Legal Ways to Be Debt-Free in 2023
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It’s totally possible because no matter how small or large your debt is, it can be chipped away with the right mindset, methods, and of course, management of the money you currently have and will make.
The most common are credit card debts, student loans, and hospital bills. Personal loans like cell phone bills, utility bills, auto loans, etc., can also add up and get overwhelming.
Besides the usual save more, put aside X of your paycheck, and other tips you may have heard before, try these unique methods we’ve rounded up below to make more money as well as consolidate your debt.
1. Get Up to $55 Per Win Popping Bubbles
Make consistent extra money playing Bubble Cash, where you match 3 bubbles of the same color until you clear the board. It’s popular, too, since the iOS game is frequently ranked within the Top 10 in the App Store with a 4.6/5 star rating with over 74K+ reviews!
Win free cash when you collect enough gems to enter practice tournaments, and then win MORE when you enter the higher stakes tournaments (there’s a small entry fee for the bigger tournaments).
“Finally, a game that isn’t a scam! I won $71 yesterday on Sunday, and today on Monday, it was already in my Paypal” – Mzmari
Play for free now, and then switch to cash games to increase your winnings whenever you want. Obviously, this won’t make you rich, but 100% worth it compared to other games that don’t pay.
2. Ask This Company To Pay Off Your Outstanding Credit Card Debt
Are you constantly chipping away at credit card payments, but the balance doesn’t seem to go down? Stop the anxiety and stress when it comes to dealing with debt, and don’t give up!
Because if you have under $50K in credit card debt, AmONE can help. This program is all about saying goodbye to credit card debt once and for all. (Over 13 million people have already used their service!) Your bills get simplified into a single monthly payment and might even come with a lower interest rate.
It only takes 2 minutes to find loans, regardless of your credit status, and it won’t impact your credit score! There’s no obligation to start, so sign up to get a free debt analysis so that AmOne can help you quickly pay off your debt.
3. Thousands of Dollars Are Cashed Out Everyday In This Solitaire Game
Solitaire can be relaxing but amp up the game by playing for real cash.
Play in the free tournaments using in-game virtual currency (gems) or win real money in the cash tournaments in Solitaire Smash, a free-to-download game where thousands of dollars are being cashed out daily.
The more you play, the more likely you are to win big! “I love playing solitaire because you have to use your brain to win the game” – Maggie M
4. Win Up to $100+ Per Game in This Bingo App
Check out Blackout Bingo, where you play competitive bingo with real players online to win cash. It’s easy to grasp, and two minutes per game is all you need.
Play for free and then switch to cash games whenever you’re ready for the bigger prizes. Cash game winners can win thousands of dollars just by playing bingo!
Pro-tip: Deposit $5 for the first time, and get a $5 bonus cash when you use code: TSW5
Download Blackout Bingo for free to start playing and win some money!
5. Turn Bingo Skills into Dollar Bills (Win from $1 up to $83 Per Game!)
Bingo Cash is a free-to-play modern version of the classic game, but you can win cash from your phone. The game has an App Store rating of 4.7 ⭐ and is currently ranked #6!
No luck involved, just speed and precise tapping of the right numbers on the board! Each game only takes 2 minutes, and everyone gets the same card and numbers, so it’s fair play. Finish among the top 3 winners and win gems or cash! You won’t get rich, but it can be consistent extra money you didn’t have before.
“Legit, and the cash out process is fast!” -CanosRUs
If you participate in cash tournaments, you can win up to $83 PER game. These typically have small entry fees, so practice first!
6. Unlock Free Rewards Just By Scanning Your Purchases
The exclusive National Consumer Panel (NCP) program is opening up again for more people to join! When you become a panelist, just use the app to scan the barcodes of items you purchase, and you’ll earn points for:
- Gift Cards
- Tablets
- Electronic Equipment
- Flat Screen TVs
- and much more from their rewards catalog!
All panelists are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even quarterly sweepstakes to win $5,000!
The more you share your shopping habits (scan barcodes), the more free rewards you can get on the stuff you already bought!
7. Get $35,000 Worth of Debt Paid Regardless of Your Credit
Owe $35,000 or less on credit cards? Find a personal loan using LoansUnder36 to pay off all your balances and consolidate them into one balance to make it easier on yourself.
It takes 2 minutes to find loans regardless of your credit status, with APRs from 5.99% up to 36% max. Their network has over 100 vetted lenders, and you’ll be able to compare side-by-side with no obligation quickly.
There’s no credit score impact by checking and the repayment periods are flexible, ranging from 61 days to 72 months (6 years). Plus, you can get the funds as fast as 24 hours!
8. How to Put More Cash in Your Pocket - An Extra $5,500 Per Year
When you need extra money, side gigs and WFH opportunities are your best options. Use the free Steady app (co-founded by Shaquille O’Neal) to find flexible jobs and Income Boosters to do it! It’s easy, and their 6 million members are already earning money.
Here’s how to start:
- Download Steady and create a free account
- Browse gig opportunities
- For faster cash, try your first Income Booster; over $15M have been paid out so far, and they’re easy to do
“Steady gave me the opportunity to be at home, pick up my sons, and still make money,”- James Coleman.
On average, Steady members can increase their income by an extra $5,500! So set those financial goals and earn extra money on your own time.
9. Over $55,000 Paid to Members Daily - Join for Free
It’s about time you got paid for your opinions, right? It’s free and fun with Survey Junkie, which pays you with PayPal, gift cards, or directly to your bank account. Members get paid every day, and they’ve already paid out $76 million so far, so join to get your share!
“It’s easy to use, and you can get paid the same day. I really like that you can make a little bit of extra money,” Gabe L.
Just follow these simple steps:
- Click here to sign up for a free Survey Junkie account
- Take surveys
- Repeat daily and get paid; there’s no limit!
It only takes a few minutes to join Survey Junkie but remember to verify your email address.
Completing each survey earns you 20 to 100 points. Each point is worth one cent, and when you hit 500 points (or $5), you can cash out, which is one of the earliest cash out points we’ve seen!
10. Get Paid Up to $225/Month While Watching Viral Videos and Taking Fun Surveys
Founded in 2000, Inbox Dollars has been paying customers for their opinions for over 22 years and counting! They are one of the most trusted survey sites with fun, multiple ways to earn extra cash that set them apart.
“Fast and easy. Love that I can cash out to my PayPal and easily transfer money to my bank account.” – Tefanie P
Take surveys, watch videos, play games, and even read emails for extra cash. Who wouldn’t want to watch viral videos for money and get paid up to $225/month?
Inbox Dollars is a great platform to make a little side money. It’s free to sign up, so give it a try today!
11. The Money App Backed by Celebrities That Saves AND Invests for You
Acorns has caught the attention (and their investments) of Blackrock, Paypal, and major names like Dwayne Johnson and more. Plus, they have about 10 million all-time customers!
That’s because Acorns automatically saves and invests your spare change from every purchase with the Round-Ups® feature. You’ll get a diversified portfolio picked by experts based on your investment profile.
You only need $5 to start investing, and when you set up recurring investments, you’ll get a $20 bonus!
Get started in under 5 minutes with no financial experience or expertise needed. You’ll also get access to retirement, investing for families, rewards, and more based on your subscription plan.
With no hidden fees, Acorns makes it easy to invest in your future with your spare change!
12. Get Paid Up to $89 Playing Match 3 Games
Puzzle game lovers will love Match to Win, a free-to-play game where you can win cash rewards through 300+ exciting levels. Redeem free chances to win REAL money on a daily and monthly basis. You can also win up to $2,500 instantly!
Yes, it’s legit – there are already over 265K reviews with a 4.5 average rating!
“I love the fact that you don’t have to purchase anything to win! Also, each level is different, so it doesn’t get monotonous! – Noelle Belmore
Play anytime you want, and you never have to spend any money to enjoy the game. Cash out via PayPal when you reach $7. So download and play for free to start winning cash!
13. Turn Your Purchase History into Cash
Earn cash in your spare time with the MSR app where you can share what you buy and how you use your phone. Members have redeemed over $1 million already!
“I’ve made like 30 dollars on this app for only having it for a month. Not bad.. and the tasks are super simple.” – Sincere Asher Phifer
MSR uses simple “video tasks” instead of boring surveys like:
- Amazon purchases
- Netflix viewing history
- Screen time
- YouTube viewing history
- And more!
You’ll earn points and redeem free gift cards from 40+ brands, including Amazon, digital VISA, or cash via PayPal. Plus, it’s free to join! Get guaranteed monthly points, too, if you join their VIP community.
For EXTRA rewards, refer friends to earn 20% of everything they get for passive earning!
14. Getting Gas = Free Cash Back
With the high gas prices lately, it’s smart to get cash back any chance you can get.
Download Upside, a free cash back app that partners with over 100,000 gas stations and local businesses, including Shell, 76, Popeye’s, Papa John’s, and much more. Frequent users can earn an extra $340 annually (on average)!
Wherever you are, just use the app to see where you can get cash back! You can get up to 25¢ per gallon, up to 30% back on groceries, and up to 45% back at restaurants.
Easily cash out via bank transfer, Paypal, or gift card; there’s no limit to how much you can earn. Download Upside for free to start earning cash back, and new members can use a welcome code: TSW25 to get an additional 25¢ a gallon on their first gas purchase!
15. This Solitaire App Pays Up to $200/Win (Seriously)
Solitaire, in general, is a great time killer, but play Solitaire Cube, which lets you play for and win real cash. The game matches you with players of the same skill level, so all is fair. Practice until you’re ready to participate in the cash tournaments!
“Overall, it’s a great game, not a scam, you just need to practice to be able to go up against some really good players.” -Arayev
“Win or lose, you still get tickets to stock up and redeem for prizes or cash bonuses!” – tkitchen84
So play for fun, and enjoy some cash games, but don’t expect to get rich. Cash out reliably with PayPal to receive your winnings! Download Solitaire Cube for free to start playing.
BONUS: When you deposit $12 for the first time, you can get up to $30 bonus cash!
16. Got What it Takes? Play Spades to Win Cash
Spades Cash is a new type of Spades game where you play in solo mode and enter 1v1 or multiplayer tournaments to win cash and real prizes. Everyone gets dealt the same game board, but it’s your skills and completion time that’ll determine the winner.
You’ll automatically get matched with other players that are on the same level, so games are fair. Avoid losing points by making accurate bids at the beginning of each game!
Practice makes perfect, so play the practice rounds, and then play the cash tournaments when you’re ready!
17. First-Time Investors Get $10 to Invest in Google, Amazon, Apple, Netflix, and More
You don’t have to be rich to start investing. Stash, an investing app dedicated to empowering people to invest and build better lives, lets you start investing with just $5. Stash’s plans—starting at just $3 a month—unlock access to simple, automated solutions designed to help people find security and peace of mind through investing.
Gain access to Stash’s suite of wealth-building tools.
- Personal Portfolio – An investment account that lets you pick your own stocks/ETFs/crypto
- Smart Portfolio – An automated investment account managed by experts
- Tax-advantaged Retirement Portfolio
As a bonus, Stash is giving new members $10 for any first investment as a bonus, so create an account to start investing in your favorite companies today!
Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.
18. Earn Up to $750 Trying Out Offers
Try out offers and get rewarded. That’s the gist of Earn Big Rewards, a fun program where you can earn up to $750 (or even $1,000 if you’re ambitious) just by checking out sponsored offers from their partners.
Over 1 million members have gone through and got their rewards, and you can too! It’s simple.
Offers and deals vary, but the most important thing to know is that different levels have different rewards. Lower levels yield smaller rewards, while Level 5 will get you $500, $750, or $1,000.
You’ll be able to choose from mobile games, free trials, subscriptions, streaming services, and more after answering some quick questions.
Once you complete the levels you want, you can cash out and get the reward in a week!
19. Play Dominoes and Win Up to $60 Per Win
How about a game of dominoes? (aka “bones”) Especially when you can win up to $60 per winning game in Dominoes Gold, a 4.7/5 stars game with over 25K+ ratings!
“I can personally confirm this game does pay out, and you can make a profit from as long as you have Skillz… 😉 – iphoneguy110
“Awesome game, won money within the first 20 minutes,” – jaggroff
Play for fun to win cash, or add cash to increase your winnings from the tournaments. Try out Dominoes Gold for free and start winning that cash!
20. Make $100 Your First Visit to This Site
One of the newest and easiest ways to make money on your phone is 100% free with KashKick. You just need to sign up with your name, email address, and password!
Get fun cash rewards just by playing games (which you’re already doing), answering surveys based on your user profile, trying out financial tools, and many more ways.
Check out KashKick and start making money in your PJs, in line, or wherever!
21. Free Rewards Program Gives Out 7,000 Gift Cards Daily
There are a lot of survey programs out there, but none are as popular as Swagbucks, a free rewards program where you can earn free cash for your time and opinion. They’ve paid out over $885 million to their members already and they’ve been in business for 15 years.
Earn points for doing surveys, online shopping, uploading receipts, and playing fun games then redeem the points for free gift cards to Amazon and Walmart or choose PayPal cash.
New members can get a free $10 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!
22. Get Up to $55 Per Win Popping Bubbles
Make consistent extra money playing Bubble Cash, where you match 3 bubbles of the same color until you clear the board. It’s popular, too, since the game is frequently ranked within the Top 10 in the App Store with a 4.6/5 star rating with over 74K+ reviews!
Win free cash when you collect enough gems to enter practice tournaments, and then win MORE when you enter the higher stakes tournaments (there’s a small entry fee for the bigger tournaments).
“Finally, a game that isn’t a scam! I won $71 yesterday on Sunday, and today on Monday, it was already in my Paypal” – Mzmari
Play for free now, and then switch to cash games to increase your winnings whenever you want. Obviously, this won’t make you rich, but 100% worth it compared to other games that don’t pay.
23. A Legit Way to Earn $750 This Week
You can get $750 direct deposited into your bank account and all you have to do is try out some deals. The catch? You can only do this once a year!
Seriously, anyone 18+ can participate in Flash Rewards, a rewards program that’s been around since 2016 and has rewarded $12 million to members over time.
So how do you get the money? Answer: You just have to follow the instructions carefully!
Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.
- Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
- Take a quick Survey (it helps figure out the optional offers & required deals to recommend)
- Complete deals by shopping Flash Rewards’ great brand name partners.
- Important: Follow the instructions on completing the specific number of deals for each level and get to Level 5 to get the maximum reward! (there are plenty of deals to try – some are free trials or app downloads, others require a purchase!)
- Claim the reward and get it in about a week!
You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!
24. Play Fun Word Puzzles & Get Paid Up to $85
Stimulate your brain in a different way by playing word puzzles on Words to Win, a free-to-play game where you can win cash rewards through beautiful levels modeled after vacation spots like Australia, Mexico, Hawaii, and more.
It’s simple. Create words out of the letters given and complete the crossword puzzle board. You’ll then earn coins to redeem for instant win scratchers, prize wheels, and sweepstakes up to $500!
There’s no stressful countdown timer per game and you can cash out via PayPal when you reach $7. Tracy T. said: “Best game ever! This is my daily relaxing game and it really pays and cashes out.”
Download now and play for free to start winning cash!
25. A Legit Way to Earn $750 This Week
You can get $750 direct deposited into your bank account and all you have to do is try out some deals. The catch? You can only do this once a year!
Seriously, anyone 18+ can participate in Flash Rewards, a rewards program that’s been around since 2016 and has rewarded $12 million to members over time.
So how do you get the money? Answer: You just have to follow the instructions carefully!
Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.
- Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
- Take a quick Survey (it helps figure out the optional offers & required deals to recommend)
- Complete deals by shopping Flash Rewards’ great brand name partners.
- Important: Follow the instructions on completing the specific number of deals for each level and get to Level 5 to get the maximum reward! (there are plenty of deals to try – some are free trials or app downloads, others require a purchase!)
- Claim the reward and get it in about a week!
You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!
26. Say Goodbye to Overdraft Fees with the #1 Most-Loved Banking AppTM
When you want financial peace of mind, use Chime,® the award-winning mobile financial app and debit card that’ll help you save with no monthly fees, including:
- No minimum balance
- Fee-free overdraft with SpotMe®️* (Chime will spot you up to $200, so you don’t get overdrafts)
- No foreign transaction or transfer fees
Additional perks:
- Get paid up to 2 days early with direct deposit1
- Earn 2.00% Annual Percentage Yield (APY)2 with the high-yield Chime Savings Account3
- Access to apply for the Secured Chime Credit Builder Visa® Credit Card4 for a better way to build credit history
Sign up for Chime and get started on saving money and working on improving your credit score!
27. Play New Games and Earn Branded Gift Cards
The more you play, the more rewards and gift cards you can get. That’s the gist of Mistplay, an app where you can try out new Android games to earn units/gems and make optional in-app purchases. Redeem units/gems for real gift cards, including Uber, VISA, Spotify, and more!
Play as many games as you want since you can earn more gift cards that way. Plus, there’s nobody to compete against! New members get a BONUS of 200 points just for signing up.
And yes, it’s legit and already has 10M+ downloads. Download the app for free and start racking up those gift cards!
28. Play Solitaire and Earn Up to $83 Per Win
You can now play Solitaire for extra cash!
A free app called Solitaire Cash allows you to play Solitaire for cash. You can earn up to $83 per game if you win.
During each game, five players will play together. Everyone is using the same exact deck setup, so it’s completely fair. If you are one of the top three players at the end of the game, you will win $1 up to $83. That’s all there is to it!
The app offers a free mode, too, or you can play tournaments for just $1, so that’s super cool.
Tip: Sign up now, add $10 to your account, and you’ll receive $5 absolutely free.
Millions of people already use this app each month. Our team had a positive experience and found it to be extremely fun while making some decent money at the same time. It has amazing ratings on the app store and a crazy number of downloads.
See how much extra cash you can make playing Solitaire by downloading the app here.
