21 Ways to Make Money While Avoiding This Unprecedented Heat Wave

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

Oh, Mother Nature. We’re not fully done dealing with the pandemic yet and she sends an extreme heatwave across the nation, resulting in some heat-related deaths already.

Let’s avoid getting scorched outside and position some fans, portable ACs, or any other methods to keep cool indoors. And to take your mind off, here are some ways to earn a little extra money, so that when you are ready to leave the house, you’ll be looking forward to spending (or saving!)

1. Get Paid in Gift Cards if You’re Chill with Lock Screen Ads

The average person unlocks their phone 110 times per day – that’s a lot of time spent looking at a screen for free.

With S’more you get paid every day you unlock your Android. It’s even easier than it sounds, and since you can cash out with as little as $1 there’s no waiting around for your rewards.

New features make it even easier to earn for stuff you’re already doing too. Earn rewards by using your lock screen, watching videos, shopping, and even trying out apps.

S’mores pays in gift cards so you can redeem for:

  • Amazon
  • Walmart
  • Target
  • CVS
  • GameStop
  • Domino’s Pizza
  • Starbucks and more!

Just use your Android normally, and your earnings will apply daily. Pretty much the easiest thing to do.

2. Instantly Get Paid $1 for Each Survey (No Limit!)

By now, you’re probably familiar with surveys. If not, it’s a great way to earn side cash for just giving anonymous opinions and you can join several survey programs to increase earnings.

Add SurveyTime to your list, because what makes them different from others, is that you’ll instantly get paid $1 after each survey completion. No waiting around to accrue at least $15 to cash out, you can get paid right after!

And there’s no limit either, so you can take as many surveys as you want available. You can choose between Target, Amazon, or Walmart gift cards, PayPal, or Bitcoin via Coinbase.

It’s free & easy to start. Just head here to sign up, check your confirmation email, and answer a few introductory questions.

It takes a few days until the system learns your profile to match you with the best surveys so you might be disqualified for some surveys at the beginning. Then you can take as many surveys as you want and it’ll be clear on the site how long each survey would take. On average, each could take 10 minutes with some being as quick as 3 minutes!

3. A Legit Way to Earn $750 This Week

You can get $750 direct deposited into your Cash App account and all you have to do is try out some deals. The catch? You can only do this once every 2 years!

Seriously, anyone 18+ can join Flash Rewards is a rewards program that’s been around since 2016 and has rewarded $11 million dollars to members over time.

So how do you get the money? Answer: You just have to follow the instructions carefully!

Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.

  1. Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
  2. Take a quick Survey (it helps them figure out what offers & deals to recommend you)
  3. See if any Offers interest you (optional)
  4. Important: Complete 1 Silver, 1 Gold, and 8 Platinum deals to qualify/claim the reward!

You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!

4. Get Paid Up to $600+ Listening to Free Music and Playing Games

Music and games. If this is something you reach for daily, then congrats, you’re one step closer to getting paid to do something you enjoy.

Current is a free Google Play app that literally pays you to listen to music and play games! The more music played, the more you can earn points to redeem for cash, gift cards, and rewards. Choose from 100,000+ radio stations worldwide to discover new music or revisit your favorite artists.

Reward options include Amazon, Target, Starbucks, Google Play gift cards, PayPal Cash, and tech prizes like smartwatches, mini drones, Bluetooth speakers, and more.

You can earn up to $600/year or more just by listening to free music and playing games! When you want to take a break from listening, then go into Tasks & Offers to play games, where the longer you play, the more you earn. You’ll also earn just by charging your phone too.

Even better, refer friends to get up to $250 and 5% of their music earnings for life too. Turn on the app whenever you want to listen to music and earn extra money while doing errands, jogging, working, or when you need a mood booster!

5. Get Paid for Playing Free Digital Scratch-Offs

Don’t bother going to the store to buy physical scratchers (they get expensive too).

Instead, play digital scratchers for free on Lucktastic to win money from the comfort of your home.

There are a ton of different scratchers to play where you can earn both cash prizes and tokens. Tokens turn into gift cards or contest entries so collect as much as you can!

PRO-TIP to get the most gift cards for free: The more you play, the more big bonuses you can unlock! Play all your scratch cards, look out for Today’s Bonus, and head to the Reward Wall to discover more fun games and cool products. That’ll build up your tokens much faster to redeem for more rewards!

Redeem tokens for:

  • Amazon gift cards
  • Walmart gift cards
  • Dunkin’ Donuts gift cards
  • Check mailed to you
  • Payouts start at just $5!
  • Contest entries into big cash winnings

Lucktastic keeps things free by showing a few ads here and there plus it’s easy to play and multi-task at the same time.

Also until April 2021, their Crack the $1 Million Safe event will reward a lucky winner with up to $1 million dollars! Not bad for playing free scratchers, right? So download now to start earning free gift cards!

6. Not Your Grandma’s Bingo - Play Anywhere for Cash

We’re not talking about the bingo game that cute grandparents play.

Blackout Bingo counts on speed and accuracy. You play against real people and everyone gets the same card and balls so winning comes down to your skills, and not chance. Winners can get both cash and prizes!

Play for free without pop-up ads and when you’re ready, participate in cash tournaments where you can join in on the guaranteed $128,000 prize pool tournament! Get satisfaction winning against others as well as satiating some wanderlust as you travel from New York to Paris, to Hawaii, and more in-game.

Hot Tip: Wait until almost the end of the game to hit Bingo for the most points!

It’s free to download and play and while cash tournaments aren’t available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN, you can still play for prizes.

7. Make Easy Money Just Trying and Playing Games

One of the best ways to kill time is to check out new games that you can play to have fun and still feel productive. How?

Check out AppStation, an Android app that pays you to try out new games. Yes, you’ll get paid just to play games.

When you earn coins from trying new games, you can redeem for:

  • PayPal Cash
  • Amazon gift card
  • GameStop gift card
  • PlayStation Store gift card
  • Xbox Live gift card
  • And too much more to list

Nab a 4,444 coin welcome bonus too, which is basically around 50 cents in value. And if you don’t like to wait, you can choose to payout as low as $1.

If your friends want to get it on the money action from afar, introduce them to AppStation on Google Play, where you’ll get bonus coins and 25% of all their earnings. To make it a supportive group, your friends will also earn 25% of your earnings too!

8. More New Games, More Cash to Earn

When you’re ready to add even more games to your lineup, then download Cash ‘Em All, an Android app that pays you to try out new games for yes, you guessed it, for cash. All are free to download!

Just earn coins from trying new games, and then you can redeem for:

  • PayPal Cash
  • Amazon gift card
  • GameStop gift card
  • PlayStation Store gift card
  • Xbox Live gift card
  • And more good stuff

A 4,444 coin welcome bonus is yours immediately too when you sign in.  (Worth 50 cents!) If you’re impatient, you can cash out as low as $1 as well.

Enjoy playing new-to-you games for some side fun money on your Android!

9. Get Paid to Take Popular Surveys, Watch Videos, and Even Read Emails With This Site

Priscilla Du Preez

If you’re looking for an easy way to snag a little extra cash by being online, look no further. Inbox Dollars has a wide array of ways to make some money on the side.

Founded in 2000, Inbox Dollars has been around and paying customers for their opinions for over 19 years and counting! They are one of the most trusted survey sites with fun, multiple ways to earn extra cash that sets them apart from the others.

You can stick to sharing your opinion and take surveys, but you can also watch videos, play games, and even read email for some extra cash. Who wouldn’t want to watch movie trailers for money?

They also offer cash back for online shopping and coupon cash rewards to use at the grocery store too!

So if you’re looking for some extra cash and enjoy a wide array of options to earn, Inbox Dollars is a great platform to make a little side money. It’s free to sign up, so give it a try today!

10. Fetch All Your Receipts (Even Virtual) & Get Free Money Back

Alice Ly / The Smart Wallet

Check your pockets; check your purse. And keep email receipts.

Grab all the recent receipts you have and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!

Basically, shop at any store (grocery, drugstore, warehouse, everywhere and online), snap a pic with the app, and boom, you’ve got points for money. Upload your restaurant and drive-thru receipts too.

There’s no minimum spend, no need to manually select items, just scan in any receipt from any store and it’ll automatically reward you.

Be sure to grab 2,000 welcome points on us when you use promo code REWARD before scanning your first receipt!

11. School Competitors in Solitaire and Ca$h In

Check out Solitaire Cube, which is like regular Solitaire, except you get to play for real cash.

The game matches you with players of the same skill level, so all is fair. You could win some serious cash and prizes, like Katie N. who took home $380,984 as one of the Top 10 Solitaire Cube players! Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and was able to recarpet her home.

It’s easy to start:

  1. Tap now to download from the Samsung Galaxy Store
  2. Follow the instructions on screen to install
  3. Open the app and play!
  4. Practice playing for free and when ready, play for cash!

So if you think you can handle playing some Solitaire Cube to win legit cash, definitely download this game for free to play on your Samsung.

Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN.

12. Check Your Credit Score For Free

Drobot Dean

It’s smart to keep an eye on your credit score to make sure it doesn’t fall too much due to unpaid bills. Did you know that a low credit score could affect your ability to actually rent an apartment or even get a car? Yea, let’s try to prevent that from happening.

Credit Sesame is a free credit monitoring service that helps you improve and maintain your score. No credit card is needed!

You’ll get an easy-to-read view of your total debt plus everything that’s contributing to your current score like credit usage, credit age, inquiries, and payment history. It also comes with personal recommendations to help increase your score.

Credit Sesame alerted me immediately when my score decreased because of a credit card and I was able to fix it right away. It’s free to use so this is definitely a must-have in everyone’s life.

13. The Secret to Getting Free Cash Back

Alice Ly / The Bill Wizard

$200 a year. That’s how much free money on average a member gets just by using Ibotta, a free app that pays you real money on your everyday purchases.

That includes your groceries (online/in-store), essentials, food delivery, online shopping, basically anything. All you need to do is scan the receipt.

It’s super simple:

  1. Just check Ibotta first before shopping at your fav stores or delivery services
  2. Choose what offers or digital rebates you want (even mall rebates and restaurants!)
  3. Scan your receipt(s) into the app and get cash back!

Ibotta is free to download and you’ll also get $10 in Welcome Bonuses when you sign up! It’s like you’re getting paid to shop.

14. Scan the Stuff You Buy & Get Free Rewards

The exclusive National Consumer Panel (NCP) program is opening up again for more participants! This is your opportunity to make your consumer voice heard! (And get paid for it)

When you become a panelist, just use the app to scan the barcodes of items you purchase, provide a few additional transaction details, and you’ll earn points for:

  • Gift Cards
  • Tablets
  • Electronic Equipment
  • Flat Screen TVs
  • and much more from their gift catalog!

Plus, all panelists are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even a quarterly sweepstakes to win $5,000!

The more you share your shopping habits (scan barcodes), the more rewards you can get. You can also answer surveys and share information about your overall shopping trip.

“Scanning my purchases is fun! I also enjoy taking the surveys. Earning points is fast and easy and they have a great selection of rewards.” – Jennifer B.

It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.

Register now to see if you’re eligible to be a National Consumer Panelist. Eligibility will be based on your location. If you don’t get accepted this time, don’t worry! They’re always expanding locations, so check back again.

15. This Paid Survey Panel Gives Out 7,000 Gift Cards Daily

There are a lot of survey programs out there, but none as popular as Swagbucks, a free rewards program where you can earn cash for your time and opinion. Members can earn an average of $50 a month!

You get rewarded for doing surveys, searching the web, reading articles, watching videos, and playing fun games but the one activity that earns you the most points is completing surveys. (Don’t skip out on those!)

Points can then be redeemed for free gift cards, cash, and sweepstakes entries. All just by completing fun activities and giving your opinions.

New members can get a free $5 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!

16. Play Games, Get Gift Cards. Play More to Earn More

Alice Ly | The Smart Wallet

You love playing mobile games so why not get rewarded for it? Earn your first $5 gift card within 48 hours for something you were already going to do!

Just play through Rewarded Play, a free-to-download Android app with hundreds of games to choose from; including Yahtzee, Scrabble Go, and Design Home.

You can also play board games, dice games, card games, casino games, and a lot more.

Then redeem points for gift cards from 20+ retailers including favorites like Target, Amazon, Walmart, Best Buy, etc. The games are fun and an easy way to earn some cash. As a bonus, there is an active customer support team!

17. Get Paid to Try New Games. Every Gamer’s Dream.

Play games = make some money. All you need is Mistplay, an Android game platform where you can try new games to earn points redeemable for gift cards like Amazon, VISA, PlayStation Network, XBOX Live, and more.

In this Google Play app, all available free games are listed so just take your pick to try, especially high unit multiplier games! For example, the 4x unit multiplier games will earn you 8 times more units (and dollars) per level than the 0.5x unit multiplier games. Plus there are weekly contests and bonuses to earn even more.

You’ll only get paid for playing games if Mistplay is running so be sure to always install games from the Mistplay app! New members get a BONUS 250 units just for signing up.

18. Get $5 to Invest in Google, Amazon, Tesla, Netflix, and More

Office Manager Sarah investing with $5 / Danny Guinta /*Photo for illustrative purposes only

You might think that investing is complicated. Or that you’ll never get a share of these well-known brands like Google, Amazon, Tesla, etc., but you can. And you don’t have to be rich either.

That’s because Stash, an investment app, lets you start investing with just $1. You can choose where to put your money in and they provide guidance and tools to help you along the way. You can invest in some of the major companies that you use or buy from regularly to make a custom Personal Portfolio.

With Stash Growth and Stash+, you can also choose the Smart Portfolio option which offers hands-off stress-free investing since Stash will invest for you based on your risk tolerance. Plus claim bonus stock when you attend Stash’s virtual Stock Parties!

As a bonus, Stash is giving new members $5 for any first investment so create an account to get started.

19. Get Free Stock Worth Up to $200

@MayoFi | Unsplash

Investing may seem expensive and most people put it off until they have “enough” money for it.

But time is the most important factor and Robinhood makes it really easy for new investors to get started with just $1.

This free trading app lets you trade stocks, ETFs, and options, along with cryptocurrency all for free. No commission fees! When your application is approved, they’ll give free stock worth $2.50 up to $200 for new members, with chances to get a high-value stock in Facebook, Microsoft, etc.

You’ll also earn interest on any uninvested cash too. With a near-perfect 4.8 score from 2.3 million people, it’s a popular app that you should check out if you’re interested in investing.

Extra bonus: If you’re a student with a “.edu” email, click here to get an additional $15 to your account. Plus, Robinhood will be giving away $20,000 to five students who sign up! This Back to School campaign lasts only until October 24th.

20. The World’s First App That Pays You to Pay Rent

Paying rent each month is non-negotiable but with Piñata, you’ll get paid to pay rent on time.

It’s super simple. Pay rent on time and earn rewards and discounts for doing so. Plus get optional boosts to your credit score too (average increase of 42 points!)

Piñata is completely free to use and any renter can join. Members save over $4,500 a year!

Every time rent is paid, the member gets $20 Piñata Cash, which can then be saved and redeemed for free gift cards to Amazon, Starbucks, The Container Store, Class Pass, and more. You’ll also get access to Piñata Perks, a marketplace that has over 300K+ deals to help you save even more money on top of your rewards.

New members get a welcome bonus of $20 Piñata Cash as well as a $30 gift card so sign up for free now to start getting rewarded for rent day!

21. Affordable Car Insurance Exists - Here’s How You Could Save Up To $610

You’re sharing the same roads with a lot of different people. Distracted people, oblivious people, road-rage people, etc. It’s best to cover yourself with insurance when everyone is operating a giant motor vehicle.

That’s why car insurance exists and is mandatory. You might be overpaying on your current insurance premium since it can be a hassle finding another provider.

However, you can search for quotes easily on EverQuote. They help match you among dozens of regional agencies and insurance carriers to filter the best matches to save on your car insurance.

It takes less than 4 minutes to fill out the form and you’ll see a list of matches that show online quotes, email, and potential phone quotes.

EverQuote can save drivers up to $610 a year on average* compared to their current insurance premiums. Once you see your list of potential matches, choose the online ones you want or wait for more information via email or phone.

It’s a pretty simple process, so try it out to see how much you could be saving on the road!

BONUS: Don’t Miss Out on That $202 RT Deal to Japan Again (+ Similar Trips Up to 90% Off)

Yes, the flight was THAT cheap. It’s over now but don’t miss out again! Want to go to Iceland instead? Greece? Anywhere but here. Start planning for this year and next.

Let someone else do the hard work of finding the deals. Scott’s Cheap Flights has a whole team whose job is to search Google Flights and other public search engines to find the really amazing deals. Like, save up to 90% good. And they do this for 12-16 hours a day.

“Was able to get the round-trip for $197! So excited for our first trip to Hawaii – thank you so much!!” – A happy member

To start getting the deals, sign up to be a free member and remember to verify your email. To start getting the really good deals, try out the 14-day free trial (no credit card required), and then, for a limited time, our readers get 25% off the premium membership with promo code: UPGRADE25.


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