If you have trouble keeping money in your savings account, then it’s not really a savings account. It’s basically a second checking account.
Maybe you’ve had multiple emergencies, which, could absolutely happen during this crazy pandemic, but if possible, just don’t touch your savings until you really need it.
However, it’s good to buffer up your bank accounts anyway. Your full-time job (hopefully) will cover most of that, but additional side ways to earn money is always welcome, right? Especially when it’s for things you’re already doing like getting groceries or spending time on your phone.
Check out the below ways to help buffer your accounts so you don’t blow all your savings!
1. Play Solitaire to Win Cash. No Longer a Single Player Game.
Less than a few minutes. That’s all you need to win real cash when you play Solitaire Cash, a fun Solitaire game with a modern twist.
It’s like regular Solitaire but you compete against other players at the same skill-level of yours to see who can solve the deck the fastest, and for cash! Play in groups of 5 or more and the top 3 for each game wins.
Players have already won thousands of dollars! Solitaire Cash is free to download and play but cash tournaments are specifically not available in AZ, AR, IN, IA, LA, ME, MD, SC, MT & SD.
If you like playing quick games for chances to win cash with no ads, check it out.
2. Not Your Grandma’s Bingo - Play Anywhere for Cash
Classic bingo is a game based on both luck and skill since it takes strategy to beat the odds of the house and the players around you.
However, you can ditch the paper sheets and giant stamps in favor of Blackout Bingo, a fast-paced and competitive bingo game that you can play anywhere on your phone. And even against your friends virtually.
2 minutes. That’s all you need per game where you play against another person around the world. Everyone sees the same card and balls so by daubing (tapping the number) fast and correctly, you’ll get bonus boosts for more points! Tap the incorrect number and points will get docked so don’t get sloppy!
This easy-to-learn game is awesome for killing time and earning cash all at once, anywhere which is perfect for home.
You can play for free against real people for prizes or switch over to cash games to win…cash! Cash game winners can win up to $1,000 or more in mini-tournaments.
Cash tournaments not available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN.
3. Satisfyingly Pop Bubbles to Make Cash
We love our classic bubble games here and even better when they’re shortened down to 3-minute games to pop as many as you can. Bonus points for clearing the whole board!
Check out Bubble Cash where you play in groups of 5 or more and the top 3 for each game wins.
Drop a bunch of bubbles at once and get those high-scoring combos. Play for free, and then switch over to cash games whenever you want. Seriously though, cash game winners can win thousands of dollars…by popping bubbles.
Just note that cash tournaments aren’t available in AZ, AR, IA, LA, MD & SC but everywhere else is fair game to win actual money!
4. Get $5* to Invest in Amazon, Apple, Netflix, and More
You might think that investing is complicated. Or that you’ll never get a share of these well-known brands like Apple, Facebook, Spotify, etc., but you can. And you don’t have to be rich either.
That’s because, an investment app, lets you start investing1 with just $1. You can choose where to put your money in and they provide guidance and tools to help you along the way. You can invest in major companies that you use or buy from regularly to make the investing process custom to you. Plus, it’s affordable.
As a bonus, Stash is giving new membersso create an account to get started.*
5. Play 3 Minute Games & Win Cash Over $1,000 Every Day
When you’re looking for more games to play that could actually be productive to your wallet, check out Pocket7Games which despite the name, actually has 9 different classic games to choose from.
Bingo Clash is the most popular, followed by Solitaire!, Bubble Shot, 21 Gold, Block Blitz, 2048 Blitz, Dunk Shot, Bubble Gold, and Cube Blast. Easily switch between games to play for fun or for cash against real players 1v1 or in a group.
Every day over $1,000 free cash is awarded to players who join the free entry events. You can also win Amazon gift cards, and tech prizes like Xbox, AirPods, iPads, and more. Never be bored with plenty of surprise events and activities that give free cash plus earn up to $40 per friend you invite to play Pocket7Games!
More than $70M in prizes have already been rewarded so get in on your share of the fun. Note that cash games are not available in AZ, AR, CT, DE, LA, MT, SC, SD, TN, VT.
6. Get Paid for Playing Free Digital Scratch-Offs
Don’t bother going to the liquor store to buy physical scratchers (they get expensive too).
Instead, play digital scratchers for free on Lucktastic.
There are a ton of different scratchers you can play, and you can earn both cash and tokens.
Scratched all of them for the day? Don’t worry, there are specific night-time scratchers that are available every night too!
When you want to redeem your earnings, you can choose from:
- Amazon gift cards
- CVS gift cards
- Dunkin’ Donuts gift cards
- Check mailed to you
- Visa gift cards
Lucktastic keeps things free by showing a few ads here and there plus it’s easy to play and multi-task at the same time. Get a chance of up to $1M in cash prizes!
7. Get a Personal Loan Fast Even if You Have Bad Credit
Your credit score is important but sometimes, unfortunate circumstances happen to good people. It’s not always a fair representation of your financial history to be judged by 3 digits.
Even if you have a poor credit score and have been turned down by credit card companies, you could still qualify for a personal loan for your short-term financial needs.
OppLoans can help. They work to rescue and rebuild middle-income credit-challenged members for a brighter financial future.
Submitting an application won’t impact your FICO credit score^ and you’ll be able to get the best personal loan that you may need for car repairs, medical, family, rent, major purchase, etc.
Here’s who can qualify:
- Residents of FL, AL, AR, AZ, DC, DE, GA, HI, ID, IL, IN, KY, KS, LA, ME, MI, MN, MS, MO, MT, ND, NE, NV, NM, OH, OK, OR, RI, SD, TN, TX, UT, SC, WA, WI, WY, or VA
- Have a minimum monthly income of $1,500 for the states listed above except AL is $3,500, and GA & ID is $3,000
- 18+ years old (19 if from AL or NE) and cannot be an active duty service member
- At least 90 days at current employer
- Have direct deposit
Qualified borrowers can borrow up to $5,000 depending on creditworthiness and state of residence.* “Payback is on a set term so no surprises and they are cheaper than those payday loans. I was able to get approved in just a few short hours. They really came through and helped me out!” Mike from Clover, SC.
And when monthly payments are made back on the loan, OppLoans will notify the 3 credit bureaus to build up your payment history!+
8. School Competitors in Solitaire and Ca$h In
When you’re looking for something to do at home, check out Solitaire Cube, which is like regular Solitaire, except you get to play for real cash.
The game matches you with players of the same skill level, so all is fair. If you’re a good Solitaire player, you could win some serious cash, like Katie N. who took home $380,984 as one of the Top 10 Solitaire Cube players! Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and more!
So if you think you can handle playing some Solitaire Cube to win legit cash, definitely download this game for free.
Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN.
9. Fun Times in 3 Minute Increments – A Classic Game for $
Make as many 21s as you can within that time or until you run out of moves.
That’s the basic gist of 21 Blitz, a modern take on a classic game where you’re no longer just playing against the dealer but with actual people around the world.
It’s fast-paced and it basically does all of the math for you. This game is great for killing time and earning cash all at once which is perfect for home!
You can play for free against real people for prizes or switch over to cash games to win…well, cash! Cash game winners can win up to $7,000 or more in the mini-tournament.
Cash tournaments not available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN.
10. Play Classic TV Game Shows (and More) for Cash at Home
Play classic TV game shows like Wheel of Fortune, The Price is Right: Super Plinko, and more, easily from home to win cash prizes from your phone.
The WorldWinner app hosted by Game Show Network prizes out $200,000 daily! The app has plenty of games to choose from like the TV game shows as well as:
- Solitaire Rush
- Angry Birds Champions
- TRIVIAL PURSUIT
- SCRABBLE Cubes
- Catch 21
- and more!
Play for free or compete in cash tournaments with entry fees that start at 88 cents. Easily switch between games depending on your mood. The app matches you with real players of similar skill and everyone gets the same game board, time, and limits for fair play.
WorldWinner has been around for more than 20 years and is trusted by top players around the world. So make game time even more productive by playing for cash prizes!
11. Fetch All Your Receipts (Even Virtual/Halloween) & Get Free Money Back
Check your pockets; check your purse.
Grab all the recent receipts you have and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!
Basically, shop at any store (grocery, drugstore, warehouse, everywhere), snap a pic with the app, and boom, you’ve got points for money. Upload your restaurant and drive-thru receipts too.
And since Halloween is coming up, get money back for candy, costume(s), and spooky decor!
There’s no minimum spend, no need to manually select items, just scan in any receipt from any store and it’ll automatically reward you.
Be sure to grab a $2 welcome bonus on us (2,000 points) when you use promo code REWARD before scanning your first receipt!
12. The Secret Shopping Hack To Use Before Buying Anything
Make it a habit to check this free app before buying anything online or in-store and you’ll be glad you did. Why? Because you’ll get major cash back!
Cash back. Our favorite word, since it’s essentially free money. Just use Ibotta, an app that pays you real money on your everyday purchases, from groceries (online/in-store), essentials, personal care items, to food delivery, to online shopping just by your receipts.
And with the holidays coming soon, this will be your best shopping hack to save.
Just remember to check Ibotta first before:
- Shopping at popular stores and services like Target, Ralph’s, Trader Joe’s, Uber Eats, and more
- Ordering groceries and delivery services like Walmart Grocery, Instacart, Shipt, and more. Link accounts & get cash back on eligible products within 24 hours after your order is picked up or delivered!
- Online shopping from 100+ online retailers that include Sephora, Under Armour, Gap, and more to get money back
Ibotta is free to download and you’ll also get up to $20 in Welcome Bonuses when you sign up!
13. Never Pay Overdraft Fees Again - Banking That Has Your Back (And Your Community’s!)
Overdraft fees. They’re avoidable yet people still get hit with them costing them an average of $250/year. That’s a lot of wasted money!
Instead of punishing you for silly fees,, has your back. It’s an award-winning (and ) mobile banking app that lets you overdraft up to $100 with no fees1 via their SpotMe benefit. This means that $8 you were short on at the grocery store gets spotted and your account won’t overdraft, saving you money. Plus, you get a sleek-looking debit card!
They also care about empowering the community to take control of their finances too. That’s why they’ve teamed up with Grammy award-winning hip hop artist 21Savage as well as the Dallas Mavericks to provide free financial lesson plans to the youth community as well as guiding students to become entrepreneurs. #Values
Combined with no hidden fees, the ability to get paid 2 days earlier,2 and auto-savings starting at 1.00% APY makes Chime a stellar online banking option that doesn’t focus on profiting off of you like traditional banks. Since it’s, give it a shot!
14. Scan the Stuff You Buy & Get Free Rewards
The exclusive(NCP) program is opening up again for more participants! This is your opportunity to make your consumer voice heard! (And get paid for it)
When you become a panelist, just use the app to scan the barcodes of items you purchase, provide a few additional transaction details, and you’ll earn points for:
- Gift Cards
- Electronic Equipment
- Flat Screen TVs
- and much more from their gift catalog!
Plus, all panelists are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even a quarterly sweepstakes to win $5,000!
The more you share yourthe more rewards you can get. You can also answer surveys and share information about your overall shopping trip.
“Scanning my purchases is fun! I also enjoy taking the surveys. Earning points is fast and easy and they have a great selection of rewards.” – Jennifer B.
It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.
to be a National Consumer Panelist. Eligibility will be based on your location. If you don’t get accepted this time, don’t worry! They’re always expanding locations, so check back again.
15. This Paid Survey Panel Gives Out 7,000 Gift Cards Daily
There are a lot of survey programs out there, but none as popular as Swagbucks, a free rewards program where you can earn cash for your time and opinion. Members can earn an average of $50 a month!
You get rewarded for doing surveys, searching the web, reading articles, watching videos, and playing fun games but the one activity that earns you the most points is completing surveys. (Don’t skip out on those!)
Points can then be redeemed for free gift cards, cash, and sweepstakes entries. All just by completing fun activities and giving your opinions.
New members can get a free $5 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!
16. Never Overpay for Car Insurance - Save $826 a Year
Let’s talk about the not-so-sexy topic of car insurance. You need it, you have it, but you’re probably overpaying for it. By how much though? It can depend on your car, location, age, and more, but on average you’re probably spending $826/year more than you need to.
You’ll know how much if you useto check for fast and easy savings. There are no forms to fill out since it uses your existing insurance info, and the system will instantly check for a better deal. It literally takes 30 seconds and they protect your phone number and email from spam.
Oncefinds you a better deal and you choose to switch, they’ll help you cancel your old policy, enroll you in the better one, and get a full refund on the unused portion of your prior payments. It’s the simplest and easiest way to get a refund on your overpriced car insurance policy.
17. You’re Probably Wasting $700+ Without Even Knowing It - Here’s How to Check
We know you’ve had a lot on your mind. Everyone is going through mental Olympics to stay sane during this on-going pandemic.
But if you realized you could be wasting $700+ and didn’t know, you’d race to figure out how to stop it. And you can do it easily with Truebill, a free money management app that shows you exactly where you’re wasting money, all your subscriptions, your bills, and teaches you how to budget even if you’ve never tried.
Also, the average American thinks they pay about $80/month on various subscriptions but it’s actually over $200/month. Let Truebill root out all the subs you forgot about and cancel the ones you don’t want anymore. You don’t have to make any phone calls since they do the legwork for you. They’ll even find opportunities to lower monthly bills. On average, Truebill members save over $700/year!
5-star reviews include “It’s like having a personal accountant tracking my money” and “this app is a lifesaver.” They’ve already helped people save over $14M in unwanted subs, lower bills, and refunds on fees and outages so check to see where you can save too!
18. How Does Your Money Compare to Peers? Get $5 To Anonymously Check
If you’ve ever scrolled through your social media feed and thought “How do they have so much money?” keep reading.
People rarely talk about money openly, but we all wonder if our peers have more savings. Do they have more debt too? Are they really making a killing in the stock market? Everyone’s financial situations are different and it can be awkward to probe friends for answers.
Status Money is here to help. It connects you with a community of financially savvy peers so you can share financial tips and insights, compare financial stats, and find ways to save money. As a bonus, you’ll earn cash rewards when you act on personalized recommendations!
By seeing how others make their financial decisions, you’ll learn to make smarter money choices on your own without an expensive financial advisor. Join Status Money for free and stop wondering how your financial situation stacks up to other people!
19. Automate Your Current Savings and Save an Average $2,500 a Year
59% of Americans are constantly stressed about money.* And this was before the pandemic! That stress can cost you hours of sleep and take a toll on your health too.
A tool we really love is called Digit, a smart money app that can be your sidekick for keeping you financially healthy. Every day it’ll analyze your spending and income, then set aside the right amount of money into your custom savings goals.
Since Digit’s algorithm is constantly monitoring your money, each day will be a different amount as their technology will save based on what it knows you can afford, so it’s completely personalized to you! Not so big that you’d miss it, but enough to add up to a good chunk of change. Digit members save an average of $2,500 a year, and the savings are FDIC-insured and available to transfer at any time. Plus savers also get a 0.5% annual savings bonus, a.k.a. free money!
In addition to helping you save, you can use Digit to automate payments on your credit cards, student loan, or phone bills.
Digit will keep on saving for you while you sleep, while you work, basically anytime so you don’t have to think about it. Try it free for the first 30 days to see how you like it and after it’s just $5 a month.
20. Stop Guessing Your Future. This Free Money Tool Tells You Exactly What You Need to Do
Americans suck at managing their money. 40% would struggle coming up with $400 to take care of an unexpected expense. So how is retirement going to look like?
Everyone needs a financial planner but obviously that is $$$$. But you don’t have to guess and fumble on your money’s future either. Get 100% free financial planning with Savology, where after answering some questions about your income, savings, assets, debt, etc. you’ll get a crystal clear picture of your financial strengths and weaknesses.
Takes about 5 minutes and you’ll get a free report card, financial plan, and most importantly, personalized action items on areas you can improve to get you closer to a comfortable retirement.
Jenny R. says “Love Savology. It’s the most efficient financial planning app I’ve ever used! Their recommendations are tailored specifically to the individual, which makes for unique financial planning according to one’s circumstances. Highly recommend it!”
So stop procrastinating on what to do with your money and start using Savology, a free tool that’s basically your personal financial advisor!
BONUS: Find Out Why 1 Million People Start Their Day With This
While in college and preparing for the business world, Alex Lieberman and Austin Rief realized their classmates all felt the same way: traditional business news was dry, dense, and boring. Their fellow millennials wanted to keep up with what was happening but didn’t have a news source that spoke to them.
That’s why they started Morning Brew – the free daily email that delivers the latest news from Wall Street to Silicon Valley. Written in a conversational tone and sprinkled with punchy humor, it makes reading the news actually enjoyable.
From Elon Musk’s latest move to the stock market’s highs and lows, Morning Brew covers the top news shaping the business world. With a touch of culture and lifestyle stories, you’ll get up-to-speed on what you need to know in just five minutes.
Find out why over 1 million people start their day with Morning Brew — sign up for free here.
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