15 Things for People Who Pay Over $1,200 in Rent

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

You feel it every month.

When that chunk of rent payment leaves your bank account and into someone else’s. It’s the price to pay for having your own living space and basically, a non-negotiable.

Because no matter what, you gotta keep adulting when you don’t want to move back in with family. Seriously.

So keep making those rent payments and we’re making it a little bit easier by suggesting some things you can do to earn some side cash as well as manage your money more efficiently. Even better when you can get paid for doing stuff you already do!

1. iPhone Users Can School Competitors in Solitaire and Ca$h In

When you’re looking for something to do at home, check out Solitaire Cube for iOS, which is like regular Solitaire, except you get to play for real cash.

The game matches you with players of the same skill level, so all is fair. If you’re a good Solitaire player, you could win some serious cash, like Katie N. who took home $380,984 last year as one of the Top 10 Solitaire Cube players! Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and more!

So if you think you can handle playing some Solitaire Cube to win legit cash, definitely download this game for free. 

Cash tournaments aren’t available in AZ, AR, CT, DE, FL, LA, ME, MT, SC, SD, TN, IN.

2. This Paid Survey Panel Gives Out 7,000 Gift Cards Daily

There are a lot of survey programs out there, but none as popular as Swagbucks, a free rewards program where you can earn cash for your time and opinion. Members can earn an average of $50 a month!

You get rewarded for doing surveys, searching the web, reading articles, watching videos, and playing fun games but the one activity that earns you the most points is completing surveys. (Don’t skip out on those!)

Points can then be redeemed for free gift cards, cash, and sweepstakes entries. All just by completing fun activities and giving your opinions.

New members can get a free $5 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!

3. Get Extra Cash Back on Groceries, Delivery, and More

Getting cash back has always been important but even more so now, where every bit helps.

Use Ibotta, an app on iOS or Android that pays you real money on your everyday purchases, from groceries/grocery delivery, essentials, personal care items, to meal delivery to online shopping.

It’s simple:

  1. Just check Ibotta first to find offers, and when you purchase your items, scan the receipt to get cash back on your iOS or Android. Popular stores include Target, Ralph’s, Trader Joe’s, and more.
  2. Online purchases including groceries? Just open Ibotta, and complete your grocery delivery, Uber Eats, GrubHub, or purchase from 100+ online retailers that include Sephora, Under Armour, Gap, and more to get some money back.

And since these are especially trying times, Ibotta has teamed up with brand partners like Kellogg’s, always, Huggies, and Suave to be committed to giving $10 million in extra cash back. This means you get more cash back than normal!

Ibotta is free to download on iOS or Android and you’ll also get up to $20 in Welcome Bonuses when you sign up so use it before buying anything!

4. Android Users Can Make Easy Money Just Trying and Playing Games

There are so many new games coming out on the daily that it’s hard to choose which to play, even if we’re experiencing extra time at home.

My strategy? Only focus on the games that pay for my time.

You can do it with AppStation, an Android app that pays you to try out new games.

When you earn coins from trying new games, you can redeem for:

  • PayPal Cash
  • Amazon gift card
  • GameStop gift card
  • PlayStation Store gift card
  • Xbox Live gift card
  • And too much more to list

Nab a 4,444 coin welcome bonus too, which is basically around 50 cents in value. And if you don’t like to wait, you can choose to payout as low as $1.

If your friends want to get it on the money action from afar, introduce them to AppStation for Android, where you’ll get bonus coins and 25% of all their earnings. To make it a supportive group, your friends will also earn 25% of your earnings too!

5. Never Overpay for Car Insurance - Save $826 a Year

Let’s talk about the not-so-sexy topic of car insurance. You need it, you have it, but you’re probably overpaying for it. By how much though? It can depend on your car, location, age, and more, but on average you’re probably spending $826/year more than you need to.

You’ll know how much if you use Savvy to check for fast and easy savings. There are no forms to fill out since it uses your existing insurance info, and the system will instantly check for a better deal. It literally takes 30 seconds and they protect your phone number and email from spam.

Once Savvy finds you a better deal and you choose to switch, they’ll help you cancel your old policy, enroll you in the better one, and get a full refund on the unused portion of your prior payments. It’s the simplest and easiest way to get a refund on your overpriced car insurance policy.

6. Budgeting Made Easy With This App, Even if You Don’t Know How

First things first, if you have trouble budgeting, you’re not alone as most people actually don’t know how to. When you understand how much money comes in and how much goes out, it’ll all start making sense.

Truebill (iOS or Android) easily helps you budget, even if you’re clueless. Their simple to follow budgeting pulls your historical spending, organizes it, and allows you to clearly see your spending so you can set a target budget with context. (Aka you can see where you’re wasting money on).

Truebill’s five-star reviews come from people formerly bad at budgeting. Nicole M. said Truebill “tracks spending and makes you accountable for every place your dollar is going. Shows you how a ‘few bucks’ here and there can really add up over time. Also gives you clues on how to save based on your spending. It’s like having a personal accountant tracking my money.”

Truebill will also alert you if you’re getting a little too spend-happy in your budgeted categories so you know when to curb it. Another user, Krystyna D. said, “This app is a lifesaver for budgeting. It lists your transactions in a minimalist and customizable way, has a spending graph that compares your current spending based on last month, and has a really great budgeting feature. I’ve been using the app for just about 7 months and they’ve done nothing but make a really great improvement to the service. I’ve tried some of the other services and they’re all cluttered and give you too much info without making what you want to see accessible.”

It’s simple but actionable budgeting that anyone can follow and it’s free to use! Join the many users today and control your spending with Truebill iOS or Android!

7. Don’t Toss That Receipt! Do This First for Free Money

Alice Ly / The Smart Wallet

Before you crumple up that receipt in your pocket or forever lose it in the abyss of your purse, scan it into the Fetch Rewards iOS or Android app, and earn points towards free money. I repeat, free money.

It’s ridiculously simple and actually fun to use.

Shop at any grocery store, convenience store, club store, neighborhood store, or big box store, take a picture with the app, and that’s it. (Favorites include Target, Kroger, and Walmart!)

Unlike other apps, you don’t have to go to specific stores, there’s nothing to pre-select prior to shopping, and there’s no minimum spend. Just scan in any receipt from a store that sells groceries (even when you didn’t actually buy any groceries) and boom, points for money.

You can start cashing out as soon as $3 (3,000 points) and you can grab a $2 welcome bonus on us (2,000 points) when you use promo code REWARD before scanning your first receipt on your iOS or Android!

Welcome bonus: $2
Average savings a month (depends on purchases): $25
What it could add up to in a year: $302
Additional referral earnings: $2 per referral

8. Get a Personal Loan Fast Even if You Have Bad Credit

Your credit score is important but sometimes, unfortunate circumstances happen to good people. It’s not always a fair representation of your financial history to be judged by 3 digits.

Even if you have a poor credit score and have been turned down by credit card companies, you could still qualify for a personal loan for your short-term financial needs.

OppLoans can help. They work to rescue and rebuild middle-income credit-challenged members for a brighter financial future.

Submitting an application won’t impact your FICO credit score^ and you’ll be able to get the best personal loan that you may need for car repairs, medical, family, rent, major purchase, etc.

Here’s who can qualify:

  1. Residents of FL, AL, AR, AZ, DC, DE, GA, HI, ID, IL, IN, KY, KS, LA, ME, MI, MN, MS, MO, MT, ND, NE, NV, NM, OH, OK, OR, RI, SD, TN, TX, UT, SC, WA, WI, WY, or VA
  2. Have a minimum monthly income of $1,500 for the states listed above except AL is $3,500, and GA & ID is $3,000
  3. 18+ years old (19 if from AL or NE) and cannot be an active duty service member
  4. At least 90 days at current employer
  5. Have direct deposit

Qualified borrowers can borrow up to $5,000 depending on creditworthiness and state of residence.* “Payback is on a set term so no surprises and they are cheaper than those payday loans. I was able to get approved in just a few short hours. They really came through and helped me out!” Mike from Clover, SC.

And when monthly payments are made back on the loan, OppLoans will notify the 3 credit bureaus to build up your payment history!+

9. Banking That Has Your Back - Easily Autosave & Never Pay Overdraft Fees Again

The best way to save money, if you didn’t know already, is to just automate it. Out of sight, out of mind, but works in your favor when you see your money grow.

Do it easily with Chime, an award-winning mobile app that’s got your back when it comes to banking. It helps you save money every time you make a purchase or pay a bill with the Chime Visa® Debit Card by moving your spare change from your transactions into savings. You can also set up automatic transfers from your paycheck too. Save at 1.00% APY!

Combined with no hidden fees, the ability to get paid up to 2 days earlier1, and the fact that you don’t need to worry about any overdraft fees because Chime will spot you up to $1002 when you need it, makes this a stellar online banking option.

It’s also free to use so give it a shot to see how it can improve your banking life!

10. Invest with as Little as $1 From Your Phone

Cait Brice - The Smart Wallet | *photo for illustrative purposes only

If you feel a little clueless whenever there’s talk about investment portfolios, you’re not alone. It can sound overly complicated.

However, there’s an app that’s like an easy gateway to investing.

It’s called Stash, an investment app that only takes $1 to start and you’ll also get a $5 bonus after funding your first investment!

They offer thousands of investments which include stocks and Exchange Traded Funds. You’ll get to choose where to put your money based on things like your personal beliefs, interests, and goals. Their newest feature, Stock-Back™ rewards* lets you invest in brands you spend on with the Stash debit card.* Purchased something at Amazon? Earn Amazon stock rewards. It’s like cash back but with stock!

Finally, investing is no longer for the elite 1% with Stash helping to make it so easy for the rest of us.

11. iPhone Only: This Isn't Your Grandma’s Bingo - Play Anywhere for Cash

Classic bingo is a game based on both luck and skill since it takes strategy to beat the odds of the house and the players around you.

However, you can ditch the paper sheets and giant stamps in favor of Blackout Blitz on iPhones, a fast-paced and competitive bingo game that you can play anywhere on your phone. And even against your friends virtually.

2 minutes. That’s all you need per game where you play against another person around the world. Everyone sees the same card and balls so by daubing (tapping the number) fast and correctly, you’ll get bonus boosts for more points! Tap the incorrect number and points will get docked so don’t get sloppy!

This easy-to-learn game is awesome for killing time and earning cash all at once, anywhere which is perfect for home.

You can play for free on your iPhone against real people for prizes or switch over to cash games to win…cash! Cash game winners can win up to $1,000 or more in mini-tournaments.

Cash tournaments not available in AZ, AR, CT, DE, FL, LA, MT, SC, SD, and TN.

12. Scan the Stuff You Buy & Get Free Rewards

The exclusive National Consumer Panel (NCP) program is opening up again iOS and Android for more participants! This is your opportunity to make your consumer voice heard! (And get paid for it)

NCP is the premier market research panel that retailers and manufacturers have come to rely on to make product decisions for consumers such as yourself.

When you become a panelist, just use the app to scan the barcodes of items you purchase, provide a few additional transaction details, and you’ll earn points for:

  • Gift Cards
  • Tablets
  • Electronic Equipment
  • Flat Screen TVs
  • and much more from their gift catalog!

Plus, all panelists are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even a quarterly sweepstakes to win $5,000!

The more you share your shopping habits (scan barcodes) on your iOS and Android, the more rewards you can get. You can also answer surveys and share information about your overall shopping trip.

“Scanning my purchases is fun! I also enjoy taking the surveys. Earning points is fast and easy and they have a great selection of rewards.” – Jennifer B.

It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.

Register now to see if you’re eligible to be a National Consumer Panelist on iOS and Android.  Eligibility will be based on your location. If you don’t get accepted this time, don’t worry! They’re always expanding locations, so check back again.

13. Get Paid to Save and Bank Just by Playing Games

If you were rewarded for doing something, wouldn’t it make you more likely to continue doing it?

In this case, Long Gameis rewarding its members for responsible saving and spending just by playing free games on their iOS or Android app and making banking fun. Games are light and easy-to-play (think scratchers, slots, spin-to-win, and more) and you can win daily cash prizes up to $1M (yes, million) and crypto too!

When you set up a savings account, you access the games. You get a full banking experience with all the bells and whistles; an FDIC-insured savings account earning interest, a Visa debit card for instant access to your cash, custom savings goals, and more.

Here’s how it works:

  1. Download Long Game on iOS or Android
  2. Set up a savings account (Note: They ask for SSN to verify your identity but don’t worry, all info is encrypted and transmitted securely. Plus, it’s required by law and your SSN will not be stored)
  3. Link your bank so money can be transferred or withdrawn whenever you want
  4. Start playing games!

The more money you save, the more you can play and the debit card lets you earn more rewards just by spending normally. The RoundUp feature lets your purchases be rounded up to the nearest dollar with the change going towards your savings. So every time you’re buying a meal, getting stuff at Target, etc, you’re contributing to your savings and earning interest!

Long Game (iOS or Android) is completely free when you set up auto-deposit or direct deposit and use your debit card. Otherwise, it’s $3/month. There’s no way to lose money, but plenty of ways to earn and win! Plus you can withdraw your money at any time.

14. Work From Home: Earn $20 Per Hour to Start Teaching English To Kids Online

The past few months have been rough on Americans and their livelihoods. If you’ve been considering a side gig to supplement your primary income or need a job working from home, teach English online to kids ages 5-13!

EF Online (Education First) is a teaching platform helping to connect students in China and native English speakers for 20+ years with their global network of 600+ schools. You’ll experience a flexible schedule where you can work from home, earn up to $20/hr to start, with all lesson materials are provided. While teaching experience is preferred, it’s not required. Earn extra rewards the more you teach!

Here are the requirements:

  • Must be a native English speaker living in the U.S.A with a Bachelor’s degree in any field
  • By the start of your teacher’s contract term, you must earn and submit documentation of a 40 Hour TEFL (Teaching English as a Foreign Language) certification (or higher)
  • Agree to an online background check (no cost to you)
  • Be available to work during a set range of hours
  • Have a solid wifi connection and headset
  • And lastly, be passionate!

Classes are 25 minutes each and since EF Online encourages repeat classes, you might be teaching the same students regularly. In addition, parents can book you up to 6 months in advance leading to a more stable income.

If you enjoy interacting with kids, this is definitely a rewarding and flexible gig from home!

Note: The following U.S. states are excluded from this gig – CA, IN, MA, NH, NJ, NY, and IL.

15. Find Curated Remote and Flexible Jobs With This Site

With a record 40 million people that filed for unemployment,* it’s crucial to be able to hold a remote or flexible full-time or part-time position in these uncertain times.

Instead of searching through irrelevant job boards, use FlexJobs, a 13+ year old company that specializes in finding only remote and flexible schedule jobs. For a limited time, their membership plans are 50% off (with promo code JOB) so it costs just $3.50 to search through a highly curated job board for a week, $7.50 for a whole month, or the best value option – $34.95 for a whole year.

Memberships include access to jobs as well as resources like Career Coaching, Resume Review, 170 expert skills tests to better assess and promote your skills, and more.

Lori S. from Colorado Springs, CO said, “I would have spent hours trying to find these jobs on my own. I LOVE this website!! These are jobs that are not easy to find—I found the membership fee very reasonable and worth every penny considering I have found two wonderful jobs through FlexJobs.”

Non-essential workers are being asked to stay home during these times but making money is essential to everyone so take advantage of the 50% off membership plans to look at what could be your next new job! Remember to use promo code JOB.

BONUS: Android Users Get Paid to Try New Games. Every Gamer’s Dream.

Adobe

Who would’ve thought you can play games to make some money? Especially now when that’s easy to do from home.

All you need is Mistplay for Android, a game platform where you can try new games to earn points redeemable for gift cards like Amazon, VISA, PlayStation Network, XBOX Live, and more.

In the app, all available free games on Android are listed so just take your pick to try! The more time spent on each game, the more money you can earn.

You’ll only get paid for playing games if Mistplay is running so be sure to always install games from the Mistplay app!

BONUS: You’ll automatically get 200 welcome points upon sign up but use promo code Bonus_100 to get an additional 100 points for a total of 300 total points!


*Loan approval is subject to confirmation that your income, credit history, ability to repay, and application information meet the minimum requirements established for this offer. Not all applications are approved.

^Applicants’ credit scores are obtained from Clarity Services, Inc., a credit reporting agency, which shows up as a soft pull on your credit report and is only visible to you.

+OppLoans reports customer payment history to the three major credit bureaus. On-time payments may improve credit score. Credit reporting not available for Texas customers.

1Early access to direct deposit funds depends on the timing of the payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.

2SpotMe limits start at $20 and can be increased to $100 or more based on factors like Chime account activity or history

*Investment advisory services offered by Stash Investments LLC, an SEC-registered investment adviser. This material has been distributed for informational and educational purposes only and is not intended as investment, legal, accounting, or tax advice. Investing involves risk.

*Stash Stock-Back™ rewards is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any stock rewards earned through this program.

*Debit Account Services provided by Green Dot Bank and Stash Visa Debit card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Account opening of the debit account is subject to Green Dot Bank approval. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of the registered trade names are used by, and refer to a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Your debit account is insured to the regulatory limits by the Federal Deposit Insurance Corporation (FDIC). Green Dot is a registered trademark of Green Dot Corporation. ©2019 Green Dot Bank. All rights reserved. Investment products and services are not offered by Green Dot Bank and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.

*40 million unemployed source: Forbes

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