Saving money is a mind game. You just have to understand how to play it, and saving won’t be as impossible as you might think.
Rule of thumb is 20% of your after-tax income should be going to your savings and/or debt repayment. But having a chunk of money moved out of your checking account can be intimidating. After all, you have bills to pay.
So we found other ways to play the savings mind game. Follow these 9 clever ways and you could save up to $6,000 a year. Now that’s a nice savings cushion.
1. Don’t Toss That Receipt! Do This First for Free Money
Before you crumple up that receipt in your pocket or forever lose it in the abyss of your purse, scan it into the Fetch Rewards and earn points towards free money. I repeat, free money.
It’s ridiculously simple and actually fun to use.
Shop at any grocery store, convenience store, club store, neighborhood store, or big box store, take a picture with the app, and that’s it. (Favorites include Target, Kroger, and Walmart!)
Unlike other apps, you don’t have to go to specific stores, there’s nothing to pre-select prior to shopping, and there’s no minimum spend. Just scan in any receipt from a store that sells groceries (even when you didn’t actually buy any groceries) and boom, points for money.
You can start cashing out as soon as 3,000 points and you can grab 2,000 welcome points on us when you use promo code REWARD before scanning your first receipt!
Welcome bonus: 2,000 points
Average savings a month (depends on purchases): $25
What it could add up to in a year: $302
Additional referral earnings: 2,000 points per referral
2. Get Paid to Take Popular Surveys, Watch Videos, and Even Read Emails With This Site
If you’re looking for an easy way to snag a little extra cash by being online, look no further. Inbox Dollars has a wide array of ways to make some money on the side.
Founded in 2000, Inbox Dollars has been around and paying customers for their opinions for over 19 years and counting! They are one of the most trusted survey sites with fun, multiple ways to earn extra cash that sets them apart from the others.
You can stick to sharing your opinion and take surveys, but you can also watch videos, play games, and even read email for some extra cash. Who wouldn’t want to watch movie trailers for money?
They also offer cash back for online shopping and coupon cash rewards to use at the grocery store too!
So if you’re looking for some extra cash and enjoy a wide array of options to earn, Inbox Dollars is a great platform to make a little side money. It’s free to sign up, so give it a try today!
3. Budgeting Made Easy With This App, Even if You Don’t Know How
First things first, if you have trouble budgeting, you’re not alone as most people actually don’t know how to. When you understand how much money comes in and how much goes out, it’ll all start making sense.
Truebill easily helps you budget, even if you’re clueless. Their simple to follow budgeting pulls your historical spending, organizes it, and allows you to clearly see your spending so you can set a target budget with context. (Aka you can see where you’re wasting money on).
Truebill’s five-star reviews come from people formerly bad at budgeting. Nicole M. said Truebill “tracks spending and makes you accountable for every place your dollar is going. Shows you how a ‘few bucks’ here and there can really add up over time. Also gives you clues on how to save based on your spending. It’s like having a personal accountant tracking my money.”
Truebill will also alert you if you’re getting a little too spend-happy in your budgeted categories so you know when to curb it. Another user, Krystyna D. said, “This app is a lifesaver for budgeting. It lists your transactions in a minimalist and customizable way, has a spending graph that compares your current spending based on last month, and has a really great budgeting feature. I’ve been using the app for just about 7 months and they’ve done nothing but make a really great improvement to the service. I’ve tried some of the other services and they’re all cluttered and give you too much info without making what you want to see accessible.”
It’s simple but actionable budgeting that anyone can follow and it’s free to use! Join the many users today and control your spending with Truebill!
4. Android Users: Try Games, Get Gift Cards. Play More to Earn More
We’ll probably be the only ones to tell you this but, please play more mobile games.
Play more games so you can earn more gift cards through theAndroid-only app, a free to download game platform that lets you try as many games as you want.
Popular games include Yahtzee, Wheel of Fortune, Words with Friends, mystery games, fantasy games, puzzle games, and a lot more.
You can then redeem for gift cards from 20+ retailers including favorites like Target, Amazon, Walmart, Best Buy, etc. The games are fun, it’s an easy way to earn some cash especially when we’re bored at home, and bonus, there is an active customer support team!
5. iPhone Users Can School Competitors in Solitaire and Ca$h In
When you’re looking for something to do at home, check out Solitaire Cube for iOS, which is like regular Solitaire, except you get to play for real cash.
The game matches you with players of the same skill level, so all is fair. If you’re a good Solitaire player, you could win some serious cash, like Katie N. who took home $380,984 last year as one of the Top 10 Solitaire Cube players! Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and more!
So if you think you can handle playing some Solitaire Cube to win legit cash, definitely download this game for free.
Cash tournaments aren’t available in AZ, AR, CT, DE, FL, LA, ME, MT, SC, SD, TN, IN.
6. Scan the Stuff You Buy & Get Free Rewards
The exclusive(NCP) program is opening up again for more participants! This is your opportunity to make your consumer voice heard! (And get paid for it)
When you become a panelist, just use the app to scan the barcodes of items you purchase, provide a few additional transaction details, and you’ll earn points for:
- Gift Cards
- Electronic Equipment
- Flat Screen TVs
- and much more from their gift catalog!
Plus, all panelists are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even a quarterly sweepstakes to win $5,000!
The more you share yourthe more rewards you can get. You can also answer surveys and share information about your overall shopping trip.
“Scanning my purchases is fun! I also enjoy taking the surveys. Earning points is fast and easy and they have a great selection of rewards.” – Jennifer B.
It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.
to be a National Consumer Panelist. Eligibility will be based on your location. If you don’t get accepted this time, don’t worry! They’re always expanding locations, so check back again.
7. How to Get Paid $22/Hr Being a Grocery Shopper
When you’re looking for a legit side gig, consider grocery shopping for others, instead.
Shipt is an app where members can request same-day deliveries on grocery, household, and more. After browsing through millions of products from stores like CVS, Target, ALDI, Costco, and a lot more popular retailers, members create a shopping list.
This shopping list is then sent to a professional Shipt Shopper (potentially you!) who’ll head to the store, grab the items, and deliver. Shoppers are independent contractors and are paid up to $22/hr and more. Plus 100% of all tips are yours to keep!
So if you’re interested in a flexible side gig that helps out the community, have a valid driver’s license and auto insurance, a reliable car, know the difference between romaine and iceberg lettuce, apply here. Work whenever you want and get paid weekly!