20 Money Moves For People Who Make Less Than $60,000/Year


Let’s face it, everyone can use a little help on their finances. Regardless of what gets shared on your friend’s and family’s social media, no one knows the whole picture but themselves. Some may even be afraid to admit it.
It doesn’t have to get overwhelming though! When you’re ready to buckle down and tackle your finances, we can help with both unorthodox and classic suggestions.
Especially for those making less than $60,000 a year.
After taxes, that salary goes down quick but just start small with the money moves below to get back in control.
1. A Legit Way to Earn $750 This Week

You can get $750 direct deposited into your bank account and all you have to do is try out some deals. The catch? You can only do this once a year!
Seriously, anyone 18+ can participate in Flash Rewards, a rewards program that’s been around since 2016 and has rewarded $12 million to members over time.
So how do you get the money? Answer: You just have to follow the instructions carefully!
Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its mini task to complete.
- Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
- Take a quick Survey (it helps figure out the optional offers & required deals to recommend)
- Complete deals by shopping Flash Rewards’ great brand name partners.
- Important: Follow the instructions on completing the specific number of deals for each level and get to Level 5 to get the maximum reward! (there are plenty of deals to try – some are free trials or app downloads, others require a purchase!)
- Claim the reward and get it in about a week!
You won’t get your reward if you don’t complete the required amount of deals and some paid participation is required. Sure, it takes a little more effort, but it’s legit. Get your $750!
2. Get Free Money Back on All Your Shopping Hauls

Check your pockets; check your purse. And keep receipts for your iPhone.
Just grab all your recent receipts from your coffee runs, grocery trips, restaurants, and gas station fill-ups, scan them into Fetch Rewards on iOS, and earn points for free money! Connect your email account, as well, to count DIGITAL receipts from Amazon, Instacart, and more.
Basically, snap a pic of your receipt from anywhere, and that’s it; you’ve got points for money. There’s no minimum spend, no need to select items manually, scan in any receipt from any store or gas station, and it’ll automatically reward you.
It’s free and easy to use and is a must-have iOS app for anyone who buys stuff!
3. Ask This Company To Pay Off Your Outstanding Credit Card Debt

It’s 2024, and you want to body slam that debt down and keep it down. You just need a little help doing it.
MyLendingWallet can help if you have under $35,000 in debt. They’ll offer a personal loan that pays off all your balances and consolidate them into one balance to make it easier on yourself.
Regardless of credit status, you can quickly determine if you qualify for a loan with APRs ranging from 5.99% to 36% max. Since their network has over 100 vetted lenders, you’ll be able to compare with no obligation either.
You can get funds as fast as 24 hours, and they have flexible repayment periods (61 days to 72 months!). Even better? There’s no credit score impact to check, so see how LoansUnder36 can help now! It only takes 2 minutes.
4. Get Paid Up to $225/Month While Watching Viral Videos and Taking Fun Surveys

Inbox Dollars has been paying customers for their opinions for over 24 years and counting! They are one of the most trusted survey sites with fun, multiple ways to earn extra cash that set them apart.
Founded in 2000,“Fast and easy. Love that I can cash out to my PayPal and easily transfer money to my bank account.” – Tefanie P
Take surveys, watch videos, play games, and even read emails for extra cash. Who wouldn’t want to watch viral videos for money and get paid up to $225/month?
Inbox Dollars is a great platform to make a little side money. It’s free to sign up, so give it a try today!
5. Make Easy Money Just Trying and Playing Games

There are so many new games coming out on the daily that it’s hard to choose which to play, even if we’re experiencing extra time at home.
My strategy? Only focus on the games that pay for my time.
You can do it with AppStation, an Android app that pays you to try out new games.
When you earn coins from trying new games, you can redeem for:
- PayPal Cash
- Amazon gift card
- GameStop gift card
- PlayStation Store gift card
- Xbox Live gift card
- And too much more to list
Nab a 4,444 coin welcome bonus too, which is basically around 50 cents in value. And if you don’t like to wait, you can choose to payout as low as $1.
If your friends want to get it on the money action from afar, introduce them to AppStation on Google Play, where you’ll get bonus coins and 25% of all their earnings. To make it a supportive group, your friends will also earn 25% of your earnings too!
6. Take Surveys & Play New Games to Earn Extra Cash

Swagbucks, a free rewards program where you’ll earn cash for your time. With consistent use, members can earn about $50 a day having fun! Plus, they’ve already paid over $600 million in gift cards and PayPal cash to their members.
Join over 15 million other members already completing surveys, playing games, and shopping fromTaking surveys is the best way to make money on Swagbucks. They can take 10 minutes or more and topics can revolve around food, beverages, household products, cars, and more. The next best way is to play new-to-you games! As you collect Swagbucks Points (SB) from completing tasks, redeem them for gift cards and cash!
New members can get a free $5 just for signing up, so join Swagbucks and start earning free rewards!
7. The Money App Backed by Celebrities That Saves AND Invests for You

Acorns has caught the attention (and their investments) of Blackrock, Paypal, and major names like Dwayne Johnson and more. Plus, they have about 10 million all-time customers!
That’s because Acorns automatically saves and invests your spare change from every purchase with the Round-Ups® feature. You’ll get a diversified portfolio picked by experts based on your investment profile.
You only need $5 to start investing, and when you set up recurring investments, you’ll get a $20 bonus!
Get started in under 5 minutes with no financial experience or expertise needed. You’ll also get access to retirement, investing for families, rewards, and more based on your subscription plan.
With no hidden fees, Acorns makes it easy to invest in your future with your spare change!
8. Over $55,000 Paid to Members Daily - Join for Free

Survey Junkie, which pays you with PayPal, gift cards, or directly to your bank account. Members get paid every day, and they’ve already paid out $76 million so far, so join to get your share!
It’s about time you got paid for your opinions, right? It’s free and fun with“It’s easy to use, and you can get paid the same day. I really like that you can make a little bit of extra money,” Gabe L.
Just follow these simple steps:
- Click here to sign up for a free Survey Junkie account
- Take surveys
- Repeat daily and get paid; there’s no limit!
It only takes a few minutes to join Survey Junkie but remember to verify your email address.
Completing each survey earns you 20 to 100 points. Each point is worth one cent, and when you hit 500 points (or $5), you can cash out, which is one of the earliest cash out points we’ve seen!
9. How to Earn Up To $120 or More Without Stress!

KashKick is free to use, and sign-up is super easy.
Earn extra cash by playing popular mobile games, taking surveys, watching videos, referring friends and family, and more!KashKick also pays you to refer friends and family, and you can earn a 25% Bonus off any offers your friends and family complete! (If your referral earns $100, you earn $25!)
“Kashkick saved my life! I lost my job, and thanks to KashKick, I get a little side income to pay a couple of bills.” – Shanice, New Orleans.
Find a new side hustle through this app and check daily to make that money wherever you are.
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