Legit Ways 20 Year Olds are Making Extra Cash This Week

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

Everyone wants to make extra money. It’s all a matter of how you go about it, though and we’ve got some options for you.

The good thing is that most of these may be activities you already do (like shopping, playing on your phone, etc.)

Bookmark this and refer to it whenever you need some extra cash.

1. Fetch All Your Receipts (Even Virtual) & Get Free Money Back

Alice Ly / The Smart Wallet

Check your pockets; check your purse. And keep receipts.

Grab all the recent receipts you have, even gas receipts, and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox, and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!

Basically, shop at any store (grocery, drugstore, warehouse, everywhere, and online), snap a pic with the app, and boom, you’ve got points for money. Upload your gas station, restaurants, and drive-thru receipts too.

There’s no minimum spend, no need to select items manually, scan in any receipt from any store or gas station, and it’ll automatically reward you.

2. Scan the Stuff You Buy & Get Free Rewards

The exclusive National Consumer Panel (NCP) program is opening up again for more participants! This is your opportunity to make your consumer voice heard! (And get paid for it)

When you become a panelist, just use the app to scan the barcodes of items you purchase, provide a few additional transaction details, and you’ll earn points for:

  • Gift Cards
  • Tablets
  • Electronic Equipment
  • Flat Screen TVs
  • and much more from their gift catalog!

Plus, all panelists are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even a quarterly sweepstakes to win $5,000!

The more you share your shopping habits (scan barcodes), the more rewards you can get. You can also answer surveys and share information about your overall shopping trip.

“Scanning my purchases is fun! I also enjoy taking the surveys. Earning points is fast and easy and they have a great selection of rewards.” – Jennifer B.

It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.

Register now to see if you’re eligible to be a National Consumer Panelist. Eligibility will be based on your location. If you don’t get accepted this time, don’t worry! They’re always expanding locations, so check back again.

3. Get $5 Off Your Next Bill When You Use This Popular Credit Builder

Good (or bad) credit can affect the rest of your life. It can impact where you live, how much money you can borrow, job applications, and what cell phone you could get!

Start your new year’s resolutions and keep them on track with StellarFi, the first credit-builder that helps you build credit with every bill you pay. They’ll report to the big 3 credit bureaus: Experian®, TransUnion®, and Equifax®. This means your streaming services, phone bill, rent, and even your yoga bill can build up your credit. No credit checks, interest, or deposits are required!

It’s simple:

  1. Activate your StellarFi membership and link your bank account (TSW readers get $5 off their next bill!)
  2. Automatically pay any recurring bill in just a few clicks
  3. StellarFi will report every on-time bill payment directly to the credit bureaus building up positive payment history and your score!

Members have seen their credit scores increase by 50 points* in 30 days! Since our readers $5 off their next bill with promo code FLEX5, try it out and see how it can increase your score.

4. How to Put More Cash in Your Pocket - An Extra $5,500 Per Year

When you need extra money, side gigs and WFH opportunities are your best options. Use the free Steady app (co-founded by Shaquille O’Neal) to find flexible jobs and Income Boosters to do it! It’s easy, and their 6 million members are already earning money.

Here’s how to start:

  1. Download Steady and create a free account
  2. Browse gig opportunities
  3. For faster cash, try your first Income Booster; over $15M have been paid out so far, and they’re easy to do

“Steady gave me the opportunity to be at home, pick up my sons, and still make money,”- James Coleman.

On average, Steady members can increase their income by an extra $5,500! So set those financial goals and earn extra money on your own time.

5. Affordable Car Insurance Exists - Save Up To $610

You’re probably overpaying on your current auto insurance without even realizing it.

  1. Just check on EverQuote to start comparing
  2. They’ll check from plenty of agencies to find you the best deal
  3. Pick your savings!

It literally takes less than 4 minutes to fill out the form to start saving big. EverQuote can save drivers up to $610 a year on average* compared to their current insurance premiums.

It’s super simple so try it out to see how much you could be saving on the road!

6. When Your New Year's Resolution is to Travel More

Maybe this year, you can finally go somewhere you want for cheap.

Use Going (formerly Scott’s Cheap Flights), where you can get up to 90% off flight prices since their team searches for the best deals for you all day. And since they don’t get kickbacks from airlines, you know they’re not biased.

Here are some examples of real deals:

  • $186 nonstop to Costa Rica
  • $226 nonstop to Norway
  • $286 nonstop to Barcelona
  • And more!

Just sign up as a free member, and remember to verify your email. To start getting really good deals, though, try out the 14-day free trial of their Premium or Elite memberships.

7. Switch to Car Insurance as Low as $39/Month to Save Big

Whether your driving levels are back to normal or you’re driving less because of WFH status, you can still save on your auto insurance. People typically spend $800 a year MORE than what they need and that’s a lot of money.

See how much you can save at Smart Financial, a free auto insurance matching service. Answer a few questions related to your car, driving history, and some basic personal information, and they’ll search through the network which includes Progressive, Allstate, 21st Century, Nationwide, and more.

Your monthly rate could be as low as $39/month! It’s easy and free to check to see how you can save on the road!

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