23 Stupid Simple Ways to Make Extra Cash in 2022

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

At the beginning of each year it’s New Year, new you, right? But how long does that last? But 2022 isn’t just another year. It’s THE year after 2 crappy years so things can only go up, right?

You’re probably going to make your lose weight, save more money, and travel more later resolutions, but let’s face it, these “goals” aren’t going to come true without a solid plan.

And to save more money? Well, it’ll be easier if you have more money to begin with, right? So we’ll focus on that and lay it all out – Here’s our list of stupid-simple ways to make extra cash this year.

1. Play 3 Minute Games & Win Cash Over $1,000 Every Day

When you’re looking for more games to play that could actually be productive to your wallet, check out Pocket7Games on iOS which despite the name, actually has 9 different classic games to choose from.

Bingo Clash is the most popular, followed by Solitaire!, Bubble Shot, 21 Gold, Block Blitz, 2048 Blitz, Dunk Shot, Bubble Gold, and Cube Blast. Easily switch between games to play for fun or for cash against real players 1v1 or in a group.

Every day over $1,000 free cash is awarded to players who join the free entry events. Never be bored with plenty of surprise events and activities that give free cash plus earn up to $40 per friend you invite to play Pocket7Games!

More than $70M in prizes have already been rewarded so get in on your share of the fun. Note that cash games are not available in AZ, AR, CT, DE, LA, MT, SC, SD, TN, VT.

2. Earn Up to $200 Every Time You Win This Viral Bingo Game

When you think of bingo, you probably envision a room full of seniors stamping number cards. In other words, not terribly exciting.

But Bingo Clash on iOS, is the free modern version where you can play on your iPhone, and win big with cash and real-life prizes. There are daily cash prizes as well as weeklong tournaments with prize pools that can go up to $25,000!

You play against other people of similar skill in 1v1, tournaments, or multiplayer. It’s fair play as everyone gets the same card and the same numbers called out, but it’s how fast and accurate you are that will declare the winner!

Pro-tip: Don’t hit the Bingo button until almost the end of the game to rack up bonus points!

Play cash games for the bigger prizes but note that they aren’t available in these states AZ, AK, CT, DE, LA, MT, SC, SD, TN, and VT. However, Bingo Clash iOS is free to play, is fun, and you could win cash/prizes, so check it out!

3. A Legit Way to Earn $750 This Week

You can get $750 direct deposited into your Cash App account and all you have to do is try out some deals. The catch? You can only do this once a year!

Seriously, anyone 18+ can join Flash Rewards is a rewards program that’s been around since 2016 and has rewarded $11 million dollars to members over time.

So how do you get the money? Answer: You just have to follow the instructions carefully!

Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.

  1. Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
  2. Take a quick Survey (it helps them figure out what offers & deals to recommend you)
  3. See if any Offers interest you (optional)
  4. Important: Get to Level 5 and follow the instructions on completing the specific number of deals for each level

You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!

4. Get $10 to Invest in the Legal Cannabis1 Industry. No Experience Necessary.

Stash, an investment app, lets you start investing with as little as $1! You can choose where to put your money, and they’ll provide guidance and tools to help. You can invest in some of the major companies that you regularly use to make a custom Personal Portfolio.

You can even invest in the legal cannabis industry which is big business as retail sales are projected to hit $70 BILLION by the end of 2028.* 

Plus, with Stash Growth and Stash+, you can also choose the Smart Portfolio option which offers hands-off stress-free investing based on your risk tolerance. Also, you can claim bonus stock when you attend Stash’s virtual Stock Parties!2

It takes less than 2 minutes to get started and they’ll even give you $10 to start investing when you sign up and deposit $5 or more into your Personal Portfolio.

Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.

5. Get Paid for Playing Match 3 Games

Puzzle game lovers will love Match to Win, a free to play game where you can win cash rewards through 300+ exciting levels spanning across Hawaii, Paris, San Francisco, and more.

It’s simple. When you clear a level, you earn coins, which are redeemable for instant win scratchers, prize wheels, and sweepstakes up to $2,500! And yes, it’s legit – there are already over 135K reviews with a 4.5 average rating!

Also, join the daily Cash Dash event where players enter a sweepstakes race by collecting in-game trophies. Be among the first Top 25 players for bonus prizes of $5 to $10! Cash out via PayPal when you reach $7.

So download and play for free to start winning cash!

6. Play Fun Word Puzzles & Get Paid

Stimulate your brain in a different way by playing word puzzles on Words to Win, a free-to-play game where you can win cash rewards through beautiful levels modeled after vacation spots like Australia, Mexico, Hawaii, and more.

It’s simple. Create words out of the letters given and complete the crossword puzzle board. You’ll then earn coins to redeem for instant win scratchers, prize wheels, and sweepstakes up to $500!

There’s no stressful countdown timer per game and you can cash out via PayPal when you reach $7. Tracy T. said: “Best game ever! This is my daily relaxing game and it really pays and cashes out.”

Download now and play for free to start winning cash!

7. Scan the Stuff You Buy & Get Free Rewards

The exclusive National Consumer Panel (NCP) program is opening up again for more participants! Make your voice heard and get paid for it!

Panelists use the app to scan barcodes of items purchased & provide details. You’ll then earn points for gift cards, tech like tablets and flat-screen TVs, and much more from their gift catalog!

The more you share your shopping habits (scan barcodes), the more rewards you can get. It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.

Register now to see if you’re eligible to be a National Consumer Panelist. If you don’t get accepted based on your location, don’t worry!  They’re always expanding locations, so check back again.

8. Fetch All Your Receipts (Even Virtual) & Get Free Money Back

Alice Ly / The Smart Wallet

Grab all the recent receipts you have and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!

Basically, upload any receipt, snap a pic with the app, and boom, you’ve got points for money.

Be sure to grab 2,000 welcome points on us when you use promo code REWARD before scanning your first receipt!

9. This Company Will Help Pay Off Your Credit Card Debt (Up to $50,000)

@nardly | Unsplash

Debt sucks but make sure it doesn’t get to Squid Game level debt, you know?

So if you have credit card debt of $50,000 or less, then AmONE can help by matching you with a low-interest loan to pay off all your balances.

This will leave you with just ONE bill each month, making it easier to manage as well as benefiting from a lower interest rate. AmOne starts at just 2.49% APR compared to credit cards that can go as high as 36%!

The lower the APR, the less interest over time you have to pay back which means getting out of debt even faster. Plus using AmONE has no credit score impact and repayment periods are flexible.

It only takes 2 minutes to check and you can get the funds as quick as 1 business day.

10. Over $7 Million Paid Out to Steady Members to Date - Sign Up for Your Share!

Over 3 million people are already using Steady to find extra income, and on average members make $5,500 a year more!

Find thousands of new part-time opportunities daily. Once you link your bank account (it’s secure!), the app’s Income Tools feature will give you personal insights into the extra money you’re making.

Plus, earn cash rewards through Income Boosters. Basically, they pay you to try out useful brands to help manage your money even more.

It only takes a few minutes to sign up for free so answer some work history questions & what type of job you’re looking for to see opportunities immediately!

11. Never Pay an Overdraft Fee Again - Here’s How

Skip the bank fees and apply to Chime, an online bank account with absolutely no monthly fees (yes, seriously) and savings at 0.50% APY1 — which is 8x2 the national average!

Their SpotMe feature lets you continue with a needed transaction even if you overdraft. That extra $20 you needed for groceries? No worries, Chime will spot you up to $200.3

No monthly fees, no minimum balance requirement, no foreign transaction fees, and FDIC-insured up to $250,000. Get paid up to 2 days earlier** too since Chime processes your employer’s deposit immediately, giving you access quicker than traditional banks.

Chime is free to use, so why not give it a shot?

12. Fast Personal Loans For Any Type of Credit

Personal loans get a bad rep but if you use them for the right reasons like debt consolidation, house repairs, and unplanned major expenses like medical bills, it’s a valid option.

Save time and searching effort using LoansUnder36, a loan matching service for those looking to borrow $500 up to $35K. They’ll find loans regardless of your credit status, with APRs from 5.99% up to 36% max. Their network has over 100 vetted lenders and you’ll be able to easily compare side-by-side with no obligation.

There’s no credit score impact by applying for quotes and the repayment periods are flexible ranging from 61 days to 72 months (6 years)!

13. Instantly Get Paid $1 for Each Survey (No Limit!)

By now, you’re probably familiar with surveys. If not, it’s a great way to earn side cash for just giving anonymous opinions and you can join several survey programs to increase earnings.

Add SurveyTime to your list, because what makes them different from others, is that you’ll instantly get paid $1 after each survey completion. No waiting around to accrue at least $15 to cash out, you can get paid right after!

And there’s no limit either, so you can take as many surveys as you want available. You can choose between Target, Amazon, or Walmart gift cards, PayPal, or Bitcoin via Coinbase.

It’s free & easy to start. Just head here to sign up, check your confirmation email, and answer a few introductory questions.

It takes a few days until the system learns your profile to match you with the best surveys so you might be disqualified for some surveys at the beginning. Then you can take as many surveys as you want and it’ll be clear on the site how long each survey would take. On average, each could take 10 minutes with some being as quick as 3 minutes!

14. Not Your Grandma’s Bingo - Play Anywhere for Cash

Blackout Bingo is a fast-paced and competitive bingo game that you can play anywhere on your phone. And even against your friends virtually.

2 minutes. That’s all you need per game where you play against another person around the world. Everyone sees the same card and balls so by daubing (tapping the number) fast and correctly, you’ll get bonus boosts for more points! Tap the incorrect number and points will get docked so don’t get sloppy!

You can play for free on iPhone against real people for prizes or switch over to cash games to win…cash! Cash game winners can win up to $1,000 or more in mini-tournaments.

Cash tournaments not available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN.

15. Play Dominoes With Anyone to Win Cash

When you’re looking for a different type of puzzle gaming experience that’s not just swapping candies or jewels around, check out  Dominoes Gold for iOS, where you can play the classic board game for cash prizes.

The game follows the popular “Fives” rulebook where you match the ends of the domino tiles and make the ends of the board a multiple of 5. Any leftover tiles after a Domino will be counted as points for the winner of that round.

There are daily domino tournaments up to $6,000! Play for free on iPhone and when you’re ready, switch over to cash tournaments to get serious prizes. Memories of slamming chips down at your family’s house will come rushing back.

Cash tournaments not available in: AL, AR, AK, CT, DE, FL, LA, KY, MA, MT, NJ, NY, OK, PA, SC, SD, or TN but you can still play for free if you’re in these areas.

16. This Paid Survey Panel Gives Out 7,000 Gift Cards Daily

There are a lot of survey programs out there, but none as popular as Swagbucks, a free rewards program where you can earn cash for your time and opinion. Members can earn an average of $50 a month!

You get rewarded for doing surveys, searching the web, reading articles, watching videos, and playing fun games but the one activity that earns you the most points is completing surveys. (Don’t skip out on those!)

Points can then be redeemed for free gift cards, cash, and sweepstakes entries. All just by completing fun activities and giving your opinions.

New members can get a free $5 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!

17. School Competitors in Solitaire and Ca$h In

When you’re looking for something to do at home, check out Solitaire Cube, which is like regular Solitaire, except you get to play for real cash.

The game matches you with players of the same skill level, so all is fair. You could win some serious cash, like Katie N. who took home $380,984 as one of the Top 10 Solitaire Cube players! Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and more prizes.

You can deposit as little as $2 to start playing for real money, and there are always bonus cash opportunities to get even more value. Currently, there is a $350,000 prize pool tournament you can get in on!

So if you think you can handle playing some Solitaire Cube to win legit cash, definitely download this game for free. 

Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN.

18. Forget Reddit Bros, Follow Real Investors Instead for Stocks and Crypto

@rodnae-prod | Pexels

When you’re looking for more stability than Reddit stock hype, use Public, a social-investing app where you can own stocks for as little as $1, all commission-free.

Seriously, you don’t have to have thousands of dollars either to get a share of your favorite companies like Apple, Peloton, Target, Uber, Tesla, and more.

Plus, you can follow real investors on the app (financial experts, entrepreneurs, celebrities, athletes, etc.) and get a first-hand look at what they’re investing in.

Interested in Crypto? You’ll be able to explore 25 cryptos in the app as well.

Public makes it easy for everyone to invest in the companies they believe in with no minimums, $0 commissions, and a robust community to gain knowledge from. Plus, get a free slice of stock worth $3 – 300 when you deposit funds!

19. The World’s First App That Pays You to Pay Rent

Paying rent each month is non-negotiable but with Piñata, you’ll get paid to pay rent on time as you’ll earn rewards and discounts for doing so. Plus get optional boosts to your credit score too (average increase of 42 points!)

Piñata is completely free to use and any renter can join. Members save over $4,500 a year!

Members get $20 Piñata Cash when rent gets paid, which can be redeemed for free gift cards to Amazon, Starbucks, The Container Store, Class Pass, and more.

New members get a welcome bonus of $20 Piñata Cash as well as a $30 gift card so sign up for free now to start getting rewarded for rent day!

20. Turn Your iOS Screen Time Data Into Cash

Share information on how you use your iPhone and get rewarded with the MSR app.

MSR uses simple “video tasks” instead of boring surveys. A 2-minute video task pays out as much as an average 20-minute survey on other platforms. Easy!

You’ll earn points and redeem free gift cards from 40+ brands including Amazon, VISA, and more. Or you can earn straight cash via PayPal. Plus, it’s free to join! 

Within the first 4 weeks, members have earned more than $20 in rewards with minimal effort. There are also surveys and other earning opportunities available.

For extra rewards, refer friends to earn 40% of everything they get for passive earning!

21. Free Cash Back on Gas, Groceries, and More!

If you’re not already using a Cash Back app, you should. You literally get free money back on your purchases, so why not?

Download Checkout 51, a free rebates app where you’ll get Cash Back on gas, groceries, pharmacy items, and more.

Find the nearest gas station in-app, pump your gas, and upload your receipt to get money back!

Every Thursday, new offers will appear that you can add to your list. Shop at your favorite retailer in-store or online, upload your receipt, and earn Cash Back! Rewards can go up to $10, depending on the products you buy.

Checkout 51 has tons of ways to save money. Once you’ve earned $20, you can easily redeem via Paypal or check. New members even get a free $1 cash back for uploading their first receipt!

22. Satisfyingly Pop Bubbles to Make Cash

Who loved popping bubble wrap growing up? I still do.

So when the classic bubble game is shortened to 3-minute games to pop as many as you can, it’s exhilarating. Bonus points for clearing the whole board!

Check out Bubble Cash where you can go on a popping frenzy against real players online to win actual cash. Drop a bunch of bubbles at once and get those high-scoring combos.

Play for free, and then switch over to cash games whenever you want. Seriously though, cash game winners can win thousands of dollars…by popping bubbles. Take part in thrilling raffles to win BONUS cash on top of your regular winnings. Plus, enjoy extra rewards every day.

Just note that cash tournaments aren’t available in AZ, AR, IA, LA, MD & SC but everywhere else is fair game to win actual money!



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