15 Ways to STFU and Make (plus Save) Some Money

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

Time for a reality check.

You spent too much money or your savings are a joke. Especially after almost 2 years of the pandemic. Stuff happens, sure, but it’s time to get serious. It doesn’t have to be boring though. 

We compiled some low-effort ways to make side money that you can weave into your daily life and have fun while doing it. Even better when you’re getting paid to do things you were already going to do. 

Let’s get started.

1. Over $7 Million Paid Out to Steady Members to Date - Sign Up for Your Share!

Over 3 million people are already using Steady to find extra income, and on average members make $5,500 a year more!

Once you link your bank account (it’s secure!), the app’s Income Tools feature will give you personal insights into the extra money you’re making.

Plus, earn extra cash rewards through their Income Boosters perk too. Basically, get paid to try out useful brands to help manage your money even more.

It only takes a few minutes to sign up for free and answer some work history questions and what type of job you’re looking to see opportunities immediately!

2. The World’s First App That Pays You to Pay Rent

Paying rent each month is non-negotiable but with Piñata, you’ll get paid to pay rent on time.

It’s super simple. Pay rent on time and earn rewards and discounts for doing so. Plus get optional boosts to your credit score too (average increase of 42 points!)

Piñata is completely free to use and any renter can join. Members save over $4,500 a year!

Every time rent is paid, the member gets $20 Piñata Cash, which can then be saved and redeemed for free gift cards to Amazon, Starbucks, The Container Store, Class Pass, and more. You’ll also get access to Piñata Perks, a marketplace that has over 300K+ deals to help you save even more money on top of your rewards.

New members get a welcome bonus of $20 Piñata Cash as well as a $30 gift card so sign up for free now to start getting rewarded for rent day!

3. A Legit Way to Earn $750 This Week

You can get $750 direct deposited into your Cash App account and all you have to do is try out some deals. The catch? You can only do this once a year!

Seriously, anyone 18+ can join Flash Rewards is a rewards program that’s been around since 2016 and has rewarded $11 million dollars to members over time.

So how do you get the money? Answer: You just have to follow the instructions carefully!

Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.

  1. Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
  2. Take a quick Survey (it helps them figure out what offers & deals to recommend you)
  3. See if any Offers interest you (optional)
  4. Important: Get to Level 5 and follow the instructions on completing the specific number of deals for each level

You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!

4. Not Your Grandma’s Bingo - Play Anywhere for Cash

Ditch the paper sheets and giant stamps in favor of Blackout Bingo on Samsung, a fast-paced and competitive bingo game that you can play anywhere on your phone. And even against your friends virtually.

2 minutes. That’s all you need per game where you play against another person around the world. Everyone sees the same card and balls so by daubing (tapping the number) fast and correctly, you’ll get bonus boosts for more points!

You can play for free against real people for prizes or switch over to cash games to win cash and currently, there is a $139,711 prize pool to get in on! Cash tournaments not available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN but you can still play for awesome prizes.

5. Get Paid Up to $600+ Listening to Free Music and Playing Games

Music and games. If this is something you reach for daily, then congrats, you’re one step closer to getting paid to do something you enjoy.

Current is a free Google Play app that literally pays you to listen to music and play games! The more music played, the more you can earn points to redeem for cash, gift cards, and rewards. Choose from 100,000+ radio stations worldwide to discover new music or revisit your favorite artists.

Reward options include Amazon, Target, Starbucks, Google Play gift cards, PayPal Cash, and tech prizes like smartwatches, mini drones, Bluetooth speakers, and more.

You can earn up to $600/year or more just by listening to free music and playing games! When you want to take a break from listening, then go into Tasks & Offers to play games, where the longer you play, the more you earn. You’ll also earn just by charging your phone too.

Even better, refer friends to get up to $250 and 5% of their music earnings for life too. Turn on the app whenever you want to listen to music and earn extra money while doing errands, jogging, working, or when you need a mood booster!

6. Make Easy Money Just Trying and Playing Games

There are so many new games coming out on the daily that it’s hard to choose which to play, even if we’re experiencing extra time at home.

My strategy? Only focus on the games that pay for my time.

You can do it with AppStation, an Android app that pays you to try out new games.

When you earn coins from trying new games, you can redeem for:

  • PayPal Cash
  • Amazon gift card
  • GameStop gift card
  • PlayStation Store gift card
  • Xbox Live gift card
  • And too much more to list

Nab a 4,444 coin welcome bonus too, which is basically around 50 cents in value. And if you don’t like to wait, you can choose to payout as low as $1.

If your friends want to get it on the money action from afar, introduce them to AppStation on Google Play, where you’ll get bonus coins and 25% of all their earnings. To make it a supportive group, your friends will also earn 25% of your earnings too!

7. Get Paid for Playing Free Digital Scratch-Offs

Don’t bother going to the store to buy physical scratchers (they get expensive too).

Instead, play digital scratchers for free on Lucktastic to win money from the comfort of your home.

There are a ton of different scratchers to play where you can earn both cash prizes and tokens. Tokens turn into gift cards or contest entries so collect as much as you can!

PRO-TIP to get the most gift cards for free: The more you play, the more big bonuses you can unlock! Play all your scratch cards, look out for Today’s Bonus, and head to the Reward Wall to discover more fun games and cool products. That’ll build up your tokens much faster to redeem for more rewards!

Redeem tokens for:

  • Amazon gift cards
  • Walmart gift cards
  • Dunkin’ Donuts gift cards
  • Check mailed to you
  • Payouts start at just $5!
  • Contest entries into big cash winnings

Lucktastic keeps things free by showing a few ads here and there plus it’s easy to play and multi-task at the same time. And until 12/8, a winner will get a chance to win an extra $250 in the Sugar Plum Surprise giveaway!

8. Try Out New Games and Earn Gift Cards for Amazon

Alice Ly | The Smart Wallet

Want to make some pocket money? We’ve got a way, but there’s a catch. It’s gift cards only. That said, these gift cards are solid. They’re for Amazon, Best Buy, Target, and more.

Rewarded Play is an app that could help you earn hundreds of dollars in gift cards. All for playing games on your phone. There’s nobody to compete against to win, and no limit on how much you can earn. The more you play, the more rewards you could get.

Is it legit? Yes. The gift cards you earn get sent to you digitally, and you don’t have to spend any money to get them. Sure, it’s not a million dollars. But it’s better than wasting time with games that don’t pay. Download the app for free here, and start stacking up the gift cards.

9. Get Paid Up to $225/Month Watching Viral Videos and Taking Fun Surveys

Priscilla Du Preez

Founded in 2000, Inbox Dollars has been around and paying customers for their opinions for over 21 years and counting! They are one of the most trusted survey sites with fun, multiple ways to earn extra cash that sets them apart from the others.

You can stick to sharing your opinion and take surveys, but you can also watch videos, play games, and even read email for some extra cash. Who wouldn’t want to watch viral videos for money and get paid up to $225/month?

So if you’re looking for some extra cash and enjoy a wide array of options to earn, Inbox Dollars is a great platform to make a little side money. It’s free to sign up, so give it a try today!

10. More New Games, More Cash to Earn

When you’re ready to add even more games to your lineup, then download Cash ‘Em All, an Android app that pays you to try out new games for yes, you guessed it, for cash. All are free to download!

Just earn coins from trying new games, and then you can redeem for:

  • PayPal Cash
  • Amazon gift card
  • GameStop gift card
  • PlayStation Store gift card
  • Xbox Live gift card
  • And more good stuff

A 4,444 coin welcome bonus is yours immediately too when you sign in.  (Worth 50 cents!) If you’re impatient, you can cash out as low as $1 as well.

Enjoy playing new-to-you games for some side fun money on your Android!

11. Get Paid to Try New Games. Every Gamer’s Dream.

Play games = make some money. All you need is Mistplay, an Android game platform where you can try new games to earn points redeemable for gift cards like Amazon, VISA, PlayStation Network, XBOX Live, and more.

In this Google Play app, all available free games are listed so just take your pick to try, especially high unit multiplier games! For example, the 4x unit multiplier games will earn you 8 times more units (and dollars) per level than the 0.5x unit multiplier games. Plus there are weekly contests and bonuses to earn even more.

You’ll only get paid for playing games if Mistplay is running so be sure to always install games from the Mistplay app! New members get a BONUS 250 units just for signing up.

12. Instantly Get Paid $1 for Each Survey (No Limit!)

By now, you’re probably familiar with surveys. If not, it’s a great way to earn side cash for just giving anonymous opinions and you can join several survey programs to increase earnings.

Add SurveyTime to your list, because what makes them different from others, is that you’ll instantly get paid $1 after each survey completion. No waiting around to accrue at least $15 to cash out, you can get paid right after!

And there’s no limit either, so you can take as many surveys as you want available. You can choose between Target, Amazon, or Walmart gift cards, PayPal, or Bitcoin via Coinbase.

It’s free & easy to start. Just head here to sign up, check your confirmation email, and answer a few introductory questions.

It takes a few days until the system learns your profile to match you with the best surveys so you might be disqualified for some surveys at the beginning. Then you can take as many surveys as you want and it’ll be clear on the site how long each survey would take. On average, each could take 10 minutes with some being as quick as 3 minutes!

13. Get $5 to Invest in Google, Amazon, Tesla, Netflix, and More

Office Manager Sarah investing with $5 / Danny Guinta /*Photo for illustrative purposes only

You might think that investing is complicated. Or that you’ll never get a share of these well-known brands like Google, Amazon, Tesla, etc., but you can. And you don’t have to be rich either.

That’s because Stash, an investment app, lets you start investing with just $1. You can choose where to put your money in and they provide guidance and tools to help you along the way. You can invest in some of the major companies that you use or buy from regularly to make a custom Personal Portfolio.

With Stash Growth and Stash+, you can also choose the Smart Portfolio option which offers hands-off stress-free investing since Stash will invest for you based on your risk tolerance. Plus claim bonus stock when you attend Stash’s virtual Stock Parties!

As a bonus, Stash is giving new members $5 for any first investment so create an account to get started.

14. Get Paid in Gift Cards if You’re Chill with Lock Screen Ads

The average person unlocks their phone 110 times per day – that’s a lot of time spent looking at a screen for free.

With S’more you get paid every day you unlock your Android. It’s even easier than it sounds, and since you can cash out with as little as $1 there’s no waiting around for your rewards.

New features make it even easier to earn for stuff you’re already doing too. Earn rewards by using your lock screen, watching videos, shopping, and even trying out apps.

S’mores pays in gift cards so you can redeem for:

  • Amazon
  • Walmart
  • Target
  • CVS
  • GameStop
  • Domino’s Pizza
  • Starbucks and more!

Just use your Android normally, and your earnings will apply daily. Plus until 12/22, get double the points!

15. The Easiest Way to Save $826 This Year

What’s something that could save you $826 a year and you can check in literally 30 seconds?

Your car insurance. It’s easy:

  1. Head over to The Smart Wallet’s auto insurance portal and connect your current insurance (no long form to fill out!)
  2. We’ll instantly check for a better deal
  3. See your savings!

Once we find you a better deal and you choose to switch, we’ll help you cancel your old policy, enroll you in the better one, and get a full refund on the unused portion of your prior payments. It’s the simplest and easiest way to get a refund on your overpriced car insurance policy.

A satisfied customer said “I left Geico. I was paying $150, now thanks to you guys, I’m only paying $50!” See how much you can save now!

BONUS: Scan the Stuff You Buy & Get Free Rewards

The exclusive National Consumer Panel (NCP) program is opening up again for more participants! Make your voice heard and get paid for it!

Panelists use the app to scan barcodes of items purchased & provide details. You’ll then earn points for gift cards, tech like tablets and flat-screen TVs, and much more from their gift catalog!

The more you share your shopping habits (scan barcodes), the more rewards you can get. It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.

Register now to see if you’re eligible to be a National Consumer Panelist. If you don’t get accepted based on your location, don’t worry!  They’re always expanding locations, so check back again.

BONUS 2: Fetch All Your Receipts (Even Virtual) & Get Free Money Back

Alice Ly / The Smart Wallet

Check your pockets; check your purse. And keep email receipts.

Grab all the recent receipts you have and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!

Basically, shop at any store (grocery, drugstore, warehouse, everywhere and online), snap a pic with the app, and boom, you’ve got points for money. Upload your restaurant and drive-thru receipts too.

There’s no minimum spend, no need to manually select items, just scan in any receipt from any store and it’ll automatically reward you.

Be sure to grab 2,000 welcome points on us when you use promo code REWARD before scanning your first receipt!

BONUS 3: School Competitors in Solitaire and Ca$h In

When you’re looking for something to do at home, check out Solitaire Cube, which is like regular Solitaire, except you get to play for real cash.

The game matches you with players of the same skill level, so all is fair. You could win some serious cash and prizes, like Katie N. who took home $380,984 as one of the Top 10 Solitaire Cube players! Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and was able to recarpet her home.

It’s easy to start:

  1. Tap now to download from the Samsung Galaxy Store
  2. Follow the instructions on screen to install
  3. Open the app and play!
  4. Practice playing for free and when ready, play for cash!

So if you think you can handle playing some Solitaire Cube to win legit cash, definitely download this game for free to play on your Samsung.

Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN.

BONUS 4: Get Paid for Playing Match 3 Games

Puzzle game lovers will love Lucky Match, a free to play game where you can win cash rewards through 300+ exciting levels spanning across Hawaii, Paris, San Francisco, and more.

It’s simple. When you clear a level, you earn coins, which are redeemable for instant win scratchers, prize wheels, and sweepstakes up to $2,500! And yes, it’s legit – there are already over 135K reviews with a 4.5 average rating!

Also, join the daily Cash Dash event where players enter a sweepstakes race by collecting in-game trophies. Be among the first Top 25 players for bonus prizes of $5 to $10! Cash out via PayPal when you reach $7.

So download and play for free to start winning cash!


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