Who wouldn’t want extra beer money?
If you find yourself short on cash most weekends, we’ve got some ideas for you.
No need to sell ad space on your body, picking up dog poop, or selling plasma. (Although, you could if you want.)
But if you need more ideas, we rounded up 13 weird, but definitely legal ways, to make some extra money if you’re a guy.
Give these a shot the next time you’re in need of some extra dough.
1. Drop All Gold Digger Relationships This Year
You don’t need any more gold diggers in your life. The types of relationships that just has no substance and sucks the life and money out of you.
Your bank included.
Why? You might be charged on monthly maintenance fees ($10-$12 a month), out-of-network ATM fees ($2.75 per transaction), and overdraft fees ($35 per). That’s $329 a year* just on hidden fees alone! Don’t get suckered in.
Skip those trips to the bank by using Chime, a mobile banking app with no hidden fees whatsoever.
No monthly fees, no minimum balance requirement, no overdraft fees, and no foreign transaction fees. It’s also FDIC-insured up to $250,000.
Even better? You can get your paycheck via direct deposit up to 2 days earlier than the rest of your coworkers because Chime processes your employer’s check immediately.
It’s banking like it should be. So take a few minutes to get set up with Chime and say goodbye to annoying fees, and hello to a better bank!
2. Get Paid for Playing Free Digital Scratch-Offs Anywhere
Don’t bother going to the liquor store to buy physical scratchers, you can now play them for free on Lucktastic!
There are a ton of different scratchers you can play, and you can earn both cash and tokens. Scratched all of them for the day? Don’t worry, there are specific night-time scratchers that are available each night too!
You’ll also get free daily tokens and more ways to earn cash. It’s really simple to play as you just swipe your finger to “scratch.”
When you want to redeem your earnings, you can choose from:
- Amazon gift card
- CVS gift card
- Dunkin’ Donuts gift card
- Check mailed to you
- Visa gift card
BONUS: They’ve got 2 exciting promotions for March that you should take advantage of!
$1 Million Pots of Gold contest: Use tokens to enter to win up to $1 million! In addition, they award Amazon gift cards on a daily basis too.
Lucky Lollipops: A winner each week can win up to $10K. The lowest prize is still a great $250 Amazon gift card so enter for your chance to win!
3. Make Stupid Easy Money Trying and Playing Games
There are so many new games coming out on the daily that it’s hard to choose which to play.
My strategy? Only focus on the games that pay me for my time.
You can do it with Lucky Miner, an app that pays you to try out new games.
When you earn coins from trying new games, you can redeem for:
- PayPal Cash
- Amazon gift card
- GameStop gift card
- PlayStation Store gift card
- Xbox Live gift card
- And too much more to list
Nab a 4,444 coin welcome bonus too, which is basically around 50 cents in value. And if you don’t like to wait, you can choose to payout as low as $1.
If your friends want to get it on the money action, introduce them to Lucky Miner, where you’ll get bonus coins and 25% of all their earnings. To make it a supportive group, your friends will also earn 25% of your earnings too!
4. You’re Pretty Chill – How About Lock Screen Ads in Exchange for Gift Cards?
The average person unlocks their phone 110 times per day – that’s a lot of time spent looking at a screen for free. And since it doesn’t really matter to you what picture is on your lock screen, you’ll get gift cards in exchange. Win-win.
With S’more you get paid every day you unlock your phone. It’s even easier than it sounds, and since you can cash out with as little as $1 there’s no waiting around for your rewards!
They partner up with brands looking for more impressions (aka your eyeballs) and you don’t need to click on anything to get paid either.
S’mores pays in gift cards so you can redeem for:
- AMC Theaters
- Best Buy
- Domino’s Pizza
- Starbucks and more!
Just use your phone normally, and your earnings will apply daily. Pretty much the easiest thing to do.
5. Invest in the Legal Cannabis Industry with Just $5. No Experience Necessary.
If investing sounds complicated and expensive for you, it doesn’t have to be.
You know you should start, but where to begin? You don’t want to just pick randomly as you want to invest in an industry you believe in. Something that can really take off and make money.
So how about investing in the legal cannabis industry? It’s big business as retail sales are projected to hit $10 billion this year and is expected to grow to $24.5 billion by 2021.*
You can do it with Stash, a micro-investing app that lets you invest for as little as $5 and it takes less than 2 minutes to get started. We’ll even give you $5 to get started.
They curate from over 150 investments which include stocks and Exchange Traded Funds and you’ll get to choose an investment blend that meets your goals and interests.
Take the $5 that we’re giving you and start investing with Stash.
6. Save an Average of $720 a Year with this Money Management App
They say that 84% of people forget they have some recurring subscriptions still charging them. Well, count me as part of that statistic!
To fix that and to get a better picture of my overall spending, I downloaded Truebill, an app that focuses on lowering bills, monitoring subscriptions, and my favorite, monitoring internet/cable outages.
After connecting my Chase bank account (it’s safe; they use bank-level 256-bit SSL encryption with read-only access), the Truebill dashboard displayed clear information on my spending, upcoming bills, and all my recurring subscriptions.
From it, I realized I still had a very niche streaming service that I haven’t touched in about 7 months. (Thanks, free trial offer…) I immediately canceled it through Truebill and saved $70 from that sub.
Got an annoying gym membership you’ve been meaning to cancel? No problem, they’ll do it for you too.
Truebill will also negotiate for lower bills on your behalf (no more waiting on the phone!) and monitor any internet and cable outages too. If there are outages in your area, they’ll work to get credit to your account. On average, this accounts to $96 savings a year on outages alone!
Basic service is free, and when Truebill successfully finds bill savings or refunds for you, they’ll take a 40% slice from your annual savings. For instance, if they saved you $100 on a bill for the year, they’ll take $40. Reasonable for the savings they found you!
Overall, having a financial “watchdog” of sorts will keep you on track and help you save on unnecessary spending. It takes only a few minutes for Truebill to analyze so check it out!
7. Poor to Average Credit Scorers Can Still Get a Flexible Personal Loan Fast
Your credit score is important but sometimes, unfortunate circumstances happen to good people. It’s not always a fair representation of your financial history to be judged by 3 digits.
So if you have poor to average credit, for instance between 510 to 600, you have a chance to get a personal loan that helps build your credit at the same time.
OppLoans can help.
Submitting an application doesn’t affect your FICO credit score and you’ll be able to get the best personal loan that you may need for car repairs, medical, family, rent, major purchase, etc.
Here’s who can qualify:
- Residents of AL, AR, AZ, CA, DC, DE, FL, GA, HI, ID, IL, IN, KY, KS, LA, ME, MI, MN, MS, MO, MT, ND, NE, NV, NM, OH, OK, OR, RI, SD, TN, TX, UT, SC, WA, WI, WY, VA
- Have a minimum monthly income of $1,500 for the states listed above except AL is $3,500, and GA & ID is $3,000
- Employed at your current job for at least 3 months
- 18+ years old (19 if from AL or NE) and cannot be an active duty service member
- A traditional bank account in your name that’s been open for at least 90 days
- You get your paychecks via direct deposit
Qualified borrowers will be able to borrow up to $4,000 depending on their state (even if they have a poor credit score).
And when monthly payments are made back on the loan, OppLoans will notify the 3 credit bureaus to build up your payment history!
8. Play Games & Boost Your Savings at the Same Time. Win-Win.
Here’s your mission if you choose to accept it.
Go ahead and download Long Game Savings a personal finance app that mixes fun games and saving actual money.
Just play 1 game a day, and you could win cash daily.
Yes, it’s safe. Your money is FDIC-insured up to $250,000 and you can withdraw money at any time.
After setting up your savings account, you’ll be able to play quick games like Spin to Win, Flip Cards, Slot Machines, and more for chances to win money to increase your savings. Eons better than 0.01% interest rate at traditional banks.
It’s like you’re getting paid to save and it only takes less than a minute of your day to play. And there’s no judgment on playing too many games.
7. Mundane Errands Can Now Be Worth More Gift Cards with this App
All your errands can be made fun again with Drop, a simple app that lets you earn gift cards on stuff you already buy from your favorite brands.
It’s the ultimate & modern loyalty card without the card.
All you need to do is link your most-used credit card(s) and whenever you purchase at your favorite activated brands, you’ll automatically get points for gift cards.
All your Uber and Lyft rides. Get points for that.
All your Target errand runs. Get points for that.
All your Starbucks caffeine pick-me-ups. Points, points, points!
Kevin from The Smart Wallet team already redeemed his $20 Starbucks card after only 3 weeks! We’re really loving Drop since you can earn gift cards on popular brands you already buy from. Quickly set it up and watch the points drop in for gift cards.
9. Get Paid to Watch Videos and Take Legit Surveys Online
Since you’re already watching videos online, you might as well earn something too, right?
With Inbox Dollars, you can watch their TV and Videos section that ranges from movie previews, entertainment news, sports, and the latest news to earn some cash. You’ll also get $5 as a sign-up bonus too!
They set it up in playlists though and they’ll tell you how long it takes as it can range from a few minutes to half an hour. Tip: You can set it to Play, open up another browser tab and let the videos run while you continue doing your thing.
Playlists and earning potential can change, but it’s possible to earn up to $200 a month, watching videos!
This will not be the fastest way to earn money, however, all you’re doing is clicking some buttons to get cash vs. doing nothing and not getting paid.
Ipsos I-Say is one of the largest market research firms in the world, you’ll get paid with Amazon, Starbucks, Target gift cards, Paypal or Visa gift cards after you earn enough points from survey taking. Be sure to confirm your email to get access to surveys!
10. Get Paid to Try New Games. Every Gamer’s Dream.
There’s never a shortage of games to play and if you want a little extra motivation to get through your game list, getting paid to play them might help.
All you need is Mistplay, a game platform app where you play new games to earn points which you can then redeem for gift cards like VISA, PlayStation Network, XBOX Live, Amazon and more.
The Mistplay “mixlist” will show all the available free games that you can play to earn points. The longer you play (it’ll track the time), the more you can earn!
ProTips: Turn off Power Save mode when using Mistplay to ensure that all your play time gets tracked and look out for games that have points multipliers to earn even more points!
BONUS: You’ll automatically get 200 welcome points upon sign up but use promo code Bonus_100 to get an additional 100 points for a total of 300 total points!
11. Smart (Ok, Sometimes Lazy) Dudes Let AI Grow Their Savings Automatically
Prepare for those “oh sh*t!” moments by letting this smart AI beef up your emergency savings for you.
Or your vacation savings. Or your new pair of kicks savings.
You won’t even notice it but Digit will make it happen.
Just link a checking account and their smart algorithm will determine small but safe amounts to withdraw into your separate FDIC-Insured Digit savings account.
Regular savers will get a 1% bonus every three months, netting you some free money!
It’s the perfect set-it-and-forget-it app where the AI will watch your savings back.
You can withdraw your money at any time you need and it’s free to use for the first 30 days. After, it’s just $2.99 a month.
12. Not Your Average Survey Site: Earn Up to $5 For Complete Surveys
Before companies unveil new products, they often do extensive consumer research before release. After all, real consumer feedback is important!
With PineCone Research, you can be a part of that process. You have to be invited (we’re inviting you) to become a PineCone Panelist, but you have to be accepted into the program as well.
Your survey answers will help companies finetune their products and choose what hits stores so you’ll be giving feedback before it goes to market!
Completed surveys give points which can be redeemed for cash (via PayPal) or gift cards!
13. Start a Bromance With a (Virtual) Penguin
Awwww, look at it!
While not a real penguin, Charlie is a money-saving prodigy penguin that you can
talk to via SMS text or Facebook Messenger (he’s way cooler on Facebook though). Basically your very own personal financial assistant in virtual waddling form.
After simply connecting your card(s) and/or bank account(s), Charlie will non-judgementally analyze your financial health and let you know how much you’re spending on food and drink, taxes, shopping, and bills. He’ll also alert
you of surprise fees, send reminders on credit card bills and find you free money on services you’re already paying for.
So if you want your own virtual penguin that improves your financial life for free, just send him a hello.
You don’t need to pay him because he has an AI heart of gold.
BONUS: Need Cash ASAP? You Could Take Out a Personal Loan
If you don’t want to go into your next decade of life with debt looming over you, consider a debt consolidation.
This means you’re borrowing money at a low-interest rate and using that money to pay off the outstanding balances from your high-interest credit cards.
If it sounds foreign to you, don’t stress. You can keep your research simple and annoyance-free with Fiona, which is basically a marketplace of consolidation and refinancing options.
It’s free to use and takes only three easy steps to sign up.
Fiona will search all the top online lenders to get you the best personal loan anywhere between $1,000 and $100,0000. And loan lengths can last 24-48 months depending on the lender.
Not only will they help with debt consolidation, they can help with any big moment in your life that you may need a personal loan for like Home Improvement, Wedding, Medical bills and more.
*What Americans Pay in Bank Fees Source: ChimeBank.com
*Retail Sales Statistic Source: Fortune via http://fortune.com/2017/12/06/legal-marijuana-sales-10-billion/
*Fluent is a paid Affiliate/ partner of Stash. Investment advisory services offered by Stash Investments LLC, an SEC-registered investment adviser. *Stash does not endorse the illegal use of Narcotics. This material has been distributed for informational and educational purposes only and is not intended as investment, legal, accounting, or tax advice. Investing involves risk.
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