Note: These suggestions are meant to help supplement your finances. If you’re in a more dire situation, we suggest speaking with your landlord immediately, calling 211 for organizational assistance, applying for industry grants, and asking friends/family for help.
Every time that chunk of rent payment leaves your bank account and into someone else’s, it hurts just a little bit. But it’s the price to pay for having your own living space and, basically, a non-negotiable.
So keep making those rent payments, and we’re making it a little bit easier by suggesting some things you can do to earn some side cash as well as manage your money more efficiently.
1. Fast Personal Loans For Any Type of Credit
Personal loans get a bad rep but if you use them for the right reasons like debt consolidation, house repairs, and unplanned major expenses like medical bills, it’s a valid option.
Save time and searching effort using LoansUnder36, a loan matching service for those looking to borrow $500 up to $35K. They’ll find loans regardless of your credit status, with APRs from 5.99% up to 36% max. Their network has over 100 vetted lenders and you’ll be able to easily compare side-by-side with no obligation.
There’s no credit score impact by applying for quotes and the repayment periods are flexible ranging from 61 days to 72 months (6 years)!
2. When It’s Almost 2024, and You Still Have Credit Card Debt Under $50,000
Stop the anxiety attacks by getting rid of your debt. If you owe $50,000 or less, AmONE can help by matching you with a low-interest loan to pay off all your balances. Problem solved.
Their interest rates start at just 3.99% compared to credit cards, which can go as high as 36%! Plus, it’s only one monthly bill, making it way easier to manage.
There’s also no credit score impact to check, and repayment periods are flexible. Take 2 minutes to check, and you can get funds as quickly as 48 hours to wipe that credit card debt!
3. Invest in Google, Amazon, Tesla, Netflix, and More
You might think that investing is complicated. Or that you’ll never get a share of these well-known brands like Google, Amazon, Tesla, etc., but you can. And you don’t have to be rich either.
That’s because, an investment app, lets you start investing with just $5. You can choose where to put your money, and they provide guidance and tools to help you along the way. You can invest in some of the major companies that you use or buy from regularly to make a custom Personal Portfolio.
With Stash Growth and Stash+, you can also choose the Smart Portfolio option, which offers hands-off stress-free investing since Stash will invest for you based on your risk tolerance.
Plus, Stash gives new membersso create an account to get started.
Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.
4. Say Goodbye to Overdraft Fees with the #1 Most-Loved Banking AppTM
When you want financial peace of mind, use Chime,® the award-winning mobile financial app and debit card that’ll help you save with no monthly fees, including:
- No minimum balance
- Fee-free overdraft with SpotMe®️* (Chime will spot you up to $200, so you don’t get overdrafts)
- No foreign transaction or transfer fees
- Get paid up to 2 days early with direct deposit1
- Earn 2.00% Annual Percentage Yield (APY)2 with the high-yield Chime Savings Account3
- Access to apply for the Secured Chime Credit Builder Visa® Credit Card4 for a better way to build credit history
Sign up for Chime and get started on saving money and working on improving your credit score!
5. The Money App That’s Backed by Paypal, Dwayne Johnson, Ashton Kutcher, and More
Celebrities and leading investors can be particular about where they put their money, but Acorns has caught the attention (and their investments) of Blackrock, Paypal, and major names like Dwayne Johnson and more. Not to mention, they already have 4.7 million+ customers!
That’s because Acorns Banking does more than other types of accounts as it automatically saves and invests for you. Every time you purchase with your new metal debit card, the spare change gets invested into an expert-designed, diversified portfolio of stocks and bonds.
You can get started in under 3 minutes with no financial experience or expertise needed. You’ll also get access to retirement, investing for families, rewards, and more, all in one app.
With no hidden fees, Acorns makes it easy to invest in your future with your spare change.
6. How to Put More Cash in Your Pocket - An Extra $5,500 Per Year
When you need extra money, side gigs and WFH opportunities are your best options. Use the(co-founded by Shaquille O’Neal) to find flexible jobs and Income Boosters to do it! It’s easy, and their 6 million members are already earning money.
Here’s how to start:
- Download Steady and create a free account
- Browse gig opportunities
- For faster cash, try your first Income Booster; over $15M have been paid out so far, and they’re easy to do
“Steady gave me the opportunity to be at home, pick up my sons, and still make money,”- James Coleman.
On average, Steady members can increase their income by an extra $5,500! So set those financial goals and earn extra money on your own time.
7. This Company Will Help You Get Out of Debt
Debt happens, and it can snowball into a monster when you don’t handle it sooner than later. Stop stressing and resolve it once and for all with National Debt Relief.
They’re rated #1 for debt consolidation on top consumer review sites, so if you have over $10,000 in debt, they can help consolidate it into one low monthly payment. Whether the debt is from credit cards, medical bills, collections, etc., they’ll create an affordable plan that works with your budget.
There are no fees until your debt is resolved, which can be as soon as 24-48 months. See how quickly you can be debt-free since it only takes 30 seconds to see if you qualify!
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