20 Apps That’ll Give Your Bank Account the Glow Up It Deserves

Blonde woman holding cash in 5 and 10 dollar bills fanned out
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Alright, so you’ve gone through your physical glow up (hopefully). Maybe you’re still working on your emotional version.

Now your bank account needs a transformation too. We can help.

How to earn more money, how to save more, just knowing what to do with your finances all contribute to that coveted bank account glow up.

Your full-time job should cover the primary income, but additional side ways to earn money is always welcome, right? Especially when it’s for things you’re already doing like getting groceries or spending time on your phone.

Check out the below ways to help upgrade your bank account to the next level!

1. Please Spot Me Up to $2001, So I Don’t Get an Overdraft Fee!

We got you. Or, more specifically, Chime ® has your back; the award-winning mobile financial app and debit card will have you saying goodbye to overdraft fees!

That’s because their SpotMe®️ tool can literally spot you up to $2001 without charging a fee as long as you receive qualifying direct deposits.

You need qualifying direct deposits of at least $200 a month into your Chime Checking Account to qualify, and one of the easiest methods is to route your paycheck there so you don’t have to think about it.

Other perks:

  • Get paid up to 2 days early3 with direct deposit
  • Get 2.00% Annual Percentage Yield (APY)4 with the high-yield Chime Savings Account5
  • Access to a new way to build credit history with the Secured Chime® Credit Builder Visa® Credit Card6
  • FDIC-insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.7 (it’s safe!)
  • No minimum balance, no monthly fees, and no foreign transaction/transfer fees

Sign up for Chime and say goodbye to overdraft fees and other benefits!

2. Empower Yourself Financially, Especially for Women

Whether you think about it or not, there are important realities in a women’s life.

Gender pay gaps where women make less than men, career breaks where women’s earnings drop significantly after having a child,(*) and longer than average lifespan meaning women need more money to live.

That’s why it’s vital to save for retirement and invest, especially if you’re female and why
Ellevest exists, an investment service and money membership created by and designed for women.

Men and those that identify as non-binary are welcome to join as well but it’s the first company to take on women’s unique set of obstacles when constructing an investment portfolio.

With affordable flat monthly fees starting at $1 and maxing at $9, you can be sure that your financial health is taken care of with personalized retirement planning (Plus and Executive memberships), investments with no asset management fees outside of your membership fee, and discounted sessions with career coaches and financial planners. Membership also includes an Ellevest debit card,* which gives you the option to round up spare change to help you save further** as well as unlimited ATM fee refunds.***

With the current world events, it’s even more important to make sure that your “future you” will be comfortable, so take advantage of the first free month and see how it can help you.

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