I know, I know. Christmas time already?
It’ll come up quick though so let’s think about presents. And delicious food. On average, people spend more than $1,000 on gifts, food, travel during the holidays. That’s a lot! But you can start prepping for that now to make it easier on yourself.
Below are some of our favorite ways to earn and save some money! Small consistent moves will pay off by the time December rolls around.
1. A Legit Way to Earn $750 This Week
You can get $750 direct deposited into your bank account and all you have to do is try out some deals. The catch? You can only do this once a year!
Seriously, anyone 18+ can participate in Flash Rewards, a rewards program that’s been around since 2016 and has rewarded $12 million to members over time.
So how do you get the money? Answer: You just have to follow the instructions carefully!
Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.
- Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
- Take a quick Survey (it helps figure out the optional offers & required deals to recommend)
- Complete deals by shopping Flash Rewards’ great brand name partners.
- Important: Follow the instructions on completing the specific number of deals for each level and get to Level 5 to get the maximum reward! (there are plenty of deals to try – some are free trials or app downloads, others require a purchase!)
- Claim the reward and get it in about a week!
You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!
2. Get Paid Up to $89 Playing Match 3 Games
Puzzle game lovers will love Match to Win, a free to play game where you can win cash rewards through 300+ exciting levels spanning across Hawaii, Paris, San Francisco, and more.
It’s simple. When you clear a level, you earn coins, which are redeemable for instant win scratchers, prize wheels, and sweepstakes up to $2,500! And yes, it’s legit – there are already over 135K reviews with a 4.5 average rating!
“I love the fact that you don’t have to purchase anything to win! Also, each level is different, so it doesn’t get monotonous! – Noelle Belmore
Also, join the daily Cash Dash event, where players enter a sweepstakes race by collecting in-game trophies. Be among the first Top 25 players for bonus prizes of $5 to $10! Cash out via PayPal when you reach $7. So download and play for free to start winning cash!
3. This Company Will Help Pay Off Your Credit Card Debt (Up to $50,000)
Debt sucks but make sure it doesn’t get to Squid Game level debt, you know?
So if you have credit card debt of $50,000 or less, then AmONE can help by matching you with a low-interest loan to pay off all your balances.
This will leave you with just ONE bill each month, making it easier to manage as well as benefiting from a lower interest rate. AmOne starts at just 2.49% APR compared to credit cards that can go as high as 36%!
The lower the APR, the less interest over time you have to pay back which means getting out of debt even faster. Plus using AmONE has no credit score impact and repayment periods are flexible.
It only takes 2 minutes to check and you can get the funds as quick as 1 business day.
4. 500,000+ People Received Loans for Emergencies Regardless of Their Credit
Gas prices are already high, so don’t let unexpected emergencies, like car repairs, house repairs, and more, stress you. Qualified borrowers can borrow between $500 and $4,000 through OppLoans, depending on the state of residence.*
Even better, applying won’t impact your FICO credit score^! Opploans reports customer payment history to the three major credit bureaus so that consistent on-time payments may improve credit score.+
OppLoans is also committed to helping customers build a better financial path forward. If OppLoans can’t give you the best rate, they’ll automatically check other lenders to see if you qualify for better terms!
“I was able to be approved for a loan within minutes and received my direct deposit the very next business day. I’ve never requested a loan before and was very leery of the process with it being online, but was pleasantly surprised at the customer service and prompt follow-up.” – Amaris A.++
You can see a state-by-state breakdown of loan rates and terms here.
5. Get $10 to Invest in the Legal Cannabis Industry and Crypto. No Experience Necessary.
6 million customers already use Stash, an investment app, lets you start investing with as little as $5 and you can choose where to put your money, and they’ll provide guidance and tools to help. You can invest in some of the major companies that you regularly use to make a custom Personal Portfolio.
You can even invest in the legal cannabis industry which is big business as retail sales are projected to hit $70 BILLION by the end of 2028.*
Plus, with Stash Growth and Stash+, you can also choose the Smart Portfolio option which offers hands-off stress-free investing based on your risk tolerance. You also get exposure to cryptocurrency through handpicked trusts managed by Grayscale. Stash’s customers can invest in the world’s largest Bitcoin fund, Grayscale Bitcoin Trust, and Grayscale Ethereum Trust, giving access and exposure to emerging asset classes via trusted investment vehicles. They make it easy to invest in crypto when you don’t know where to start!
It takes less than 2 minutes to start and they’ll even give you $10 to start investing when you sign up and deposit $5 or more into your Personal Portfolio.
Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.
6. Satisfyingly Pop Bubbles to Make Cash
Who loved popping bubble wrap growing up? I still do. Check outto go on a popping frenzy against real players online to win actual cash. Drop a bunch of bubbles at once and get those high-scoring combos.
, and then switch over to cash games whenever you want. Seriously though, cash game winners can win thousands of dollars…by popping bubbles. There are raffles to win BONUS cash on top of your regular winnings too!
Just note that cash tournaments aren’t available in AZ, AR, DE, IA, LA, MD & SC but everywhere else is fair game to win actual money!
7. Earn Up to $83 When Winning in Solitaire
Less than a few minutes. That’s all you need to win up to $83 when you play, a fun Solitaire game with a modern twist.
It’s like regular Solitaire, but you compete against other players at the same skill-level as yours to see who can solve the deck the fastest. Win cash for free or deposit cash to multiply winnings from cash tournaments with players already winning!
Solitaire Cash is free to download and play, so if you like playing quick games for chances to win cash, check it out.
8. Fetch All Your Receipts (Even Virtual) & Get Free Money Back
Grab all the recent receipts you have and scan them intoto earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!
Basically, upload any receipt, snap a pic with the app, and boom, you’ve got points for money.
Be sure toon us when you use promo code REWARD before scanning your first receipt!
9. This Solitaire App Pays Up to $200/Win (Seriously)
is like regular Solitaire, except you can win real cash. The game matches you with players of the same skill level, so all is fair. Practice until you’re ready to participate in the cash tournaments!
“Overall, it’s a great game, not a scam, you just need to practice to be able to go up against some really good players.” -Arayev
“Win or lose, you still get tickets to stock up and redeem for prizes or cash bonuses!” – tkitchen84
BONUS: When you deposit for the first time, get a $5 bonus cash when you use code: TSW5
Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN, but you can still play for prizes!
10. Instantly Get Paid $1 for Each Survey (No Limit!)
By now, you’re probably familiar with surveys. If not, it’s a great way to earn side cash for just giving anonymous opinions and you can join several survey programs to increase earnings.
Add SurveyTime to your list, because what makes them different from others, is that you’ll instantly get paid $1 after each survey completion. No waiting around to accrue at least $15 to cash out, you can get paid right after!
And there’s no limit either, so you can take as many surveys as you want available. You can choose between Target, Amazon, or Walmart gift cards, PayPal, or Bitcoin via Coinbase.
It’s free & easy to start. Just head here to sign up, check your confirmation email, and answer a few introductory questions.
It takes a few days until the system learns your profile to match you with the best surveys so you might be disqualified for some surveys at the beginning. Then you can take as many surveys as you want and it’ll be clear on the site how long each survey would take. On average, each could take 10 minutes with some being as quick as 3 minutes!
11. Affordable Car Insurance Exists - Save Up To $610
You’re probably overpaying on your current auto insurance without even realizing it.
- They’ll check from plenty of agencies to find you the best deal
- Pick your savings!
It literally takes less than 4 minutes to fill out the form to start saving big. EverQuote can save drivers up to $610 a year on average* compared to their current insurance premiums.
It’s super simple soto see how much you could be saving on the road!
12. Not Your Grandma’s Bingo - Play Anywhere for Cash
Ditch the paper sheets and giant stamps in favor of, a fast-paced and competitive bingo game that you can play anywhere on your phone. And even against your friends virtually.
2 minutes. That’s all you need per game where you play against another person around the world. Everyone sees the same card and balls so by daubing (tapping the number) fast and correctly, you’ll get bonus boosts for more points! Tap the incorrect number and points will get docked so don’t get sloppy!
against real people for prizes or switch over to cash games to win…cash! Cash game winners can win up to $1,000 or more in mini-tournaments.
Cash tournaments not available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN but you can still play for prizes! BONUS: When you deposit for the first time, get a $5 bonus cash when you use code: TSW5
13. This Paid Survey Panel Gives Out 7,000 Gift Cards Daily
There are a lot of survey programs out there, but none as popular as Swagbucks, a free rewards program where you can earn cash for your time and opinion. Members can earn an average of $50 a month!
Get rewarded for doing surveys, online shopping, uploading receipts, and playing fun games, but the one activity that earns you the most points is completing surveys. Redeem points for free gift cards and cash. There are hundreds of different offers to explore and complete!
New members can get a free $5 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!
14. Scan the Stuff You Buy & Get Free Rewards
The exclusive(NCP) program is opening up again for more participants! This is your opportunity to make your consumer voice heard! (And get paid for it)
When you become a panelist, just use the app to scan the barcodes of items you purchase, provide a few additional transaction details, and you’ll earn points for:
- Gift Cards
- Electronic Equipment
- Flat Screen TVs
- and much more from their gift catalog!
Plus, all panelists are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even a quarterly sweepstakes to win $5,000!
The more you share yourthe more rewards you can get. You can also answer surveys and share information about your overall shopping trip.
“Scanning my purchases is fun! I also enjoy taking the surveys. Earning points is fast and easy and they have a great selection of rewards.” – Jennifer B.
It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.
to be a National Consumer Panelist. Eligibility will be based on your location. If you don’t get accepted this time, don’t worry! They’re always expanding locations, so check back again.
15. The Best Financial App That’ll Save You $720/Year
Knowing your net worth isn’t just for rich people. It’s a financial report card that can tell you if you’re on the right track or if you need a wake-up call. To calculate it, you need the value of all your assets (things you own) minus your liabilities (things you owe). But wouldn’t it be nice if there were a tool that tracked your net worth over time for you?
Enter Rocket Money, the free money management app that’s like your personal finance assistant. It groups all your banking accounts together so you can see your earnings and spending in one spot. Plus, it helps you budget even if you don’t know how to.
- The app will find all your recurring bills and subscriptions (even those you forgot about)
- Rocket Money can help lower your bills by 20% (they negotiate for you)
- The app also helps you start budgeting and set up auto-savings too
- Their newest feature easily tracks your net worth
See what your savings could be with Rocket Money and start tracking your net worth too!
16. Real Cash Back on Groceries & More
Use this free app to get cash back on the stuff you already buy! Millions of people use Ibotta to earn cash back on their everyday purchases, like groceries, household essentials, food delivery, online shopping, and more.
It’s super simple:
- Just browse Ibotta first before shopping and add offers from thousands of products from your fav retailers to Your List
- Go shopping in-store or online, and submit your receipt (or link grocery accounts) to earn free cash
- When you’re ready to cash out, withdraw directly to your bank, PayPal, or gift cards!
Ibotta is free to download and you’ll also get $10 in Welcome Bonuses when you sign up! It’s like you’re getting paid to shop. Save big, just in time for summer!
17. Start on New Year, New You - Get Paid to Lose Weight
Who’s ready for next year already? *raises hand
So why not get a jumpstart? Particularly when it comes to your fitness and weight goals. Time to get rid of that post-quarantine 15…or more!
And you might be extra motivated because there’s a health and wellness company that will pay you to lose weight. Seriously!
It’s called HealthyWage.
They have a ton of testimonial/pictures on their site along with legit places reviewing them from CNN, The New York Times, Wall Street Journal, etc.
So if you need some money motivation to lose weight, here’s how it works:
1. Start with the HealthyWage calculator (Read More)
2. Decide on a weight goal & amount of time to achieve it
3. Bet on yourself ranging from $20-$150 a month
4. Achieve your goal and you could win up to $10,000 depending on your HealthyWager!
5. If you don’t achieve your goal, the money goes to support HealthyWage, including prizes for others who achieve their goals
18. Never Pay Overdraft Fees Again - Banking That Has Your Back
On average, people pay $250/year just on overdraft fees!
Instead of charging you for silly fees,, has your back. It’s an award-winning mobile financial app and debit card that lets you overdraft up to $200 with no fees1 via their SpotMe benefit. This means that $8 you were short on at the grocery store gets spotted, and your account won’t overdraft, saving you money. Plus, you get a sleek-looking debit card!
Combined with no monthly fees, the ability to get paid up to 2 days earlier,2 and auto-savings starting at 1.50% APY3 (which is 11x4 the national average!) makes Chime a stellar online financial option that doesn’t focus on profiting off of you like traditional banks.
Since Chime is, give it a shot and see how you like it.
19. You Can’t Control Gas Prices so Save $720/Year on Car Insurance Instead
Have you checked your car insurance rates lately? You can check in 30 seconds if you’re overpaying since on average, people spend $720/year more than they should. It’s easy:
- Head over to and connect your current insurance (no long form to fill out!)
- We’ll instantly check for a better deal
- See your savings!
A satisfied customer had said “I left Geico. I was paying $150, now thanks to you guys, I’m only paying $50!”
and you choose to switch, we’ll help you cancel your old policy, enroll you in the better one, and get a full refund on the unused portion of your prior payments. It’s the simplest and easiest way to get a refund on your overpriced car insurance policy.
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