Banks Don’t Want You to Know About These Money Apps

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Sweet, sweet competition.

This is what traditional banks are afraid of.

But to the average joe like myself and you, competition breeds higher quality goods, better services, and more competitive prices that benefit us, the common folks.

We see competition often with packaged goods, clothing and electronics. But what about banking?

Here are some tech-forward money apps that banks won’t recommend to you because they want to keep your business.

Make Payday Come Faster with this Online Bank Account


Would you like it if you got paid up to 2 days earlier than everyone else in your company? Of course, you would.

Don’t worry, there’s no need to bribe your Finance Team.

All you need to do is open an online bank account with Chime, which takes only 2 minutes and is also FDIC-insured up to $250,000.

Unlike most traditional banks, Chime doesn’t hold the funds until your pay date. As soon as it receives notification from your employer, Chime will immediately post the funds to your account.


There are no hidden fees, no minimum balance, and no foreign transaction fees. There’s also over 38,000+ MoneyPass® and Visa® Plus Alliance ATMs that you can use your Chime Visa® Debit card to withdraw money.

Bonus: Chime will also mail paper checks on your behalf if you’re worried about how to deal with paying certain bills.

If you want to your own payday to come faster, go ahead and take 2 minutes to open a Chime account

Grow Your Savings Automatically With this Smart App

You’ll literally forget about saving money (but it’ll still be happening) when you use the Digit app to do the work for you.

All you have to do is simply connect your bank account and Digit does the rest.

It’s safe. Digit is FDIC-insured up to $250,000 and with 256-bit encryption, which is the same security level as the military!

Every day, Digit will analyze your spending, income and upcoming bills to move the right amount of money from your checking into your Digit savings when you can afford to.

Basically, they know when it’s OK to save and will do all the work!

You can also tell Digit to Save More or Save Less, Pause Saving or set a minimum balance in your checking. When you set savings goals without deadlines, it’ll even project a Smart ETA of when you’ll achieve it.

Bonus! You’ll get a 1% savings bonus every 3 months you’re successfully saving.

People don’t realize they can save so much that it’s been paying for unexpected vacations:

Definitely, the perfect way to trick yourself with good results.

Is there a catch? Digit is free for the first 100 days (plenty of time for you to try it out) and if you dig it, it’s only $5 a month.

Enjoy Game Time On This App to Win Daily Cash

Traditional banks are all about giving crappy interest rates on your savings account.

Most only give 0.01% APY which for instance, if you have $10,000 in your account, would earn you a measly 10 cents per year.

So go ahead and download Long Game Savings, a personal finance app that mixes fun games and saving actual money that traditional banks will never be able to replicate.

Just play 1 game a day, and you could win cash daily.

Yes, it’s safe. Your money is FDIC-insured up to $250,000 and you can withdraw money at any time.

After setting up your savings account, you’ll be able to play quick games like Spin to Win, Flip Cards, Slot Machines, and more for chances to win money to increase your savings. Eons better than 0.01% interest rate.

It’s like you’re getting paid to save and it only takes less than a minute of your day to play.