and try winning money (and prizes) straight from your phone. Solitaire Cube is a free app that lets you play with real money and matches you up with players with the same skill level for fairness. Practice until you’re ready to participate in the cash tournaments. No pressure though! And NOT a scam either.

All types of players, both serious and casual, have won, like Amanda, a stay-at-home mom from IL who won a 55″ TV and cumulatively $6,000 in about 2 years.

So play for fun, enjoy some cash games, but don’t expect to get rich. Cash out reliably with PayPal to receive your winnings! Download Solitaire Cube for free to start playing.

Note that cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN but you can still play for prizes.

2. A Legit Way to Earn a $750 SHEIN Gift Card This Week

You can get a $750 SHEIN gift card this week and all you have to do is try out some deals. The catch? You can only get this reward once a year!

Seriously, anyone 18+ can join Flash Rewards is a rewards program that’s been around since 2016 and has rewarded $11 million dollars to members over time.

So how do you get the money? Answer: You just have to follow the instructions carefully!

Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.

  1. Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
  2. Take a quick Survey (it helps them figure out what offers & deals to recommend you)
  3. See if any Offers interest you (optional)
  4. Important: Get to Level 5 and follow the instructions on completing the specific number of deals for each level

You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!

3. Play Fun Word Puzzles & Get Paid

Stimulate your brain in a different way by playing word puzzles on Words to Win, a free-to-play game where you can win cash rewards through beautiful levels modeled after vacation spots like Australia, Mexico, Hawaii, and more.

It’s simple. Create words out of the letters given and complete the crossword puzzle board. You’ll then earn coins to redeem for instant win scratchers, prize wheels, and sweepstakes up to $500!

There’s no stressful countdown timer per game and you can cash out via PayPal when you reach $7. Tracy T. said: “Best game ever! This is my daily relaxing game and it really pays and cashes out.”

Download now and play for free to start winning cash!

4. This Bubble Game Already Paid Out Millions to Players This Year

Pop some bubbles & win some cash in 3-minute games.

Check out Bubble Cash , where you can go on a popping frenzy against real players online to win actual cash. Drop a bunch of bubbles at once and get those high-scoring combos. No joke, they’ve already paid out millions so far this year. And with over 36,000 reviews at a 4.6-star rating, it’s legit.

Play for free, and then switch over to cash games whenever you want. Seriously though, cash game winners can win thousands of dollars…by popping bubbles.

Just note that cash tournaments aren’t available in AZ, AR, IA, LA, MD & SC but everywhere else is fair game to win actual money!

5. Fast Personal Loans For Any Type of Credit

Personal loans get a bad rep but if you use them for the right reasons like debt consolidation, house repairs, and unplanned major expenses like medical bills, it’s a valid option.

Save time and searching effort using LoansUnder36, a loan matching service for those looking to borrow $500 up to $35K. They’ll find loans regardless of your credit status, with APRs from 5.99% up to 36% max. Their network has over 100 vetted lenders and you’ll be able to easily compare side-by-side with no obligation.

There’s no credit score impact by applying for quotes and the repayment periods are flexible ranging from 61 days to 72 months (6 years)!

6. Fetch All Your Receipts (Even Virtual) & Get Free Money Back

Alice Ly / The Smart Wallet

Check your pockets; check your purse. And keep receipts.

Grab all the recent receipts you have, even gas receipts, and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!

Basically, shop at any store (grocery, drugstore, warehouse, everywhere and online), snap a pic with the app, and boom, you’ve got points for money. Upload your gas station, restaurants, and drive-thru receipts too.

There’s no minimum spend, no need to manually select items, just scan in any receipt from any store or gas station, and it’ll automatically reward you. Use the free money to pay for your next tank of gas!

Be sure to grab 2,000 welcome points on us when you use promo code REWARD before scanning your first receipt!

7. Scan the Stuff You Buy & Get Free Rewards

The exclusive National Consumer Panel (NCP) program is opening up again for more participants! This is your opportunity to make your consumer voice heard! (And get paid for it)

When you become a panelist, just use the app to scan the barcodes of items you purchase, provide a few additional transaction details, and you’ll earn points for:

  • Gift Cards
  • Tablets
  • Electronic Equipment
  • Flat Screen TVs
  • and much more from their gift catalog!

Plus, all panelists are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even a quarterly sweepstakes to win $5,000!

The more you share your shopping habits (scan barcodes), the more rewards you can get. You can also answer surveys and share information about your overall shopping trip.

“Scanning my purchases is fun! I also enjoy taking the surveys. Earning points is fast and easy and they have a great selection of rewards.” – Jennifer B.

It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.

Register now to see if you’re eligible to be a National Consumer Panelist. Eligibility will be based on your location. If you don’t get accepted this time, don’t worry! They’re always expanding locations, so check back again.

8. Get $10 to Invest in the Legal Cannabis Industry and Crypto. No Experience Necessary.

6 million customers already use Stash, an investment app, lets you start investing with as little as $1 and you can choose where to put your money, and they’ll provide guidance and tools to help. You can invest in some of the major companies that you regularly use to make a custom Personal Portfolio.

You can even invest in the legal cannabis industry which is big business as retail sales are projected to hit $70 BILLION by the end of 2028.* 

Plus, with Stash Growth and Stash+, you can also choose the Smart Portfolio option which offers hands-off stress-free investing based on your risk tolerance. You also get exposure to cryptocurrency through handpicked trusts managed by Grayscale. Stash’s customers can invest in the world’s largest Bitcoin fund, Grayscale Bitcoin Trust, and Grayscale Ethereum Trust, giving access and exposure to emerging asset classes via trusted investment vehicles. They make it easy to invest in crypto when you don’t know where to start!

It takes less than 2 minutes to start and they’ll even give you $10 to start investing when you sign up and deposit $5 or more into your Personal Portfolio.

Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.

9. Turn Your iOS Screen Time Data Into Cash

Share information on how you use your iPhone and get rewarded with the MSR app.

MSR uses simple “video tasks” instead of boring surveys. A 2-minute video task pays out as much as an average 20-minute survey on other platforms. Easy!

You’ll earn points and redeem free gift cards from 40+ brands including Amazon, VISA, and more. Or you can earn straight cash via PayPal. Plus, it’s free to join! 

Within the first 4 weeks, members have earned more than $20 in rewards with minimal effort. There are also surveys and other earning opportunities available.

For extra rewards, refer friends to earn 40% of everything they get for passive earning!

10. Not Your Grandma’s Bingo - Play Anywhere for Cash

Ditch the paper sheets and giant stamps in favor of Blackout Bingo, a fast-paced and competitive bingo game that you can play anywhere on your phone. And even against your friends virtually.

2 minutes. That’s all you need per game where you play against another person around the world. Tap the numbers fast and correctly to get bonus boosts for more points!

Play for free against real people for prizes or switch over to cash games to win…cash! Cash game winners can win up to $1,000 or more in mini-tournaments but aren’t available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN.

BONUS: When you deposit for the first time, get a $5 bonus cash when you use code: TSW5

11. You Can’t Control Gas Prices so Save $720/Year on Car Insurance Instead

Gas prices are continuously hitting record highs but there’s little you could do besides checking which station has the lowest price at the moment.

But with car insurance, you can check in 30 seconds if you’re overpaying since on average, people spend $720/year more than they should. It’s easy:

  1. Head over to The Smart Wallet’s auto insurance portal and connect your current insurance (no long form to fill out!)
  2. We’ll instantly check for a better deal
  3. See your savings!

A satisfied customer had said “I left Geico. I was paying $150, now thanks to you guys, I’m only paying $50!”

Once we find you a better deal and you choose to switch, we’ll help you cancel your old policy, enroll you in the better one, and get a full refund on the unused portion of your prior payments. It’s the simplest and easiest way to get a refund on your overpriced car insurance policy.

12. Play Dominoes With Anyone to Win Cash

When you’re looking for a different type of puzzle gaming experience that’s not just swapping candies or jewels around, check out  Dominoes Gold, where you can play the classic board game for cash prizes.

The game follows the popular “Fives” rulebook where you match the ends of the domino tiles and make the ends of the board a multiple of 5. Any leftover tiles after a Domino will be counted as points for the winner of that round.

There are daily domino tournaments up to $6,000! Play for free on iPhone and when you’re ready, switch over to cash tournaments to get serious prizes. Memories of slamming chips down at your family’s house will come rushing back.

Cash tournaments are not available in: AL, AR, AK, CT, DE, FL, LA, KY, MA, MT, NJ, NY, OK, PA, SC, SD, or TN but you can still play for prizes!

13. 2022 Goal: How to Budget Like a Pro

Without a well-planned budget, you don’t know where your money is going. You’re flying blind.

Goalry combines all the tools you need to see your financial future more clearly into a free virtual financial mall with “stores” to help reach your money goals, like building wealth, managing debt, and more.

You’ll get a Financial Health Score and expert guidance on how to reach your goals, whatever they may be. The useful budget tools are also fun and easy-to-use so you’ll be on top of your finances every month!

Members even get access to a knowledge base from top financial experts, as well as a community of fellow Goal-setters to help you exceed your own expectations.

14. Easily Get Started with Crypto and Earn Up to 8.05% APY*

You can’t scroll through your feed without crypto being mentioned and it’s now even easier to get started with Gemini, a cryptocurrency exchange that lets you buy/store/sell bitcoin and crypto instantly.

They’re also let you earn interest on your crypto (including stablecoins) by offering up to 8.05% APY on GUSD (Gemini Dollar). Put your crypto to work and select the ones you want to earn interest!

Start investing in crypto with as little as $5 and it only takes three minutes. Their own NFT gateway allows you to buy/sell NFTs to diversify your portfolio too. In addition, Gemini is the world’s first exchange to complete SOC 1 Type 2 and SOC 2 Type 2 exams which shows they’re extremely serious about security and compliance!

15. Never Pay Overdraft Fees Again - Banking That Has Your Back

On average, people pay $250/year just on overdraft fees!

Instead of charging you for silly fees, Chime, has your back. It’s an award-winning mobile financial app and debit card that lets you overdraft up to $200 with no fees1 via their SpotMe benefit. This means that $8 you were short on at the grocery store gets spotted and your account won’t overdraft, saving you money. Plus, you get a sleek-looking debit card!

Combined with no monthly fees, the ability to get paid up to 2 days earlier,2 and auto-savings starting at 0.50% APY3 (which is 8x4 the national average!) makes Chime a stellar online financial option that doesn’t focus on profiting off of you like traditional banks.

Since Chime is free to use, give it a shot and see how you like it.

16. This Paid Survey Panel Gives Out 7,000 Gift Cards Daily

There are a lot of survey programs out there, but none as popular as Swagbucks, a free rewards program where you can earn cash for your time and opinion. Members can earn an average of $50 a month!

Get rewarded for doing surveys, online shopping, uploading receipts, and playing fun games, but the one activity that earns you the most points is completing surveys. Redeem points for free gift cards, cash, and crypto vouchers. There are hundreds of different offers to explore and complete!

New members can get a free $5 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!

17. This App Can Help You Earn an Extra $5,500 Per Year

Side gigs and WFH opportunities are here to stay, and one of the easiest ways to find these opportunities is via the free Steady app. Their community of 5 million members agrees- it’s one of the best free ways to find flexible jobs, cash grants, along with quick Income Boosters to earn extra money!

It’s simple:

  1. Download Steady and create a free account
  2. Securely link your bank account to track financial progress and receive income boosters
  3. Try your first Income Booster; earn up to $75 each and they’re easy to do!

On average, Steady Members can lift their income by an extra $5,500/year after joining Steady for free. 

18. Getting Gas = Free Cash Back

With the high gas prices lately, it’s smart to get cash back any chance you can get.

Turn on Upside, a free cash back app that partners with over 20,000 gas stations and local businesses which includes Shell, 76, along with Popeye’s, Papa John’s, and much more. You can earn an extra $148 a year (on average)!

Wherever you are, just use the app to see where you can get cash back! You can get up to 25¢ per gallon, up to 30% back on groceries, and up to 45% back at restaurants.

Easily cash out via bank transfer, Paypal, or gift card and there’s no limit to how much you can earn. Download Upside for free to start earning free cash back and new members can use a welcome code: TSW25 to get an additional 25¢ a gallon on their first gas purchase!

Gas offers are not currently available in NJ, WI, or UT.

19. 500,000+ People Received Loans for Emergencies Regardless of Their Credit

Gas prices are already high, so don’t let unexpected emergencies, like car repairs, house repairs, and more, stress you. Qualified borrowers can borrow between $500 and $4,000 through OppLoans, depending on the state of residence.*

Even better, applying won’t impact your FICO credit score^! Opploans reports customer payment history to the three major credit bureaus so that consistent on-time payments may improve credit score.+

OppLoans is also committed to helping customers build a better financial path forward. If OppLoans can’t give you the best rate, they’ll automatically check other lenders to see if you qualify for better terms!

You can see a state-by-state breakdown of loan rates and terms here.

20. The Best Financial App That’ll Save You $720/Year + Track Your Net Worth

Knowing your net worth isn’t just for rich people. It’s a financial report card that can tell you if you’re on the right track or if you need a wake-up call. To calculate it, you need the value of all your assets (things you own) minus your liabilities (things you owe). But wouldn’t it be nice if there were a tool that tracked your net worth over time for you?

Enter Truebill, the free money management app that’s like your personal finance assistant. It groups all your banking accounts together so you can see your earnings and spending in one spot. Plus, it helps you budget even if you don’t know how to.

  • The app will find all your recurring bills and subscriptions (even those you forgot about)
  • Truebill can help lower your bills by 20% (they negotiate for you)
  • The app also helps you start budgeting and set up auto-savings too
  • Their newest feature easily tracks your net worth

See what your savings could be with Truebill and start tracking your net worth too!

21. Play Solitaire to Win Cash. No Longer a Single Player Game.

Less than a few minutes. That’s all you need to win real cash when you play  Solitaire Cash, a fun Solitaire game with a modern twist.

It’s like regular Solitaire but you compete against other players at the same skill-level as yours to see who can solve the deck the fastest, and for cash! Play in groups of 5 or more and the top 3 for each game wins.

Players have already won thousands of dollars! Solitaire Cash is free to download and play but cash tournaments are specifically not available in AZ, AR, IN, IA, LA, ME, MD, SC, MT & SD.

If you like playing quick games for chances to win cash, check it out.

22. 21 + Solitaire = Real 💰 and Serious Fun

Check out 21 Blitz, an extremely fun and fast-paced mobile card game. Play against real people at your skill level to compete for cash and prizes like tech, kitchen appliances, even a car!

It only takes 3 minutes to play. Make as many 21s as you can before the clock runs out or until you run out of moves.

Play for free against real people for prizes or switch over to cash games to win…well, cash! Currently, players are invited to play in a guaranteed $23,000 prize pool tournament. Plus, get up to $30 for each friend you refer. Cash tournaments not available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN but you can still win some amazing prizes!

23. Affordable Car Insurance Exists - Save Up To $610

You’re probably overpaying on your current auto insurance without even realizing it.

  1. Just check on EverQuote to start comparing
  2. They’ll check from plenty of agencies to find you the best deal
  3. Pick your savings!

It literally takes less than 4 minutes to fill out the form to start saving big. EverQuote can save drivers up to $610 a year on average* compared to their current insurance premiums.

It’s super simple so try it out to see how much you could be saving on the road!

24. This Company Will Help Pay Off Your Credit Card Debt (Up to $50,000)

@nardly | Unsplash

Debt sucks but make sure it doesn’t get to Squid Game level debt, you know?

So if you have credit card debt of $50,000 or less, then AmONE can help by matching you with a low-interest loan to pay off all your balances.

This will leave you with just ONE bill each month, making it easier to manage as well as benefiting from a lower interest rate. AmOne starts at just 2.49% APR compared to credit cards that can go as high as 36%!

The lower the APR, the less interest over time you have to pay back which means getting out of debt even faster. Plus using AmONE has no credit score impact and repayment periods are flexible.

It only takes 2 minutes to check and you can get the funds as quick as 1 business day.

25. The Money App That’s Backed by Paypal, “The Rock,” Ashton Kutcher, and More

Celebrities and leading investors can be particular about where they put their money, but Acorns has caught the attention (and their investments) of Blackrock, CNBC, Paypal, and major celebrities like Dwayne Johnson, JLo, and more. Not to mention, they already have 9 million+ customers!

That’s because Acorns Banking does more than other types of accounts as it automatically saves and invests for you. Every time you make a purchase with your new metal debit card, the spare change gets invested into an expert-designed, diversified portfolio of stocks and bonds. When you make your first investment, you’ll get a $20 bonus!

You can get started in under 3 minutes with no financial experience or expertise needed. You’ll also get access to retirement, investing for families, rewards, and more, all in one app.

With no hidden fees, Acorns makes it easy to invest in your future with your spare change.

26. Curious About Crypto? Don't Miss Out

We get it, crypto seems daunting. You’ve probably heard about Ethereum, Bitcoin, Binance Coin, etc. but did you know there are actually thousands of different cryptos? It can be hard to make sense of it all.

Luckily, there’s Public.com, an investing platform that helps people be better investors. With Public, you can invest in fractional assets like stocks, ETFs, and crypto- all in one place.

Member portfolios are supported by a suite of investing tools, curated content, and crypto insights from millions of investors, creators, and analysts. In addition, programs with Public Live and Public Town Hall help you understand what’s happening in the market so you can invest with context. Forget the days of needing to browse the web on How to Invest…

Engage with a community of investors on Public and start building your crypto portfolio today. Plus, get up to $300 in stock when you open an account and deposit funds!

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