30+ Legit Ways to Make Extra Cash

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Everyone wants to make extra cash, so we’re giving you options to make it from home, online, or practically anywhere to earn it. Most are easy, and some take a little more effort but are completely worth it since they can range from part-time to passive without you needing to quit your full-time job.

Check out the list below to start making money! You won’t be able to do it all in one go, so bookmark this page.

1. Please Spot Me Up to $2001, So I Don’t Get an Overdraft Fee!

We got you. Or, more specifically, Chime ® has your back; the award-winning mobile financial app and debit card will have you saying goodbye to overdraft fees!

That’s because their SpotMe®️ tool can literally spot you up to $2001 without charging a fee as long as you receive qualifying direct deposits.

You need qualifying direct deposits of at least $200 a month into your Chime Checking Account to qualify, and one of the easiest methods is to route your paycheck there so you don’t have to think about it.

Other perks:

  • Get paid up to 2 days early3 with direct deposit
  • Get 2.00% Annual Percentage Yield (APY)4 with the high-yield Chime Savings Account5
  • Access to a new way to build credit history with the Secured Chime® Credit Builder Visa® Credit Card6
  • FDIC-insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.7 (it’s safe!)
  • No minimum balance, no monthly fees, and no foreign transaction/transfer fees

Sign up for Chime and say goodbye to overdraft fees and other benefits!

2. Over $55,000 Paid to Members Daily - Join for Free

It’s about time you got paid for your opinions, right? It’s free and fun with Survey Junkie, which pays you with PayPal, gift cards, or directly to your bank account. Members get paid every day, and they’ve already paid out $76 million so far, so join to get your share!

“It’s easy to use, and you can get paid the same day. I really like that you can make a little bit of extra money,” Gabe L.

Just follow these simple steps:

  1. Click here to sign up for a free Survey Junkie account
  2. Take surveys
  3. Repeat daily and get paid; there’s no limit!

It only takes a few minutes to join Survey Junkie but remember to verify your email address.

Completing each survey earns you 20 to 100 points. Each point is worth one cent, and when you hit 500 points (or $5), you can cash out, which is one of the earliest cash out points we’ve seen!

3. Ask This Company To Pay Off Your Outstanding Credit Card Debt

It’s 2024, and you want to body slam that debt down and keep it down. You just need a little help doing it.

MyLendingWallet can help if you have under $35,000 in debt. They’ll offer a personal loan that pays off all your balances and consolidate them into one balance to make it easier on yourself.

Regardless of credit status, you can quickly determine if you qualify for a loan with APRs ranging from 5.99% to 36% max. Since their network has over 100 vetted lenders, you’ll be able to compare with no obligation either.

You can get funds as fast as 24 hours, and they have flexible repayment periods (61 days to 72 months!). Even better? There’s no credit score impact to check, so see how LoansUnder36 can help now! It only takes 2 minutes.

4. The Money App Backed by Celebrities That Saves AND Invests for You

Acorns has caught the attention (and their investments) of Blackrock, Paypal, and major names like Dwayne Johnson and more. Plus, they have about 10 million all-time customers!

That’s because Acorns automatically saves and invests your spare change from every purchase with the Round-Ups® feature. You’ll get a diversified portfolio picked by experts based on your investment profile.

You only need $5 to start investing, and when you set up recurring investments, you’ll get a $20 bonus!

Get started in under 5 minutes with no financial experience or expertise needed. You’ll also get access to retirement, investing for families, rewards, and more based on your subscription plan.

With no hidden fees, Acorns makes it easy to invest in your future with your spare change!

5. Get Paid Up to $225/Month While Watching Viral Videos and Taking Fun Surveys

Founded in 2000, Inbox Dollars has been paying customers for their opinions for over 22 years and counting! They are one of the most trusted survey sites with fun, multiple ways to earn extra cash that set them apart.

Fast and easy. Love that I can cash out to my PayPal and easily transfer money to my bank account.” – Tefanie P

Take surveys, watch videos, play games, and even read emails for extra cash. Who wouldn’t want to watch viral videos for money and get paid up to $225/month?

Inbox Dollars is a great platform to make a little side money. It’s free to sign up, so give it a try today!

6. How to Earn Up To $120 or More Without Stress!

Earn extra cash by playing popular mobile games, taking surveys, watching videos, referring friends and family, and more! KashKick is free to use, and sign-up is super easy.

KashKick also pays you to refer friends and family, and you can earn a 25% Bonus off any offers your friends and family complete! (If your referral earns $100, you earn $25!)

“Kashkick saved my life! I lost my job, and thanks to KashKick, I get a little side income to pay a couple of bills.” – Shanice, New Orleans

Find a new side hustle through this app and check daily to make that money wherever you are.

7. Earn Up to $750 Trying Out Offers

Try out offers and get rewarded. That’s the gist of Earn Big Rewards, a fun program where you can earn up to $750 (or even $1,000 if you’re ambitious) just by checking out sponsored offers from their partners.

Over 1 million members have gone through and got their rewards, and you can too! It’s simple.

Offers and deals vary, but the most important thing to know is that different levels have different rewards. Lower levels yield smaller rewards, while Level 5 will get you $500, $750, or $1,000.

You’ll be able to choose from mobile games, free trials, subscriptions, streaming services, and more after answering some quick questions.

Once you complete the levels you want, you can cash out and get the reward in a week!

8. A Legit Way to Earn $750 This Week

You can get $750 direct deposited into your bank account and all you have to do is try out some deals. The catch? You can only do this once a year!

Seriously, anyone 18+ can participate in Flash Rewards, a rewards program that’s been around since 2016 and has rewarded $12 million to members over time.

So how do you get the money? Answer: You just have to follow the instructions carefully!

Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.

  1. Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
  2. Take a quick Survey (it helps figure out the optional offers & required deals to recommend)
  3. Complete deals by shopping Flash Rewards’ great brand name partners.
  4. Important: Follow the instructions on completing the specific number of deals for each level and get to Level 5 to get the maximum reward! (there are plenty of deals to try – some are free trials or app downloads, others require a purchase!)
  5. Claim the reward and get it in about a week!

You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!



Some of the sponsored links that appear on this page are from companies that offer investment advisory services. They compensate us; for details on our compensation arrangements, please click here.

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance. This site doesn’t include all available offers.