30 Lazy Ways Moms Can Make an Extra $2,000

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

Hey moms, we know your time is precious. Even 5 minutes away from a preoccupied little one can make a major difference in your sanity and yes, your bathroom time is sacred.

So potentially making some side money even in the shortest amount of time, could be really helpful. Five minutes here and there can add up to savings as well as extra cash.

What’s even better is that some are from activities you already do, like grocery shopping, etc! Maximize on your spare time from the below lazy and simple ways and you could have a nice sum when you’ll need it eventually. 

1. This Bubble Game Already Paid Out Millions to Players This Year

Pop some bubbles & win some cash in 3-minute games.

Check out Bubble Cash , where you can go on a popping frenzy against real players online to win actual cash. Drop a bunch of bubbles at once and get those high-scoring combos. No joke, they’ve already paid out millions so far this year. And with over 36,000 reviews at a 4.6-star rating, it’s legit.

Play for free, and then switch over to cash games whenever you want. Seriously though, cash game winners can win thousands of dollars…by popping bubbles.

Just note that cash tournaments aren’t available in AZ, AR, DE, IA, LA, MD & SC but everywhere else is fair game to win actual money!

2. A Legit Way to Earn $750 This Week

You can get $750 direct deposited into your bank account and all you have to do is try out some deals. The catch? You can only do this once a year!

Seriously, anyone 18+ can participate in Flash Rewards, a rewards program that’s been around since 2016 and has rewarded $12 million to members over time.

So how do you get the money? Answer: You just have to follow the instructions carefully!

Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.

  1. Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
  2. Take a quick Survey (it helps figure out the optional offers & required deals to recommend)
  3. Complete deals by shopping Flash Rewards’ great brand name partners.
  4. Important: Follow the instructions on completing the specific number of deals for each level and get to Level 5 to get the maximum reward! (there are plenty of deals to try – some are free trials or app downloads, others require a purchase!)
  5. Claim the reward and get it in about a week!

You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!

3. Earn Up to $170 (Or More) Every Time You Win This Viral Bingo Game

Battle Bingo is the free modern version of bingo where you can win cash straight from your phone. There are daily cash prizes, unique power-ups, and exciting tournaments.

Play against other people of similar skill in multiplayer mode. Everyone gets the same card and the same numbers, so it’s based on how fast and accurate you are in the 2-minute games to win.

“You do win actual money. I was surprised to find out I won $43 and immediately cashed out. But keep in mind, you don’t always win!” – ffstakemyname

“The game is fun, and you can actually cash out! I’ve won $20 and didn’t have to spend a dime.” – Lexiiee20

Easily cash out via Paypal when you reach $3! Play practice games and collect gems, and when you’re ready, participate in the multiplayer cash tournaments to potentially win more cash. Take advantage of the limited promo to get an $11 bonus and 75 gems for depositing your first $16!

Cash tournaments are not enabled in DE, LA, MD, MT, and TN but you can still play for fun!

4. Get $35,000 Worth of Debt Paid Regardless of Your Credit

Owe $35,000 or less on credit cards? Find a personal loan using LoansUnder36 to pay off all your balances and consolidate them into one balance to make it easier on yourself.

It takes 2 minutes to find loans regardless of your credit status, with APRs from 5.99% up to 36% max. Their network has over 100 vetted lenders, and you’ll be able to compare side-by-side with no obligation quickly.

There’s no credit score impact by checking and the repayment periods are flexible, ranging from 61 days to 72 months (6 years). Plus, you can get the funds as fast as 24 hours!

5. Scan the Stuff You Buy & Get Free Rewards

The exclusive National Consumer Panel (NCP) program is opening up again for more participants! This is your opportunity to make your consumer voice heard! (And get paid for it)

When you become a panelist, just use the app to scan the barcodes of items you purchase, provide a few additional transaction details, and you’ll earn points for:

  • Gift Cards
  • Tablets
  • Electronic Equipment
  • Flat Screen TVs
  • and much more from their gift catalog!

Plus, all panelists are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even a quarterly sweepstakes to win $5,000!

The more you share your shopping habits (scan barcodes), the more rewards you can get. You can also answer surveys and share information about your overall shopping trip.

“Scanning my purchases is fun! I also enjoy taking the surveys. Earning points is fast and easy and they have a great selection of rewards.” – Jennifer B.

It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.

Register now to see if you’re eligible to be a National Consumer Panelist. Eligibility will be based on your location. If you don’t get accepted this time, don’t worry! They’re always expanding locations, so check back again.

6. Play 8-Ball and Win Up to $50 Each Round

Compete for $20,000 every single day. That’s what the online pool game 8-Ball Blast offers with exciting features and rules on the MPL (Mobile Premier League) app!

Maximize your score by aiming for multipliers and outscoring your opponent to take the crown. MPL matches you with players of your skill live in 1v1 battles or tournaments. 80 million global players already use this app to win cash daily!

“Their Instant Withdrawal policy is the best I love playing games and making a little dough, too” – Zack Davis

Plus, every new member gets a $5 bonus to play with. You can also earn up to $20 by referring a friend—so play together!

Note that cash games are not available in AZ, AR, CT, DE, LA, MT, SC, SD, TN, IN, and ME, but you can still play for fun (there are also other games on MPL you can play for cash, too!).

7. Play the Solitaire Game Where Players Cash Out $67 On Average

When you want a fun way to make money, play the free game where players have collectively won millions of dollars already. Check out Solitaire Fortune, where you play timed Solitaire 1v1 or multiplayer, and whoever finishes the deck fastest wins real cash.

All games are fairly matched, and you can choose to play in the free games or the cash tournaments. For new players, you get a $5 bonus cash just by depositing $5!

Cash out whenever you want with PayPal, VISA, Mastercard, and more. On average, players cash out $67, so download Solitaire Fortune for free and see if you can get it on that too.

Cash games aren’t available in DE, IN, LA, ME, MD, MI, MT, SC, SD, and TN but you can still play for fun!

8. Join the Millions of People Earning Up to $20 Per Survey

Survey Junkie pays cash to members aged 18+ who participate in fun surveys about their shopping habits, cell phone usage, and more.

Signing up is free, takes only a few minutes, and you’ll earn your first 100 points ($1 value!) just by creating an account, answering some intro questions, and verifying your email address.

Once you hit 500 points (or $5) you can cash out for PayPal cash or e-gift cards!

Survey Junkie won’t get you rich quickly (no survey sites ever do), but it’s an easy way to make some extra cash by doing nothing other than giving your opinions.

9. Play Fun Word Puzzles & Get Paid Up to $85

Stimulate your brain in a different way by playing word puzzles on Words to Win, a free-to-play game where you can win cash rewards through beautiful levels modeled after vacation spots like Australia, Mexico, Hawaii, and more.

It’s simple. Create words out of the letters given and complete the crossword puzzle board. You’ll then earn coins to redeem for instant win scratchers, prize wheels, and sweepstakes up to $500!

There’s no stressful countdown timer per game and you can cash out via PayPal when you reach $7. Tracy T. said: “Best game ever! This is my daily relaxing game and it really pays and cashes out.”

Download now and play for free to start winning cash!

10. Fetch All Your Receipts (Even Virtual) & Get Free Money Back

Alice Ly / The Smart Wallet

Check your pockets; check your purse. And keep receipts.

Grab all the recent receipts you have, even gas receipts, and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!

Basically, shop at any store (grocery, drugstore, warehouse, everywhere and online), snap a pic with the app, and boom, you’ve got points for money. Upload your gas station, restaurants, and drive-thru receipts too.

There’s no minimum spend, no need to manually select items, just scan in any receipt from any store or gas station, and it’ll automatically reward you. Use the free money to pay for your next tank of gas!

Be sure to grab 2,000 welcome points on us when you use promo code REWARD before scanning your first receipt!

11. Earn Up to $750 Trying Out Offers

Try out offers and get rewarded. That’s the gist of Earn Big Rewards, a fun program where you can earn up to $750 (or even $1,000 if you’re ambitious) just by checking out sponsored offers from their partners.

Over 1 million members have gone through and got their rewards, and you can too! It’s simple.

Offers and deals vary, but the most important thing to know is that different levels have different rewards. Lower levels yield smaller rewards, while Level 5 will get you $500, $750, or $1,000.

You’ll be able to choose from mobile games, free trials, subscriptions, streaming services, and more after answering some quick questions.

Once you complete the levels you want, you can cash out and get the reward in a week!

12. Invest in Real Estate Without Buying an Expensive House with a High Mortgage - Start with Only $10 (+Get $10 Bonus!)

Building wealth through real estate is smart but not everyone can drop down major cash to own entire properties especially when house prices have risen by 20% and 30-year fixed mortgage rates have jumped to over 6%, the highest it’s been since 2008!

This is where HappyNest comes in, offering you the opportunity to invest in real estate with no platform or broker fees.

It only takes $10 to start and you’ll be earning guaranteed passive income from the rent that’s collected from Fortune 100 tenants, like CVS Health, FedEx, and more!

  1. Start by signing up with HappyNest (industry-standard bank-level security)
  2. Set up your first deposit of $10 and you’ll get a $10 BONUS on top!
  3. Earn guaranteed quarterly income

Signing up takes 2 minutes and you’ll be on your way to a low-risk, long-term investment as well as a fun way to diversify your portfolio without dealing with rising mortgage rates. Plus, our readers get a special $10 bonus!

13. Getting Gas = Free Cash Back

With the high gas prices lately, it’s smart to get cash back any chance you can get.

Turn on Upside, a free cash back app that partners with over 20,000 gas stations and local businesses which includes Shell, 76, along with Popeye’s, Papa John’s, and much more. You can earn an extra $148 a year (on average)!

Wherever you are, just use the app to see where you can get cash back! You can get up to 25¢ per gallon, up to 30% back on groceries, and up to 45% back at restaurants.

Easily cash out via bank transfer, Paypal, or gift card and there’s no limit to how much you can earn. Download Upside for free to start earning free cash back and new members can use a welcome code: TSW25 to get an additional 25¢ a gallon on their first gas purchase!

Gas offers are not currently available in NJ, WI, or UT.

14. Get Paid Up to $89 Playing Match 3 Games

Puzzle game lovers will love Match to Win, a free to play game where you can win cash rewards through 300+ exciting levels spanning across Hawaii, Paris, San Francisco, and more.

It’s simple. When you clear a level, you earn coins, which are redeemable for instant win scratchers, prize wheels, and sweepstakes up to $2,500! And yes, it’s legit – there are already over 135K reviews with a 4.5 average rating!

“I love the fact that you don’t have to purchase anything to win! Also, each level is different, so it doesn’t get monotonous! – Noelle Belmore

Also, join the daily Cash Dash event, where players enter a sweepstakes race by collecting in-game trophies. Be among the first Top 25 players for bonus prizes of $5 to $10! Cash out via PayPal when you reach $7. So download and play for free to start winning cash!

15. Get Paid to Take Surveys and Cash Out Up to $30 via PayPal

What’s the best lifehack?  Getting paid to do something you’re already going to do and KashKick makes this possible. You’ll get cash rewards just by answering surveys, playing games, shopping, and more. It’s easy (and 100% free) to use Kashkick.

Earn up to $25 for each mission completion. For instance:

  • Get $20 to reach level 20 in select mobile games (plenty to choose from)
  • Get $1 for each completed survey that just takes a few minutes
  • Get $ for just reading email

Shelly Ways says: “This is a GREAT platform and it’s so easy to make money. Definitely recommend it, KashKick is amazing & yes, they really do pay you!”

KashKick also has a sweet referral program that rewards you with 25% of your friends’ earnings if they sign up through you!

16. 500,000+ People Received Loans for Emergencies Regardless of Their Credit

Gas prices are already high, so don’t let unexpected emergencies, like car repairs, house repairs, and more, stress you. Qualified borrowers can borrow between $500 and $4,000 through OppLoans, depending on the state of residence.*

Even better, applying won’t impact your FICO credit score^! Opploans reports customer payment history to the three major credit bureaus so that consistent on-time payments may improve credit score.+

OppLoans is also committed to helping customers build a better financial path forward. If OppLoans can’t give you the best rate, they’ll automatically check other lenders to see if you qualify for better terms!

You can see a state-by-state breakdown of loan rates and terms here.

17. Instantly Get Paid $1 for Each Survey (No Limit!)

By now, you’re probably familiar with surveys. If not, it’s a great way to earn side cash for just giving anonymous opinions and you can join several survey programs to increase earnings.

Add SurveyTime to your list, because what makes them different from others, is that you’ll instantly get paid $1 after each survey completion. No waiting around to accrue at least $15 to cash out, you can get paid right after!

And there’s no limit either, so you can take as many surveys as you want available. You can choose between Target, Amazon, or Walmart gift cards, PayPal, or Bitcoin via Coinbase.

It’s free & easy to start. Just head here to sign up, check your confirmation email, and answer a few introductory questions.

It takes a few days until the system learns your profile to match you with the best surveys so you might be disqualified for some surveys at the beginning. Then you can take as many surveys as you want and it’ll be clear on the site how long each survey would take. On average, each could take 10 minutes with some being as quick as 3 minutes!

18. Thousands of Dollars Are Cashed Out Everyday In This Solitaire Game

Solitaire can be relaxing but amp up the game by playing for real cash.

Play in the free tournaments using in-game virtual currency (gems) or win real money in the cash tournaments in Solitaire Smash, a free-to-download game where thousands of dollars are being cashed out daily.

The more you play, the more likely you are to win big! “I love playing solitaire because you have to use your brain to win the game” – Maggie M

You’ll also get a $5 bonus for each friend that joins you, so use those referral perks to enter cash tournaments! Note that players in these states won’t be able to join for cash but can play for fun: AZ, AR, CT, DE, IN, IA, LA, ME, MT, SC, SD, and TN.

19. Save Time & Get Pre-Qualified for Special Card Offers

Instead of applying to individual credit cards and potentially getting disapproved, use Bankrate’s free CardMatchTM tool to see the options you qualify for.

There’s no impact on your credit score to check, and they have 45+ years of helping people make smart financial decisions. Some of the brands Bankrate works with are Chase, American Express, Citi, and more.

The CardMatchTM tool asks for info like employment status, annual income, and rent/mortgage payment to help determine your matches. The last question will ask for the last 4 digits of your SSN to verify your identity but don’t worry, that doesn’t affect your credit score!

Use the tool to look for a new card or to check if your current cards stack up to the competition.

20. Earn Up to $150 When Winning in Solitaire (King)

Less than a few minutes is all you need to win up to $150 when you play Solitaire King, a fun Solitaire game where you play for cash.

It’s like regular Solitaire, but you compete against other players at the same skill level as yours to see who can solve the deck the fastest.

“So far, I’ve won $45.50. I’m a bit surprised,” said DohiAwi. New members also get a $3 bonus and 30 gems for depositing their first $6 too.

Plus, the leaderboard has a $10,000+ prize pool! Join for your share of the prize since Solitaire King is free to download and play. You can also earn up to $45 when you refer friends to play with you!

21. Answer Questions Honestly & Get Paid Up to $5 Each Time!

“I cash out $10 almost daily! If you need a couple of extra bucks, this one is worth the time and effort.”

You can be like Sue C. and cash out regularly by sharing your opinions and earning up to $5 per survey. It’s super easy, quick and free with QuickThoughts.

Just answer questions honestly, and you’ll get paid with your choice of free iTunes or Amazon gift cards! There are several ways to participate:

  • Short surveys that start at $2 per completion
  • Longer surveys that take a bit more time but pay up to $5
  • Local photo activities where you can choose to partake in location-based opportunities by taking photos to provide feedback (also earn up to $5)

Since it’s free and quick, why not give it a shot to earn gift cards?

22. Get a Personal Loan if You Need Help On These Things

Consolidating debt, credit card refinancing, emergencies, major purchases, home improvement, and more.

60% of personal loans are used for debt consolidation, and if you need some extra help without dipping into your emergency fund, or worse, racking up more credit card debt, utilize Bankrate’s free personal loans matching tool. You can borrow up to $100K, and it won’t affect your credit score.

It’s free to check and takes 2 minutes to answer some questions, including how much you want to borrow, the reason for it, your annual income, and your SSN to verify your identity.

You’ll then get matched to pre-qualified loan options, and when approved, you could get the cash as soon as the same day!

23. Real Cash Back on Groceries & More

Use this free app to get cash back on the stuff you already buy! Millions of people use Ibotta to earn cash back on their everyday purchases, like groceries, household essentials, food delivery, online shopping, and more.

It’s super simple:

  1. Just browse Ibotta first before shopping and add offers from thousands of products from your fav retailers to Your List
  2. Go shopping in-store or online, and submit your receipt (or link grocery accounts) to earn free cash
  3. When you’re ready to cash out, withdraw directly to your bank, PayPal, or gift cards!

Ibotta is free to download and you’ll also get $10 in Welcome Bonuses when you sign up! It’s like you’re getting paid to shop. Save big, just in time for summer!

24. This Paid Survey Panel Gives Out 7,000 Gift Cards Daily

There are a lot of survey programs out there, but none as popular as Swagbucks, a free rewards program where you can earn cash for your time and opinion. Members can earn an average of $50 a month!

Get rewarded for doing surveys, online shopping, uploading receipts, and playing fun games, but the one activity that earns you the most points is completing surveys. Redeem points for free gift cards and cash. There are hundreds of different offers to explore and complete!

New members can get a free $5 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!

25. School Competitors in Solitaire and Ca$h In

Check out Solitaire Cube, which is like regular Solitaire, except you get to play for real cash.

The game matches you with players of the same skill level, so all is fair. You could win some serious cash, like Katie N. who took home $380,984 as one of the Top 10 Solitaire Cube players! Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and more prizes.

So if you think you can handle playing some Solitaire Cube to win legit cash, definitely download this game for free. Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, or IN but you can still play for prizes!

BONUS: When you deposit for the first time, get a $5 bonus cash when you use code: TSW5

26. Get $10 to Invest in the Legal Cannabis Industry and Crypto. No Experience Necessary.

6 million customers already use Stash, an investment app, lets you start investing with as little as $5 and you can choose where to put your money, and they’ll provide guidance and tools to help. You can invest in some of the major companies that you regularly use to make a custom Personal Portfolio.

You can even invest in the legal cannabis industry which is big business as retail sales are projected to hit $70 BILLION by the end of 2028.* 

Plus, with Stash Growth and Stash+, you can also choose the Smart Portfolio option which offers hands-off stress-free investing based on your risk tolerance. You also get exposure to cryptocurrency through handpicked trusts managed by Grayscale. Stash’s customers can invest in the world’s largest Bitcoin fund, Grayscale Bitcoin Trust, and Grayscale Ethereum Trust, giving access and exposure to emerging asset classes via trusted investment vehicles. They make it easy to invest in crypto when you don’t know where to start!

It takes less than 2 minutes to start and they’ll even give you $10 to start investing when you sign up and deposit $5 or more into your Personal Portfolio.

Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.

27. Not Your Grandma’s Bingo - Play Anywhere for Cash

Ditch the paper sheets and giant stamps in favor of Blackout Bingo, a fast-paced and competitive bingo game that you can play anywhere on your phone. And even against your friends virtually.

2 minutes. That’s all you need per game where you play against another person around the world. Tap the numbers fast and correctly to get bonus boosts for more points!

Play for free against real people for prizes or switch over to cash games to win…cash! Cash game winners can win up to $1,000 or more in mini-tournaments but aren’t available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN.

BONUS: When you deposit for the first time, get a $5 bonus cash when you use code: TSW5

28. Got What it Takes? Play Spades to Win Cash

Spades Cash is a new type of Spades game where you play in solo mode and enter 1v1 or multiplayer tournaments to win cash and real prizes. Everyone gets dealt the same game board, but it’s your skills and completion time that’ll determine the winner.

You’ll automatically get matched with other players that are on the same level, so games are fair. Avoid losing points by making accurate bids at the beginning of each game!

Practice makes perfect, so play the practice rounds, and then play the cash tournaments when you’re ready. Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, or IN, but you can still win some amazing prizes like smart TVs, kitchen appliances, jewelry, and more!

29. The Best Financial App That’ll Save You $720/Year

Knowing your net worth isn’t just for rich people. It’s a financial report card that can tell you if you’re on the right track or if you need a wake-up call. To calculate it, you need the value of all your assets (things you own) minus your liabilities (things you owe). But wouldn’t it be nice if there were a tool that tracked your net worth over time for you?

Enter Rocket Money, the free money management app that’s like your personal finance assistant. It groups all your banking accounts together so you can see your earnings and spending in one spot. Plus, it helps you budget even if you don’t know how to.

  • The app will find all your recurring bills and subscriptions (even those you forgot about)
  • Rocket Money can help lower your bills by 20% (they negotiate for you)
  • The app also helps you start budgeting and set up auto-savings too
  • Their newest feature easily tracks your net worth

See what your savings could be with Rocket Money and start tracking your net worth too!

30. Get Free Stock Worth Up to $225

@MayoFi | Unsplash

Investing may seem expensive and most people put it off until they have “enough” money for it.

But time is the most important factor and Robinhood lets new investors get started with just $1.

This free trading app lets you trade stocks, ETFs, and options, along with cryptocurrency, commission-free! When your application is approved, they’ll give free stock worth $2.50 up to $225 for new members, with chances to get a high-value stock in Facebook, Microsoft, etc.

With a near-perfect 4.8 score from 2.3 million people, it’s a popular app that you should check out if you’re interested in investing.

31. Get Paid to Lose Weight

Get extra motivated because there’s a health and wellness company that will pay you to lose weight. Seriously!

It’s called HealthyWage.

They have a ton of testimonial/pictures on their site along with legit places reviewing them from CNN, The New York Times, Wall Street Journal, etc.

So if you need some money motivation to lose weight, here’s how it works:

1. Start with the HealthyWage calculator (Read More)
2. Decide on a weight goal & amount of time to achieve it
3. Bet on yourself ranging from $20-$150 a month
4. Achieve your goal and you could win up to $10,000 depending on your HealthyWager!
5. If you don’t achieve your goal, the money goes to support HealthyWage, including prizes for others who achieve their goals

32. Travel is BACK - Get Up to 90% Off International Flights

Stop getting FOMO on your friends’ feeds on travel. Hit up popular destinations like London, Cancun, Rome, Costa Rica, and more and get up to 90% off flight prices.

Scott’s Cheap Flights will do all the work for you since their team of actual humans will search for the best deals for up to 16 hours a day! You’ll never overpay for travel again with their help. And since they don’t get kickbacks from airlines, they are 100% not biased and only focus on deals they would take.

Choose where you want to go, or let the deals inspire your next destination!

Just sign up to be a free member, and remember to verify your email. Try out the 14-day free trial of their Premium or Elite memberships (no credit card required) to start getting REALLY good deals. For a limited time, premium membership for our readers is just $24 for one year. That’s 51% off the usual price!

33. Embrace Revenge Travel or Life Event (Fast Personal Loans Can Help)

Did COVID step all over your wedding or vacation plans for the past 1.5 years? Well, dust yourself off, get married (if you’re so inclined) and turn on vacay mode. You owe it to yourself!

Not sure how you’re going to pay for it all? Well, definitely not by maxing out credit cards. You could use your savings, but why? Travel is the second largest use case of personal loans, and it can help you go big while keeping your monthly payments small.

Save time by using AmONE, a loan matching service for those looking to borrow up to $50K. Regardless of your credit status, they’ll find loans with APRs from just 2.49%

There’s no credit score impact by applying for quotes and the repayment periods are flexible. They’ve helped over 13 million people and their loan consultants will help you understand your options! Once approved, you can get the funds as quickly as 1 day.

34. Never Pay Overdraft Fees Again - Banking That Has Your Back

On average, people pay $250/year just on overdraft fees!

Instead of charging you for silly fees, Chime, has your back. It’s an award-winning mobile financial app and debit card that lets you overdraft up to $200 with no fees1 via their SpotMe benefit. This means that $8 you were short on at the grocery store gets spotted, and your account won’t overdraft, saving you money. Plus, you get a sleek-looking debit card!

Combined with no monthly fees, the ability to get paid up to 2 days earlier,2 and auto-savings starting at 1.50% APY3 (which is 11x4 the national average!) makes Chime a stellar online financial option that doesn’t focus on profiting off of you like traditional banks.

Since Chime is free to use, give it a shot and see how you like it.

35. 2022 Goal: How to Budget Like a Pro

Without a well-planned budget, you don’t know where your money is going. You’re flying blind.

Goalry combines all the tools you need to see your financial future more clearly into a free virtual financial mall with “stores” to help reach your money goals, like building wealth, managing debt, and more.

You’ll get a Financial Health Score and expert guidance on how to reach your goals, whatever they may be. The useful budget tools are also fun and easy-to-use so you’ll be on top of your finances every month!

Members even get access to a knowledge base from top financial experts, as well as a community of fellow Goal-setters to help you exceed your own expectations.

36. The Money App That’s Backed by Paypal, Dwayne Johnson, Ashton Kutcher, and More

Celebrities and leading investors can be particular about where they put their money, but Acorns has caught the attention (and their investments) of Blackrock, Paypal, and major names like Dwayne Johnson and more. Not to mention, they already have 4.7 million+ customers!

That’s because Acorns Banking does more than other types of accounts as it automatically saves and invests for you. Every time you purchase on your new metal debit card, your spare change gets invested into an expert-designed, diversified portfolio of stocks and bonds. When you make your first investment, you’ll get a $20 bonus!

You can get started in under 3 minutes with no financial experience or expertise needed. You’ll also get access to retirement, investing for families, rewards, and more, all in one app.

With no hidden fees, Acorns makes it easy to invest in your future with your spare change.

37. Build an Epic Kingdom and Attack Friends in This Fun, Free Game

Note: You can’t make any money off this game, but we’re adding it in just because it’s fun!

“This game is kind of like a silly version of Mario Party”

Get competitive and strive to be the best in Dice Dreams, a fun, free game where you roll dice to attack other kingdoms, collect/steal coins, and level up your own epic kingdoms.

Each kingdom is uniquely themed, so once you achieve leveling up one, you move on to the next. We made it to the 9th kingdom this week and have fun raiding each other’s lands!

There are optional in-app purchases to get more dice rolls/coins, but the game can be played completely for free. Connect your Facebook login if you want even more perks and to play with friends! There are no annoying ads to interrupt your game, but you can watch video ads to get free rolls.

Download this fun timekiller and have a blast attacking your friends/family.

38. Pay the Mortage Renting Out Extra Space to Neighbors

The housing market is insane right now & if you managed to snag one, here’s how to help pay it off. Turn any unused space (a closet, a portion of the garage, a shed, etc.) into passive income by becoming a Neighbor Host. It’s free to list your space and you’ll earn extra money that can go towards your new mortgage!

Becca P., a middle school teacher, makes an extra $10,000 a year being a host!

  1. List your space for free (describe the space you have available, upload photos, and how much you’d like to earn)
  2. Review renter requests (what they want to store/when) and approve
  3. Schedule a move-in time with your new renter for their belongings

There’s no extra paperwork, and Neighbor automatically deposits money into your account each month, even if the renter doesn’t pay. Plus, there’s $1,000,000 property coverage for you and protection plans for your renters.

BONUS: Switch to Car Insurance as Low as $19/Month to Save Big

Whether your driving levels are back to normal or you’re driving less because of WFH status, you can still save on your auto insurance. People typically spend $800 a year MORE than what they need and that’s a lot of money.

See how much you can save at Smart Financial, a free auto insurance matching service. Answer a few questions related to your car, driving history, and some basic personal information, and they’ll search through the network which includes Progressive, Allstate, 21st Century, Nationwide, and more.

Your monthly rate could be as low as $19/month! It’s easy and free to check to see how you can save on the road!

BONUS 2: Affordable Car Insurance Exists - Save Up To $610

You’re probably overpaying on your current auto insurance without even realizing it.

  1. Just check on EverQuote to start comparing
  2. They’ll check from plenty of agencies to find you the best deal
  3. Pick your savings!

It literally takes less than 4 minutes to fill out the form to start saving big. EverQuote can save drivers up to $610 a year on average* compared to their current insurance premiums.

It’s super simple so try it out to see how much you could be saving on the road!

BONUS 3: Play Dominoes With Anyone to Win Cash

When you’re looking for a different type of puzzle gaming experience that’s not just swapping candies or jewels around, check out  Dominoes Gold, where you can play the classic board game for cash prizes.

The game follows the popular “Fives” rulebook where you match the ends of the domino tiles and make the ends of the board a multiple of 5. Any leftover tiles after a Domino will be counted as points for the winner of that round.

There are daily domino tournaments up to $6,000! Play for free on iPhone and when you’re ready, switch over to cash tournaments to get serious prizes. Memories of slamming chips down at your family’s house will come rushing back.

Cash tournaments are not available in: AL, AR, AK, CT, DE, FL, LA, KY, MA, MT, NJ, NY, OK, PA, SC, SD, or TN but you can still play for prizes!

BONUS 4: Forget Reddit Bros, Follow Real Investors Instead for Stocks

When you’re looking for more stability than Reddit stock hype, use Public, a social-investing app where you can own stocks, commission-free.

Seriously, you don’t have to have thousands of dollars either to get a share of your favorite companies like Apple, Peloton, Target, Uber, Tesla, and more.

Plus, you can follow real investors on the app (financial experts, entrepreneurs, celebrities, athletes, etc.) and get a first-hand look at what they’re investing in.

Public makes it easy for everyone to invest in the companies they believe in with no minimums, $0 commissions, and a robust community to gain knowledge from. Plus, get a free slice of stock worth $3 – 300 when you deposit funds!

BONUS 5: The #1 App for NFL, NBA, and Fantasy Sports Fans

Make your favorite sport even more exciting with the #1 app for player bets, PropShop.

Play for free with PropShop coins, or play for real money via one of their affiliate sportsbooks conveniently in the same app.

It’s simple:

  1. Choose your league and start swiping to make your picks (It’s like Tinder but for player bets!)
  2. Build your bet slip (choose to play free or place a bet with one of their partners)
  3. Use your PropShop coins to redeem real money rewards

All new players get a 100 coin welcome bonus, and after completing the first bet slip, get 1,000 more coins. Complete levels to get more coins or build winning bet slips.

“This app makes sports betting so much easier when it comes to player props. It’s fun, easy to use, and has been helping me win a lot of my bets 🤑” – Pmclaughlin

You can even redeem special real money promos from the PropShop marketplace using coins to make some risk-free cash bets!

Note that only players from these states can make cash bets:
AZ, CO, IA, IL, IN, KS, LA, MI, NJ, NY, PA, TN, VA, WV, and WY, otherwise, enjoy playing free with coins!

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