Money Moves if You Make Less Than $80,000 a Year
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After taxes, that money goes down quickly. Not to mention, you still got rent, food, gas, and bills.
If it feels like you’re working to pay off the essentials, then it’s time to look for alternative ways to make or save some extra cash. And it doesn’t have to be boring, nor do you need to take on a 2nd job!
It’s stuff you already do, like grocery shopping, playing games, getting gas, and making different financial choices. Five minutes here and there can make a difference.
1. Try This All-You-Can-Play Games Collection On Your Phone
Similar to streaming services that almost every household has, there’s now a similar version for games on your phone.
Apple Arcade brings an extensive library of 200+ games and growing of exclusive Arcade Originals, Timeless Classics, and App Store Greats for your family to play across iPhone, iPad, Mac, and Apple TV.
A generous 1-month free trial can let you try out the service before paying only $4.99 a month to keep the entertaining service.
Apple Arcade gives access to up to 6 family members at once, and you can quickly start playing on one device and pick up progress on another. Traveling? Download games so you can play even in airplane mode!
PROMO: Get $5 cash back just for trying it out!
2. Get Paid Up to $225/Month While Watching Viral Videos and Taking Fun Surveys
Founded in 2000, Inbox Dollars has been paying customers for their opinions for over 22 years and counting! They are one of the most trusted survey sites with fun, multiple ways to earn extra cash that set them apart.
“Fast and easy. Love that I can cash out to my PayPal and easily transfer money to my bank account.” – Tefanie P
Take surveys, watch videos, play games, and even read emails for extra cash. Who wouldn’t want to watch viral videos for money and get paid up to $225/month?
Inbox Dollars is a great platform to make a little side money. It’s free to sign up, so give it a try today!
3. A Legit Way to Earn $750 This Week
You can get $750 direct deposited into your bank account and all you have to do is try out some deals. The catch? You can only do this once a year!
Seriously, anyone 18+ can participate in Flash Rewards, a rewards program that’s been around since 2016 and has rewarded $12 million to members over time.
So how do you get the money? Answer: You just have to follow the instructions carefully!
Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.
- Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
- Take a quick Survey (it helps figure out the optional offers & required deals to recommend)
- Complete deals by shopping Flash Rewards’ great brand name partners.
- Important: Follow the instructions on completing the specific number of deals for each level and get to Level 5 to get the maximum reward! (there are plenty of deals to try – some are free trials or app downloads, others require a purchase!)
- Claim the reward and get it in about a week!
You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!
4. Get Up to $55 Per Win Popping Bubbles
Make consistent extra money playing Bubble Cash, where you match 3 bubbles of the same color until you clear the board. It’s popular, too, since the game is frequently ranked within the Top 10 in the App Store with a 4.6/5 star rating with over 74K+ reviews!
Win free cash when you collect enough gems to enter practice tournaments, and then win MORE when you enter the higher stakes tournaments (there’s a small entry fee for the bigger tournaments).
“Finally, a game that isn’t a scam! I won $71 yesterday on Sunday, and today on Monday, it was already in my Paypal” – Mzmari
Play for free now, and then switch to cash games to increase your winnings whenever you want. Obviously, this won’t make you rich, but 100% worth it compared to other games that don’t pay.
5. First-Time Investors Get $10 to Invest in Google, Amazon, Apple, Netflix, and More
You don’t have to be rich to start investing. Stash, an investing app dedicated to empowering people to invest and build better lives, lets you start investing with just $5. Stash’s plans—starting at just $3 a month—unlock access to simple, automated solutions designed to help people find security and peace of mind through investing.
Gain access to Stash’s suite of wealth-building tools.
- Personal Portfolio – An investment account that lets you pick your own stocks/ETFs/crypto
- Smart Portfolio – An automated investment account managed by experts
- Tax-advantaged Retirement Portfolio
As a bonus, Stash is giving new members $10 for any first investment as a bonus, so create an account to start investing in your favorite companies today!
Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.
6. Get Paid Up to $89 Playing Match 3 Games
Puzzle game lovers will love Match to Win, a free-to-play game where you can win cash rewards through 300+ exciting levels. Redeem free chances to win REAL money on a daily and monthly basis. You can also win up to $2,500 instantly!
Yes, it’s legit – there are already over 265K reviews with a 4.5 average rating!
“I love the fact that you don’t have to purchase anything to win! Also, each level is different, so it doesn’t get monotonous! – Noelle Belmore
Play anytime you want, and you never have to spend any money to enjoy the game. Cash out via PayPal when you reach $7. So download and play for free to start winning cash!
7. Ask This Company To Pay Off Your Outstanding Credit Card Debt
Are you constantly chipping away at credit card payments, but the balance doesn’t seem to go down? Stop the anxiety and stress when it comes to dealing with debt, and don’t give up!
Because if you have under $50K in credit card debt, AmONE can help. This program is all about saying goodbye to credit card debt once and for all. (Over 13 million people have already used their service!) Your bills get simplified into a single monthly payment and might even come with a lower interest rate.
It only takes 2 minutes to find loans, regardless of your credit status, and it won’t impact your credit score! There’s no obligation to start, so sign up to get a free debt analysis so that AmOne can help you quickly pay off your debt.
8. Unlock Free Rewards Just By Scanning Your Purchases
The exclusive National Consumer Panel (NCP) program is opening up again for more people to join! When you become a panelist, just use the app to scan the barcodes of items you purchase, and you’ll earn points for:
- Gift Cards
- Tablets
- Electronic Equipment
- Flat Screen TVs
- and much more from their rewards catalog!
All panelists are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even quarterly sweepstakes to win $5,000!
The more you share your shopping habits (scan barcodes), the more free rewards you can get on the stuff you already bought!
9. Make $100 Your First Visit to This Site
One of the newest and easiest ways to make money on your phone is 100% free with KashKick. You just need to sign up with your name, email address, and password!
Get fun cash rewards just by playing games (which you’re already doing), answering surveys based on your user profile, trying out financial tools, and many more ways.
Check out KashKick and start making money in your PJs, in line, or wherever!
10. Getting Gas = Free Cash Back
With the high gas prices lately, it’s smart to get cash back any chance you can get.
Download Upside, a free cash back app that partners with over 100,000 gas stations and local businesses, including Shell, 76, Popeye’s, Papa John’s, and much more. Frequent users can earn an extra $340 annually (on average)!
Wherever you are, just use the app to see where you can get cash back! You can get up to 25¢ per gallon, up to 30% back on groceries, and up to 45% back at restaurants.
Easily cash out via bank transfer, Paypal, or gift card; there’s no limit to how much you can earn. Download Upside for free to start earning cash back, and new members can use a welcome code: TSW25 to get an additional 25¢ a gallon on their first gas purchase!
11. Free Rewards Program Gives Out 7,000 Gift Cards Daily
There are a lot of survey programs out there, but none are as popular as Swagbucks, a free rewards program where you can earn free cash for your time and opinion. They’ve paid out over $885 million to their members already and they’ve been in business for 15 years.
Earn points for doing surveys, online shopping, uploading receipts, and playing fun games then redeem the points for free gift cards to Amazon and Walmart or choose PayPal cash.
New members can get a free $10 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!
12. Say Goodbye to Overdraft Fees with the #1 Most-Loved Banking AppTM
When you want financial peace of mind, use Chime,® the award-winning mobile financial app and debit card that’ll help you save with no monthly fees, including:
- No minimum balance
- Fee-free overdraft with SpotMe®️* (Chime will spot you up to $200, so you don’t get overdrafts)
- No foreign transaction or transfer fees
Additional perks:
- Get paid up to 2 days early with direct deposit1
- Earn 2.00% Annual Percentage Yield (APY)2 with the high-yield Chime Savings Account3
- Access to apply for the Secured Chime Credit Builder Visa® Credit Card4 for a better way to build credit history
Sign up for Chime and get started on saving money and working on improving your credit score!
13. The Money App Backed by Celebrities That Saves AND Invests for You
Acorns has caught the attention (and their investments) of Blackrock, Paypal, and major names like Dwayne Johnson and more. Plus, they have about 10 million all-time customers!
That’s because Acorns automatically saves and invests your spare change from every purchase with the Round-Ups® feature. You’ll get a diversified portfolio picked by experts based on your investment profile.
You only need $5 to start investing, and when you set up recurring investments, you’ll get a $20 bonus!
Get started in under 5 minutes with no financial experience or expertise needed. You’ll also get access to retirement, investing for families, rewards, and more based on your subscription plan.
With no hidden fees, Acorns makes it easy to invest in your future with your spare change!
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