5 Creative Ways to Make Money on Your Phone

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

So, you’re looking for creative ways to make money on the device that your hand is so lovingly attached to? Well, you’ve come to the right place.

But you probably have some initial requests.

“It can’t be too hard.”
“I can’t spend too much time on it.”
“It’s gotta be free.”

Good news is that our suggestions will hit all those requests. We’ll show you some smart ways to make money on your phone that’ll leverage some “everyday” activity so you can get paid.

Let’s get started!

1. Cashing Out on The Everyday Things You Do Online Already

How much time do you think you spend online? Most likely more than you think.

The average American spends 24 hours online a week*, but for me, I know I definitely surpass this since I have to be online for work. Along with post-office hours shopping, browsing, reading, it’s rare that I’m not online.

If it’s the same for you, capitalize on all that online time by earning points you can redeem towards gift cards, and even better, cash.

You can do it with Swagbucks, a free rewards program for the everyday things you do online.

Earn points by

  • Watching entertaining videos
  • Shopping at your favorite retailers
  • Searching the web
  • Participating in surveys
  • Playing fun trivia games

Then you can redeem for a large variety of gift cards (Amazon, Target, Walmart, Starbucks are popular) or my favorite, Paypal Cash and Visa Gift Cards. Cash out in as little as $3!

You’ll even get a $5 bonus when you earn 2,500 SB points within your first 30 days.

The best way to earn SB? Surveys. You can get up to 300 SB for each qualified one you participate in. While you obviously won’t get rich doing this, you can nab an extra $10-$20 a month on them.

Keeping your profile updated and doing the Daily To-Do List will also earn you extra SB. There are a lot of opportunities so you can cash out early and often!

Get Paid to Read Emails, Take Popular Survey & Watch Videos

Here’s another easy way to snag a little extra cash by being online since Inbox Dollars has a wide array of ways to make some money on the side.

Founded in 2000, Inbox Dollars has been around and paying customers for their opinions for over 19 years and counting! They are one of the most trusted survey sites with fun, multiple ways to earn extra cash that sets them apart from the others.

You can stick to sharing your opinion and take surveys, but you can also watch videos, play games, and even read email for some extra cash. Who wouldn’t want to watch movie trailers for money?

They also offer cash back for online shopping and coupon cash rewards to use at the grocery store too!

So if you’re looking for some extra cash and enjoy a wide array of options to earn, Inbox Dollars is a great platform to make a little side money. It’s free to sign up, so give it a try today!

2. Get Paid to Try New Games. Every Gamer’s Dream.

Adobe

Who would’ve thought you can play games to make some money?

All you need is Mistplay, a game platform where you can try new games to earn points redeemable for gift cards like Amazon, VISA, PlayStation Network, XBOX Live, Starbucks, and more.

In the app, all available free games are listed so just take your pick to try! The more time spent on each game, the more money you can earn.

You’ll only get paid for playing games if Mistplay is running so be sure to always install games from the Mistplay app!

BONUS: You’ll automatically get 200 welcome points upon sign up but use promo code Bonus_100 to get an additional 100 points for a total of 300 total points!

3. Get Paid To Play Free Digital Scratch-Offs Too 

Don’t bother going to the liquor store to buy physical scratchers (they get expensive too).

Instead, play digital scratchers for free on Lucktastic.

There are a ton of different scratchers you can play, and you can earn both cash and tokens.

Scratched all of them for the day? Don’t worry, there are specific night-time scratchers that are available every night too!

When you want to redeem your earnings, you can choose from:

  • Amazon gift cards
  • CVS gift cards
  • Dunkin’ Donuts gift cards
  • Check mailed to you
  • Visa gift cards

Lucktastic keeps things free by showing a few ads here and there plus it’s easy to play and multi-task at the same time. Get a chance of up to $1M in cash prizes!

Regular giveaways are always happening too. Until October 31st, you could win a trip for four to Walt Disney World!

4. Free Gift Cards if You’re Chill with Lock Screen Ads

The average person unlocks their phone 110 times per day – that’s a lot of time spent looking at a screen for free.

With S’more you get paid every day you unlock your phone. It’s even easier than it sounds, and since you can cash out with as little as $1 there’s no waiting around for your rewards!

They partner up with brands looking for more impressions (aka your eyeballs) and you don’t need to click on anything to get paid either.

S’mores pays in gift cards so you can redeem for:

  • Amazon.com
  • AMC Theaters
  • Best Buy
  • CVS
  • Target
  • Domino’s Pizza
  • Starbucks and more!

Just use your phone normally, and your earnings will apply daily. Pretty much the easiest thing to do.

5. Just Leave This App On & Get Paid

Panel App is a loyalty incentive app that will give you points just by leaving the app running in the background. This is passive income at it’s best.

Because it gives you points on location, go ahead and enable location services. Then just turn the app on before you go about your day and head to school, work, gym, walk your dog, wherever.

After testing it we think it’s a great (lazy) app that rewards you for doing almost nothing. If you’re still skeptical, know this:

We snagged a $5 Amazon gift card via email after leaving the app on and forgetting about it. You can also choose VISA gift cards, MasterCard gift cards or sweepstakes entries.

Overall, a solid choice for earning a bit of money for literally just leaving the app running on your phone!

TIP: When you’re a new member, it’ll ask you if you want to keep the app running in the background. Just tap “Yes” to continue getting paid!