19 Money Moves That People Who Make Less Than $60,000/Year Should Do


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Let’s face it, everyone can use a little help on their finances.  Regardless of what gets shared on your friend’s and family’s social media, no one knows the whole picture but themselves. Some may even be afraid to admit it.

It doesn’t have to get overwhelming though! When you’re ready to buckle down and tackle your finances, we can help.

Especially if you’re currently making less than $60,000 a year.

After taxes, that salary goes down quick but just start small with the money moves below to get back in control.

1. Get Free Money Back on All Your Shopping Hauls

Check your pockets; check your purse. And keep receipts for your iPhone.

Just grab all your recent receipts from your coffee runs, grocery trips, restaurants, and gas station fill-ups, scan them into Fetch Rewards on iOS, and earn points for free money! Connect your email account, as well, to count DIGITAL receipts from Amazon, Instacart, and more.

Basically, snap a pic of your receipt from anywhere, and that’s it; you’ve got points for money. There’s no minimum spend, no need to select items manually, scan in any receipt from any store or gas station, and it’ll automatically reward you.

It’s free and easy to use and is a must-have iOS app for anyone who buys stuff!

2. Play New Games and Earn Branded Gift Cards

The more you play, the more rewards and gift cards you can get. That’s the gist of Mistplay, an app where you can try out new Android games to earn units/gems and make optional in-app purchases. Redeem units/gems for real gift cards, including Uber, VISA, Spotify, and more!

Play as many games as you want since you can earn more gift cards that way. Plus, there’s nobody to compete against! New members get a BONUS of 200 points just for signing up.

And yes, it’s legit and already has 10M+ downloads. Download the app for free and start racking up those gift cards!

3. Earn a $10 Amazon Gift Card by Trying New Games

When you’re ready to add even more games to your lineup, then download Cash Giraffe, an Android app that pays you to try out new games for, yes, you guessed it, cash. All are free to download!

Just earn coins from trying new games, and then you can redeem them for:

  • PayPal Cash
  • Amazon gift card
  • GameStop gift card
  • PlayStation Store gift card
  • Xbox Live gift card
  • And more good stuff

“Payouts are faster than most apps. PayPal rewards are small, but hey, it’s free money 💰 🤑“- Cassandra McGuire

A 3,599 coin welcome bonus is yours immediately too, when you sign in! Plus, get 200 coins for every friend you refer and 25% of their earnings.

4. Free Rewards Program Gives Out 7,000 Gift Cards Daily

There are a lot of survey programs out there, but none are as popular as Swagbucks, a free rewards program where you can earn free cash for your time and opinion. They’ve paid out over $885 million to their members already and they’ve been in business for 15 years.

Earn points for doing surveys, online shopping, uploading receipts, and playing fun games then redeem the points for free gift cards to Amazon and Walmart or choose PayPal cash. 

New members can get a free $10 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!



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