Legal Ways to Be Debt-Free in 2023
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It’s totally possible because no matter how small or large your debt is, it can be chipped away with the right mindset, methods, and of course, management of the money you currently have and will make.
The most common are credit card debts, student loans, and hospital bills. Personal loans like cell phone bills, utility bills, auto loans, etc., can also add up and get overwhelming.
Besides the usual save more, put aside X of your paycheck, and other tips you may have heard before, try these unique methods we’ve rounded up below to make more money as well as consolidate your debt.
1. Get Up to $55 Per Win Popping Bubbles
Make consistent extra money playing Bubble Cash, where you match 3 bubbles of the same color until you clear the board. It’s popular, too, since the iOS game is frequently ranked within the Top 10 in the App Store with a 4.6/5 star rating with over 74K+ reviews!
Win free cash when you collect enough gems to enter practice tournaments, and then win MORE when you enter the higher stakes tournaments (there’s a small entry fee for the bigger tournaments).
“Finally, a game that isn’t a scam! I won $71 yesterday on Sunday, and today on Monday, it was already in my Paypal” – Mzmari
Play for free now, and then switch to cash games to increase your winnings whenever you want. Obviously, this won’t make you rich, but 100% worth it compared to other games that don’t pay.
2. When It’s 2024, and You Still Have Credit Card Debt Under $100,000
Stop the anxiety attacks by getting rid of your debt. If you owe $100,000 or less, AmONE can help by matching you with a low-interest loan to pay off all your balances. Problem solved.
Their interest rates start at just 6.40% compared to credit cards, which can go as high as 36%! Plus, it’s only one monthly bill, making it way easier to manage.
There’s also no credit score impact to check, and repayment periods are flexible. Take 2 minutes to check, and you can get funds as quickly as 48 hours to wipe that credit card debt!
3. Ask This Company To Pay Off Your Outstanding Credit Card Debt
It’s 2024, and you want to body slam that debt down and keep it down. You just need a little help doing it.
MyLendingWallet can help if you have under $35,000 in debt. They’ll offer a personal loan that pays off all your balances and consolidate them into one balance to make it easier on yourself.
Regardless of credit status, you can quickly determine if you qualify for a loan with APRs ranging from 5.99% to 36% max. Since their network has over 100 vetted lenders, you’ll be able to compare with no obligation either.
You can get funds as fast as 24 hours, and they have flexible repayment periods (61 days to 72 months!). Even better? There’s no credit score impact to check, so see how LoansUnder36 can help now! It only takes 2 minutes.
4. Over $55,000 Paid to Members Daily - Join for Free
It’s about time you got paid for your opinions, right? It’s free and fun with Survey Junkie, which pays you with PayPal, gift cards, or directly to your bank account. Members get paid every day, and they’ve already paid out $76 million so far, so join to get your share!
“It’s easy to use, and you can get paid the same day. I really like that you can make a little bit of extra money,” Gabe L.
Just follow these simple steps:
- Click here to sign up for a free Survey Junkie account
- Take surveys
- Repeat daily and get paid; there’s no limit!
It only takes a few minutes to join Survey Junkie but remember to verify your email address.
Completing each survey earns you 20 to 100 points. Each point is worth one cent, and when you hit 500 points (or $5), you can cash out, which is one of the earliest cash out points we’ve seen!
5. Get Paid Up to $225/Month While Watching Viral Videos and Taking Fun Surveys
Founded in 2000, Inbox Dollars has been paying customers for their opinions for over 24 years and counting! They are one of the most trusted survey sites with fun, multiple ways to earn extra cash that set them apart.
“Fast and easy. Love that I can cash out to my PayPal and easily transfer money to my bank account.” – Tefanie P
Take surveys, watch videos, play games, and even read emails for extra cash. Who wouldn’t want to watch viral videos for money and get paid up to $225/month?
Inbox Dollars is a great platform to make a little side money. It’s free to sign up, so give it a try today!
6. The Money App Backed by Celebrities That Saves AND Invests for You
Acorns has caught the attention (and their investments) of Blackrock, Paypal, and major names like Dwayne Johnson and more. Plus, they have about 10 million all-time customers!
That’s because Acorns automatically saves and invests your spare change from every purchase with the Round-Ups® feature. You’ll get a diversified portfolio picked by experts based on your investment profile.
You only need $5 to start investing, and when you set up recurring investments, you’ll get a $20 bonus!
Get started in under 5 minutes with no financial experience or expertise needed. You’ll also get access to retirement, investing for families, rewards, and more based on your subscription plan.
With no hidden fees, Acorns makes it easy to invest in your future with your spare change!
7. Get Free Cash Back Every Time You Get Groceries, Gas, or Meals
Why not get free money back any chance you can get? That’s why we like Upside, a free cash back app that partners with 100,000+ businesses to bring you great offers you can’t get anywhere else.
On average, frequent users earn an extra $340 a year for just getting things they already buy!
“Easy money back without a catch. I’m getting cash back on stuff I would’ve had to buy anyway. Upside gives you easy savings that you actually see!” – alicejpark90
Wherever you are, just use the app to see where you can get cash back! You can get up to 25¢ per gallon, up to 30% back on groceries, and up to 45% back at restaurants.
Easily cash out via bank transfer, Paypal, or gift card; there’s no limit to how much you can earn. Download Upside for free to earn cash back, and new members can use a welcome code: TSW25 to get an additional 25¢ a gallon on their first gas purchase!
Gas offers are not currently available in NJ, WI, or UT.
8. Get Free Money Back on All Your Shopping Hauls
Check your pockets; check your purse. And keep receipts for your iPhone.
Just grab all your recent receipts from your coffee runs, grocery trips, restaurants, and gas station fill-ups, scan them into Fetch Rewards on iOS, and earn points for free money! Connect your email account, as well, to count DIGITAL receipts from Amazon, Instacart, and more.
Basically, snap a pic of your receipt from anywhere, and that’s it; you’ve got points for money. There’s no minimum spend, no need to select items manually, scan in any receipt from any store or gas station, and it’ll automatically reward you.
It’s free and easy to use and is a must-have iOS app for anyone who buys stuff!
9. Earn Up to $750 Trying Out Offers
Try out offers and get rewarded. That’s the gist of Earn Big Rewards, a fun program where you can earn up to $750 (or even $1,000 if you’re ambitious) just by checking out sponsored offers from their partners.
Over 1 million members have gone through and got their rewards, and you can too! It’s simple.
Offers and deals vary, but the most important thing to know is that different levels have different rewards. Lower levels yield smaller rewards, while Level 5 will get you $500, $750, or $1,000.
You’ll be able to choose from mobile games, free trials, subscriptions, streaming services, and more after answering some quick questions.
Once you complete the levels you want, you can cash out and get the reward in a week!
10. How to Earn Up To $120 or More Without Stress!
Earn extra cash by playing popular mobile games, taking surveys, watching videos, referring friends and family, and more! KashKick is free to use, and sign-up is super easy.
KashKick also pays you to refer friends and family, and you can earn a 25% Bonus off any offers your friends and family complete! (If your referral earns $100, you earn $25!)
“Kashkick saved my life! I lost my job, and thanks to KashKick, I get a little side income to pay a couple of bills.” – Shanice, New Orleans.
Find a new side hustle through this app and check daily to make that money wherever you are.
11. Take Surveys & Play New Games to Earn Extra Cash
Join over 15 million other members already completing surveys, playing games, and shopping from Swagbucks, a free rewards program where you’ll earn cash for your time. With consistent use, members can earn about $50 a day having fun! Plus, they’ve already paid over $600 million in gift cards and PayPal cash to their members.
Taking surveys is the best way to make money on Swagbucks. They can take 10 minutes or more and topics can revolve around food, beverages, household products, cars, and more. The next best way is to play new-to-you games! As you collect Swagbucks Points (SB) from completing tasks, redeem them for gift cards and cash!
New members can get a free $5 just for signing up, so join Swagbucks and start earning free rewards!
12. Get Up to $55 Per Win Popping Bubbles
Make consistent extra money playing Bubble Cash, where you match 3 bubbles of the same color until you clear the board. It’s popular, too, since the game is frequently ranked within the Top 10 in the App Store with a 4.6/5 star rating with over 120K+ reviews!
Win free cash when you collect enough gems to enter practice tournaments, and then win MORE when you enter the higher stakes tournaments (there’s a small entry fee for the bigger tournaments).
“Finally, a game that isn’t a scam! I won $71 yesterday on Sunday, and today on Monday, it was already in my Paypal” – Mzmari
Play for free now, and then switch to cash games to increase your winnings whenever you want. Obviously, this won’t make you rich, but 100% worth it compared to other games that don’t pay.
13. A Legit Way to Earn $750 This Week
You can get $750 direct deposited into your bank account and all you have to do is try out some deals. The catch? You can only do this once a year!
Seriously, anyone 18+ can participate in Flash Rewards, a rewards program that’s been around since 2016 and has rewarded $12 million to participants over time.
So how do you get the money? Answer: You just have to follow the instructions carefully!
Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.
- Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
- Take a quick Survey (it helps figure out the optional offers & required deals to recommend)
- Complete deals by shopping Flash Rewards’ great brand name partners.
- Important: Follow the instructions on completing the specific number of deals for each level and get to Level 5 to get the maximum reward! (there are plenty of deals to try – some are free trials or app downloads, others require a purchase!)
- Claim the reward and get it in about a week!
You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!
14. A Legit Way to Earn $750 This Week
You can get $750 direct deposited into your bank account and all you have to do is try out some deals. The catch? You can only do this once a year!
Seriously, anyone 18+ can participate in Flash Rewards, a rewards program that’s been around since 2016 and has rewarded $12 million to members over time.
So how do you get the money? Answer: You just have to follow the instructions carefully!
Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.
- Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
- Take a quick Survey (it helps figure out the optional offers & required deals to recommend)
- Complete deals by shopping Flash Rewards’ great brand name partners.
- Important: Follow the instructions on completing the specific number of deals for each level and get to Level 5 to get the maximum reward! (there are plenty of deals to try – some are free trials or app downloads, others require a purchase!)
- Claim the reward and get it in about a week!
You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!
15. Play New Games and Earn Branded Gift Cards
The more you play, the more rewards and gift cards you can get. That’s the gist of Mistplay, an app where you can try out new Android games to earn units/gems and make optional in-app purchases. Redeem units/gems for real gift cards, including Uber, VISA, Spotify, and more!
Play as many games as you want since you can earn more gift cards that way. Plus, there’s nobody to compete against! New members get a BONUS of 200 points just for signing up.
And yes, it’s legit and already has 10M+ downloads. Download the app for free and start racking up those gift cards!
16. Earn a $10 Amazon Gift Card by Trying New Games
When you’re ready to add even more games to your lineup, then download Cash Giraffe, an Android app that pays you to try out new games for, yes, you guessed it, cash. All are free to download!
Just earn coins from trying new games, and then you can redeem them for:
- PayPal Cash
- Amazon gift card
- GameStop gift card
- PlayStation Store gift card
- Xbox Live gift card
- And more good stuff
“Payouts are faster than most apps. PayPal rewards are small, but hey, it’s free money 💰 🤑“- Cassandra McGuire
A 3,599 coin welcome bonus is yours immediately too, when you sign in! Plus, get 200 coins for every friend you refer and 25% of their earnings.
17. How to Treat Yourself Despite Inflation Costs
Prices are rising everywhere, but it doesn’t mean you still can’t have nice things. Use Opinion Outpost, a free, online market research program that pays you up to $5 per survey.
It’s easy:
- Take short surveys on topics that interest you.
- Earn PayPal cash or gift cards for brands like Amazon, Texaco, Southwest, Target, Grubhub & more!
On average, Opinion Outpost pays its members $390K a month for their opinions. Why not make extra cash in your spare time?
And yes, they’re legit. They’ve been around since 2009 and are members of the ESOMAR & the Marketing Research Association, so your info will stay safe and confidential.
Join over 2M+ happy earners sharing their thoughts for awesome rewards. It’s free!
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