You Could Get Your Paycheck Up to 2 Days Earlier With This Online Bank
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“It’s pretty cool that I get my paycheck on Wednesday instead of Friday. Helps SO much with budgeting for the weekend,” says Monique Varro.
Monique gets paid via direct deposit and while her company pays everyone on Fridays, she gets her paycheck 2 days earlier than her coworkers. Sweet, right?
Make Payday Come Faster with a Chime Bank Account
Last year, Monique had switched her regular bank account to an online bank account with Chime. With this unique earlier payday feature, it helps her budget accordingly and she feels less stressed about bills.
Unlike most a standard bank, Chime doesn’t hold the funds until your pay date. As soon as it receives notification from your employer, Chime will immediately post the funds to your account.
It really only takes 5 minutes to find out how early you can get yours.
Bonus: Chime will also mail paper checks on your behalf if you’re worried about how to deal with paying certain bills. “For rent, I just enter in payment info in the app and they’ll cut the check and mail it for me. Super convenient,” says Monique.
If you want your own payday to come faster, go ahead and take 5 minutes to open a free Chime account.
Don’t Spend All of that Paycheck Though – Start Saving Mindlessly
Now that you got your paycheck earlier, it’s probably a good idea to start thinking of stashing some of it away.
Saving money can be hard but there’s a way to trick yourself into saving more.
Digit makes that happen.
This useful and genius app will automate your savings for you. Just link a checking account and their smart algorithm will determine small but safe amounts to withdraw into your separate FDIC-Insured Digit savings account.
Plus, regular savers will get a 1% bonus every three months!
It’s the perfect set-it-and-forget-it app that even helped a fellow Bill Wizard teammate save $2,500 this year without even thinking about it. (That can pay for a lot of shopping!) Read her review.
You can withdraw your money at any time you need and it’s free to use for the first 30 days. After, it’s just $5 a month.
