13 Ways to Make Money Until The Next Stimulus Check Arrives (If Ever)
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I think we can all agree that a $1,200 check just isn’t enough and particularly in states that have a higher cost of living. It’s obviously better than nothing but who’s already spent that money within 3 weeks of receiving? *raises hand*
The IRS started mailing payments out in April and to this day, there are still 30-35 million payments that haven’t been delivered. There are talks about a second round of stimulus checks but it most likely won’t be for a while until they come to a decision.
So take matters into your own hands and start making money on the side. We’ve rounded up some unconventional ways because we’ll need all we can get for what else is to come this year!
1. Please Spot Me Up to $2001, So I Don’t Get an Overdraft Fee!
We got you. Or, more specifically, Chime ® has your back; the award-winning mobile financial app and debit card will have you saying goodbye to overdraft fees!
That’s because their SpotMe®️ tool can literally spot you up to $2001 without charging a fee as long as you receive qualifying direct deposits.
You need qualifying direct deposits of at least $200 a month into your Chime Checking Account to qualify, and one of the easiest methods is to route your paycheck there so you don’t have to think about it.
Other perks:
- Get paid up to 2 days early3 with direct deposit
- Get 2.00% Annual Percentage Yield (APY)4 with the high-yield Chime Savings Account5
- Access to a new way to build credit history with the Secured Chime® Credit Builder Visa® Credit Card6
- FDIC-insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.7 (it’s safe!)
- No minimum balance, no monthly fees, and no foreign transaction/transfer fees
Sign up for Chime and say goodbye to overdraft fees and other benefits!
2. Get Free Money Back on All Your Shopping Hauls
Check your pockets; check your purse. And keep receipts for your iPhone.
Just grab all your recent receipts from your coffee runs, grocery trips, restaurants, and gas station fill-ups, scan them into Fetch Rewards on iOS, and earn points for free money! Connect your email account, as well, to count DIGITAL receipts from Amazon, Instacart, and more.
Basically, snap a pic of your receipt from anywhere, and that’s it; you’ve got points for money. There’s no minimum spend, no need to select items manually, scan in any receipt from any store or gas station, and it’ll automatically reward you.
It’s free and easy to use and is a must-have iOS app for anyone who buys stuff!
3. Save Time (And Money) By Unsubbing From Marketing Emails
When the “unread” number in your email inbox is growing by the day, it’s time to wrangle it in.
There’s no doubt that our inboxes get slammed with a lot of marketing emails. And now, every corporation that we’ve ever given our emails to is expressing how they’re handling COVID-19.
Instead of wasting time unsubscribing one by one, just use Unroll.me, a free service designed to help clean your inbox by displaying all the email subscriptions you have in less than a minute.
You then have the following options to: Keep in Inbox, Unsubscribe, or Add to Rollup.
“Add to Rollup” is like a summary of the emails you might want to look at but don’t immediately have time for. Think of it as a daily, weekly, or monthly digest (you choose) of all the subscriptions you picked to be contained in one convenient, scrollable email (like a newsfeed).
It ignores all your personal emails and only looks at the commercial emails so save time and money (don’t be tempted by sales!) by getting rid of marketing emails.
4. Give Opinions, Get Gift Cards from Legit Surveys
There are a lot of survey programs out there, but none as popular as these two free rewards program where you can earn cash for your time and opinion. You’ll even get paid on the everyday stuff you do online.
Swagbucks: You get rewarded for doing surveys, searching the web, reading articles, and playing fun games but the one activity that earns you the most points is actually watching videos! These range from Entertainment, Health, Hobbies, Parenting, Tech, News, and more. New members can get a free $5 just for signing up!
Inbox Dollars: Watch their TV and Videos section that ranges from Trending News, Entertainment, Food, Health, Tech, and even the latest World News to earn some cash. It’s possible to earn up to $200 per month and they also have a $5 sign up bonus.
5. Work From Home: Earn $20 Per Hour to Start Teaching English To Kids Online
The past few months have been rough on Americans and their livelihoods. If you’ve been considering a side gig to supplement your primary income or need a job working from home, teach English online to kids ages 5-13!
EF Online (Education First) is a teaching platform helping to connect students in China and native English speakers for 20+ years with their global network of 600+ schools. You’ll experience a flexible schedule where you can work from home, earn up to $20/hr to start, with all lesson materials are provided. While teaching experience is preferred, it’s not required. Earn extra rewards the more you teach!
Here are the requirements:
- Must be a native English speaker living in the U.S.A with a Bachelor’s degree in any field
- By the start of your teacher’s contract term, you must earn and submit documentation of a 40 Hour TEFL (Teaching English as a Foreign Language) certification (or higher)
- Agree to an online background check (no cost to you)
- Be available to work during a set range of hours
- Have a solid wifi connection and headset
- And lastly, be passionate!
Classes are 25 minutes each and since EF Online encourages repeat classes, you might be teaching the same students regularly. In addition, parents can book you up to 6 months in advance leading to a more stable income.
If you enjoy interacting with kids, this is definitely a rewarding and flexible gig from home!
Note: The following U.S. states are excluded from this gig – CA, IN, MA, NH, NJ, NY, and IL.
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