9 Legit Money Moves When You’re Short on Cash

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by Connor Simpson Updated on March 1, 2024
Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance. This site doesn’t include all available offers.

When you need some cash, here are some options on top of your regular paycheck. Judgment-free zone here; when you need it, you need it. 

Below is a good mix of short- and long-term suggestions, so we think at least a few can help you! Remember to bookmark this page so you can come back to it.

 

1. This Company Pays You to Test Games, Products, & More

Here’s a side gig that lets you earn money as an online tester. You can earn up to $120+ per test, ranging from testing apps, games, products, surveys, and more!

When you download TesterUp for free, you’ll see plenty of tasks collectively worth over $800.

Choose the ones you’re most interested in, and remember to agree to tracking so your progress can be checked, and they can pay you properly when you complete each task.

Members have made hundreds of dollars through Testerup, and they direct deposit to your PayPal within 24 hours. You’ll get access to even higher-paying tasks when you become a premium tester!

“I’ve made and withdrawn probably between $600-$800 and never had anything even remotely shady happen.” – Sunny B.

Make money from home or anywhere you want with Testerup, so click here to get started on your new side gig.

2. Get Up to $55 Per Win Popping Bubbles

Make consistent extra money playing Bubble Cash, where you match 3 bubbles of the same color until you clear the board. It’s popular, too, since the game is frequently ranked within the Top 10 in the App Store with a 4.6/5 star rating with over 74K+ reviews!

Win free cash when you collect enough gems to enter practice tournaments, and then win MORE when you enter the higher stakes tournaments (there’s a small entry fee for the bigger tournaments).

“Finally, a game that isn’t a scam! I won $71 yesterday on Sunday, and today on Monday, it was already in my Paypal” – Mzmari

Play for free now, and then switch to cash games to increase your winnings whenever you want. Obviously, this won’t make you rich, but 100% worth it compared to other games that don’t pay.

3. A Legit Way to Earn $750 This Week

You can get $750 direct deposited into your bank account and all you have to do is try out some deals. The catch? You can only do this once a year!

Seriously, anyone 18+ can participate in Flash Rewards, a rewards program that’s been around since 2016 and has rewarded $12 million to participants over time.

So how do you get the money? Answer: You just have to follow the instructions carefully!

Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.

  1. Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
  2. Take a quick Survey (it helps figure out the optional offers & required deals to recommend)
  3. Complete deals by shopping Flash Rewards’ great brand name partners.
  4. Important: Follow the instructions on completing the specific number of deals for each level and get to Level 5 to get the maximum reward! (there are plenty of deals to try – some are free trials or app downloads, others require a purchase!)
  5. Claim the reward and get it in about a week!

You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!

4. Turn Bingo Skills into Dollar Bills (Win from $1 up to $83 Per Game!)

Bingo Cash is a free-to-play modern version of the classic game, but you can win cash from your phone. The game has an App Store rating of 4.7 ⭐ and is currently ranked #6!

No luck involved, just speed and precise tapping of the right numbers on the board! Each game only takes 2 minutes, and everyone gets the same card and numbers, so it’s fair play. Finish among the top 3 winners and win gems or cash! You won’t get rich, but it can be consistent extra money you didn’t have before.

“Legit, and the cash out process is fast!” -CanosRUs

If you participate in cash tournaments, you can win up to $83 PER game. These typically have small entry fees, so practice first!

5. Hustle like a Mother and Earn Up To $1,000!

Easy, effortless options on the go for those who hustle. Join the over 3M hustlers earning extra on KashKick while doing things they love! It’s free to join, and signing up is easy.

Like to cook? Earn while trying new recipes! Waiting to pick up kids in the car line? Play a mobile game and start earning! Some games pay over $180 to play and complete!

Paying for gas? Get cash back! So many different ways to earn a little extra cash without much effort. You can also shop now and pay later, complete surveys, play mobile games, or try new services and get a cash back reward.

“Kashkick saved my life! I lost my job, and thanks to KashKick, I get a little side income to pay a couple of bills.” – Shanice, New Orleans

6. Get Paid Up to $89 Playing Match 3 Games

Puzzle game lovers will love Match to Win, a free-to-play game where you can win cash rewards through 300+ exciting levels. Redeem free chances to win REAL money on a daily and monthly basis. You can also win up to $2,500 instantly!

Yes, it’s legit – there are already over 265K reviews with a 4.5 average rating!

“I love the fact that you don’t have to purchase anything to win! Also, each level is different, so it doesn’t get monotonous! – Noelle Belmore

Play anytime you want, and you never have to spend any money to enjoy the game. Cash out via PayPal when you reach $7. So download and play for free to start winning cash!

7. Get Paid to Be an Online Tester & Earn Rewards

There’s no shortage of brands looking for feedback, so why not sign up for another free-to-join program to earn even more money?

Test’em All (iOS) is a newcomer and will pay for your opinions through surveys, fun games, and in-store evaluations of Walmart, Home Depot, Subway, and more.

Payouts can be as early as 75 cents through PayPal, or choose from their popular gift card options. Your earnings are worth even more if you pick from their brands like Target, TEMU, Amazon, etc.

As a welcome bonus, everyone gets 4,499 coins just by signing up! Getting into the iOS app takes less than a minute, so start making money now.

8. The Money App Backed by Celebrities That Saves AND Invests for You

Acorns has caught the attention (and their investments) of Blackrock, Paypal, and major names like Dwayne Johnson and more. Plus, they have about 10 million all-time customers!

That’s because Acorns automatically saves and invests your spare change from every purchase with the Round-Ups® feature. You’ll get a diversified portfolio picked by experts based on your investment profile.

You only need $5 to start investing, and when you set up recurring investments, you’ll get a $20 bonus!

Get started in under 5 minutes with no financial experience or expertise needed. You’ll also get access to retirement, investing for families, rewards, and more based on your subscription plan.

With no hidden fees, Acorns makes it easy to invest in your future with your spare change!

9. Earn Up to $1,000/Month Testing Apps, Games, & Surveys

There are plenty of ways to make money online, but what’s really worth your time? That’s what we’re constantly researching.

The millions of people who have already joined Freecash made their opinions clear. It’s definitely worth it. Like them, you can earn up to $1,000 extra cash a month just by testing apps and games and joining surveys. Increase your chances to earn even MORE if you make purchases within your offer (even small amounts!)

With over 14,500 offers available, you have plenty of options to make money from. It’s simple:

  1. After signing up for free on Freecash, choose your offers on the Earn page
  2. Complete the offer (some take 5-10 minutes, but games could take longer, so making a purchase, even a small one, can speed up your earnings!)
  3. Get paid! Each completed task gives coins that you can redeem for real gift cards, PayPal, cryptocurrency, and more

With daily bonuses and instant cashouts, no wonder it’s rated 4.6 on TrustPilot with over 64,000 reviews. Users have earned over $50M on Freecash since 2020, so sign up to see how much you can make!

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