Money Apps That Even Rich People Would Use

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

Frugality is actually the main character in wealthy people’s lives.

And it’s not just “rich old people” that are frugal, we’re talking about Mila Kunis, Jennifer Lawrence, Mark Zuckerberg, and even Ed Sheeran, who was once homeless and now worth $200 million budgets himself to only spend $1,000 a month.

So yes, even celebrities clip coupons and choose to live like average joes and janes in order to keep their wealth and not live from large paycheck to large paycheck like Johnny Depp.

Below is a mix of fun as well as practical money apps that we think even frugal rich people would use. For everyday folks like us, it’s nice to get something extra for doing stuff you already do!

1. A Legit Way to Earn $750 This Week

You can get $750 direct deposited into your bank account and all you have to do is try out some deals. The catch? You can only do this once a year!

Seriously, anyone 18+ can participate in Flash Rewards, a rewards program that’s been around since 2016 and has rewarded $12 million to members over time.

So how do you get the money? Answer: You just have to follow the instructions carefully!

Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.

Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
Take a quick Survey (it helps figure out the optional offers & required deals to recommend)
Complete deals by shopping Flash Rewards’ great brand name partners.
Important: Follow the instructions on completing the specific number of deals for each level and get to Level 5 to get the maximum reward! (there are plenty of deals to try – some are free trials or app downloads, others require a purchase!)
Claim the reward and get it in about a week!

You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!

2. Get $10 to Invest in the Legal Cannabis Industry. No Experience Necessary.

6 million customers already use Stash, an investment app that lets you start investing with as little as $5, and you can choose where to put your money, and they’ll provide guidance and tools to help. You can invest in some of the major companies you regularly use to make a custom Personal Portfolio.

You can even invest in the legal cannabis industry, which is big business, as retail sales are projected to hit $70 BILLION by the end of 2028.^*Plus, with Stash Growth and Stash+, you can also choose the Smart Portfolio option, which offers hands-off stress-free investing based on your risk tolerance.

It takes less than 2 minutes to start, and they’ll even give you $10 to start investing when you sign up and deposit $5 or more into your Personal Portfolio.

Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.

3. Get Up to $55 Per Win Popping Bubbles

Make consistent extra money playing Bubble Cash, where you match 3 bubbles of the same color until you clear the board. It’s popular, too, since the game is frequently ranked within the Top 10 in the App Store with a 4.6/5 star rating with over 74K+ reviews!

Win free cash when you collect enough gems to enter practice tournaments, and then win MORE when you enter the higher stakes tournaments (there’s a small entry fee for the bigger tournaments).

“Finally, a game that isn’t a scam! I won $71 yesterday on Sunday, and today on Monday, it was already in my Paypal” – Mzmari

Play for free now, and then switch to cash games to increase your winnings whenever you want. Obviously, this won’t make you rich, but 100% worth it compared to other games that don’t pay.

4. This Solitaire App Pays Up to $200/Win (Seriously)

Solitaire, in general, is a great time killer, but play Solitaire Cube, which lets you play for and win real cash. The game matches you with players of the same skill level, so all is fair. Practice until you’re ready to participate in the cash tournaments!

“Overall, it’s a great game, not a scam, you just need to practice to be able to go up against some really good players.” -Arayev

“Win or lose, you still get tickets to stock up and redeem for prizes or cash bonuses!” – tkitchen84

So play for fun, and enjoy some cash games, but don’t expect to get rich. Cash out reliably with PayPal to receive your winnings! Download Solitaire Cube for free to start playing.

BONUS: When you deposit for the first time, get a $5 bonus cash when you use code: TSW5

5. Fetch All Your Receipts (Even Virtual) & Get Free Money Back

Check your pockets; check your purse. And keep receipts.

Grab all the recent receipts you have, even gas receipts, and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox, and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!

Basically, shop at any store (grocery, drugstore, warehouse, everywhere, and online), snap a pic with the app, and boom, you’ve got points for money. Upload your gas station, restaurants, and drive-thru receipts too.

There’s no minimum spend, no need to select items manually, scan in any receipt from any store or gas station, and it’ll automatically reward you.

6. Scan the Stuff You Buy & Get Free Rewards

The exclusive National Consumer Panel (NCP) program is opening up again for more participants! Make your voice heard and get paid for it!

Panelists use the app to scan barcodes of items purchased & provide details. You’ll then earn points for gift cards, tech like tablets and flat-screen TVs, and much more from their gift catalog!

The more you share your shopping habits (scan barcodes), the more rewards you can get. It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.

Register now to see if you’re eligible to be a National Consumer Panelist. If you don’t get accepted based on your location, don’t worry! They’re always expanding locations, so check back again.

7. Get Paid Up to $89 Playing Match 3 Games

Puzzle game lovers will love Match to Win, a free to play game where you can win cash rewards through 300+ exciting levels spanning across Hawaii, Paris, San Francisco, and more.

It’s simple. When you clear a level, you earn coins, which are redeemable for instant win scratchers, prize wheels, and sweepstakes up to $2,500! And yes, it’s legit – there are already over 135K reviews with a 4.5 average rating!

“I love the fact that you don’t have to purchase anything to win! Also, each level is different, so it doesn’t get monotonous! – Noelle Belmore

Also, join the daily Cash Dash event, where players enter a sweepstakes race by collecting in-game trophies. Be among the first Top 25 players for bonus prizes of $5 to $10! Cash out via PayPal when you reach $7. So download and play for free to start winning cash!

8. This Free Bingo Game Pays Up to $100 Per Win

There’s no need for boring bingo when there’s Blackout Bingo, a fast-paced and competitive bingo game where you can win real money.

2 minutes. That’s all you need per game when you play against real people that match your skill level. Tap the numbers fast and correctly to get bonus points!

“You wanna cash out 1,000 bucks a month it’s very doable, but it’s not just gonna happen magically. Practice for free, get your game tight & then you will see the results you want. This app pays and makes plenty to go around ” – rainking76

Play for free for prizes and when you’re ready, switch over to cash games to win real money. Download Blackout Bingo for free to start playing!

BONUS: When you deposit for the first time, get a $5 bonus cash when you use code: TSW5

9. How to Put More Cash in Your Pocket - An Extra $5,500 Per Year

When you need extra money, side gigs and WFH opportunities are your best options. Use the free Steady app (co-founded by Shaquille O’Neal) to find flexible jobs and Income Boosters to do it! It’s easy, and their 6 million members are already earning money.

Here’s how to start:

Download Steady and create a free account
Browse gig opportunities
For faster cash, try your first Income Booster; over $15M have been paid out so far, and they’re easy to do

“Steady gave me the opportunity to be at home, pick up my sons, and still make money,”- James Coleman.

On average, Steady members can increase their income by an extra $5,500! So set those financial goals and earn extra money on your own time.

10. Play Solitaire and Earn Up to $83 Per Win

Two minutes is all you need to win up to $83 per win when you play Solitaire Cash, a fun Solitaire game ranked #3 in Cards in the App Store and has an average of 4.6/5 stars with 130K+ ratings!

Win cash for free or deposit cash to multiply your winnings from cash tournaments. Regular players are already winning thousands of dollars! New member bonus: Deposit $10 and get a $5 Bonus Cash!

“First game I found that ACTUALLY PAYS … fun & everyone seems honestly @ equal levels of ability” – Davi

“Win REAL money. I am so addicted since I just won $40 on the clash tournament.” – Holly

Solitaire Cash is free to play, so if you like playing quick games for chances to get up to $83 per win, check it out.

11. Free Rewards Program Gives Out 7,000 Gift Cards Daily

There are a lot of survey programs out there, but none are as popular as Swagbucks, a free rewards program where you can earn free cash for your time and opinion. They’ve paid out over $885 million to their members already and they’ve been in business for 15 years.

Earn points for doing surveys, online shopping, uploading receipts, and playing fun games then redeem the points for free gift cards to Amazon and Walmart or choose PayPal cash.

New members can get a free $10 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!

12. 21 + Solitaire = Real 💰 and Serious Fun

Check out 21 Blitz, an extremely fun and fast-paced mobile card game. Play against real people at your skill level to compete for cash and prizes like tech, kitchen appliances, even a car!

It only takes 3 minutes to play. Make as many 21s as you can before the clock runs out or until you run out of moves.

Play for free against real people for prizes or switch over to cash games to win…well, cash! Currently, players are invited to play in a guaranteed $23,000 prize pool tournament. Plus, get up to $30 for each friend you refer.

13. The Best Financial App That’ll Save You $720/Year

Knowing your net worth isn’t just for rich people. It’s a financial report card that can tell you if you’re on the right track or if you need a wake-up call. To calculate it, you need the value of all your assets (things you own) minus your liabilities (things you owe). But wouldn’t it be nice if there were a tool that tracked your net worth over time for you?

Enter Rocket Money, the free money management app that’s like your personal finance assistant. It groups all your banking accounts together so you can see your earnings and spending in one spot. Plus, it helps you budget even if you don’t know how to.

The app will find all your recurring bills and subscriptions (even those you forgot about)
Rocket Money can help lower your bills by 20% (they negotiate for you)
The app also helps you start budgeting and set up auto-savings too
Their newest feature easily tracks your net worth

See what your savings could be with Rocket Money and start tracking your net worth too!

14. Affordable Car Insurance Exists - Save Up To $610

You’re probably overpaying on your current auto insurance without even realizing it.

Just check on EverQuote to start comparing
They’ll check from plenty of agencies to find you the best deal
Pick your savings!

It literally takes less than 4 minutes to fill out the form to start saving big. EverQuote can save drivers up to $610 a year on average* compared to their current insurance premiums.

It’s super simple so try it out to see how much you could be saving on the road!

15. A Legit Way to Earn $750 This Week

You can get $750 direct deposited into your bank account and all you have to do is try out some deals. The catch? You can only do this once a year!

Seriously, anyone 18+ can participate in Flash Rewards, a rewards program that’s been around since 2016 and has rewarded $12 million to members over time.

So how do you get the money? Answer: You just have to follow the instructions carefully!

Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
Take a quick Survey (it helps figure out the optional offers & required deals to recommend)
Complete deals by shopping Flash Rewards’ great brand name partners.
Important: Follow the instructions on completing the specific number of deals for each level and get to Level 5 to get the maximum reward! (there are plenty of deals to try – some are free trials or app downloads, others require a purchase!)
Claim the reward and get it in about a week!

You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!

16. Get Up to $55 Per Win Popping Bubbles

Win free cash when you collect enough gems to enter practice tournaments, and then win MORE when you enter the higher stakes tournaments (there’s a small entry fee for the bigger tournaments).

“Finally, a game that isn’t a scam! I won $71 yesterday on Sunday, and today on Monday, it was already in my Paypal” – Mzmari

Play for free now, and then switch to cash games to increase your winnings whenever you want. Obviously, this won’t make you rich, but 100% worth it compared to other games that don’t pay.

17. How to Get Paid In the Next 48 Hours Playing Games

You’ll get paid in gift cards, but it’s still money. Choose from favorites like Amazon, Kohl’s, Chipotle, CVS, etc., and you can earn your first $5 gift card within 48 hours just by playing some Android games.

Just download Rewarded Play, the free app that lets you play games and earn hundreds of dollars from having fun. The more games you play, the more you can earn with no limit!

Of course, you won’t get rich from it, but earning money from playing these games is better than nothing at all.

18. Get Paid to Play New Games. Regularly Cash Out Up to $25

Download Mistplay, an Android game platform where you try free games, earn points and redeem them for Amazon, PSN, XBOX Live, and more. On average, players are cashing out between $10 – $25 regularly!

Discover new mobile games curated just for you on Mistplay
As you play, you’ll earn units
Redeem your units for gift cards to Amazon, Google Play Store, and more!

“This app is the real deal. There’s a good selection of games, and new ones are being added all the time. More importantly, when you reach the target amount of points, you do get paid. Great job, Mistplay people.” – Geoffrey Daley, ⭐⭐⭐⭐⭐

Just be sure to start your games from Mistplay so it can keep track of your game time to credit you properly. New members get a BONUS of 200 units just for signing up!

19. Play Fun Word Puzzles & Get Paid Up to $85

Stimulate your brain in a different way by playing word puzzles on Words to Win, a free-to-play game where you can win cash rewards through beautiful levels modeled after vacation spots like Australia, Mexico, Hawaii, and more.

It’s simple. Create words out of the letters given and complete the crossword puzzle board. You’ll then earn coins to redeem for instant win scratchers, prize wheels, and sweepstakes up to $500!

There’s no stressful countdown timer per game and you can cash out via PayPal when you reach $7. Tracy T. said: “Best game ever! This is my daily relaxing game and it really pays and cashes out.”

Download now and play for free to start winning cash!

20. Earn a $10 Amazon Gift Card by Trying New Games

When you’re ready to add even more games to your lineup, then download Cash Giraffe, an Android app that pays you to try out new games for, yes, you guessed it, cash. All are free to download!

Just earn coins from trying new games, and then you can redeem them for:

PayPal Cash
Amazon gift card
GameStop gift card
PlayStation Store gift card
Xbox Live gift card
And more good stuff

“Payouts are faster than most apps. PayPal rewards are small, but hey, it’s free money 💰 🤑“- Cassandra McGuire

A 3,599 coin welcome bonus is yours immediately too, when you sign in! Plus, get 200 coins for every friend you refer and 25% of their earnings.

21. Play Solitaire and Earn Up to $83 Per Win

Two minutes is all you need to win up to $83 per win when you play Solitaire Cash, a fun Solitaire game that’s ranked #3 in Cards in the App Store and has an average of 4.6/5 stars with 130K+ ratings!

Win cash for free or deposit cash to multiply your winnings from cash tournaments. Regular players are already winning thousands of dollars!

Solitaire Cash is free to download and play, so if you like playing quick games for chances to get up to $83 per win, check it out.

BONUS: This Free Bingo Game Pays Up to $100 Per Win