Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance. This site doesn’t include all available offers.
You know you should start, but where to begin? Vanilla savings isn’t enough anymore, especially with the way inflation is rising.
You know the basic formula for building wealth: to make more than you spend, avoid debt as much as you can, and invest your savings. Now, investing can (and should) include some cryptocurrency for diversity.
It’s easy to get started, and we found reputable long-term investment ways that simplify the process and guide you, so you don’t get overwhelmed!
1. Earn Up to 8.05% APY* on Crypto
Gemini is one of the largest cryptocurrency exchanges that let you buy, store, sell bitcoin and crypto instantly as well as being the only exchange that lets you earn up to 8.05% APY interest on your crypto, including stablecoins. With this method, you’ll be able to earn the highest interest rates than a normal savings account! Specifically, 110x more than the average national interest rate, and interest is paid daily.
It’s one of the easiest and most secure platforms as Gemini is regulated by the New York State Department of Financial Services. Start investing in crypto with as little as $5 and it only takes three minutes. Their own NFT gateway allows you to buy/sell NFTs to diversify your portfolio too.
2. Get $10 to Invest in the Legal Cannabis1 Industry and Crypto. No Experience Necessary
6 million customers already use Stash, an investment app that lets you start investing with as little as $1 and you can choose where to put your money and they’ll provide guidance and tools to help. You can invest in some of the major companies that you regularly use to make a custom Personal Portfolio.
You can even invest in the legal cannabis industry which is big business as retail sales are projected to hit $70 BILLION by the end of 2028.*
With Stash Growth and Stash+, you can use the Smart Portfolio option that gives hands-off stress-free investing based on your risk tolerance. In Smart Portfolio, you also get access to invest in the world’s largest Bitcoin fund, Grayscale Bitcoin Trust, and Grayscale Ethereum Trust. Stash makes it easy to invest in crypto when you don’t know where to start!
It takes less than 2 minutes to get started and Stash will give you $10 to start investing when you sign up and deposit $5 or more into your Personal Portfolio.
Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.
3. Get Free Stock Worth Up to $225 Plus Buy & Sell Crypto
Founded in 2013, Robinhood was a trendsetter in the mobile trading space. This free trading app lets you trade stocks, ETFs, and options, along with cryptocurrency and it was one of the first trading platforms to offer commission-free trades.
You can start investing with just $1 and new members get free stock valued between $2.50 and $225 just for signing up. This may include high-value stocks like Facebook, Microsoft, etc.
Robinhood’s main strength is its simplicity and is designed to make investing accessible for everyone. When you’re ready to diversify your portfolio into digital currency, you can buy and sell Bitcoin, Ethereum, Dogecoin, and other cryptos 24/7 commission-free on the platform.
4. See How Others Are Investing in Stocks, Funds, and Crypto
You’ve heard of Ethereum, Bitcoin, Binance Coin, etc. but there are actually thousands of different cryptocurrencies.
Public.com, a social-investing app makes it dead simple to start where you can buy from thousands of available stocks, funds, and crypto with any amount of money. (Even as little as $1!)
It also SHOWS you how other investors are investing in crypto and provides resources such as Public Town Hall and Public Live to learn more about investing and market trends. So forget perusing Reddit and engage with the community of investors on Public to get started on your crypto portfolio.
Plus, get a free slice of stock worth $3 – 300 when you deposit funds!
How To Make Some Extra Money at Home – Earn Up to $20 Per Survey
When you want to make some extra money to invest in cryptocurrency, a good option to do it easily from home is Survey Junkie, a site that pays cash to members who participate in fun surveys about their shopping habits, cell phone usage, and more.
Signing up is free, takes only a few minutes, and you’ll earn your first 100 points ($1 value!) just by creating an account, answering some intro questions, and verifying your email address.
Once you hit 500 points (or $5) you can cash out for PayPal cash or e-gift cards!
Survey Junkie won’t get you rich quickly (no survey sites ever do), but it’s an easy way to make some extra cash by doing nothing other than giving your opinions.
Scan the Stuff You Buy & Get Free Rewards
Here’s another way to earn extra for things you already do, like getting groceries and household items. Just join the exclusive National Consumer Panel (NCP) program and get paid for scanning the barcodes of items you purchase!
You’ll earn points for:
- Gift Cards
- Tablets
- Electronic Equipment
- Flat Screen TVs
- and much more from their gift catalog!
Plus, all members are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even a quarterly sweepstakes to win $5,000!
The more you share your shopping habits (scan barcodes), the more rewards you can get.
Register now to see if you’re eligible to be a National Consumer Panelist. Eligibility will be based on your location. If you don’t get accepted this time, don’t worry! They’re always expanding locations, so check back again.
*Gemini APY may vary based on coin type (1.35%-8.05%)
Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser. Investing involves risk and investments may lose value.
Promotion offer is subject to Terms and Conditions. *T&Cs.** You must complete within the specific time period included in this offer: (i) successfully complete (or already have completed, or re-apply for and complete) the registration process of opening an individual taxable brokerage account (“Personal Portfolio”), (ii) link a funding source to your account; AND (iii) deposit at least $5 from your funding source into your Personal Portfolio. *T&Cs
Stash Subscription fee starts at $1/ month. You’ll also bear the standard fees and expenses reflected in the pricing of the ETFs in your account, plus fees for various ancillary services charged by Stash and the Custodian. Please see the Advisory Agreement for details. Other fees apply to the bank account. Please see the Deposit Account Agreement.
A “Smart Portfolio” is a Discretionary Managed account whereby Stash has full authority to manage. “Smart” is only available in Growth ($3) and/or premium ($9). Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principal. Stash does not guarantee any level of performance or that any client will avoid losses in the client’s account.
A “Personal Portfolio:” You can choose your own investments only in a “Personal Portfolio” which is a Non-Discretionary Managed account.
1Stash does not endorse the illegal use of narcotics.
*The Smart Wallet is a paid affiliate partner of Robinhood
