3 Ways for Inquisitive Womxn to Start Investing (And Earn Money to Do So)

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

You’ve thought about how to further build your wealth but you’re not quite sure where to start. You also know investing is important, but it seems so intimidating.

Kudos to you, because just thinking about it is already a great step in the right direction.

Even though people might think men are better investors, it’s actually the opposite. A Fidelity report* states that women outperform men in generating positive returns on their investments due to long-term planning, research, taking on less risk, and patience.

So we’ve compiled 3 of the most beginner-friendly investing apps that you can start with (you can sign up for all if you’d like as each has its own benefits) as well as some additional ideas to help you earn a little bit of side money to consistently invest with!

1. Get $5 to Invest in Google, Amazon, Tesla, Netflix, and More

Office Manager Sarah investing with $5 / Danny Guinta /*Photo for illustrative purposes only

You might think that investing is complicated. Or that you’ll never get a share of these well-known brands like Google, Amazon, Tesla, etc., but you can. And you don’t have to be rich either.

That’s because Stash, an investment app, lets you start investing with just $1. You can choose where to put your money in and they provide guidance and tools to help you along the way. You can invest in some of the major companies that you use or buy from regularly to make a custom Personal Portfolio.

With Stash Growth and Stash+, you can also choose the Smart Portfolio option which offers hands-off stress-free investing since Stash will invest for you based on your risk tolerance. Plus claim bonus stock when you attend Stash’s virtual Stock Parties!

As a bonus, Stash is giving new members $5 for any first investment so create an account to get started.

2. Get Free Stock Worth Up to $200

Investing may seem expensive and most people put it off until they have “enough” money for it.

But time is the most important factor and Robinhood makes it really easy for new investors to get started with just $1.

This free trading app lets you trade stocks, ETFs and options, along with cryptocurrency all for free. No commission fees! When your application is approved, they’ll give free stock worth $2.50 up to $200 for new members, with chances to get a high-value stock in Facebook, Microsoft, etc.

You’ll also earn interest on any uninvested cash too. With a near-perfect 4.8 score from 2.3 million people, it’s a popular app that you should check out if you’re interested in investing.

Extra bonus: If you’re a student with a “.edu” email, click here to get an additional $15 to your account. Plus, Robinhood will be giving away $20,000 to five students who sign up! This Back to School campaign lasts only until October 24th.

3. Own Any Stock Starting at $1 and Learn from Real Investors

Investing sounds fancy and intimidating but in truth, anyone can do it. You don’t have to have thousands of dollars either to get a share of your favorite companies like Apple, Peloton, Target, Uber, Tesla, and more.

With Public, a social-investing app, you can buy any stock you want for as little as $1, all commission-free. Plus, you won’t have to figure it out alone. Follow other investors on the app (financial experts, entrepreneurs, celebrities, athletes, etc.) and get a first-hand look at what they’re investing in and why. You’ll be able to buy the same stock or ETF with however much money you’re comfortable with!

Learn tips from the transparent community to build your financial literacy, invite friends and earn free stock, and see what Wall Street Thinks to buy, hold, or sell what you have.

Public makes it easy for everyone to invest in the companies they believe in with no minimums, $0 commissions, and a robust community to gain knowledge from!

4. Get a $75 Bonus with an Acorns Checking Account That Invests For You

Get a checking account that can do more than just house your money. With Acorns Checking, you’ll get a checking account that automatically saves and invests for you!

Invest spare change into an expert-designed, diversified portfolio of stocks and bonds every time you make a purchase! Choose from traditional or new Sustainable (ESG) Portfolios where you can easily invest in socially responsible companies.

Acorn’s new Smart Deposit feature takes a portion of each paycheck and automatically sets it aside into your checking, investing, and retirement accounts.

For a limited time, get a $75 bonus when you set up a direct deposit and receive the first 2 deposits successfully. 9.75 million people already trust Acorns. Try it out and see for yourself!

5. Turn Your iOS Screen Time Data Into Cash

Share information on how you use your smartphone and get rewarded with the MSR app.

MSR uses simple “video tasks” instead of boring surveys. A 2-minute video task pays out as much as an average 20-minute survey on other platforms. Easy! And for the rest of Sept., get up to 60% more points!

You’ll earn points and redeem free gift cards from 40+ brands including Amazon, VISA, and more. Or you can earn straight cash via PayPal. Plus, it’s free to join!

Within the first 4 weeks, members have earned more than $20 in rewards with minimal effort. There are also surveys and other earning opportunities available.

For extra rewards, refer friends to earn 40% of everything they get for passive earning!

6. Over $7 Million Paid Out to Steady Members to Date - Sign Up for Your Share!

Over 3 million people are already using Steady to find extra income, and on average members earn $5,500 a year more!

Find thousands of new part-time opportunities daily, plus earn cash rewards through Income Boosters. Basically, they pay you to try out useful brands to help manage your money even more.

Once you link your bank account (it’s secure!), the app’s Income Tools feature will give you personal insights into the extra money you’re making.

It only takes a few minutes to sign up for free so answer some work history questions & what type of job you’re looking for to see opportunities immediately!

7. Fetch All Your Receipts (Even Virtual) & Get Free Money Back

Alice Ly / The Smart Wallet

Grab all the recent receipts you have and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!

Basically, upload any receipt, snap a pic with the app, and boom, you’ve got points for money.

Be sure to grab 2,000 welcome points on us when you use promo code REWARD before scanning your first receipt!

8. Scan the Stuff You Buy & Get Free Rewards

The exclusive National Consumer Panel (NCP) program is opening up again for more participants! Make your voice heard and get paid for it!

Panelists use the app to scan barcodes of items purchased & provide details. You’ll then earn points for gift cards, tech like tablets and flat-screen TVs, and much more from their gift catalog!

The more you share your shopping habits (scan barcodes), the more rewards you can get. It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.

Register now to see if you’re eligible to be a National Consumer Panelist. If you don’t get accepted based on your location, don’t worry!  They’re always expanding locations, so check back again.

9. This Paid Survey Panel Gives Out 7,000 Gift Cards Daily

Members can earn an average of $50 a month in popular Swagbucks, a free rewards program where you can earn cash for your time and opinions.

Get rewarded for doing surveys, searching the web, reading articles, watching videos, and playing fun games but the one activity that earns you the most points is completing surveys. Redeem for free gift cards just by completing fun activities and giving opinions!

New members can get a free $5 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!

10. Instantly Raise Your Credit Scores (For Free!) Using Phone & Utility Bills

Adobe

The 3 most important digits of your life are your credit scores. Get an instant increase for free with Experian Boost™ which adds your positive payment history from phone, utility, & streaming services payments to your Experian® credit file. (Yes, your Netflix® payment counts!*)

On average, members see a 13 point increase. All you need is a free Experian membership and a few minutes to connect read-only permission to the online bank accounts you use to pay bills so Experian can credit your history properly.

This process doesn’t hurt your credit at all and you can choose to remove the boost if you want. Try out the fastest and no-cost way to instantly improve your credit scores!

Results may vary, see website for details.

11. Instantly Get Paid $1 for Each Survey (No Limit!)

SurveyTime will instantly pay $1 after each survey completion. No waiting around to accrue at least $15 to cash out like other sites, just get paid right after!

Take as many available surveys as you want since there’s no limit. Then choose between popular gift cards, PayPal, or Bitcoin via Coinbase.

It’s free & easy to start. Be sure to check your confirmation email to answer a few intro questions.

It takes a few days for the system to learn your profile to match you with the best surveys so expect to be disqualified in the beginning. Then you can take as many surveys as you want. On average, each survey could take 10 minutes with some being as quick as 3 minutes!

BONUS: Turn Errands into Earnings with Free Cash Back

About to get some gas, groceries, and/or hit up a restaurant?

Turn to GetUpside, a free cash back app that partners with over 30,000 local businesses, which include Shell, 76, Popeye’s, Papa John’s, Gelson’s, Safeway, and many more. You can earn an extra $148 a year (on average)!

Wherever you are, just use the app to see where you can get cash back! You can get up to 25¢ per gallon, up to 30% back on groceries, and up to 45% back at restaurants. For errands you were already going to do anyway!

Easily cash out via bank transfer, Paypal, or gift card and there’s no limit to how much you can earn. Download GetUpside for free to start earning cash back and new members can use a welcome code: TSW20 to get an additional 20¢ a gallon on their first gas purchase!

Gas offers are not currently available in NJ, WI, or UT.

Some of the sponsored links that appear on this page are from companies that offer investment advisory services. They compensate us; for details on our compensation arrangements, please click here.