10 Money Moves When You Have $1,000 in The Bank

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Once you’ve hit $1,000 in your checking account and you don’t need to use it for bills immediately, maximize that money as much as you can. Plus, find other ways to make even more money.

We’ve listed some resources below and rounded up some fun and effective options you can try in your spare time to earn some extra money. Most you can do through your phone, like playing games, doing errands, and more things you naturally do anyway. Why not get paid for the stuff you already do?

Bookmark this and keep it handy, as you probably won’t be able to do all of these at once!

1. A Legit Way to Earn $750 This Week

You can get $750 direct deposited into your bank account and all you have to do is try out some deals. The catch? You can only do this once a year!

Seriously, anyone 18+ can participate in Flash Rewards, a rewards program that’s been around since 2016 and has rewarded $12 million to members over time.

So how do you get the money? Answer: You just have to follow the instructions carefully!

Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its mini task to complete.

  1. Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
  2. Take a quick Survey (it helps figure out the optional offers & required deals to recommend)
  3. Complete deals by shopping Flash Rewards’ great brand name partners.
  4. Important: Follow the instructions on completing the specific number of deals for each level and get to Level 5 to get the maximum reward! (there are plenty of deals to try – some are free trials or app downloads, others require a purchase!)
  5. Claim the reward and get it in about a week!

You won’t get your reward if you don’t complete the required amount of deals and some paid participation is required. Sure, it takes a little more effort, but it’s legit. Get your $750!

2. Please Spot Me Up to $2001, So I Don’t Get an Overdraft Fee!

We got you. Or, more specifically, Chime ® has your back; the award-winning mobile financial app and debit card will have you saying goodbye to overdraft fees!

That’s because their SpotMe®️ tool can literally spot you up to $2001 without charging a fee as long as you receive qualifying direct deposits.

You need qualifying direct deposits of at least $200 a month into your Chime Checking Account to qualify, and one of the easiest methods is to route your paycheck there so you don’t have to think about it.

Other perks:

  • Get paid up to 2 days early3 with direct deposit
  • Get 2.00% Annual Percentage Yield (APY)4 with the high-yield Chime Savings Account5
  • Access to a new way to build credit history with the Secured Chime® Credit Builder Visa® Credit Card6
  • FDIC-insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.7 (it’s safe!)
  • No minimum balance, no monthly fees, and no foreign transaction/transfer fees

Sign up for Chime and say goodbye to overdraft fees and other benefits!

3. Get $35,000 Worth of Debt Paid Regardless of Your Credit

Owe $35,000 or less on credit cards? Find a personal loan using MyLendingWallet to pay off all your balances and consolidate them into one balance to make it easier on yourself.

It takes 2 minutes to find loans regardless of your credit status, with APRs from 5.99% up to 36% max. Their network has over 100 vetted lenders, and you’ll be able to compare side-by-side with no obligation quickly.

There’s no credit score impact by checking and the repayment periods are flexible, ranging from 61 days to 72 months (6 years). Plus, you can get the funds as fast as 24 hours!

4. This Paid Survey Panel Gives Out 7,000 Gift Cards Daily

Members can earn an average of $50 a month in popular Swagbucks, a free rewards program where you can earn cash for your time and opinions.

Get rewarded for doing surveys, online shopping, uploading receipts, and playing fun games, but the one activity that earns you the most points is completing surveys. Redeem points for free gift cards, cash, and crypto vouchers. There are hundreds of different offers to explore and complete!

New members can get a free $5 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!


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