23 Weird (but Totally Legal) Ways To Pay Rent When It’s Over $800 a Month

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

You feel it every month.

When that chunk of rent payment leaves your bank account and into someone else’s. It’s the price to pay for having your own living space and basically, a non-negotiable.

Because no matter what, you gotta keep adulting when you don’t want to move back in with family. Seriously.

So keep making those rent payments and we’re making it a little bit easier by suggesting some things you can do to earn some side cash as well as manage your money more efficiently. Even better when you can get paid for doing stuff you already do!

1. Get Paid Up to $600+ Listening to Free Music and Playing Games

Music and games. If this is something you reach for daily, then congrats, you’re one step closer to getting paid to do something you enjoy.

Current is a free Google Play app that literally pays you to listen to music and play games! The more music played, the more you can earn points to redeem for cash, gift cards, and rewards. Choose from 100,000+ radio stations worldwide to discover new music or revisit your favorite artists.

Reward options include Amazon, Target, Starbucks, Google Play gift cards, PayPal Cash, and tech prizes like smartwatches, mini drones, Bluetooth speakers, and more.

You can earn up to $600/year or more just by listening to free music and playing games! When you want to take a break from listening, then go into Tasks & Offers to play games, where the longer you play, the more you earn. You’ll also earn just by charging your phone too.

Even better, refer friends to get up to $250 and 5% of their music earnings for life too. Turn on the app whenever you want to listen to music and earn extra money while doing errands, jogging, working, or when you need a mood booster!

2. Not Your Grandma’s Bingo - Play Anywhere for Cash

Ditch the paper sheets and giant stamps in favor of Blackout Bingo on Samsung, a fast-paced and competitive bingo game that you can play anywhere on your phone. And even against your friends virtually.

2 minutes. That’s all you need per game where you play against another person around the world. Everyone sees the same card and balls so by daubing (tapping the number) fast and correctly, you’ll get bonus boosts for more points!

You can play for free against real people for prizes or switch over to cash games to win cash and currently, there is a $139,711 prize pool to get in on! Cash tournaments not available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN but you can still play for awesome prizes.

3. A Legit Way to Earn $750 This Week

You can get $750 direct deposited into your Cash App account and all you have to do is try out some deals. The catch? You can only do this once a year!

Seriously, anyone 18+ can join Flash Rewards is a rewards program that’s been around since 2016 and has rewarded $11 million dollars to members over time.

So how do you get the money? Answer: You just have to follow the instructions carefully!

Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.

  1. Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
  2. Take a quick Survey (it helps them figure out what offers & deals to recommend you)
  3. See if any Offers interest you (optional)
  4. Important: Get to Level 5 and follow the instructions on completing the specific number of deals for each level

You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!

4. Get Paid in Gift Cards if You’re Chill with Lock Screen Ads

With S’more you get paid every day you unlock your phone. It’s even easier than it sounds, and since you can cash out with as little as $1 there’s no waiting around for your rewards.

Just by using your lock screen, watching videos, shopping, and even trying out apps can earn you money. S’mores pays in gift cards so you can redeem for:

  • Amazon
  • Walmart
  • Target
  • CVS
  • GameStop
  • Domino’s Pizza
  • Starbucks and more!

Just use your Android normally, and your earnings will apply daily.

5. Get Paid for Playing Free Lotto Tickets

Play free digital scratchers on Lucktastic to win money from the comfort of home!

The more you play, the more big bonuses you can unlock! Play all your scratch cards, look out for Today’s Bonus, and head to the Reward Wall to discover more fun games and cool products. That’ll build up your tokens much faster to redeem for more rewards!

Redeem tokens for:

  • Amazon gift cards
  • Walmart gift cards
  • Dunkin’ Donuts gift cards
  • Payouts start at just $5!
  • Contest entries into big cash winnings

Lucktastic keeps things free by showing a few ads so it’s easy to play and multi-task at the same time. And until 1/27/22, a winner will get a chance to win $1,500 in the Destination Winter Giveaway!

6. Get $10 to Invest in the Legal Cannabis1 Industry. No Experience Necessary.

Stash, an investment app, lets you start investing with as little as $1! You can choose where to put your money, and they’ll provide guidance and tools to help. You can invest in some of the major companies that you regularly use to make a custom Personal Portfolio.

You can even invest in the legal cannabis industry which is big business as retail sales are projected to hit $70 BILLION by the end of 2028.* 

Plus, with Stash Growth and Stash+, you can also choose the Smart Portfolio option which offers hands-off stress-free investing based on your risk tolerance. Also, you can claim bonus stock when you attend Stash’s virtual Stock Parties!2

It takes less than 2 minutes to get started and they’ll even give you $10 to start investing when you sign up and deposit $5 or more into your Personal Portfolio.

Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.

7. Borrowing Money, in General, Isn't Fun but When You Need $500 to $4,000,* Try This

No one likes to borrow money but when you need it for repairs, medical reasons, large purchases, etc., then you do what you have to do.

OppLoans can help as they work to assist middle-income credit-challenged members to build credit history+ for a brighter financial future. “The rates were good, I have terrible credit and they were the only ones to approve me for a loan and they were very quick as well,” said James U.

Even better, applying won’t impact your FICO credit score^ so it doesn’t hurt to check!

Qualified borrowers can borrow from $500 to $4,000 depending on creditworthiness and state of residence.* And when monthly payments are made back on the loan, OppLoans will notify the 3 credit bureaus to build up your payment history!+

Available to residents of AL, AK, AZ, AR, CA, DE, FL, GA, HI, ID, IN, KS, KY, LA, MI, MN, MS, MO, MT, NM, ND, NV, OH, OK, OR, RI, SC, TN, TX, UT, VA, WA, WI, WY

8. Try Out More New Games & Earn PayPal Cash

When you’re ready to add even more games to your lineup, then download Cash ‘Em All, an Android app that pays you to try out new games for yes, you guessed it, for cash. All are free to download!

Just earn coins from trying new games, and then you can redeem for:

  • PayPal Cash
  • Amazon gift card
  • GameStop gift card
  • PlayStation Store gift card
  • Xbox Live gift card
  • And more good stuff

A 4,444 coin welcome bonus is yours immediately too when you sign in.  (Worth 50 cents!) If you’re impatient, you can cash out as low as $1 as well.

Enjoy playing new-to-you games for some side fun money on your Android!

9. Instantly Get Paid $1 for Each Survey (No Limit!)

SurveyTime will instantly pay $1 after each survey completion. No waiting around to accrue at least $15 to cash out like other sites, just get paid right after!

Take as many available surveys as you want since there’s no limit. Then choose between popular gift cards, PayPal, or Bitcoin via Coinbase.

It’s free & easy to start. Be sure to check your confirmation email to answer a few intro questions.

It takes a few days for the system to learn your profile to match you with the best surveys so expect to be disqualified in the beginning. Then you can take as many surveys as you want. On average, each survey could take 10 minutes with some being as quick as 3 minutes!

10. Fetch All Your Receipts (Even Virtual) & Get Free Money Back

Alice Ly / The Smart Wallet

Grab all the recent receipts you have and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!

Basically, upload any receipt, snap a pic with the app, and boom, you’ve got points for money.

Be sure to grab 2,000 welcome points on us when you use promo code REWARD before scanning your first receipt!

11. Get Free Stock Worth Up to $225

@MayoFi | Unsplash

Investing may seem expensive and most people put it off until they have “enough” money for it.

But time is the most important factor and Robinhood lets new investors get started with just $1.

This free trading app lets you trade stocks, ETFs, and options, along with cryptocurrency, commission-free! When your application is approved, they’ll give free stock worth $2.50 up to $225 for new members, with chances to get a high-value stock in Facebook, Microsoft, etc.

With a near-perfect 4.8 score from 2.3 million people, it’s a popular app that you should check out if you’re interested in investing.

12. Fun Times in 3 Minute Increments – A Classic Game for $

3 minutes.

Make as many 21s as you can within that time or until you run out of moves.

That’s the basic gist of 21 Blitz, a modern take on a classic game where you’re no longer just playing against the dealer but with actual people around the world.

It’s fast-paced and it basically does all of the math for you. This game is great for killing time and earning cash all at once which is perfect for home!

You can play for free on Samsung against real people for prizes or switch over to cash games to win…well, cash! Cash game winners can win up to $7,000 or more in the mini-tournament.

Cash tournaments not available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN.

13. A Pool Hall In Your Hands - Play Anytime & Anywhere for Cash

Chalk up that virtual cue stick, it’s time to play some pool…online.

It doesn’t matter if you’re a pool shark or pool guppy, you’ll enjoy sinking trick shots and using the on-screen physics guidance in Pool Payday to play pool and win some cash!

You can play against others around the world in real-time with sync mode, where you and your opponent will take turns (just like in real life) or offline, where you have the whole table to yourself and your objective is to rack up as many points as possible. If you have more points than your opponent at the end, then you win! Play for prizes or cash on your Samsung.

Extra points are rewarded for speed, trick shots, and called pockets. You can deposit as little as $2 to start playing for real money, and there are always bonus cash opportunities to get even more value. Currently, there is a $15,000 prize pool tournament you can get in on!

Cash tournaments are not available in AZ, AR, CT, DE, IL, LA, MT, SC, SD, and TN but can still be played for free.

14. School Competitors in Solitaire and Ca$h In

Check out Solitaire Cube, which is like regular Solitaire, except you get to play for real cash.

The game matches you with players of the same skill level, so all is fair and you could win some serious cash and prizes. Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and more.

It’s easy to start:

  1. Tap now to download from the Samsung Galaxy Store
  2. Follow the instructions on screen to install
  3. Open the app and play!
  4. Practice playing for free and when ready, play for cash!

So if you think you can handle playing some Solitaire Cube to win legit cash, definitely download this game for free to play on your Samsung.

Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN.

15. Scan the Stuff You Buy & Get Free Rewards

The exclusive National Consumer Panel (NCP) program is opening up again for more participants! Make your voice heard and get paid for it!

Panelists use the app to scan barcodes of items purchased & provide details. You’ll then earn points for gift cards, tech like tablets and flat-screen TVs, and much more from their gift catalog!

The more you share your shopping habits (scan barcodes), the more rewards you can get. It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.

Register now to see if you’re eligible to be a National Consumer Panelist. If you don’t get accepted based on your location, don’t worry!  They’re always expanding locations, so check back again.

16. Never Pay an Overdraft Fee Again - Here’s How

Skip the bank fees and apply to Chime, an online bank account with absolutely no monthly fees (yes, seriously) and savings at 0.50% APY1 — which is 8x2 the national average!

Their SpotMe feature lets you continue with a needed transaction even if you overdraft. That extra $20 you needed for groceries? No worries, Chime will spot you up to $200.3

No monthly fees, no minimum balance requirement, no foreign transaction fees, and FDIC-insured up to $250,000. Get paid up to 2 days earlier** too since Chime processes your employer’s deposit immediately, giving you access quicker than traditional banks.

Chime is free to use, so why not give it a shot?

17. $200 Free Cash Back Every Year

Alice Ly / The Bill Wizard

$200 a year. That’s how much free money on average a member gets just by using Ibotta, a free app that pays you real money on your everyday purchases, like groceries (online/in-store), essentials, food delivery, online shopping, basically anything. All you need to do is scan the receipt.

It’s super simple:

  1. Just check Ibotta first before shopping at your fav stores or delivery services
  2. Choose what offers or digital rebates you want (even mall rebates and restaurants!)
  3. Scan your receipt(s) into the app and get cash back!

Ibotta is free to download and you’ll also get $10 in Welcome Bonuses when you sign up! It’s like you’re getting paid to shop.

18. Play Dominoes With Anyone to Win Cash

Bored of swapping candies or jewels around? Check out Dominoes Gold, where you can play the classic board game for cash prizes.

The game follows the popular “Fives” rulebook where you match the ends of the domino tiles and make the ends of the board a multiple of 5. Any leftover tiles after a Domino will be counted as points for the winner of that round.

There are daily domino tournaments up to $6,000! Play for free on Samsung and when you’re ready, switch over to cash tournaments to get serious prizes.

Cash tournaments not available in AL, AR, AK, CT, DE, FL, LA, KY, MA, MT, NJ, NY, OK, PA, SC, SD, or TN but you can still play for great prizes if you’re in these areas.

19. Get Paid to Try New Games. Every Gamer’s Dream.

Play games = make some money. All you need is Mistplay, an Android game platform where you can try new games to earn points redeemable for gift cards like Amazon, VISA, PlayStation Network, XBOX Live, and more.

In this Google Play app, all available free games are listed so just take your pick to try, especially high unit multiplier games! For example, the 4x unit multiplier games will earn you 8 times more units (and dollars) per level than the 0.5x unit multiplier games. Plus there are weekly contests and bonuses to earn even more.

You’ll only get paid for playing games if Mistplay is running so be sure to always install games from the Mistplay app! New members get a BONUS 250 units just for signing up.

20. Over $7 Million Paid Out to Steady Members to Date - Sign Up for Your Share!

Over 3 million people are already using Steady to find extra income, and on average members make $5,500 a year more!

Find thousands of new part-time opportunities daily. Once you link your bank account (it’s secure!), the app’s Income Tools feature will give you personal insights into the extra money you’re making.

Plus, earn cash rewards through Income Boosters. Basically, they pay you to try out useful brands to help manage your money even more.

It only takes a few minutes to sign up for free so answer some work history questions & what type of job you’re looking for to see opportunities immediately!

21. Try Out New Games and Earn Gift Cards for Amazon

Alice Ly | The Smart Wallet

Want to make some pocket money? We’ve got a way, but there’s a catch. It’s gift cards only. That said, these gift cards are solid. They’re for Amazon, Best Buy, Target, and more.

Rewarded Play is an app that could help you earn hundreds of dollars in gift cards. All for playing games on your phone. There’s nobody to compete against to win, and no limit on how much you can earn. The more you play, the more rewards you could get.

Is it legit? Yes. The gift cards you earn get sent to you digitally, and you don’t have to spend any money to get them. Sure, it’s not a million dollars. But it’s better than wasting time with games that don’t pay. Download the app for free here, and start stacking up the gift cards.

22. The Automated Financial Assistant That’ll Help You Save $720/Year

New Year’s resolutions are coming up but make savings an all-year event.

Just use Truebill, a free money management app that’s like your personal finance assistant. It groups all your banking accounts together so you can see your earnings and spending in one spot. Plus, it helps you budget even if you don’t know how to.

It’s simple:

  1. Download Truebill for free
  2. Link your bank accounts and credit cards so Truebill can analyze transactions (it’s secure and read-only access!)
  3. You’ll get monthly reports of your spending and how it changes over time

Plus:

  • The app will find all your recurring bills and subscriptions (even those you forgot about)
  • Truebill can help lower your bills by 20% (they negotiate for you)
  • The app also helps you start budgeting and set up auto-savings too

Save easier with Truebill and make your “new year, new you” vows count!

23. The World’s First App That Pays You to Pay Rent

Paying rent each month is non-negotiable but with Piñata, you’ll get paid to pay rent on time as you’ll earn rewards and discounts for doing so. Plus get optional boosts to your credit score too (average increase of 42 points!)

Piñata is completely free to use and any renter can join. Members save over $4,500 a year!

Members get $20 Piñata Cash when rent gets paid, which can be redeemed for free gift cards to Amazon, Starbucks, The Container Store, Class Pass, and more.

New members get a welcome bonus of $20 Piñata Cash as well as a $30 gift card so sign up for free now to start getting rewarded for rent day!

BONUS: Gift Now, Pay Later. Anywhere and No Hidden Fees

Buy now, pay later. Perfect for all those stuff you want to get.

Zip (previously called QuadPay) is a free app that lets you split any purchase anywhere (online & in-store) into 4 payments over 6 weeks.

How does it work?

  1. Download and sign up for Zip (No long forms, get instant approval, and no hard credit checks!)
  2. Browse the store directory or search for your favorite stores online.
  3. Choose “Pay with Zip” on the checkout page
  4. Enter the total purchase amount (inclusive of shipping and taxes)
  5. Complete your transaction and enjoy your purchase right away

Zip will automatically split your payments into 4 installments using your linked card. If you need to return an item, you’ll be refunded like normal. Try this completely free app with no hidden fees on your next purchase.


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