[Mockup] Money Moves to Make This Month


Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance. This site doesn’t include all available offers.

In need of some extra cash? Who doesn’t?

We’ve rounded up our favorite ways to make/save money online and generate extra income. Whether you’re sitting on the couch, waiting in line, or just killing time, we’ve put together a bunch of cool and creative ideas to boost your wallet this month.

There is something for everyone, and the list is always being updated, so check back often.

1. This Company Pays You to Test Games, Products, & More

Here’s a side gig that lets you earn money as an online tester. You can earn up to $120+ per test, from surveys to a broad range of games (such as match 3, merge, and many others!)

When you download TesterUp for free, you’ll see plenty of tasks collectively worth over $800.

Choose the ones you’re most interested in, and remember to agree to tracking so your progress can be checked and you can be paid properly when you complete each task. Don’t worry—if you face any tracking issues, contact Support, and they’ll promptly help you out!

Members have made hundreds of dollars through Testerup, and they direct deposit to your PayPal within 24 hours. You’ll get access to even higher-paying tasks when you become a premium tester!

“I’ve made and withdrawn probably between $600-$800 and never had anything even remotely shady happen.” – Sunny B.

Make money from home or anywhere you want with Testerup, so click here to get started on your new side gig.

2. Get Free Cash Back Every Time You Get Groceries, Gas, or Meals

Why not get free money back any chance you can get? That’s why we like Upside, a free cash back app that partners with 100,000+ businesses to bring you great offers you can’t get anywhere else.

On average, frequent users earn an extra $340 a year for just getting things they already buy!

“Easy money back without a catch. I’m getting cash back on stuff I would’ve had to buy anyway. Upside gives you easy savings that you actually see!” – alicejpark90

Wherever you are, just use the app to see where you can get cash back! You can get up to 25¢ per gallon, up to 30% back on groceries, and up to 45% back at restaurants.

Easily cash out via bank transfer, Paypal, or gift card; there’s no limit to how much you can earn. Download Upside for free to earn cash back, and new members can use a welcome code: TSW25 to get an additional 25¢ a gallon on their first gas purchase!

Gas offers are not currently available in NJ, WI, or UT.

3. Get Up to $55 Per Win Popping Bubbles

Make consistent extra money playing Bubble Cash, where you match 3 bubbles of the same color until you clear the board. It’s popular, too, since the game is frequently ranked within the Top 10 in the App Store with a 4.6/5 star rating with over 120K+ reviews!

Win free cash when you collect enough gems to enter practice tournaments, and then win MORE when you enter the higher stakes tournaments (there’s a small entry fee for the bigger tournaments).

“Finally, a game that isn’t a scam! I won $71 yesterday on Sunday, and today on Monday, it was already in my Paypal” – Mzmari

Play for free now, and then switch to cash games to increase your winnings whenever you want. Obviously, this won’t make you rich, but 100% worth it compared to other games that don’t pay.

4. How to Get Your Credit Score for Free and $10 in Rewards

A shocking 1 in 3 Americans don’t know their credit score, and if it’s been a while since you last checked, you can check for free on SoFi. No credit card is required, and it won’t negatively impact your credit. You’ll also get $10 in rewards!

Since having a good credit score impacts almost everything in your financial life, you could be missing opportunities. People with good credit (670++) can have an easier time renting an apartment, getting loans approved for cheaper rates, getting approved for credit cards with higher rewards, and even getting approval for a cellphone!

Check your credit score 100% free with SoFi, and as a bonus, you’ll get $10 in reward points to use. Easily check what factors impact your score to know how to improve it!

5. The Money App Backed by Celebrities That Saves AND Invests for You

Acorns has caught the attention (and their investments) of Blackrock, Paypal, and major names like Dwayne Johnson and more. Plus, they have about 10 million all-time customers!

That’s because Acorns automatically saves and invests your spare change from every purchase with the Round-Ups® feature. You’ll get a diversified portfolio picked by experts based on your investment profile.

You only need $5 to start investing, and when you set up recurring investments, you’ll get a $20 bonus!

Get started in under 5 minutes with no financial experience or expertise needed. You’ll also get access to retirement, investing for families, rewards, and more based on your subscription plan.

With no hidden fees, Acorns makes it easy to invest in your future with your spare change!

6. Earn Up to $1,000/Month Testing Apps, Games, & Surveys

We were surprised when we saw how fast this rewards program paid out!

Check out Scrambly, the free platform that lets you earn cash rewards just for trying out new games and apps. You can immediately withdraw to your PayPal starting at $1, and signing up for the program gives you $0.50, so you’re already halfway there.

Millions of users are earning on Scrambly, plus it’s rated an impressive 4.7 on Trustpilot. You can earn up to $100 with each offer, so your rewards can actually add up fast. Who wouldn’t want to earn hundreds of dollars each month?

Also, be sure to fill out that profile survey! You’ll get rewarded, and Scrambly will know what offers to handpick for you. Ready to start making cash?

7. This Company Pays Up to $5 for Every Survey You Complete

Getting paid for your opinions isn’t new and won’t make you rich, but it’s extra money that you otherwise wouldn’t have.

Sign up for Opinion Outpost (it’s free to join!), where they typically pay out $390K a month to their members just for completing surveys, including product tests (before items hit the shelf!), ad reviews (feedback on ads before launch), focus groups, and more. Earn up to $5 for every survey you complete and there’s no limit to how many you can take!

Important: Be sure to verify your email address so you can start earning!

Cash out starting at 50 points ($5) via PayPal or choose gift cards to Amazon, Target, Apple, and more. These are easy surveys with quick payouts, available 24/7, and you’ll help brands improve their products. Join the 25 million members worldwide already earning extra cash for free since 1998!

8. Earn Up to $1,000/Month Testing Apps, Games, & Surveys (+$5 Bonus)

There are plenty of ways to make money online, but what’s really worth your time? That’s what we’re constantly researching.

The millions of people who have already joined Freecash made their opinions clear. It’s definitely worth it. Like them, you can earn up to $1,000 extra cash a month just by testing apps and games and joining surveys. Increase your chances to earn even MORE if you make purchases within your offer (even small amounts!)

With over 14,500 offers available, you have plenty of options to make money from. It’s simple:

  1. After signing up for free on Freecash, you’ll get an exclusive $5 bonus
  2. Choose your offers on the Earn page
  3. Complete the offer (some take 5-10 minutes, but games could take longer, so making a purchase, even a small one, can speed up your earnings!)
  4. Get paid! Each completed task gives coins that you can redeem for real gift cards, PayPal, cryptocurrency, and more

With daily bonuses and instant cashouts, no wonder it’s rated 4.6 on TrustPilot with over 64,000 reviews. Users have earned over $50M on Freecash since 2020, so sign up to see how much you can make and get your free $5 welcome bonus!

9. Hustle like a Mother and Earn Up To $1,000!

Easy, effortless options on the go for those who hustle. Join the over 3M hustlers earning extra on KashKick while doing things they love! It’s free to join, and signing up is easy.

Like to cook? Earn while trying new recipes! Waiting to pick up kids in the car line? Play a mobile game and start earning! Some games pay over $180 to play and complete!

Paying for gas? Get cash back! So many different ways to earn a little extra cash without much effort. You can also shop now and pay later, complete surveys, play mobile games, or try new services and get a cash back reward.

“Kashkick saved my life! I lost my job, and thanks to KashKick, I get a little side income to pay a couple of bills.” – Shanice, New Orleans

10. Free Rewards Program Gives Out 7,000 Gift Cards Daily

There are a lot of survey programs out there, but none are as popular as Swagbucks, a free rewards program where you can earn free cash for your time and opinion. They’ve paid out over $885 million to their members already and they’ve been in business for 15 years.

Earn points for doing surveys, online shopping, uploading receipts, and playing fun games then redeem the points for free gift cards to Amazon and Walmart or choose PayPal cash. 

New members can get a free $10 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!

11. A New Way to Earn Up to $250 Cash

What can $250 get you nowadays? How about 16 months of Netflix or maybe 50 Starbucks drinks? Or you can beef up your savings and pay some bills. Regardless, $250 can do a lot, and YOU can get that cash with MyCashQuest, a new way to earn some fun money.

Simply put, just complete challenges to earn cash and they all revolve around playing games. You’ll install the games and reach specific levels depending on the challenge.

It’s simple:

  1. Sign up at MyCashQuest
  2. Answer some brief questions (it’ll help them pick what you might like!)
  3. Start picking challenges to do on your phone
  4. Claim your money and get it in about a week!

If you opt for the $250 challenge every 30 days, you can technically earn $3,000 for the year!

12. Ask This Company To Pay Off Your Outstanding Credit Card Debt

It’s 2024, and you want to body slam that debt down and keep it down. You just need a little help doing it.

MyLendingWallet can help if you have under $35,000 in debt. They’ll offer a personal loan that pays off all your balances and consolidate them into one balance to make it easier on yourself.

Regardless of credit status, you can quickly determine if you qualify for a loan with APRs ranging from 5.99% to 36% max. Since their network has over 100 vetted lenders, you’ll be able to compare with no obligation either.

You can get funds as fast as 24 hours, and they have flexible repayment periods (61 days to 72 months!). Even better? There’s no credit score impact to check, so see how LoansUnder36 can help now! It only takes 2 minutes.

13. Turn Bingo Skills into Dollar Bills (Win from $1 up to $83 Per Game!)

Bingo Cash is a free-to-play modern version of the classic game, but you can win cash from your iPhone. The game has an App Store rating of 4.7 ⭐ and is currently ranked #6!

No luck involved, just speed and precise tapping of the right numbers on the board! Each game only takes 2 minutes, and everyone gets the same card and numbers, so it’s fair play. Finish among the top 3 winners and win gems or cash! You won’t get rich, but it can be consistent extra money you didn’t have before.

“Legit, and the cash out process is fast!” -CanosRUs

If you participate in cash tournaments, you can win up to $83 PER game. These typically have small entry fees, so practice first!