13 Ways for Boss Babes to Earn Extra Cash on The Side

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

“But the thing is…your opinions don’t pay my bills.” – #bossbabe™ financial health into high gear.

In the continuous era of “boys will be boys” let’s change the definition of “it’s a girl thing” to one that we can be proud of and more substantial.

We don’t need to wait for someone to save us. Even financially.

So we rounded up all the ways that you boss babes can start earning extra cash on the side. Start investing in yourself now.

1. School Competitors in Solitaire and Ca$h In

When you want to take a 5-minute break, check out Solitaire Cube, which is like regular Solitaire, except you get to play for real cash.

The game matches you with players of the same skill level, so you have a solid chance of winning. If you’re a good Solitaire player, you could win some serious cash, like Katie Nguyen who took home $380,984 last year as one of the Top 10 Solitaire Cube players! Even casual players like Amanda, a stay-at-home mom won a 55″ TV, $6,000 and more!

So if you think you can handle playing some Solitaire Cube to win legit cash, definitely download this game for free. 

Cash tournaments aren’t available in AZ, AR, CT, DE, FL, LA, ME, MD, MT, SC, SD, TN, IN.

2. Figure Out Where You’re Wasting Money and Stop With This App

Realistic budgets are hard to make, especially if you’re kind of lazy, to begin with. (No judgment, I am too).

You know you should start, but it just gets put off.

Here’s an easy solution though: Truebill.

Their simple to follow budgeting pulls your historical spending, organizes it, and allows you to clearly see your spending so you can set a target budget with context. (Aka you can see where you’re wasting money on).

It’ll also track budget pacing, which sounds fancy, but it just means you’ll see the percentage of how much you’ve spent so far in each category. Like it’s only the 2nd week of the month, and I’ve already spent 74% of my dining budget? Time to eat out less.

Truebill will also alert you if you’re getting a little too spend-happy in your budgeted categories so you know when to curb it.

It’s simple but actionable budgeting that anyone can follow and it’s free to use!

3. Earn Money Back for Your Food Delivery, Concert Tickets, and More (Here’s $10 to Start)

If you’re not looking for every opportunity to earn cash back, don’t worry, we got you. Even on stuff that you might not think you can get cash back on!

Take, for instance, food delivery. It’s convenient, you don’t have to leave the house, everyone can order from different places, and you don’t have to deal with waitstaff and the crowds.

With Rakuten (previously called Ebates), you can get cash back at Grubhub, Postmates, and Domino’s, which adds up when you’re ordering delivery at least once a week.

And entertainment? You can get cash back on popular sites like Ticketmaster, Stubhub, Fandango, and SeatGeek for all your concerts, movies, and sporting events. Plus, get cash back on your Lyft rides to and from the events so you’re basically getting free cash in your pocket!

Rakuten is also giving our readers a $10 welcome bonus to anyone that signs up to be a member.

Membership is free and you also can earn up to 40% cash back at over 2,500+ stores including Amazon, Walmart, Kohl’s, and Sephora. Plus, you’ll find coupons, free shipping codes, awesome sales, and cash back at over 10,000 restaurants. So… why aren’t you a free member yet?

4. You Gotta Eat! Get Up to $240 Cash Back in Grocery Savings

Drobot Dean

Did you know that it’s 325% more expensive to eat out versus eating at home*? Maybe it’s time to make more trips to the grocery store instead.

You’ll be aware of all the ingredients in your meal,  in addition, you’ll get paid just for shopping!

It’s simple. All you have to do is take a picture of your grocery receipt and Ibotta will pay you cash.

Here’s how it works:

Before you go to the store, search for your shopping list items in the Ibotta app. After your store visit, take a photo of your receipt to get cash back.

Ibotta is free to download and you’ll also get up to $20 in Welcome Bonuses when you sign up! They’ve already given out $186 million dollars cash back to savers in 2019 alone.

Some offers we found:

  • 25 cents back on any item
  • $3 – $5 back on various wine
  • $2 back on KIND Protein Bars
  • 25 cents – $4 back on ice cream
  • $2 back on Herbal Essence Haircare

Popular stores are Walmart and Target, but Ibotta also works at restaurants, online shopping sites, and even at the bar. On average, active Ibotta users save up to $240 a year or more but the highest saver got $13,000 in cash back this year! What would you do with that extra money?

Welcome Bonus: Up to $20
Average savings a month: $20
What it could add up to in a year: $240
Additional Referral Earnings: $5 per referral

5. Get a Personal Loan Fast Even if You Have Bad Credit

Your credit score is important but sometimes, unfortunate circumstances happen to good people. It’s not always a fair representation of your financial history to be judged by 3 digits.

Even if you have a poor credit score you could still get a personal loan for your short-term financial needs.

OppLoans can help.

Submitting an application doesn’t affect your FICO credit score and you’ll be able to get the best personal loan that you may need for car repairs, medical, family, rent, major purchase, etc.

Here’s who can qualify:

  1. Residents of AL, AR, AZ, DC, DE, FL, GA, HI, ID, IL, IN, KY, KS, LA, ME, MI, MN, MS, MO, MT, ND, NE, NV, NM, OH, OK, OR, RI, SD, TN, TX, UT, SC, WA, WI, WY, VA
  2. Have a minimum monthly income of $1,500 for the states listed above except AL is $3,500, and GA & ID is $3,000
  3. Employed at your current job for at least 3 months
  4. 18+ years old (19 if from AL or NE) and cannot be an active duty service member
  5. A traditional bank account in your name that’s been open for at least 90 days
  6. You get your paychecks via direct deposit

Qualified borrowers will be able to borrow up to $4,000 depending on their state.

And when monthly payments are made back on the loan, OppLoans will notify the 3 credit bureaus to build up your payment history!

6. Not Your Grandma’s Bingo - Play Anywhere for Cash

Classic bingo is a game based on both luck and skill since it takes strategy to beat the odds of the house and the players around you.

However, you can ditch the bingo hall and giant stamps in favor of Blackout Blitz, a fast-paced and competitive bingo game that you can play anywhere on your phone. And even against your friends.

2 minutes. That’s all you need per game where you play against another person around the world. Everyone sees the same card and balls so by daubing (tapping the number) fast and correctly, you’ll get bonus boosts for more points! Tap the incorrect number and points will get docked so don’t get sloppy!

This easy-to-learn game is awesome for killing time and earning cash all at once, anywhere.

You can play for free against real people for prizes or switch over to cash games to win…cash! Cash game winners can win up to $1,000 or more in mini-tournaments.

Cash tournaments not available in AZ, AR, CT, DE, FL, LA, ME, MT, SC, SD, TN, IN.

7. Get Paid To Share Your Opinion Anytime

Samantha Gades

Your opinion is valuable. So valuable you deserve to earn extra cash for sharing it.

You can do it with Survey Junkie. They pay cash to members who participate in surveys about their shopping habits, cell phone usage, and more. Basic stuff.

Completing a survey earns you 20 to 100 points. Each point is worth one cent, and when you hit 1,000 points (or $10) you can cash out.

Redeem via:

  • Online gift cards
  • Paypal cash
  • Bank transfer

Signing up for Survey Junkie only takes a few minutes and you’ll earn your first 100 ($1 value!) points just by creating an account, filling out an intro questionnaire, and verifying your email address. Easy.

After that, you’re free to dive into surveys. They have surveys with various durations (5 to 20 minutes) to complete and new ones pop up constantly so you’ll never be bored! Fill one out when you’re waiting for someone or have time to kill.

Survey Junkie won’t get you rich quick (no survey sites ever do), but it’s an easy way to make some extra cash by doing nothing other than giving your opinions.

8. Buy Stuff Normally = Get Gift Cards You Actually Want

If you have room for 1 more app on your phone, then it needs to be this. Actually, delete another app to make room for this one. It’s that good.

It’s called Drop, a free app that’s rewarding their 3 million+ members for everyday activities – like shopping at brands such as Sephora, Walmart, Uber, Groupon, The Gap, Old Navy, and tons more.

Download Drop and you’ll get points back on all those purchases. Points translate to gift cards so the more you collect through shopping, surveys, and games in the app, the more gift cards you can redeem!

Earning points is simple. Just open Drop, select the brand’s offer and continue the checkout flow through the app like normal. That’s it! Drop will take care of the rest and add the points to your account once your transaction clears.

There’s literally no downside to using this free app to get more gift cards. Use it on top of your loyalty points and credit card points for even more rewards!

BONUS OFFER: Use promo code SMARTWALLET to unlock 5,000 points ($5) automatically when you link your first card on Drop!

9. Don’t Toss That Receipt! Do This First for Free Money

Alice Ly / The Smart Wallet

Before you crumple up that receipt in your pocket or forever lose it in the abyss of your purse, scan it into the Fetch Rewards app, and earn points towards free money. I repeat, free money.

It’s ridiculously simple and actually fun to use.

Shop at any grocery store, convenience store, club store, neighborhood store, or big box store, take a picture with the app, and that’s it. (Favorites include Target, Kroger, and Walmart!)

Unlike other apps, you don’t have to go to specific stores, there’s nothing to pre-select prior to shopping, and there’s no minimum spend. Just scan in any receipt from a store that sells groceries (even when you didn’t actually buy any groceries) and boom, points for money.

You can start cashing out as soon as $3 (3,000 points) and you can grab a $2 welcome bonus on us (2,000 points) when you use promo code REWARD before scanning your first receipt!

Welcome bonus: $2
Average savings a month (depends on purchases): $25
What it could add up to in a year: $302
Additional referral earnings: $2 per referral

10. Bet on Yourself to Get Healthier and Get Paid

Dejan K.

There’s nothing like money motivation right? Especially for fitness.

You might be extra inspired because there’s a health and wellness company that will pay you to lose weight. Seriously!

It’s called HealthyWage .

They have a ton of testimonial/pictures on their site along with legit places reviewing them from CNN, The New York Times, Wall Street Journal, etc.

So if you need some money motivation to lose weight, here’s how it works:

1. Start with the HealthyWage calculator (Read More )
2. Decide on a weight goal & amount of time to achieve it
3. Bet on yourself ranging from $20-$150 a month
4. Achieve your goal and you could win up to $10,000 depending on your HealthyWager!
5. If you don’t achieve your goal, the money goes to support HealthyWage, including prizes for others who achieve their goals

11. Never Pay an Overdraft Fee Again - Here’s How

Overdraft fees. Sometimes your bank account is low and you forget about your upcoming Netflix auto-payment. Next thing you know, you’re in the negatives and the bank is emailing you that you’ve been charged a hefty fee.

Skip all the bank fees and apply to Chime, an online bank account with absolutely no hidden fees (yes, seriously).

Their latest feature, SpotMe, lets you continue with a needed transaction even if you overdraft. That extra $20 you needed for groceries? No worries, Chime will spot you up to $100.* When your next deposit arrives, Chime will just apply it to your negative balance.*

No monthly fees, no minimum balance requirement, no foreign transaction fees, and the account is also FDIC-insured up to $250,000. Members can get paid up to 2 days earlier** too since Chime processes your employer’s deposit immediately, giving you access quicker than traditional banks.

Chime is free to use, so why not give it a shot for a while and see how you like it?

12. Fun Times in 3 Minute Increments – A Classic Game for $

3 minutes.

Make as many 21s as you can within that time or until you run out of moves.

That’s the basic gist of 21 Blitz, a modern take on a classic game where you’re no longer just playing against the dealer but with actual people around the world.

It’s fast-paced and it basically does all of the math for you. This game is great for killing time and earning cash all at once.

You can play for free against real people for prizes or switch over to cash games to win…well, cash! Cash game winners can win up to $7,000 or more in the mini-tournament.

Cash tournaments not available in AZ, AR, CT, DE, FL, LA, ME, MD, MT, SC, SD, TN, IN.

13. Save Up To 50% On Your Weekly Groceries With One Single App

People coupon to cut costs, but it can be time-consuming and frustrating with all the different places to look for them.

An app is here to change that though. It’s easy grocery planning and couponing with Flipp, an app that has all your weekly local store ads and coupons in one place. 

Use the app to create a shopping list by tapping on the digital ads and clip coupons that match with the items you need. Long gone are the days of having a list in one hand and a stack of coupons in the other; all you need now is your phone.

You can search by category, retailer, or item and then ‘clip’ the coupon or load to your store loyalty card – it’s that easy! Flipp also allows you to see trending nearby deals, so you never miss out on a chance to save a little extra dough. Additionally, you can set reminders for expiring clips to ensure you use them in time.

With 1,000+ weekly ads from local retailers and 100+ coupons from brands you love, Flipp has no shortage of saving options!

BONUS: Get Paid for Your Knowledge and Win Cash Daily (If You’re Good)

Shopping with Shopkick

Are you a self-proclaimed trivia king or queen? Got so much (sometimes useless) knowledge crammed in your head that you don’t know what to do with?

Test your trivia brain against friends or randoms on Skilli World and win actual cash if you do well! It won’t be like that other trivia game (*cough* HQ) where you only get cents if you win though. With Skilli World, win a minimum of $5 up to $1,000 depending on which trivia game you entered.

Categories range from Entertainment (TV, movies, etc) to History, Music, Geography, Lifestyle, Science, Sports, and more.

There are smaller tournaments going on 24/7 but the Daily Mastermind Tournament has special themed trivia questions every night at 9:30 PM EST with guaranteed prize pools. Previous themes have been Game of Thrones, Netflix, Harry Potter, Disney, and more.

So far, they’ve paid out $130,000+ in prizes! While the app is free to download and you get 2 free Golden Tickets to enter daily tournaments, you do normally have to pay an entrance fee for each tournament which ranges from $3 – $10. This makes the prize pot much bigger which benefits the winners so check it out and see if you can get paid for your knowledge!

*SkilliWorldi is not available in AZ, AK, CT, DE, FL, LA, MD, MO, SC, SD, TN

*325% more expensive eating out vs home source: Investment Zen

*OppLoans APR ranges from 59%-199% depending on the state.

*SpotMe limits start at $20 and can be increased to $100 or more based on factors like Chime account activity or history

**Early access to direct deposit funds depends on the timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.

Some of the sponsored links that appear on this page are from companies that offer investment advisory services. They compensate us; for details on our compensation arrangements, please click here.

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